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KCAL Insurance Agency

Stay Protected While Traveling the States

Comprehensive Coverage for Medical Expense, Unexpected Accidents
Ensure Coverage Before Departure!

Visit USA Healthcare

Visit USA Healthcare insurance is designed specifically to provide coverage during short-term visits for non-American visitors in unexpected accidents or sudden illnesses. Whether you are visiting USA to see your relatives or for a business trip, this is the plan for you. Physical examination is not a requirement and there is no age limit for this plan. Apply online and gain immediate access with a daily premium starting from $0.69 and up. Check here for medical provider networks around the U.S. (opens in new tab)

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Benefits and Limits

Benefits and Limits – Budget Plan

Plan A ($50,000) Plan B ($150,000)
Age Eligibility 14 days – 80+ years 14 days – 69 years*
Maximum Policy/Accident & Sickness Medical Coverage Limits $50,000
(ages 80+: $20,000)
$150,000
(ages 65-69: $100,000)
Deductible $0, $50, $100, or $250 per incident $0, $50, $100, or $250 per incident
Coinsurance Usual, Reasonable and Customary Usual, Reasonable and Customary
Urgent Care Center No Benefit No Benefit
Provider Network No network is required.
You may use any doctor you choose.
No network is required.
You may use any doctor you choose.
Emergency Medical Evacuation $100,000** $100,000**
COVID-19 Coverage Included Included
Repatriation of Remains $25,000 $25,000
Emergency Reunion $15,000 (maximum 15 days) $15,000 (maximum 15 days)
Terrorism $25,000 $25,000
Recreational Sports Included Included
Personal Liability No Benefit No Benefit
Accidental Death & Dismemberment No Benefit No Benefit
Political Evacuation No Benefit No Benefit
Crisis Response No Benefit No Benefit
Trip Interruption No Benefit No Benefit
24/7 Worldwide Assistance Included Included

*Plan B is not available for visitors above age 69.

**$100,000 Lifetime Maximum is only available to members under 70 years of age.

Please refer to the policy terms in English (opens in new tab) for the benefits, limits and exclusions.

Download a brochure (opens in new tab) and get helpful information about benefits and coverage in PDF format.

Daily Premium

Daily Premium-Budget Plan

Plan A($50,000) (opens in new tab) Plan B($150,000) (opens in new tab)
Age Deductible Per Incident
$0 $50 $100 $250 $0 $50 $100 $250
14 Days – 17 Years $1.23 $1.04 $0.93 $0.74 $2.30 $1.89 $1.75 $1.40
18 – 29 $1.23 $1.04 $0.93 $0.74 $2.30 $1.89 $1.75 $1.40
30 – 39 $1.39 $1.16 $1.05 $0.83 $2.48 $2.04 $1.85 $1.48
40 – 49 $1.43 $1.22 $1.10 $0.87 $2.64 $2.16 $2.05 $1.64
50 – 59 $2.00 $1.70 $1.55 $1.23 $3.54 $2.96 $2.86 $2.29
60 – 69* $2.38 $1.95 $1.80 $1.42 $4.04 $3.36 $3.25 $2.60
70 – 79* N/A N/A $3.17 $2.54 N/A N/A N/A N/A
*Plan B is only available for ages 0-69
The Plan A Medical Expense Benefit limit for persons ages 80 and above is $20,000.
The Plan B Medical Expense Benefit limit for persons ages 65-69 is $100,000.