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KCAL Insurance Agency

About KCAL Insurance

KCAL Insurance Agency has been serving the community since 1984. What began in a single office in Hacienda Heights has now expanded to multiple locations throughout Los Angeles and Orange County including San Gabriel, Irvine, Diamond Bar, and Cerritos. After many years of hard work and dedication, KCAL has grown to become one of the most respected and leading insurance agencies in Southern California. KCAL has provided about 10,000 businesses with their workers’ compensation insurance, customized employee benefits plans, and all types of business insurance. KCAL has also provided more than 200,000 individuals and families with their health, life, auto, and home insurance protection.

KCAL is committed to providing high quality insurance products and unsurpassed customer service to our clients. With more than 120 licensed experienced insurance agents, our dedicated customer care professionals research and compare the most competitive insurance plans in the market for both individuals and businesses. Our primary goal is to provide our valued customers with quality services and products for you, your family and your business!

Founder Kenny Chang entered the insurance industry in 1984 and established KCAL in Hacienda Heights, steadily growing with branches in San Gabriel, Irvine, Diamond Bar, Cerritos, and Ontario. Today KCAL serves over 200,000 individual clients and nearly 10,000 businesses with commercial, workers' comp, group health, and related coverage.

Since its founding, KCAL has relentlessly pursued progress and quality — refining staff training and client service to earn the highest customer satisfaction and care for the entire Chinese-American community.

KCAL Insurance

“We’ll always be there for you.” At KCAL Insurance Agency, we value our customers. We strongly emphasize professionalism in our customer service representatives and are committed to providing the highest quality insurance products and unsurpassed customer service to our clients.

Founder’s Story

Kenny Chang, CEO and Founder of KCAL Insurance Agency, immigrated from Taiwan to the United States in the early 1980s. He experienced significant challenges as a new immigrant, and decided then that he wanted to serve his community and make the immigrant experience easier for others.

Kenny pledged to help those in the Chinese community understand the importance of having insurance coverage and managing risk. He became an insurance agent in 1984 and then founded KCAL Insurance Agency (KCAL). KCAL has grown to become one of the largest minority-owned insurance agencies in Southern California. In 2019, Kenny was selected as one of “2019’s Most Influential Insurance Brokers” by the Los Angeles Business Journal.

Kenny is passionate about giving back to the community. For the past 19 years, Kenny has been hosting his weekly radio show, “A Beautiful Life”, on local radio station AM 1300. His show helps the Chinese community in the Greater Los Angeles Area stay up-to-date on the latest developments in risk management and insurance. He also serves as a Board Member for the Industry Sheriffs Youth Activities League and as an Advisor to Hsi Lai Temple. Every year, Kenny also donates student scholarships and hosts free educational seminars on a wide range of topics including cybersecurity, identity theft prevention, active shooter preparedness, tax and labor law updates for business owners, health insurance for seniors and for individuals, and much more. In 2015, he also served as the Chairman of Host Town Hacienda Heights in the 2015 Special Olympics World Summer Games.

Founder Kenny Chang

Why You Should Choose KCAL

We will help you find the best deals and save you a tremendous amount of money by comparison shopping. Our dedicated staff will research and compare the most competitive insurance plans for you.

We are staffed with licensed agents and experienced professionals who are ready to assist you every step of the way from comparison shopping to application to claims. As a KCAL customer, you have the peace of mind knowing that your concerns will never be ignored. We guarantee that your questions will be answered quickly and accurately anytime during your purchasing process and throughout the duration of your policy.

We carry a full line of insurance products. Whether you want individual health insurance for yourself or your family, group health insurance plan for your employees, commercial insurance for your business, we’ll provide you with the right insurance plan. If you need homeowners insurance, health insurance, auto insurance, workers compensation, or commercial business insurance, we have all the plans you’ll want. With 40 years of insurance experience, we know the right way to help our customers resolve complex insurance claims and other related issues. Our experienced insurance claim advisors will make sure your paperwork is properly prepared and submitted to the insurance company. Your case will be followed closely by our dedicated staff until settlement.