Traveling Outside Your Home Country?

Medical Expense and Emergency Coverage
Stay Protected While Traveling Away from Home

Travel Abroad Insurance

Travel abroad insurance is designed specifically to provide coverage for those traveling outside their home country* in unexpected accidents or sudden illnesses. It includes worldwide medical emergency coverage of up to $2 million. Apply online to gain immediate access with a daily premium of less than $4. (*For individuals holding dual or more citizenship in multiple countries, the insurance will not provide coverage when individuals visit those countries.)

Coverage

Overall Maximum Limit*	Plan A: $500,000 / Plan B: $1,000,000 / Plan C: $2,000,000
Deductible	$0, $250, $500, $1,000, or $2,500
Coinsurance	100% after deductible, up to the overall maximum
Emergency Medical Evacuation	$1,000,000
Acute Onset of Pre-Existing Condition**	$200,000 (Age 60-64: $20,000)
Accidental Death and Dismemberment***	$50,000
Emergency Reunion	$100,000
Repatriations of Remains	$50,000
Trip Interruption	$10,000
Terrorism	$50,000
Political Evacuation	$50,000
Baggage Loss	$1,000
Stolen Passport/Visa	$100
Emergency Dental Pain	$200 for pain relief, $2000 for accident
World Wide Assistance Services	Included
Recreational Sports	Included
Accidental Death and Dismemberment	Optional add-on For only $0.60 per day, you can add an additional $100,000 to your benefit.
Intercollegiate/Interscholastic Sports	Optional add-on Provides additional coverage for those participating in intercollegiate or interscholastic sports. This rider is available for an additional $1.25 per person, per day.
Hazardous Activities	Optional add-on Gives you the option of purchasing additional protection to cover your adventures. This rider is available for an additional 20% of your premium. Only medical expenses related to hazardous activities are covered.
Covid-19 Coverage	Included The Medical Expenses benefit includes coverage for eligible Covid-19-related medical expenses. Testing for Covid-19 will be covered if deemed medically necessary by a physician.

*Benefit limits may apply to certain conditions.

**Acute onset of pre-existing conditions maximum benefit for those age 60-64 is $20,000, after deductible. For those under age 60, the limit is $200,000.

***Accidental Death and Dismemberment coverage is based on age: Under 18: $5,000; 18-64: $50,000

Daily Premium

Daily Premium*	Plan A ($500,000)
Age	Deductible Per Policy Period*
	$0	$250	$500	$1000	$2500
14 days – 29 years	$1.65	$1.34	$1.19	$1.09	$0.98
30 – 39	$2.07	$1.68	$1.49	$1.35	$1.22
40 – 49	$2.80	$2.41	$2.01	$1.95	$1.76
50 – 59	$4.78	$3.82	$3.41	$2.94	$2.65
60 – 64	$6.03	$4.83	$4.36	$3.74	$3.37
Coverage appliance needs to be at least 5 days, up to 364 days. Child is defined as a person at least 14 days old, and younger than 18 years old.

Daily Premium*	Plan B ($1,000,000)
Age	Deductible Per Policy Period*
	$0	$250	$500	$1000	$2500
14 days – 29 years	$1.73	$1.41	$1.26	$1.14	$1.02
30 – 39	$2.20	$1.75	$1.59	$1.42	$1.27
40 – 49	$2.85	$2.45	$2.06	$1.98	$1.79
50 – 59	$4.90	$3.88	$3.50	$3.00	$2.69
60 – 64	$6.10	$4.88	$4.41	$3.78	$3.41
Coverage appliance needs to be at least 5 days, up to 364 days. Child is defined as a person at least 14 days old, and younger than 18 years old.

Daily Premium*	Plan C ($2,000,000)
Age	Deductible Per Policy Period*
	$0	$250	$500	$1000	$2500
14 days – 29 years	$1.82	$1.48	$1.32	$1.19	$1.07
30 – 39	$2.31	$1.84	$1.67	$1.49	$1.34
40 – 49	$2.99	$2.58	$2.15	$2.09	$1.88
50 – 59	$5.14	$4.08	$3.67	$3.15	$2.83
60 – 64	$6.40	$5.12	$4.63	$3.98	$3.58
Coverage appliance needs to be at least 5 days, up to 364 days. Child is defined as a person at least 14 days old, and younger than 18 years old.