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KCAL Insurance Agency

Premier Protection for Senior Travelers

Coverage up to $100,000 for unexpected accidents and illnesses

This plan is designed specifically to protect individuals aged 65 and above traveling outside their home country*, providing coverage up to $100,000 for unexpected accidents and illnesses. Apply online to get the next-day coverage with a daily premium less than $4. (*For individuals holding dual or more citizenship in multiple countries, the insurance will not provide coverage when individuals visit those countries.)

USI Affinity Travel Insurance Services

Benefit Summary

  • Guaranteed Benefits
    Claim Limit per Illness/Injury
    Claim Amount
    Age 80 and over: $10,000
    Age 65 to 79: Plan A - $50,000 or Plan B - $100,000
  • Guaranteed Benefits
    Deductible
    Claim Amount
    $0, $250, $500, $1,000 or $2,500
  • Guaranteed Benefits
    Insurance Copay(within the United States)
    Claim Amount
    In-Network Benefits: In-network PPO: 100% coverage of qualifying expenses after deductible, up to policy maximum
    Out-of-Network Benefits: Beyond PPO network: standard reasonable and customary rates apply. You may be responsible for costs exceeding the applicable amount
  • Guaranteed Benefits
    Insurance Copay(outside the United States)
    Claim Amount
    100% coverage of eligible expenses after deductible, up to the policy maximum
  • Guaranteed Benefits
    Toothache Emergency Services
    Claim Amount
    Up to $250 for pain relief, up to $2,000 for accident-related treatment
  • Guaranteed Benefits
    Emergency Medical Evacuation Expenses
    Claim Amount
    $500,000
  • Guaranteed Benefits
    Emergency Reunion
    Claim Amount
    $15,000
  • Guaranteed Benefits
    Political Displacement
    Claim Amount
    $50,000
  • Guaranteed Benefits
    Repatriation of Remains
    Claim Amount
    $50,000
  • Guaranteed Benefits
    Accidental Death and Dismenberment
    Claim Amount
    $50,000
  • Guaranteed Benefits
    Lost Luggage
    Claim Amount
    Up to $500
  • Guaranteed Benefits
    Trip Interruption
    Claim Amount
    $5,000
  • Guaranteed Benefits
    Stolen Passports and Visas
    Claim Amount
    $100
  • Guaranteed Benefits
    Terrorism Coverage
    Claim Amount
    $50,000
  • Guaranteed Benefits
    COVID-19 Related*
    Claim Amount
    Covered (treatment and testing must be deemed necessary medical measures by a doctor prior to claims)
  • Guaranteed Benefits
    Global Assistance Services
    Claim Amount
    Covered

Estimated Daily Premium

Plan A - Coverage Amount: $50,000

  • Deductible
    65-69 years old
    $0
    $5.65
    $250
    $4.69
    $500
    $4.31
    $1000
    $3.94
  • Deductible
    70-79 years old
    $0
    $7.89
    $250
    $6.50
    $500
    $5.94
    $1000
    $5.40
  • Deductible
    *80 years old and above
    $0
    $16.64
    $250
    $13.44
    $500
    $12.16
    $1000
    $10.88

Plan B - Coverage Amount: $100,000

  • Deductible
    65-69 years old
    $0
    $6.94
    $250
    $5.57
    $500
    $4.99
    $1000
    $4.37
  • Deductible
    70-79 years old
    $0
    $9.40
    $250
    $7.72
    $500
    $7.02
    $1000
    $6.38
  • Deductible
    *80 years old and above
    $0
    Uncovered
    $250
    Uncovered
    $500
    Uncovered
    $1000
    Uncovered