{"id":945,"date":"2016-11-30T17:14:26","date_gmt":"2016-11-30T17:14:26","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?p=945"},"modified":"2017-11-22T19:00:47","modified_gmt":"2017-11-22T19:00:47","slug":"preparing-for-senior-life","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/","title":{"rendered":"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;3.0.47&#8243;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.0.47&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;3.0.47&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;]<\/p>\n<p style=\"text-align: justify;\"><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" class=\"alignright size-full wp-image-6301\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/2016\/11\/senior_life.jpg\" alt=\"\" width=\"555\" height=\"370\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2016\/11\/senior_life.jpg 550w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2016\/11\/senior_life-300x200.jpg 300w\" sizes=\"(max-width: 555px) 100vw, 555px\" \/><strong>\u6709\u4eba\u8bf4\uff0c\u7f8e\u56fd\u662f\u201c<em>\u513f\u7ae5\u7684\u5929\u5802\uff0c\u5e74\u8f7b\u4eba\u7684\u6218\u573a\uff0c\u8001\u5e74\u4eba\u5730\u72f1<\/em>\u201d\u3002\u8eab\u8fb9\u4e5f\u6709\u5f88\u591a\u5728\u7f8e\u56fd\u6253\u62da\u591a\u5e74\u7684\u670b\u53cb\uff0c\u90fd\u60f3\u8fc7\u4e3a\u4e0a\u4e86\u5e74\u7eaa\u7684\u7236\u6bcd\u529e\u7406\u79fb\u6c11\u6765\u7f8e\u56e2\u805a\uff0c\u60f3\u8981\u7236\u6bcd\u4eab\u53d7\u5230\u7f8e\u56fd\u7684\u4f18\u8d28\u751f\u6d3b\u548c\u6700\u597d\u7684\u533b\u7597\u670d\u52a1\uff0c\u4f46\u540c\u65f6\u4e5f\u4e0d\u5f97\u4e0d\u659f\u914c\u5404\u79cd\u533b\u7597\u5f00\u9500\u3002\u5728\u7f8e\u56fd\u9000\u4f11\u540e\u7684\u751f\u6d3b\uff0c\u5230\u5e95\u662f\u4ec0\u4e48\u6837\u7684\u5462\uff1f\u5fd9\u788c\u7684\u4f60\uff0c\u8981\u600e\u6837\u4e3a\u81ea\u5df1\u548c\u5bb6\u4eba\uff0c\u505a\u51fa\u6700\u5468\u5168\u7684\u6253\u7b97\u5462\uff1f<\/strong><\/p>\n<h4 style=\"text-align: justify;\"><b>1\u3001\u793e\u5b89\u91d1\u548c\u9000\u4f11\u7406\u8d22\u8ba1\u5212<\/b><\/h4>\n<p style=\"text-align: justify;\">\u636e\u7edf\u8ba1\uff0c\u5728\u7f8e\u56fd\u4e5d\u6210<strong>\u9000\u4f11\u8001\u4eba<\/strong>\u90fd\u4f1a\u9886\u53d6\u793e\u4f1a\u5b89\u5168\u91d1(Social Security Benefits)\uff0c\u793e\u5b89\u91d1\u6765\u81ea\u5de5\u85aa\u65cf\u5728\u5de5\u4f5c\u671f\u95f4\u7f34\u7eb3\u7684\u793e\u4f1a\u5b89\u5168\u7a0e\uff0c\u57fa\u672c\u53ea\u8981\u5de5\u4f5c\u6ee1\u5341\u5e74\uff08\u56db\u5341\u4e2a\u5b63\u5ea6\u70b9\uff09\uff0c\u5c31\u6709\u8d44\u683c\u9886\u53d6\u3002\u793e\u5b89\u91d1\u7684\u6570\u989d\u6839\u636e\u5de5\u4f5c\u65f6\u671f\u7f34\u7eb3\u7684\u793e\u5b89\u7a0e\u591a\u5c11\u800c\u5b9a\uff0c\u4f46\u603b\u4f53\u6765\u8aac\u793e\u5b89\u91d1\u4e0d\u7b97\u9ad8\uff0c2016\u5e74\u7f8e\u56fd\u4eba\u6bcf\u6708\u793e\u5b89\u91d1\u5e73\u5747\u4e5f\u5c311200\u591a\u7f8e\u5143\u3002\u6b64\u5916\uff0c\u79c1\u4eba\u516c\u53f8\u7684401K\u8ba1\u5212\u3001\u4e2a\u4eba\u5f00\u8bbe<strong>IRA\u9000\u4f11\u50a8\u84c4\u5e10\u6237<\/strong>\u3001\u91d1\u878d\u623f\u5730\u4ea7\u7b49\u6536\u5165\u4e5f\u90fd\u662f\u7f8e\u56fd\u4eba\u517b\u8001\u7684\u7ecf\u6d4e\u6765\u6e90\u3002<\/p>\n<p style=\"text-align: justify;\">\u6839\u636e\u7f8e\u56fd\u9000\u4f11\u8005\u534f\u4f1aAARP\u7684\u8c03\u67e5\uff0c62.2%\u7684\u4e9a\u88d4\u9000\u4f11\u5bb6\u5ead\u7684\u751f\u6d3b\u5f00\u9500\u5927\u591a\u4ef0\u8d56\u4e8e\u793e\u5b89\u91d1\uff0c\u8fd9\u4e9b\u5bb6\u5ead\u4e00\u5e74\u7ea6\u53ef\u4ece\u793e\u798f\u91d1\u4e2d\u5f97\u5230 $14,500-$19,500\uff0c\u56e0\u4e3a\u666e\u904d\u7f3a\u4e4f401K\u6216IRA\u7b49\u5176\u4ed6\u9000\u4f11\u91d1\u6765\u6e90\uff0c\u6240\u8fc7\u7684\u65e5\u5b50\u4e0e\u5927\u591a\u6570\u534e\u4eba\u671f\u5f85\u7684\u9000\u4f11\u751f\u6d3b\u5927\u76f8\u5f84\u5ead\u3002\uff08\u770b\u8fd9\u88e1\uff0c\u4e86\u89e3<a href=\"https:\/\/www.kcal.net\/index.php\/knowledge-center\/news-flash\/our-blog\/item\/95-early-prepare-for-retirement\">\u5982\u4f55\u7528IRA\u5b58\u9000\u4f11\u91d1<\/a>\uff09<\/p>\n<h4 style=\"text-align: justify;\"><b>2\u3001<\/b><b>\u533b\u7597\u798f\u5229\u548c\u5065\u5eb7\u4fdd\u9669<\/b><\/h4>\n<p style=\"text-align: justify;\">\u5728\u7f8e\u56fd\uff0c\u5e74\u6ee165\u5c81\u7684\u957f\u8005\u4f1a\u6709\u81ea\u5df1\u4e13\u5c5e\u7684\u5065\u5eb7\u4fdd\u9669\uff0c\u79f0\u4f5c\u8054\u90a6\u533b\u7597\u4fdd\u9669(Medicare)\u3002\u8fd9\u79cd\u4fdd\u9669\u662f\u7f8e\u56fd\u653f\u5e9c\u4e13\u95e8\u4e3a\u957f\u8005\u548c\u90e8\u5206\u6b8b\u75be\u4eba\u58eb\u53ca\u91cd\u75c5\u60a3\u8005\u63d0\u4f9b\u7684\u533b\u7597\u4fdd\u9669\u3002\u56e0\u7232\u8054\u90a6\u533b\u7597\u4fdd\u9669\u5361\u7ea2\u84dd\u6761\u76f8\u95f4\u7684\u8bbe\u8ba1\uff0c\u534e\u4eba\u4eec\u4e5f\u559c\u6b22\u628a\u5b83\u79f0\u4f5c\u79f0\u4f5c\u7ea2\u84dd\u5361\u3002<\/p>\n<p style=\"text-align: justify;\">\u8054\u90a6\u533b\u7597\u4fdd\u9669\u798f\u5229\u5305\u62ec\uff1aPart A-\u4f4f\u9662\u4fdd\u9669\u3001Part B-\u95e8\u8bca\u4fdd\u9669\u3001Part C-\u8054\u90a6\u533b\u7597\u4fdd\u9669\u4f18\u52bf\u8ba1\u5212(Medicare Advantage)\u4ee5\u53caPart D-\u5904\u65b9\u836f\u4fdd\u9669\u3002\u5176\u4e2dPart A\u548cPart B\u662f\u653f\u5e9c\u89c4\u5b9a\u957f\u8005\u4e00\u5b9a\u8981\u52a0\u5165\u7684\uff0c\u5426\u5219\u4f1a\u6709\u7f5a\u6b3e\uff1bPart-C\u6216\u8005Part-D\u5efa\u8bae\u54a8\u8be2\u4e13\u4e1a\u7684\u5065\u4fdd\u89c4\u5212\u5e08\uff0c\u6839\u636e\u81ea\u5df1\u7684\u5065\u5eb7\u9700\u6c42\u6765\u5b9a\u593a\u8d2d\u4e70\u3002\u5c24\u5176\u662f\u6709\u957f\u671f\u75c5\u3001\u6709\u5e38\u7528\u846f\u7684\u957f\u8005\u8981\u7279\u522b\u6ce8\u610f\u54e6\uff01\u5982\u679c\u4f60\u5728\u7f8e\u56fd\u5de5\u4f5c\u6ee1\u5341\u5e74\uff08\u56db\u5341\u4e2a\u5b63\u5ea6\u70b9\uff09\uff0c\u5e76\u4e00\u76f4\u6709\u7f34\u7eb3\u793e\u5b89\u7a0e\uff0c\u90a3\u4e48Part A-\u4f4f\u9662\u90e8\u4efd\u7684\u4fdd\u9669\u5c31\u662f\u514d\u8d39\uff0cPart B-\u95e8\u8bca\u770b\u533b\u751f\u90e8\u5206\uff0c2017\u5e74\u4f1a\u6bcf\u6708\u4f1a\u5728134\u7f8e\u5143\u5de6\u53f3\uff0c\u53e6\u5916Part-C\u548cPart-D\u6839\u636e\u9009\u62e9\u7684\u8ba1\u5212\u800c\u5f02\uff08\u4e86\u89e3\u66f4\u591a<a href=\"https:\/\/www.kcal.net\/index.php\/personal-insurance\/seniors-insurance\">\u7533\u8bf7\u65b9\u5f0f\u548c\u8d39\u7528<\/a>\uff09\u3002<\/p>\n<p style=\"text-align: justify;\">\u4e0d\u5c11\u65b0\u79fb\u6c11\u5bb6\u5ead\u9762\u4e34\u7684\u4e00\u4e2a\u666e\u904d\u95ee\u9898\u662f\uff0c\u6765\u7f8e\u56fd\u5de5\u4f5c\u4e0d\u5230\u5341\u5e74\uff0c\u6216\u8005\u5e74\u8fc8\u7236\u6bcd\u8fc7\u6765\u5df2\u7ecf\u8d85\u8fc765\u5c81\uff0c\u8981\u600e\u4e48\u529e\u5462\uff1f\u4f46\u5982\u679c\u60a8\u5df2\u5e74\u6ee165\u5c81\uff0c\u5de5\u4f5c\u65f6\u95f4\u5374\u672a\u6ee1\u5341\u5e74\uff0c\u90a3\u4e48Part A\u4f4f\u9662\u90e8\u4efd\u5c31\u6ca1\u6709\u8d44\u683c\u514d\u8d39\u4eab\u53d7\uff0c\u5b9e\u9645\u8d39\u7528\u4f1a\u76f8\u5bf9\u9ad8\u5f88\u591a\uff01<\/p>\n<p style=\"text-align: justify;\">\u5bf9\u4e8e\u8001\u5e74\u65b0\u79fb\u6c11\uff0c\u5373\u4fbf\u5df2\u7ecf\u8d85\u8fc765\u5c81\uff0c\u4e5f\u8fd8\u662f\u5fc5\u987b\u7b49\u5728\u7f8e\u56fd\u8fde\u7eed\u4f4f\u6ee1\u4e94\u5e74\u4e4b\u540e\uff0c\u624d\u53ef\u4ee5\u7533\u8bf7\u52a0\u5165\u8054\u90a6\u533b\u7597\u4fdd\u9669\u3002\u4e5f\u6b63\u56e0\u7232\u5982\u6b64\uff0c\u52a0\u5dde\u7684\u533b\u7597\u8865\u52a9\u8ba1\u5212\uff08\u4fd7\u79f0\u201c<strong>\u767d\u5361\u201d<\/strong>\uff09\u4e5f\u6210\u7232\u5f88\u591a\u8001\u5e74\u65b0\u79fb\u6c11\u7684\u9009\u62e9\uff0c\u4e0d\u4ec5\u96f6\u4fdd\u8d39\uff0c\u800c\u4e14\u53ea\u8981\u6709\u7eff\u5361\u5e76\u901a\u8fc7\u4e00\u7cfb\u5217\u8d44\u8d28\u5ba1\u6838\uff0c\u5c31\u53ef\u9886\u5230\u767d\u5361\uff08\u8be6\u7ec6\u8bf7\u54a8\u8be2\u5f53\u5730\u793e\u4f1a\u798f\u5229\u5355\u4f4d\uff09\u3002<\/p>\n<table width=\"541\">\n<tbody>\n<tr>\n<td>\u6b63\u503c\u8054\u90a6\u533b\u7597\u4fdd\u9669\uff08Medicare\u7ea2\u84dd\u5361\uff09\u7684\u5f00\u653e\u6295\u4fdd\u671f\uff0c12\u67087\u65e5\u622a\u6b62\u65e5\u4e34\u8fd1\uff0c\u534e\u5174\u4fdd\u9669\u8d44\u6df1\u957f\u8005\u5065\u4fdd\u89c4\u5212\u5e08\uff0c\u5728\u7f10\u95ee\u7b54<a href=\"http:\/\/v2.zopim.com\/widget\/livechat.html?key=1Qm9v1kWzdLGFaeoOzrcq11NdN33tM1g&amp;lang=zh-tw&amp;hostname=www.kcal.net\">\u70b9\u8fd9\u91cc<\/a>\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><b>3\u3001<\/b><strong>\u8001\u4eba\u516c\u5bd3\u548c\u517b\u8001\u9662<\/strong><\/h4>\n<p style=\"text-align: justify;\">\u7f8e\u56fd\u7684\u8001\u4eba\u516c\u5bd3\uff08Senior Apartment\uff09\u548c\u4f20\u7edf\u7684\u517b\u8001\u9662\u6709\u5f88\u5927\u4e0d\u540c\uff0c\u66f4\u50cf\u662f\u4e00\u4e2a\u8001\u5e74\u4eba\u805a\u96c6\u7684\u751f\u6d3b\u4f11\u9592\u4e2d\u5fc3\u3002\u6709\u94b1\u7684\u4f4f\u9ad8\u7ea7\u7684\u8001\u5e74\u516c\u5bd3\uff0c\u7269\u8d28\u751f\u6d3b\u3001\u7cbe\u795e\u751f\u6d3b\u4e00\u6761\u9f99\u90fd\u6709\u4eba\u7cbe\u5fc3\u7ec4\u7ec7\u5b89\u6392\uff0c\u6bd4\u5982\u8bb2\u5ea7\u3001\u97f3\u4e50\u4f1a\u3001\u8868\u6f14\u3001\u8bfb\u4e66\u4f1a\u3001\u5c55\u89c8\u3001\u793e\u533a\u670d\u52a1\u7b49\u7b49\u3002\u7ecf\u6d4e\u6761\u4ef6\u6709\u9650\uff0c\u4e5f\u4f1a\u6709\u653f\u5e9c\u8d44\u52a9\u7684\u8001\u4eba\u516c\u5bd3\u3002<\/p>\n<p style=\"text-align: justify;\">\u4f46\u662f\uff0c\u8001\u4eba\u516c\u5bd3\u53ea\u63a5\u53d7\u5065\u5eb7\u3001\u751f\u6d3b\u80fd\u81ea\u7406\u7684\u8001\u4eba\u3002\u5982\u679c\u9700\u8981\u4e13\u4e1a\u7684\u533b\u7597\u7167\u62a4\uff0c\u5c31\u9700\u8981\u53bb<strong>\u8001\u4eba\u62a4\u7406\u9662(Nursing Home)<\/strong>\u00a0\u3002\u8001\u4eba\u62a4\u7406\u9662\u7684\u8d39\u7528\uff0c\u5728\u8054\u90a6\u7ea2\u84dd\u5361\u548c\u767d\u5361\u4e2d\uff0c\u90fd\u6709\u6d89\u53ca\u3002<\/p>\n<h4 style=\"text-align: justify;\"><b>4<\/b><b>\u3001\u4e09\u7f8e\u5143\u5b66\u8d39\u4e0a\u5927\u5b66<\/b><\/h4>\n<p style=\"text-align: justify;\">\u6d3b\u5230\u8001\u3001\u5b66\u5230\u8001\uff01\u52a0\u5dde\u5dde\u7acb\u5927\u5b66\uff08California State University\uff09\u9488\u5bf960\u5c81\u4ee5\u4e0a\u7684\u957f\u8005\uff0c\u6bcf\u5b66\u671f\u53ea\u65363\u7f8e\u5143\u7684\u5b66\u8d39\u3002\u4f46\u662f\uff0c\u9700\u8981\u7ecf\u8fc7\u548c\u5e74\u8f7b\u4eba\u5b8c\u5168\u4e00\u6837\u7684\u7533\u8bf7\u73af\u8282\u3001\u4e00\u6837\u7684\u5b66\u4e60\u8fdb\u5ea6 \u3001\u5b8c\u6210\u4e00\u6837\u7684\u5b66\u5206\u624d\u53ef\u4ee5\u987a\u5229\u6bd5\u4e1a\u54e6\uff01\u91cd\u8fd4\u5927\u5b66\u6821\u56ed\uff0c\u4e5f\u662f\u5145\u5b9e\u9000\u4f11\u751f\u6d3b\u7684\u597d\u9009\u62e9\u8036\uff01<\/p>\n<h4 style=\"text-align: justify;\"><b>5<\/b><b>\u3001\u8863\u98df\u4f4f\u884c\u73a9\u00a0<\/b><b>\u2014\u2014\u6298\u6263\u4e30\u5bcc\u591a\u5f69<\/b><\/h4>\n<p style=\"text-align: justify;\">\u6c7d\u8f66\u4fdd\u9669\uff1a\u5f88\u591a\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u5bf9\u4e8e50\u5c81\u4ee5\u4e0a\u7684\u9a7e\u9a76\u8005\u4e5f\u6709\u7279\u522b\u6298\u6263\u54e6\uff0c\u53eb\u4f5cMature Driver Discount (\u660e\u667a\u9a7e\u9a76\u6298\u6263)\u2014\u2014\u5e74\u7eaa\u957f\u3001\u9a7e\u9a76\u7ecf\u9a8c\u4e5f\u66f4\u591a\u561b\uff01\u53e6\u5916\u7701\u53bb\u6bcf\u5929\u4e0a\u73ed\u901a\u52e4\u7684\u9ebb\u70e6\uff0c\u4e0d\u600e\u4e48\u5f00\u8f66\u7684\u8bdd\uff0cLow-Mileage\u4e5f\u6709\u6298\u6263\u3002\u53bb\u53c2\u52a0\u957f\u8005\u9a7e\u9a76\u8bad\u7ec3\u3001\u53c2\u52a0\u7f8e\u56fd\u9000\u4f11\u534f\u4f1a(AARP)\u90fd\u4f1a\u6709\u4e0d\u540c\u7684\u6298\u6263\u3002<\/p>\n<p style=\"text-align: justify;\">\u56fd\u5bb6\u516c\u56ed\u7ec8\u8eab\u514d\u8d39\uff1a\u662f\u7684\uff01\u53ea\u8981\u523062\u5c81\uff0c\u5c31\u53ef\u4ee5\u82b1\u5341\u7f8e\u5143\u53bb\u7533\u8bf7\u4e00\u4e2a\u56fd\u5bb6\u516c\u56ed\u7684senior pass\uff0c\u4e4b\u540e\u5168\u7f8e2000\u591a\u4e2a\u56fd\u5bb6\u516c\u56ed\uff0c\u7ec8\u8eab\u514d\u8d39\u73a9\u554a\uff01<\/p>\n<p style=\"text-align: justify;\">\u706b\u8f66\u3001\u516c\u4ea4\u3001\u79df\u8f66\u3001\u9152\u5e97\u3001\u770b\u7535\u5f71\u3001\u6253\u7535\u8bdd\uff0c\u57fa\u672c\u4e0a\u80fd\u60f3\u5230\u7684\uff0c\u90fd\u4f1a\u6709\u5927\u5927\u5c0f\u5c0f\u7684\u6298\u6263\u3002\u5982\u679c\u5bb6\u6709\u957f\u8005\uff0c\u4e0d\u59a8\u95ee\u95ee\u8bd5\u8bd5\uff0c\u771f\u53ef\u4ee5\u7701\u4e0d\u5c11\u7684\u82b1\u8d39\uff01<\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: justify;\">\u73b0\u5728\u6b63\u503c<strong>\u8054\u90a6\u533b\u7597\u4fdd\u9669<\/strong>\uff08<strong>Medicare\u7ea2\u84dd\u5361<\/strong>\uff09<strong>\u7684\u5f00\u653e\u6295\u4fdd\u671f<\/strong>\uff0c12\u67087\u65e5\u622a\u6b62\u65e5\u4e34\u8fd1\uff0c\u5982\u679c\u60a8\u6216\u8005\u60a8\u7684\u7236\u6bcd\u6b63\u5728\u4f7f\u7528\u7ea2\u84dd\u5361\u957f\u8005\u5065\u4fdd\uff0c\u4e00\u5b9a\u8981\u6293\u4f4f\u673a\u4f1a\uff0c\u4ed4\u7ec6\u68c0\u89c6\u73b0\u6709\u7684\u5065\u4fdd\u8ba1\u5212\u662f\u5426\u6ee1\u8db3\u81ea\u5df1\u5403\u836f\u3001\u770b\u8bca\u7684\u9700\u6c42\uff0c\u9519\u8fc7\u8fd9\u4e00\u5e74\u4e00\u5ea6\u8c03\u6574\u8ba1\u5212\u7684\u65f6\u95f4\uff0c\u53ef\u5c31\u8981\u518d\u7b49\u4e00\u5e74\u54af\uff01\u534e\u5174\u4fdd\u9669\u8d44\u6df1\u957f\u8005\u5065\u4fdd\u89c4\u5212\u5e08\uff0c\u5728\u7f10\u95ee\u7b54<a href=\"http:\/\/v2.zopim.com\/widget\/livechat.html?key=1Qm9v1kWzdLGFaeoOzrcq11NdN33tM1g&amp;lang=zh-tw&amp;hostname=www.kcal.net\">\u70b9\u8fd9\u91cc<\/a>\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6709\u4eba\u8bf4\uff0c\u7f8e\u56fd\u662f\u201c\u513f\u7ae5\u7684\u5929\u5802\uff0c\u5e74\u8f7b\u4eba\u7684\u6218\u573a\uff0c\u8001\u5e74\u4eba\u5730\u72f1\u201d\u3002\u8eab\u8fb9\u4e5f\u6709\u5f88\u591a\u5728\u7f8e\u56fd\u6253\u62da\u591a\u5e74\u7684\u670b\u53cb\uff0c\u90fd\u60f3\u8fc7\u4e3a\u4e0a\u4e86\u5e74\u7eaa\u7684\u7236\u6bcd\u529e\u7406\u79fb\u6c11\u6765\u7f8e\u56e2\u805a\uff0c\u60f3\u8981\u7236\u6bcd\u4eab\u53d7\u5230\u7f8e\u56fd\u7684\u4f18\u8d28\u751f\u6d3b\u548c\u6700\u597d\u7684\u533b\u7597\u670d\u52a1\uff0c\u4f46\u540c\u65f6\u4e5f\u4e0d\u5f97\u4e0d\u659f\u914c\u5404\u79cd\u533b\u7597\u5f00\u9500\u3002\u5728\u7f8e\u56fd\u9000\u4f11\u540e\u7684\u751f\u6d3b\uff0c\u5230\u5e95\u662f\u4ec0\u4e48\u6837\u7684\u5462\uff1f\u5fd9\u788c\u7684\u4f60\uff0c\u8981\u600e\u6837\u4e3a\u81ea\u5df1\u548c\u5bb6\u4eba\uff0c\u505a\u51fa\u6700\u5468\u5168\u7684\u6253\u7b97\u5462\uff1f 1\u3001\u793e\u5b89\u91d1\u548c\u9000\u4f11\u7406\u8d22\u8ba1\u5212 \u636e\u7edf\u8ba1\uff0c\u5728\u7f8e\u56fd\u4e5d\u6210\u9000\u4f11\u8001\u4eba\u90fd\u4f1a\u9886\u53d6\u793e\u4f1a\u5b89\u5168\u91d1(Social Security Benefits)\uff0c\u793e\u5b89\u91d1\u6765\u81ea\u5de5\u85aa\u65cf\u5728\u5de5\u4f5c\u671f\u95f4\u7f34\u7eb3\u7684\u793e\u4f1a\u5b89\u5168\u7a0e\uff0c\u57fa\u672c\u53ea\u8981\u5de5\u4f5c\u6ee1\u5341\u5e74\uff08\u56db\u5341\u4e2a\u5b63\u5ea6\u70b9\uff09\uff0c\u5c31\u6709\u8d44\u683c\u9886\u53d6\u3002\u793e\u5b89\u91d1\u7684\u6570\u989d\u6839\u636e\u5de5\u4f5c\u65f6\u671f\u7f34\u7eb3\u7684\u793e\u5b89\u7a0e\u591a\u5c11\u800c\u5b9a\uff0c\u4f46\u603b\u4f53\u6765\u8aac\u793e\u5b89\u91d1\u4e0d\u7b97\u9ad8\uff0c2016\u5e74\u7f8e\u56fd\u4eba\u6bcf\u6708\u793e\u5b89\u91d1\u5e73\u5747\u4e5f\u5c311200\u591a\u7f8e\u5143\u3002\u6b64\u5916\uff0c\u79c1\u4eba\u516c\u53f8\u7684401K\u8ba1\u5212\u3001\u4e2a\u4eba\u5f00\u8bbeIRA\u9000\u4f11\u50a8\u84c4\u5e10\u6237\u3001\u91d1\u878d\u623f\u5730\u4ea7\u7b49\u6536\u5165\u4e5f\u90fd\u662f\u7f8e\u56fd\u4eba\u517b\u8001\u7684\u7ecf\u6d4e\u6765\u6e90\u3002 \u6839\u636e\u7f8e\u56fd\u9000\u4f11\u8005\u534f\u4f1aAARP\u7684\u8c03\u67e5\uff0c62.2%\u7684\u4e9a\u88d4\u9000\u4f11\u5bb6\u5ead\u7684\u751f\u6d3b\u5f00\u9500\u5927\u591a\u4ef0\u8d56\u4e8e\u793e\u5b89\u91d1\uff0c\u8fd9\u4e9b\u5bb6\u5ead\u4e00\u5e74\u7ea6\u53ef\u4ece\u793e\u798f\u91d1\u4e2d\u5f97\u5230 $14,500-$19,500\uff0c\u56e0\u4e3a\u666e\u904d\u7f3a\u4e4f401K\u6216IRA\u7b49\u5176\u4ed6\u9000\u4f11\u91d1\u6765\u6e90\uff0c\u6240\u8fc7\u7684\u65e5\u5b50\u4e0e\u5927\u591a\u6570\u534e\u4eba\u671f\u5f85\u7684\u9000\u4f11\u751f\u6d3b\u5927\u76f8\u5f84\u5ead\u3002\uff08\u770b\u8fd9\u88e1\uff0c\u4e86\u89e3\u5982\u4f55\u7528IRA\u5b58\u9000\u4f11\u91d1\uff09 2\u3001\u533b\u7597\u798f\u5229\u548c\u5065\u5eb7\u4fdd\u9669 \u5728\u7f8e\u56fd\uff0c\u5e74\u6ee165\u5c81\u7684\u957f\u8005\u4f1a\u6709\u81ea\u5df1\u4e13\u5c5e\u7684\u5065\u5eb7\u4fdd\u9669\uff0c\u79f0\u4f5c\u8054\u90a6\u533b\u7597\u4fdd\u9669(Medicare)\u3002\u8fd9\u79cd\u4fdd\u9669\u662f\u7f8e\u56fd\u653f\u5e9c\u4e13\u95e8\u4e3a\u957f\u8005\u548c\u90e8\u5206\u6b8b\u75be\u4eba\u58eb\u53ca\u91cd\u75c5\u60a3\u8005\u63d0\u4f9b\u7684\u533b\u7597\u4fdd\u9669\u3002\u56e0\u7232\u8054\u90a6\u533b\u7597\u4fdd\u9669\u5361\u7ea2\u84dd\u6761\u76f8\u95f4\u7684\u8bbe\u8ba1\uff0c\u534e\u4eba\u4eec\u4e5f\u559c\u6b22\u628a\u5b83\u79f0\u4f5c\u79f0\u4f5c\u7ea2\u84dd\u5361\u3002 \u8054\u90a6\u533b\u7597\u4fdd\u9669\u798f\u5229\u5305\u62ec\uff1aPart A-\u4f4f\u9662\u4fdd\u9669\u3001Part B-\u95e8\u8bca\u4fdd\u9669\u3001Part C-\u8054\u90a6\u533b\u7597\u4fdd\u9669\u4f18\u52bf\u8ba1\u5212(Medicare Advantage)\u4ee5\u53caPart D-\u5904\u65b9\u836f\u4fdd\u9669\u3002\u5176\u4e2dPart A\u548cPart B\u662f\u653f\u5e9c\u89c4\u5b9a\u957f\u8005\u4e00\u5b9a\u8981\u52a0\u5165\u7684\uff0c\u5426\u5219\u4f1a\u6709\u7f5a\u6b3e\uff1bPart-C\u6216\u8005Part-D\u5efa\u8bae\u54a8\u8be2\u4e13\u4e1a\u7684\u5065\u4fdd\u89c4\u5212\u5e08\uff0c\u6839\u636e\u81ea\u5df1\u7684\u5065\u5eb7\u9700\u6c42\u6765\u5b9a\u593a\u8d2d\u4e70\u3002\u5c24\u5176\u662f\u6709\u957f\u671f\u75c5\u3001\u6709\u5e38\u7528\u846f\u7684\u957f\u8005\u8981\u7279\u522b\u6ce8\u610f\u54e6\uff01\u5982\u679c\u4f60\u5728\u7f8e\u56fd\u5de5\u4f5c\u6ee1\u5341\u5e74\uff08\u56db\u5341\u4e2a\u5b63\u5ea6\u70b9\uff09\uff0c\u5e76\u4e00\u76f4\u6709\u7f34\u7eb3\u793e\u5b89\u7a0e\uff0c\u90a3\u4e48Part A-\u4f4f\u9662\u90e8\u4efd\u7684\u4fdd\u9669\u5c31\u662f\u514d\u8d39\uff0cPart B-\u95e8\u8bca\u770b\u533b\u751f\u90e8\u5206\uff0c2017\u5e74\u4f1a\u6bcf\u6708\u4f1a\u5728134\u7f8e\u5143\u5de6\u53f3\uff0c\u53e6\u5916Part-C\u548cPart-D\u6839\u636e\u9009\u62e9\u7684\u8ba1\u5212\u800c\u5f02\uff08\u4e86\u89e3\u66f4\u591a\u7533\u8bf7\u65b9\u5f0f\u548c\u8d39\u7528\uff09\u3002 \u4e0d\u5c11\u65b0\u79fb\u6c11\u5bb6\u5ead\u9762\u4e34\u7684\u4e00\u4e2a\u666e\u904d\u95ee\u9898\u662f\uff0c\u6765\u7f8e\u56fd\u5de5\u4f5c\u4e0d\u5230\u5341\u5e74\uff0c\u6216\u8005\u5e74\u8fc8\u7236\u6bcd\u8fc7\u6765\u5df2\u7ecf\u8d85\u8fc765\u5c81\uff0c\u8981\u600e\u4e48\u529e\u5462\uff1f\u4f46\u5982\u679c\u60a8\u5df2\u5e74\u6ee165\u5c81\uff0c\u5de5\u4f5c\u65f6\u95f4\u5374\u672a\u6ee1\u5341\u5e74\uff0c\u90a3\u4e48Part A\u4f4f\u9662\u90e8\u4efd\u5c31\u6ca1\u6709\u8d44\u683c\u514d\u8d39\u4eab\u53d7\uff0c\u5b9e\u9645\u8d39\u7528\u4f1a\u76f8\u5bf9\u9ad8\u5f88\u591a\uff01 \u5bf9\u4e8e\u8001\u5e74\u65b0\u79fb\u6c11\uff0c\u5373\u4fbf\u5df2\u7ecf\u8d85\u8fc765\u5c81\uff0c\u4e5f\u8fd8\u662f\u5fc5\u987b\u7b49\u5728\u7f8e\u56fd\u8fde\u7eed\u4f4f\u6ee1\u4e94\u5e74\u4e4b\u540e\uff0c\u624d\u53ef\u4ee5\u7533\u8bf7\u52a0\u5165\u8054\u90a6\u533b\u7597\u4fdd\u9669\u3002\u4e5f\u6b63\u56e0\u7232\u5982\u6b64\uff0c\u52a0\u5dde\u7684\u533b\u7597\u8865\u52a9\u8ba1\u5212\uff08\u4fd7\u79f0\u201c\u767d\u5361\u201d\uff09\u4e5f\u6210\u7232\u5f88\u591a\u8001\u5e74\u65b0\u79fb\u6c11\u7684\u9009\u62e9\uff0c\u4e0d\u4ec5\u96f6\u4fdd\u8d39\uff0c\u800c\u4e14\u53ea\u8981\u6709\u7eff\u5361\u5e76\u901a\u8fc7\u4e00\u7cfb\u5217\u8d44\u8d28\u5ba1\u6838\uff0c\u5c31\u53ef\u9886\u5230\u767d\u5361\uff08\u8be6\u7ec6\u8bf7\u54a8\u8be2\u5f53\u5730\u793e\u4f1a\u798f\u5229\u5355\u4f4d\uff09\u3002 \u6b63\u503c\u8054\u90a6\u533b\u7597\u4fdd\u9669\uff08Medicare\u7ea2\u84dd\u5361\uff09\u7684\u5f00\u653e\u6295\u4fdd\u671f\uff0c12\u67087\u65e5\u622a\u6b62\u65e5\u4e34\u8fd1\uff0c\u534e\u5174\u4fdd\u9669\u8d44\u6df1\u957f\u8005\u5065\u4fdd\u89c4\u5212\u5e08\uff0c\u5728\u7f10\u95ee\u7b54\u70b9\u8fd9\u91cc\u3002 3\u3001\u8001\u4eba\u516c\u5bd3\u548c\u517b\u8001\u9662 \u7f8e\u56fd\u7684\u8001\u4eba\u516c\u5bd3\uff08Senior Apartment\uff09\u548c\u4f20\u7edf\u7684\u517b\u8001\u9662\u6709\u5f88\u5927\u4e0d\u540c\uff0c\u66f4\u50cf\u662f\u4e00\u4e2a\u8001\u5e74\u4eba\u805a\u96c6\u7684\u751f\u6d3b\u4f11\u9592\u4e2d\u5fc3\u3002\u6709\u94b1\u7684\u4f4f\u9ad8\u7ea7\u7684\u8001\u5e74\u516c\u5bd3\uff0c\u7269\u8d28\u751f\u6d3b\u3001\u7cbe\u795e\u751f\u6d3b\u4e00\u6761\u9f99\u90fd\u6709\u4eba\u7cbe\u5fc3\u7ec4\u7ec7\u5b89\u6392\uff0c\u6bd4\u5982\u8bb2\u5ea7\u3001\u97f3\u4e50\u4f1a\u3001\u8868\u6f14\u3001\u8bfb\u4e66\u4f1a\u3001\u5c55\u89c8\u3001\u793e\u533a\u670d\u52a1\u7b49\u7b49\u3002\u7ecf\u6d4e\u6761\u4ef6\u6709\u9650\uff0c\u4e5f\u4f1a\u6709\u653f\u5e9c\u8d44\u52a9\u7684\u8001\u4eba\u516c\u5bd3\u3002 \u4f46\u662f\uff0c\u8001\u4eba\u516c\u5bd3\u53ea\u63a5\u53d7\u5065\u5eb7\u3001\u751f\u6d3b\u80fd\u81ea\u7406\u7684\u8001\u4eba\u3002\u5982\u679c\u9700\u8981\u4e13\u4e1a\u7684\u533b\u7597\u7167\u62a4\uff0c\u5c31\u9700\u8981\u53bb\u8001\u4eba\u62a4\u7406\u9662(Nursing Home)\u00a0\u3002\u8001\u4eba\u62a4\u7406\u9662\u7684\u8d39\u7528\uff0c\u5728\u8054\u90a6\u7ea2\u84dd\u5361\u548c\u767d\u5361\u4e2d\uff0c\u90fd\u6709\u6d89\u53ca\u3002 4\u3001\u4e09\u7f8e\u5143\u5b66\u8d39\u4e0a\u5927\u5b66 \u6d3b\u5230\u8001\u3001\u5b66\u5230\u8001\uff01\u52a0\u5dde\u5dde\u7acb\u5927\u5b66\uff08California State University\uff09\u9488\u5bf960\u5c81\u4ee5\u4e0a\u7684\u957f\u8005\uff0c\u6bcf\u5b66\u671f\u53ea\u65363\u7f8e\u5143\u7684\u5b66\u8d39\u3002\u4f46\u662f\uff0c\u9700\u8981\u7ecf\u8fc7\u548c\u5e74\u8f7b\u4eba\u5b8c\u5168\u4e00\u6837\u7684\u7533\u8bf7\u73af\u8282\u3001\u4e00\u6837\u7684\u5b66\u4e60\u8fdb\u5ea6 \u3001\u5b8c\u6210\u4e00\u6837\u7684\u5b66\u5206\u624d\u53ef\u4ee5\u987a\u5229\u6bd5\u4e1a\u54e6\uff01\u91cd\u8fd4\u5927\u5b66\u6821\u56ed\uff0c\u4e5f\u662f\u5145\u5b9e\u9000\u4f11\u751f\u6d3b\u7684\u597d\u9009\u62e9\u8036\uff01 5\u3001\u8863\u98df\u4f4f\u884c\u73a9\u00a0\u2014\u2014\u6298\u6263\u4e30\u5bcc\u591a\u5f69 \u6c7d\u8f66\u4fdd\u9669\uff1a\u5f88\u591a\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u5bf9\u4e8e50\u5c81\u4ee5\u4e0a\u7684\u9a7e\u9a76\u8005\u4e5f\u6709\u7279\u522b\u6298\u6263\u54e6\uff0c\u53eb\u4f5cMature Driver Discount (\u660e\u667a\u9a7e\u9a76\u6298\u6263)\u2014\u2014\u5e74\u7eaa\u957f\u3001\u9a7e\u9a76\u7ecf\u9a8c\u4e5f\u66f4\u591a\u561b\uff01\u53e6\u5916\u7701\u53bb\u6bcf\u5929\u4e0a\u73ed\u901a\u52e4\u7684\u9ebb\u70e6\uff0c\u4e0d\u600e\u4e48\u5f00\u8f66\u7684\u8bdd\uff0cLow-Mileage\u4e5f\u6709\u6298\u6263\u3002\u53bb\u53c2\u52a0\u957f\u8005\u9a7e\u9a76\u8bad\u7ec3\u3001\u53c2\u52a0\u7f8e\u56fd\u9000\u4f11\u534f\u4f1a(AARP)\u90fd\u4f1a\u6709\u4e0d\u540c\u7684\u6298\u6263\u3002 \u56fd\u5bb6\u516c\u56ed\u7ec8\u8eab\u514d\u8d39\uff1a\u662f\u7684\uff01\u53ea\u8981\u523062\u5c81\uff0c\u5c31\u53ef\u4ee5\u82b1\u5341\u7f8e\u5143\u53bb\u7533\u8bf7\u4e00\u4e2a\u56fd\u5bb6\u516c\u56ed\u7684senior pass\uff0c\u4e4b\u540e\u5168\u7f8e2000\u591a\u4e2a\u56fd\u5bb6\u516c\u56ed\uff0c\u7ec8\u8eab\u514d\u8d39\u73a9\u554a\uff01 \u706b\u8f66\u3001\u516c\u4ea4\u3001\u79df\u8f66\u3001\u9152\u5e97\u3001\u770b\u7535\u5f71\u3001\u6253\u7535\u8bdd\uff0c\u57fa\u672c\u4e0a\u80fd\u60f3\u5230\u7684\uff0c\u90fd\u4f1a\u6709\u5927\u5927\u5c0f\u5c0f\u7684\u6298\u6263\u3002\u5982\u679c\u5bb6\u6709\u957f\u8005\uff0c\u4e0d\u59a8\u95ee\u95ee\u8bd5\u8bd5\uff0c\u771f\u53ef\u4ee5\u7701\u4e0d\u5c11\u7684\u82b1\u8d39\uff01 \u73b0\u5728\u6b63\u503c\u8054\u90a6\u533b\u7597\u4fdd\u9669\uff08Medicare\u7ea2\u84dd\u5361\uff09\u7684\u5f00\u653e\u6295\u4fdd\u671f\uff0c12\u67087\u65e5\u622a\u6b62\u65e5\u4e34\u8fd1\uff0c\u5982\u679c\u60a8\u6216\u8005\u60a8\u7684\u7236\u6bcd\u6b63\u5728\u4f7f\u7528\u7ea2\u84dd\u5361\u957f\u8005\u5065\u4fdd\uff0c\u4e00\u5b9a\u8981\u6293\u4f4f\u673a\u4f1a\uff0c\u4ed4\u7ec6\u68c0\u89c6\u73b0\u6709\u7684\u5065\u4fdd\u8ba1\u5212\u662f\u5426\u6ee1\u8db3\u81ea\u5df1\u5403\u836f\u3001\u770b\u8bca\u7684\u9700\u6c42\uff0c\u9519\u8fc7\u8fd9\u4e00\u5e74\u4e00\u5ea6\u8c03\u6574\u8ba1\u5212\u7684\u65f6\u95f4\uff0c\u53ef\u5c31\u8981\u518d\u7b49\u4e00\u5e74\u54af\uff01\u534e\u5174\u4fdd\u9669\u8d44\u6df1\u957f\u8005\u5065\u4fdd\u89c4\u5212\u5e08\uff0c\u5728\u7f10\u95ee\u7b54\u70b9\u8fd9\u91cc\u3002<\/p>\n","protected":false},"author":1,"featured_media":6301,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<img class=\"alignright size-full wp-image-6301\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/2016\/11\/senior_life.jpg\" alt=\"\" width=\"555\" height=\"370\" \/><strong>\u6709\u4eba\u8aaa\uff0c\u7f8e\u570b\u662f\u300c<em>\u5152\u7ae5\u7684\u5929\u5802\uff0c\u5e74\u8f15\u4eba\u7684\u6230\u5834\uff0c\u8001\u5e74\u4eba\u5730\u7344<\/em>\u300d\u3002\u8eab\u908a\u4e5f\u6709\u5f88\u591a\u5728\u7f8e\u570b\u6253\u62da\u591a\u5e74\u7684\u670b\u53cb\uff0c\u90fd\u60f3\u904e\u70ba\u4e0a\u4e86\u5e74\u7d00\u7684\u7236\u6bcd\u8fa6\u7406\u79fb\u6c11\u4f86\u7f8e\u5718\u805a\uff0c\u60f3\u8981\u7236\u6bcd\u4eab\u53d7\u5230\u7f8e\u570b\u7684\u512a\u8cea\u751f\u6d3b\u548c\u6700\u597d\u7684\u91ab\u7642\u670d\u52d9\uff0c\u4f46\u540c\u6642\u4e5f\u4e0d\u5f97\u4e0d\u659f\u914c\u5404\u7a2e\u91ab\u7642\u958b\u92b7\u3002\u5728\u7f8e\u570b\u9000\u4f11\u5f8c\u7684\u751f\u6d3b\uff0c\u5230\u5e95\u662f\u4ec0\u9ebd\u6a23\u7684\u5462\uff1f\u5fd9\u788c\u7684\u4f60\uff0c\u8981\u600e\u6a23\u70ba\u81ea\u5df1\u548c\u5bb6\u4eba\uff0c\u505a\u51fa\u6700\u5468\u5168\u7684\u6253\u7b97\u5462\uff1f<\/strong>\r\n<h4>1\u3001\u793e\u5b89\u91d1\u548c\u9000\u4f11\u7406\u8ca1\u8a08\u5283<\/h4>\r\n\u636e\u7d71\u8a08\uff0c\u5728\u7f8e\u570b\u4e5d\u6210<strong>\u9000\u4f11\u8001\u4eba<\/strong>\u90fd\u6703\u9818\u53d6\u793e\u6703\u5b89\u5168\u91d1(Social Security Benefits)\uff0c\u793e\u5b89\u91d1\u4f86\u81ea\u5de5\u85aa\u65cf\u5728\u5de5\u4f5c\u671f\u9593\u7e73\u7d0d\u7684\u793e\u6703\u5b89\u5168\u7a05\uff0c\u57fa\u672c\u53ea\u8981\u5de5\u4f5c\u6eff\u5341\u5e74\uff08\u56db\u5341\u500b\u5b63\u5ea6\u9ede\uff09\uff0c\u5c31\u6709\u8cc7\u683c\u9818\u53d6\u3002\u793e\u5b89\u91d1\u7684\u6578\u984d\u6839\u64da\u5de5\u4f5c\u6642\u671f\u7e73\u7d0d\u7684\u793e\u5b89\u7a05\u591a\u5c11\u800c\u5b9a\uff0c\u4f46\u7e3d\u9ad4\u4f86\u8aac\u793e\u5b89\u91d1\u4e0d\u7b97\u9ad8\uff0c2016\u5e74\u7f8e\u570b\u4eba\u6bcf\u6708\u793e\u5b89\u91d1\u5e73\u5747\u4e5f\u5c311200\u591a\u7f8e\u5143\u3002\u6b64\u5916\uff0c\u79c1\u4eba\u516c\u53f8\u7684401K\u8a08\u5283\u3001\u500b\u4eba\u958b\u8a2d<strong>IRA<\/strong><strong>\u9000\u4f11\u5132\u84c4\u5e33\u6236<\/strong>\u3001\u91d1\u878d\u623f\u5730\u7522\u7b49\u6536\u5165\u4e5f\u90fd\u662f\u7f8e\u570b\u4eba\u990a\u8001\u7684\u7d93\u6fdf\u4f86\u6e90\u3002\r\n\r\n\u6839\u64da\u7f8e\u570b\u9000\u4f11\u8005\u5354\u6703AARP\u7684\u8abf\u67e5\uff0c62.2%\u7684\u4e9e\u88d4\u9000\u4f11\u5bb6\u5ead\u7684\u751f\u6d3b\u958b\u92b7\u5927\u591a\u4ef0\u8cf4\u65bc\u793e\u5b89\u91d1\uff0c\u9019\u4e9b\u5bb6\u5ead\u4e00\u5e74\u7d04\u53ef\u5f9e\u793e\u798f\u91d1\u4e2d\u5f97\u5230 $14,500-$19,500\uff0c\u56e0\u70ba\u666e\u904d\u7f3a\u4e4f401K\u6216<strong>IRA<\/strong>\u7b49\u5176\u4ed6\u9000\u4f11\u91d1\u4f86\u6e90\uff0c\u6240\u904e\u7684\u65e5\u5b50\u8207\u5927\u591a\u6578\u83ef\u4eba\u671f\u5f85\u7684\u9000\u4f11\u751f\u6d3b\u5927\u76f8\u5f91\u5ead\u3002\uff08\u770b\u9019\u88e1\uff0c\u4e86\u89e3<a href=\"https:\/\/www.kcal.net\/index.php\/knowledge-center\/news-flash\/our-blog\/item\/95-early-prepare-for-retirement\">\u5982\u4f55\u7528IRA\u5b58\u9000\u4f11\u91d1<\/a>\uff09\r\n<h4>2\u3001\u91ab\u7642\u798f\u5229\u548c\u5065\u5eb7\u4fdd\u96aa<\/h4>\r\n\u5728\u7f8e\u570b\uff0c\u5e74\u6eff65\u6b72\u7684\u9577\u8005\u6703\u6709\u81ea\u5df1\u5c08\u5c6c\u7684\u5065\u5eb7\u4fdd\u96aa\uff0c\u7a31\u4f5c\u806f\u90a6\u91ab\u7642\u4fdd\u96aa(Medicare)\u3002\u9019\u7a2e\u4fdd\u96aa\u662f\u7f8e\u570b\u653f\u5e9c\u5c08\u9580\u70ba\u9577\u8005\u548c\u90e8\u5206\u6b98\u75be\u4eba\u58eb\u53ca\u91cd\u75c5\u60a3\u8005\u63d0\u4f9b\u7684\u91ab\u7642\u4fdd\u96aa\u3002\u56e0\u7232\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u5361\u7d05\u85cd\u689d\u76f8\u9593\u7684\u8a2d\u8a08\uff0c\u83ef\u4eba\u5011\u4e5f\u559c\u6b61\u628a\u5b83\u7a31\u4f5c\u7a31\u4f5c\u7d05\u85cd\u5361\u3002\r\n\r\n\u00a0\r\n\r\n\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u798f\u5229\u5305\u62ec\uff1aPart A-\u4f4f\u9662\u4fdd\u9669\u3001Part B-\u95e8\u8bca\u4fdd\u96aa\u3001Part C-\u8054\u90a6\u533b\u7597\u4fdd\u9669\u4f18\u52bf\u8ba1\u5212(Medicare Advantage)\u4ee5\u53caPart D-\u5904\u65b9\u836f\u4fdd\u9669\u3002\u5176\u4e2dPart A\u548cPart B\u662f\u653f\u5e9c\u898f\u5b9a\u9577\u8005\u4e00\u5b9a\u8981\u52a0\u5165\u7684\uff0c\u5426\u5247\u6703\u6709\u7f70\u6b3e\uff1bPart-C\u6216\u8005Part-D\u5efa\u8b70\u54a8\u8a62\u5c08\u696d\u7684\u5065\u4fdd\u898f\u5283\u5e2b\uff0c\u6839\u64da\u81ea\u5df1\u7684\u5065\u5eb7\u9700\u6c42\u4f86\u5b9a\u596a\u8cfc\u8cb7\u3002\u5c24\u5176\u662f\u6709\u9577\u671f\u75c5\u3001\u6709\u5e38\u7528\u846f\u7684\u9577\u8005\u8981\u7279\u5225\u6ce8\u610f\u54e6\uff01\u5982\u679c\u4f60\u5728\u7f8e\u570b\u5de5\u4f5c\u6eff\u5341\u5e74\uff08\u56db\u5341\u500b\u5b63\u5ea6\u9ede\uff09\uff0c\u4e26\u4e00\u76f4\u6709\u7e73\u7d0d\u793e\u5b89\u7a05\uff0c\u90a3\u9ebdPart A-\u4f4f\u9662\u90e8\u4efd\u7684\u4fdd\u96aa\u5c31\u662f\u514d\u8cbb\uff0cPart B-\u9580\u8a3a\u770b\u91ab\u751f\u90e8\u5206\uff0c2017\u5e74\u6703\u6bcf\u6708\u6703\u5728<a href=\"https:\/\/www.medicare.gov\/your-Medicare-costs\/costs-at-a-glance\/costs-at-glance.html\">134\u7f8e\u5143<\/a>\u5de6\u53f3\uff0c\u53e6\u5916Part-C\u548cPart-D\u6839\u64da\u9078\u64c7\u7684\u8a08\u5283\u800c\u7570\uff08\u4e86\u89e3\u66f4\u591a<a href=\"https:\/\/www.kcal.net\/index.php\/personal-insurance\/seniors-insurance\">\u7533\u8acb\u65b9\u5f0f\u548c\u8cbb\u7528<\/a>\uff09\u3002\r\n\r\n\u4e0d\u5c11\u65b0\u79fb\u6c11\u5bb6\u5ead\u9762\u81e8\u7684\u4e00\u500b\u666e\u904d\u554f\u984c\u662f\uff0c\u4f86\u7f8e\u570b\u5de5\u4f5c\u4e0d\u5230\u5341\u5e74\uff0c\u6216\u8005\u5e74\u9081\u7236\u6bcd\u904e\u4f86\u5df2\u7d93\u8d85\u904e65\u6b72\uff0c\u8981\u600e\u9ebd\u8fa6\u5462\uff1f\u4f46\u5982\u679c\u60a8\u5df2\u5e74\u6ee165\u5c81\uff0c\u5de5\u4f5c\u65f6\u95f4\u5374\u672a\u6ee1\u5341\u5e74\uff0c\u90a3\u9ebdPart A\u4f4f\u9662\u90e8\u4efd\u5c31\u6c92\u6709\u8cc7\u683c\u514d\u8cbb\u4eab\u53d7\uff0c\u5be6\u969b\u8cbb\u7528\u6703\u76f8\u5c0d\u9ad8\u5f88\u591a\uff01\r\n\r\n\u5c0d\u65bc\u8001\u5e74\u65b0\u79fb\u6c11\uff0c\u5373\u4fbf\u5df2\u7d93\u8d85\u904e65\u6b72\uff0c\u4e5f\u9084\u662f\u5fc5\u9808\u7b49\u5728\u7f8e\u570b\u9023\u7e8c\u4f4f\u6eff\u4e94\u5e74\u4e4b\u5f8c\uff0c\u624d\u53ef\u4ee5\u7533\u8acb\u52a0\u5165\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u3002\u4e5f\u6b63\u56e0\u7232\u5982\u6b64\uff0c\u52a0\u5dde\u7684\u91ab\u7642\u88dc\u52a9\u8a08\u5283\uff08\u4fd7\u7a31\u300c<strong>\u767d\u5361<\/strong>\u300d\uff09\u4e5f\u6210\u7232\u5f88\u591a\u8001\u5e74\u65b0\u79fb\u6c11\u7684\u9078\u64c7\uff0c\u4e0d\u50c5\u96f6\u4fdd\u8cbb\uff0c\u800c\u4e14\u53ea\u8981\u6709\u7da0\u5361\u4e26\u901a\u904e\u4e00\u7cfb\u5217\u8cc7\u8cea\u5be9\u6838\uff0c\u5c31\u53ef\u9818\u5230\u767d\u5361\uff08\u8a73\u7d30\u8acb\u54a8\u8a62\u7576\u5730\u793e\u6703\u798f\u5229\u55ae\u4f4d\uff09\u3002\r\n<table width=\"541\">\r\n<tbody>\r\n<tr>\r\n<td>\u6b63\u503c\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff08Medicare\u7d05\u85cd\u5361\uff09\u7684\u958b\u653e\u6295\u4fdd\u671f\uff0c12\u67087\u65e5\u622a\u6b62\u65e5\u81e8\u8fd1\uff0c\u83ef\u8208\u4fdd\u96aa\u8cc7\u6df1\u9577\u8005\u5065\u4fdd\u898f\u5283\u5e2b\uff0c\u5728\u7f10\u554f\u7b54<a href=\"http:\/\/v2.zopim.com\/widget\/livechat.html?key=1Qm9v1kWzdLGFaeoOzrcq11NdN33tM1g&lang=zh-tw&hostname=www.kcal.net\">\u9ede\u9019\u88e1<\/a>\u3002<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<strong>3<\/strong><strong>\u3001<\/strong><strong>\u00a0<\/strong><strong>\u8001\u4eba\u516c\u5bd3\u548c\u990a\u8001\u9662<\/strong>\r\n\r\n\u7f8e\u570b\u7684<strong>\u8001\u4eba\u516c\u5bd3<\/strong>\uff08Senior Apartment\uff09\u548c\u50b3\u7d71\u7684\u990a\u8001\u9662\u6709\u5f88\u5927\u4e0d\u540c\uff0c\u66f4\u50cf\u662f\u4e00\u500b\u8001\u5e74\u4eba\u805a\u96c6\u7684\u751f\u6d3b\u4f11\u9592\u4e2d\u5fc3\u3002\u6709\u9322\u7684\u4f4f\u9ad8\u7d1a\u7684\u8001\u5e74\u516c\u5bd3\uff0c\u7269\u8cea\u751f\u6d3b\u3001\u7cbe\u795e\u751f\u6d3b\u4e00\u689d\u9f8d\u90fd\u6709\u4eba\u7cbe\u5fc3\u7d44\u7e54\u5b89\u6392\uff0c\u6bd4\u5982\u8b1b\u5ea7\u3001\u97f3\u6a02\u6703\u3001\u8868\u6f14\u3001\u8b80\u66f8\u6703\u3001\u5c55\u89bd\u3001\u793e\u5340\u670d\u52d9\u7b49\u7b49\u3002\u7d93\u6fdf\u689d\u4ef6\u6709\u9650\uff0c\u4e5f\u6703\u6709\u653f\u5e9c\u8cc7\u52a9\u7684\u8001\u4eba\u516c\u5bd3\u3002\r\n\r\n\u00a0\r\n\r\n\u4f46\u662f\uff0c\u8001\u4eba\u516c\u5bd3\u53ea\u63a5\u53d7\u5065\u5eb7\u3001\u751f\u6d3b\u80fd\u81ea\u7406\u7684\u8001\u4eba\u3002\u5982\u679c\u9700\u8981\u5c08\u696d\u7684\u91ab\u7642\u7167\u8b77\uff0c\u5c31\u9700\u8981\u53bb<strong>\u8001\u4eba\u8b77\u7406\u9662<\/strong><strong>(Nursing Home)<\/strong>\u00a0\u3002\u8001\u4eba\u8b77\u7406\u9662\u7684\u8cbb\u7528\uff0c\u5728\u806f\u90a6\u7d05\u85cd\u5361\u548c\u767d\u5361\u4e2d\uff0c\u90fd\u6709\u6d89\u53ca\u3002\r\n<h4>4\u3001\u4e09\u7f8e\u5143\u5b78\u8cbb\u4e0a\u5927\u5b78<\/h4>\r\n\u6d3b\u5230\u8001\u3001\u5b78\u5230\u8001\uff01\u52a0\u5dde\u5dde\u7acb\u5927\u5b78\uff08California State University\uff09\u91dd\u5c0d60\u6b72\u4ee5\u4e0a\u7684\u9577\u8005\uff0c\u6bcf\u5b78\u671f\u53ea\u65363\u7f8e\u5143\u7684\u5b78\u8cbb\u3002\u4f46\u662f\uff0c\u9700\u8981\u7d93\u904e\u548c\u5e74\u8f15\u4eba\u5b8c\u5168\u4e00\u6a23\u7684\u7533\u8acb\u74b0\u7bc0\u3001\u4e00\u6a23\u7684\u5b78\u7fd2\u9032\u5ea6 \u3001\u5b8c\u6210\u4e00\u6a23\u7684\u5b78\u5206\u624d\u53ef\u4ee5\u9806\u5229\u7562\u696d\u54e6\uff01\u91cd\u8fd4\u5927\u5b78\u6821\u5712\uff0c\u4e5f\u662f\u5145\u5be6\u9000\u4f11\u751f\u6d3b\u7684\u597d\u9078\u64c7\u8036\uff01\r\n<h4>5\u3001\u8863\u98df\u4f4f\u884c\u73a9\u00a0\u2014\u2014\u6298\u6263\u8c50\u5bcc\u591a\u5f69<\/h4>\r\n\u6c7d\u8eca\u4fdd\u96aa\uff1a\u5f88\u591a\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u5c0d\u65bc50\u6b72\u4ee5\u4e0a\u7684\u99d5\u99db\u8005\u4e5f\u6709\u7279\u5225\u6298\u6263\u54e6\uff0c\u53eb\u4f5cMature Driver Discount (\u660e\u667a\u99d5\u99db\u6298\u6263)\u2014\u2014\u5e74\u7d00\u9577\u3001\u99d5\u99db\u7d93\u9a57\u4e5f\u66f4\u591a\u561b\uff01\u53e6\u5916\u7701\u53bb\u6bcf\u5929\u4e0a\u73ed\u901a\u52e4\u7684\u9ebb\u7169\uff0c\u4e0d\u600e\u9ebd\u958b\u8eca\u7684\u8a71\uff0cLow-Mileage\u4e5f\u6709\u6298\u6263\u3002\u53bb\u53c3\u52a0\u9577\u8005\u99d5\u99db\u8a13\u7df4\u3001\u53c3\u52a0\u7f8e\u570b\u9000\u4f11\u5354\u6703(AARP)\u90fd\u6703\u6709\u4e0d\u540c\u7684\u6298\u6263\u3002\r\n\r\n\u570b\u5bb6\u516c\u5712\u7d42\u8eab\u514d\u8cbb\uff1a\u662f\u7684\uff01\u53ea\u8981\u523062\u6b72\uff0c\u5c31\u53ef\u4ee5\u82b1\u5341\u7f8e\u5143\u53bb\u7533\u8acb\u4e00\u500b\u570b\u5bb6\u516c\u5712\u7684senior pass\uff0c\u4e4b\u5f8c\u5168\u7f8e2000\u591a\u500b\u570b\u5bb6\u516c\u5712\uff0c\u7d42\u8eab\u514d\u8cbb\u73a9\u554a\uff01\r\n\r\n\u706b\u8eca\u3001\u516c\u4ea4\u3001\u79df\u8eca\u3001\u9152\u5e97\u3001\u770b\u96fb\u5f71\u3001\u6253\u96fb\u8a71\uff0c\u57fa\u672c\u4e0a\u80fd\u60f3\u5230\u7684\uff0c\u90fd\u6703\u6709\u5927\u5927\u5c0f\u5c0f\u7684\u6298\u6263\u3002\u5982\u679c\u5bb6\u6709\u9577\u8005\uff0c\u4e0d\u59a8\u554f\u554f\u8a66\u8a66\uff0c\u771f\u53ef\u4ee5\u7701\u4e0d\u5c11\u7684\u82b1\u8cbb\uff01\r\n<table width=\"512\">\r\n<tbody>\r\n<tr>\r\n<td>\u73fe\u5728\u6b63\u503c<strong>\u806f\u90a6\u91ab\u7642\u4fdd\u96aa<\/strong>\uff08<strong>Medicare<\/strong><strong>\u7d05\u85cd\u5361<\/strong>\uff09\u7684<strong>\u958b\u653e\u6295\u4fdd\u671f<\/strong>\uff0c12\u67087\u65e5\u622a\u6b62\u65e5\u81e8\u8fd1\uff0c\u5982\u679c\u60a8\u6216\u8005\u60a8\u7684\u7236\u6bcd\u6b63\u5728\u4f7f\u7528\u7d05\u85cd\u5361\u9577\u8005\u5065\u4fdd\uff0c\u4e00\u5b9a\u8981\u6293\u4f4f\u6a5f\u6703\uff0c\u4ed4\u7d30\u6aa2\u8996\u73fe\u6709\u7684\u5065\u4fdd\u8a08\u5283\u662f\u5426\u6eff\u8db3\u81ea\u5df1\u5403\u846f\u3001\u770b\u8a3a\u7684\u9700\u6c42\uff0c\u932f\u904e\u9019\u4e00\u5e74\u4e00\u5ea6\u8abf\u6574\u8a08\u5283\u7684\u6642\u9593\uff0c\u53ef\u5c31\u8981\u518d\u7b49\u4e00\u5e74\u54af\uff01\u83ef\u8208\u4fdd\u96aa\u8cc7\u6df1\u9577\u8005\u5065\u4fdd\u898f\u5283\u5e2b\uff0c\u5728\u7f10\u554f\u7b54<a href=\"http:\/\/v2.zopim.com\/widget\/livechat.html?key=1Qm9v1kWzdLGFaeoOzrcq11NdN33tM1g&lang=zh-tw&hostname=www.kcal.net\">\u9ede\u9019\u88e1<\/a>\u3002<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>","_et_gb_content_width":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2 | \u534e\u5174\u4fdd\u9669<\/title>\n<meta name=\"description\" content=\"\u7f8e\u56fd\u8001\u4eba\u7684\u9000\u4f11\u751f\u6d3b\u4ec0\u4e48\u6837\uff1f\u8001\u5e74\u4eba\u5982\u4f55\u4eab\u53d7\u7f8e\u56fd\u793e\u4f1a\u533b\u7597\u798f\u5229\uff1f\u4ece\u5065\u5eb7\u4fdd\u9669\u3001\u533b\u7597\u7167\u987e\u3001\u8863\u98df\u4f4f\u884c\u3001\u9000\u4f11\u6d25\u8d34\uff0c\u534e\u5174\u4fdd\u9669\u8be6\u7ec6\u5f52\u7eb3\u6574\u7406\uff0c65\u5c81\u4ee5\u4e0a\u8054\u90a6\u7ea2\u84dd\u5361\u533b\u4fdd\u8ba4\u8bc1\u4ee3\u7406\uff0c\u7acb\u5373\u54a8\u8be2626-333-1111\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2\" \/>\n<meta property=\"og:description\" content=\"\u7f8e\u56fd\u8001\u4eba\u7684\u9000\u4f11\u751f\u6d3b\u4ec0\u4e48\u6837\uff1f\u8001\u5e74\u4eba\u5982\u4f55\u4eab\u53d7\u7f8e\u56fd\u793e\u4f1a\u533b\u7597\u798f\u5229\uff1f\u4ece\u5065\u5eb7\u4fdd\u9669\u3001\u533b\u7597\u7167\u987e\u3001\u8863\u98df\u4f4f\u884c\u3001\u9000\u4f11\u6d25\u8d34\uff0c\u534e\u5174\u4fdd\u9669\u8be6\u7ec6\u5f52\u7eb3\u6574\u7406\uff0c65\u5c81\u4ee5\u4e0a\u8054\u90a6\u7ea2\u84dd\u5361\u533b\u4fdd\u8ba4\u8bc1\u4ee3\u7406\uff0c\u7acb\u5373\u54a8\u8be2626-333-1111\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/\" \/>\n<meta property=\"og:site_name\" content=\"\u534e\u5174\u4fdd\u9669\" \/>\n<meta property=\"article:published_time\" content=\"2016-11-30T17:14:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-11-22T19:00:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2016\/11\/senior_life.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"550\" \/>\n\t<meta property=\"og:image:height\" content=\"367\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"KCAL\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"KCAL\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/\"},\"author\":{\"name\":\"KCAL\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#\\\/schema\\\/person\\\/e82c89d1071cabfa77bb979f19856f36\"},\"headline\":\"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2\",\"datePublished\":\"2016-11-30T17:14:26+00:00\",\"dateModified\":\"2017-11-22T19:00:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/\"},\"wordCount\":120,\"image\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2016\\\/11\\\/senior_life.jpg?wsr\",\"articleSection\":[\"\u534e\u5174\u89c2\u70b9\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/\",\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/\",\"name\":\"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2 | \u534e\u5174\u4fdd\u9669\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2016\\\/11\\\/senior_life.jpg?wsr\",\"datePublished\":\"2016-11-30T17:14:26+00:00\",\"dateModified\":\"2017-11-22T19:00:47+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#\\\/schema\\\/person\\\/e82c89d1071cabfa77bb979f19856f36\"},\"description\":\"\u7f8e\u56fd\u8001\u4eba\u7684\u9000\u4f11\u751f\u6d3b\u4ec0\u4e48\u6837\uff1f\u8001\u5e74\u4eba\u5982\u4f55\u4eab\u53d7\u7f8e\u56fd\u793e\u4f1a\u533b\u7597\u798f\u5229\uff1f\u4ece\u5065\u5eb7\u4fdd\u9669\u3001\u533b\u7597\u7167\u987e\u3001\u8863\u98df\u4f4f\u884c\u3001\u9000\u4f11\u6d25\u8d34\uff0c\u534e\u5174\u4fdd\u9669\u8be6\u7ec6\u5f52\u7eb3\u6574\u7406\uff0c65\u5c81\u4ee5\u4e0a\u8054\u90a6\u7ea2\u84dd\u5361\u533b\u4fdd\u8ba4\u8bc1\u4ee3\u7406\uff0c\u7acb\u5373\u54a8\u8be2626-333-1111\u3002\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2016\\\/11\\\/senior_life.jpg?wsr\",\"contentUrl\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2016\\\/11\\\/senior_life.jpg?wsr\",\"width\":550,\"height\":367},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/preparing-for-senior-life\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#website\",\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/\",\"name\":\"\u534e\u5174\u4fdd\u9669\",\"description\":\"KCAL Insurance Agency\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#\\\/schema\\\/person\\\/e82c89d1071cabfa77bb979f19856f36\",\"name\":\"KCAL\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g\",\"caption\":\"KCAL\"},\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2 | \u534e\u5174\u4fdd\u9669","description":"\u7f8e\u56fd\u8001\u4eba\u7684\u9000\u4f11\u751f\u6d3b\u4ec0\u4e48\u6837\uff1f\u8001\u5e74\u4eba\u5982\u4f55\u4eab\u53d7\u7f8e\u56fd\u793e\u4f1a\u533b\u7597\u798f\u5229\uff1f\u4ece\u5065\u5eb7\u4fdd\u9669\u3001\u533b\u7597\u7167\u987e\u3001\u8863\u98df\u4f4f\u884c\u3001\u9000\u4f11\u6d25\u8d34\uff0c\u534e\u5174\u4fdd\u9669\u8be6\u7ec6\u5f52\u7eb3\u6574\u7406\uff0c65\u5c81\u4ee5\u4e0a\u8054\u90a6\u7ea2\u84dd\u5361\u533b\u4fdd\u8ba4\u8bc1\u4ee3\u7406\uff0c\u7acb\u5373\u54a8\u8be2626-333-1111\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/","og_locale":"en_US","og_type":"article","og_title":"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2","og_description":"\u7f8e\u56fd\u8001\u4eba\u7684\u9000\u4f11\u751f\u6d3b\u4ec0\u4e48\u6837\uff1f\u8001\u5e74\u4eba\u5982\u4f55\u4eab\u53d7\u7f8e\u56fd\u793e\u4f1a\u533b\u7597\u798f\u5229\uff1f\u4ece\u5065\u5eb7\u4fdd\u9669\u3001\u533b\u7597\u7167\u987e\u3001\u8863\u98df\u4f4f\u884c\u3001\u9000\u4f11\u6d25\u8d34\uff0c\u534e\u5174\u4fdd\u9669\u8be6\u7ec6\u5f52\u7eb3\u6574\u7406\uff0c65\u5c81\u4ee5\u4e0a\u8054\u90a6\u7ea2\u84dd\u5361\u533b\u4fdd\u8ba4\u8bc1\u4ee3\u7406\uff0c\u7acb\u5373\u54a8\u8be2626-333-1111\u3002","og_url":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/","og_site_name":"\u534e\u5174\u4fdd\u9669","article_published_time":"2016-11-30T17:14:26+00:00","article_modified_time":"2017-11-22T19:00:47+00:00","og_image":[{"width":550,"height":367,"url":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2016\/11\/senior_life.jpg","type":"image\/jpeg"}],"author":"KCAL","twitter_card":"summary_large_image","twitter_misc":{"Written by":"KCAL","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/#article","isPartOf":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/"},"author":{"name":"KCAL","@id":"https:\/\/www.kcal.net\/simplified\/#\/schema\/person\/e82c89d1071cabfa77bb979f19856f36"},"headline":"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2","datePublished":"2016-11-30T17:14:26+00:00","dateModified":"2017-11-22T19:00:47+00:00","mainEntityOfPage":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/"},"wordCount":120,"image":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2016\/11\/senior_life.jpg?wsr","articleSection":["\u534e\u5174\u89c2\u70b9"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/","url":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/","name":"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2 | \u534e\u5174\u4fdd\u9669","isPartOf":{"@id":"https:\/\/www.kcal.net\/simplified\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/#primaryimage"},"image":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2016\/11\/senior_life.jpg?wsr","datePublished":"2016-11-30T17:14:26+00:00","dateModified":"2017-11-22T19:00:47+00:00","author":{"@id":"https:\/\/www.kcal.net\/simplified\/#\/schema\/person\/e82c89d1071cabfa77bb979f19856f36"},"description":"\u7f8e\u56fd\u8001\u4eba\u7684\u9000\u4f11\u751f\u6d3b\u4ec0\u4e48\u6837\uff1f\u8001\u5e74\u4eba\u5982\u4f55\u4eab\u53d7\u7f8e\u56fd\u793e\u4f1a\u533b\u7597\u798f\u5229\uff1f\u4ece\u5065\u5eb7\u4fdd\u9669\u3001\u533b\u7597\u7167\u987e\u3001\u8863\u98df\u4f4f\u884c\u3001\u9000\u4f11\u6d25\u8d34\uff0c\u534e\u5174\u4fdd\u9669\u8be6\u7ec6\u5f52\u7eb3\u6574\u7406\uff0c65\u5c81\u4ee5\u4e0a\u8054\u90a6\u7ea2\u84dd\u5361\u533b\u4fdd\u8ba4\u8bc1\u4ee3\u7406\uff0c\u7acb\u5373\u54a8\u8be2626-333-1111\u3002","breadcrumb":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/#primaryimage","url":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2016\/11\/senior_life.jpg?wsr","contentUrl":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2016\/11\/senior_life.jpg?wsr","width":550,"height":367},{"@type":"BreadcrumbList","@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/preparing-for-senior-life\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.kcal.net\/simplified\/"},{"@type":"ListItem","position":2,"name":"\u7f8e\u56fd\u8001\u5e74\u751f\u6d3b\u3001\u533b\u7597\u798f\u5229\u9762\u9762\u89c2"}]},{"@type":"WebSite","@id":"https:\/\/www.kcal.net\/simplified\/#website","url":"https:\/\/www.kcal.net\/simplified\/","name":"\u534e\u5174\u4fdd\u9669","description":"KCAL Insurance Agency","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.kcal.net\/simplified\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.kcal.net\/simplified\/#\/schema\/person\/e82c89d1071cabfa77bb979f19856f36","name":"KCAL","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g","caption":"KCAL"},"url":"https:\/\/www.kcal.net\/simplified\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/posts\/945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/comments?post=945"}],"version-history":[{"count":0,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/posts\/945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/media\/6301"}],"wp:attachment":[{"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/media?parent=945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/categories?post=945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/tags?post=945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}