{"id":923,"date":"2016-09-10T22:34:01","date_gmt":"2016-09-10T22:34:01","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?p=923"},"modified":"2018-09-29T00:15:06","modified_gmt":"2018-09-29T00:15:06","slug":"2017-california-health-rate","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/simplified\/our-blog\/2017-california-health-rate\/","title":{"rendered":"\u52a0\u5dde\u5168\u4fdd\u8ba1\u5212\u6709\u53d8\uff01\u660e\u5e74\u4e2a\u4eba\u5065\u4fdd\u5927\u6da8\u4ef7\u662f\u771f\u7684\uff01"},"content":{"rendered":"<p>[et_pb_section bb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;3.0.47&#8243;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.0.47&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;3.7.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;]<\/p>\n<p><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-8923  alignright\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2017\/03\/AdobeStock_91824535.jpg\" alt=\"\" width=\"552\" height=\"368\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2017\/03\/AdobeStock_91824535.jpg 900w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2017\/03\/AdobeStock_91824535-300x200.jpg 300w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2017\/03\/AdobeStock_91824535-768x512.jpg 768w\" sizes=\"(max-width: 552px) 100vw, 552px\" \/><\/p>\n<div class=\"itemIntroText\">\n<p style=\"text-align: justify;\"><strong>2017\u5e74\u52a0\u5dde\u5168\u4fddCovered California\u7684\u5f00\u653e\u6295\u4fdd\u671f\u5373\u5c06\u572811\u67081\u65e5\u5f00\u59cb\uff0c\u4e00\u76f4\u4ee5\u6765\u4f20\u95fb\u4e0d\u65ad\u7684 &#8220;\u5065\u4fdd\u5927\u6da8\u4ef7&#8221;\uff0c\u4e5f\u5728\u4fdd\u9669\u516c\u53f8\u9646\u7eed\u516c\u5f00\u7684\u8d44\u8baf\u4e2d\u5f97\u5230\u8bc1\u5b9e\uff0c\u800c\u4e14\uff0c\u4e3a\u4e86\u5e94\u4ed8\u65e5\u76ca\u589e\u52a0\u7684\u533b\u7597\u6210\u672c\u538b\u529b\uff0c\u4e0d\u4f46\u4fdd\u9669\u798f\u5229\u7684\u5185\u5bb9\u6709\u53d8\uff0c\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u4e5f\u5bf9\u63d0\u4f9b\u7684\u4fdd\u9669\u8ba1\u5212\u7c7b\u578b\u4f5c\u51fa\u8c03\u6574\u3002<\/strong><\/p>\n<\/div>\n<div class=\"itemFullText\">\n<p style=\"text-align: justify;\">\u6839\u636e\u52a0\u5dde\u5168\u4fddCovered California\u7684\u8c03\u67e5\uff0c\u660e\u5e74\u5168\u52a0\u5dde\u4e2a\u4eba\u5065\u4fdd\u8d39\u7528\u7684\u5e73\u5747\u6da8\u4ef713.2%\uff0c\u534e\u4eba\u6797\u7acb\u7684San Gabriel Valley\u5730\u533a\u6da8\u5e4516.4%\uff0c\u800c\u6700\u591a\u6c11\u4f17\u4f7f\u7528\u7684Blue Shield\u6da8\u4ef7\u5e45\u5ea6\u751a\u81f3\u8fbe\u523020%\u3002<\/p>\n<p style=\"text-align: justify;\">\u53e6\u4e00\u65b9\u9762\uff0c\u5404\u7b49\u7ea7\u4fdd\u9669\u8ba1\u5212\u7684\u5e74\u5ea6\u81ea\u4ed8\u989d(Annual Deductible)\u90fd\u589e\u52a0\u4e86\uff0c\u4ee5\u94f670\u8ba1\u5212\u4e3a\u4f8b\uff0c\u5e74\u5ea6\u81ea\u4ed8\u989d\u4ece$2,250\u4e0a\u6da8\u5230$2,500\uff0c\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u989d\u4e0a\u9650(Maximum out of Pocket)\u4e5f\u4ece$6,250\u589e\u957f\u5230$6,800\u3002<\/p>\n<p style=\"text-align: justify;\">\u4f46\u5728\u4f17\u591a\u6da8\u4ef7\u7684\u58f0\u97f3\u4e2d\uff0c\u6211\u4eec\u8fd8\u662f\u542c\u5230\u4e86\u4e00\u4e9b\u597d\u6d88\u606f\uff0c\u4e0d\u4f46\u5e73\u65e5\u770b\u8bca\u7684\u95e8\u8bca\u8d39\u53d8\u4fbf\u5b9c\u4e86\uff0c\u7d27\u6025\u95e8\u8bca(Urgent Care)\u7684\u95e8\u8bca\u8d39\u5728\u660e\u5e74\u66f4\u662f\u964d\u4f4e\u4e86\u4e0d\u5c11\uff0c\u94f670\u8ba1\u5212\u4ece\u4eca\u5e74\u7684$90\u76f4\u63a5\u964d\u4f4e\u81f3$35\uff0c\u90fd\u662f\u4e3a\u4e86\u9f13\u52b1\u6c11\u4f17\u5584\u7528\u533b\u7597\u8d44\u6e90\uff0c\u628a\u6025\u8bca\u5ba4\u7559\u7ed9\u66f4\u9700\u8981\u7684\u4eba\u3002<\/p>\n<p style=\"text-align: justify;\">\u9664\u6b64\u4e4b\u5916\uff0c2017\u5e74\u7684\u8054\u90a6\u8d2b\u56f0\u7ebf\u4e5f\u6709\u7a0d\u5fae\u53d8\u52a8\u3002\u5c3d\u7ba1\u7533\u8bf7\u52a0\u5dde\u5168\u4fdd\u7684\u6700\u4f4e\u5e74\u6536\u5165\u6ca1\u6709\u6539\u53d8\uff0c\u4f46\u7533\u8bf7\u4fdd\u8d39\u8865\u52a9\u548c\u533b\u7597\u8d39\u7528\u8865\u8d34\u7684\u6536\u5165\u6807\u51c6\u90fd\u6709\u4e0a\u8c03\uff0c\u8fd9\u4e5f\u5c31\u610f\u5473\u7740\uff0c\u6c11\u4f17\u5982\u679c\u60f3\u5f97\u5230\u4e0e2016\u5e74\u76f8\u540c\u7684\u5065\u4fdd\u798f\u5229\uff0c\u6536\u5165\u4e5f\u9700\u4f5c\u76f8\u5bf9\u8c03\u6574\u3002<\/p>\n<p style=\"text-align: justify;\">\u660e\u5e74\u5f00\u59cb\uff0c\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u4fdd\u9669\u8ba1\u5212\u7c7b\u578b\u5c06\u66f4\u52a0\u591a\u5143\uff0c\u50cf\u662f\u4e00\u5411\u53ea\u6709PPO\u8ba1\u5212\u7684Blue Shield\u84dd\u76fe\u4fdd\u9669\u516c\u53f8\uff0c\u4e3a\u4e86\u63d0\u4f9b\u66f4\u4fbf\u5b9c\u7684\u4fdd\u9669\u9009\u62e9\uff0c\u5c31\u5c06\u57282017\u7684\u4e2a\u4eba\u5065\u4fdd\u5e02\u573a\u4e0a\u63a8\u51faHMO\u8ba1\u5212\u3002<\/p>\n<p style=\"text-align: justify;\">\u540c\u65f6\uff0cAnthem Blue Cross\u84dd\u5341\u5b57\u4fdd\u9669\u516c\u53f8\u5c06\u4e2a\u4eba\u5065\u4fdd\u7684PPO\u8ba1\u5212\u53d6\u6d88\u4e86\uff0c\u53d6\u800c\u4ee3\u4e4b\u7684\u662f\u91cd\u65b0\u542f\u7528\u7684EPO\u8ba1\u5212\u3002EPO\u662f\u4e00\u4e2a\u4ecb\u65bcHMO\u548cPPO\u4e2d\u95f4\u7684\u4e00\u4e2a\u8ba1\u5212\uff0c\u5bb9\u8bb8\u6295\u4fdd\u4eba\u5728\u5c0f\u8303\u56f4\u7684\u533b\u7597\u7f51\u5185\u968f\u610f\u5730\u9009\u62e9\u559c\u6b22\u7684\u533b\u751f\uff0c\u4f46\u662f\u5bf9\u7f51\u5916\u7684\u5c31\u533b\u5c31\u6ca1\u6709\u4fdd\u969c\u4e86\u3002<\/p>\n<p style=\"text-align: justify;\">Anthem Blue Cross\u7684PPO\u8ba1\u5212\u53d6\u6d88\u4e4b\u5f8c\uff0c\u73b0\u6709\u7684PPO\u4fdd\u6237\u5c06\u81ea\u52a8\u8f6c\u6362\u5230EPO\u8ba1\u5212\u91cc\uff0c\u4e3a\u4e86\u907f\u514d\u60a8\u7684\u5c31\u533b\u6743\u76ca\u53d7\u5230\u5f71\u54cd\uff0c\u5efa\u8bae\u60a8\u5728\u7eed\u4fdd\u524d\u5411\u4fdd\u9669\u516c\u53f8\u786e\u8ba4\uff0c\u81ea\u5df1\u719f\u6089\u7684\u533b\u751f\u548c\u533b\u7597\u7f51\u662f\u5426\u5728\u4fdd\u969c\u4e4b\u4e2d\u3002<\/p>\n<p style=\"text-align: justify;\">2017\u5e74\u5065\u5eb7\u4fdd\u9669\u5bf9\u504f\u597dPPO\u8ba1\u5212\u5065\u4fdd\u7528\u6237\u7684\u6700\u5927\u6539\u53d8\uff0c\u5c31\u662f\u6240\u6709PPO\u6216\u8005EPO\u7684\u8ba1\u5212\u4e5f\u8981\u9009\u62e9\u6216\u8005\u88ab\u6307\u5b9a\u4e00\u4f4d\u5bb6\u5ead\u533b\u751f\u4e86\u3002\u4e0d\u8fc7\u8bf7\u653e\u5fc3\uff0c\u5bb6\u5ead\u533b\u751f\u5bf9PPO\u8ba1\u5212\u7684\u4f7f\u7528\u8005\u6765\u8bf4\uff0c\u53ea\u662f\u4e00\u4f4d\u63d0\u4f9b\u60a8\u4e13\u4e1a\u5efa\u8bae\u4e36\u5e2e\u52a9\u60a8\u9009\u62e9\u6cbb\u7597\u65b9\u6848\u7684\u4eba\uff0cPPO\u8ba1\u5212\u7684\u4f7f\u7528\u8005\u4ecd\u50cf\u4ee5\u524d\u4e00\u6837\uff0c\u4e0d\u9700\u8981\u901a\u8fc7\u5bb6\u5ead\u533b\u751f\u7684\u8f6c\u8bca\uff0c\u5c31\u53ef\u4ee5\u53bb\u770b\u4f60\u60f3\u8981\u770b\u7684\u4e13\u79d1\u6216\u8005\u533b\u9662\u3002<\/p>\n<p style=\"text-align: justify;\">\u9762\u5bf9\u5065\u4fdd\u8d39\u7528\u4e0a\u6da8\uff0c\u534e\u5174\u4fdd\u9669\u5efa\u8bae\u6c11\u4f17\uff0c\u53ef\u4ee5\u6839\u636e\u8fc7\u53bb\u4e00\u5e74\u4f7f\u7528\u5065\u5eb7\u4fdd\u9669\u7684\u72b6\u51b5\u8c03\u6574\u5065\u4fdd\u8ba1\u5212\u3002\u5982\u679c\u60a8\u51e0\u4e4e\u6ca1\u6709\u770b\u8bca\uff0c\u53ef\u4ee5\u8003\u8651\u8f6c\u6362\u6210\u94dc\u8ba1\u5212\uff0c\u4e07\u4e00\u53d1\u751f\u610f\u5916\u4e36\u6216\u662f\u53d1\u751f\u4e34\u65f6\u9700\u8981\u505a\u624b\u672f\u7b49\u53ef\u80fd\u4ea7\u751f\u5927\u91cf\u533b\u7597\u8d39\u7528\u7684\u60c5\u51b5\u65f6\uff0c\u5c31\u53ef\u4ee5\u6709\u5065\u5eb7\u4fdd\u9669\u6765\u534f\u52a9\u627f\u62c5\u533b\u7597\u8d39\u7528\u3002<\/p>\n<p style=\"text-align: justify;\">\u5982\u679c\u60a8\u6709\u4e00\u5b9a\u7684\u533b\u7597\u9700\u6c42\uff0c\u4f46\u53c8\u60f3\u8282\u7701\u5065\u4fdd\u8d39\u7528\u7684\u8bdd\uff0c\u53ef\u4ee5\u8003\u8651\u770b\u770b\u9009\u62e9\u533b\u7597\u7f51\u5c0f\u4e00\u70b9\u7684\u8ba1\u5212\uff0c\u8b6c\u5982\u8bf4HMO\u3002\u53ea\u8981\u786e\u5b9a\u60a8\u73b0\u5728\u5728\u770b\u7684\u533b\u751f\u5728\u60a8\u9009\u62e9\u7684\u533b\u7597\u7f51\u5185\uff0c\u60a8\u7684\u5c31\u8bca\u6743\u5229\u5c31\u4e0d\u4f1a\u53d7\u5230\u5f71\u54cd\u3002<\/p>\n<p style=\"text-align: justify;\">\u65e0\u8bba\u5982\u4f55\uff0c\u5efa\u8bae\u6c11\u4f17\u5728\u9009\u62e9\u548c\u8f6c\u6362\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u65f6\uff0c\u90fd\u5e94\u8be5\u8c18\u8be2\u6709\u52a0\u5dde\u5168\u4fdd\u8ba4\u8bc1\u7684\u5065\u4fdd\u89c4\u5212\u5e08\u3002\u514d\u5f97\u9009\u4e86\u4e00\u4e2a\u4e0d\u9002\u5408\u60a8\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\uff0c\u672a\u6765\u4e00\u5e74\u90fd\u53ea\u80fd\u671b &#8220;\u4fdd\u5355&#8221;\u5174\u53f9\uff0c\u4e00\u5931\u8db3\u6210\u5343\u53e4\u6068\uff0c\u518d\u4e13\u4e1a\u7684\u4fdd\u9669\u7ecf\u7eaa\u90fd\u5e2e\u4e0d\u4e0a\u5fd9\u4e86\u3002<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2017\u5e74\u52a0\u5dde\u5168\u4fddCovered California\u7684\u5f00\u653e\u6295\u4fdd\u671f\u5373\u5c06\u572811\u67081\u65e5\u5f00\u59cb\uff0c\u4e00\u76f4\u4ee5\u6765\u4f20\u95fb\u4e0d\u65ad\u7684 &#8220;\u5065\u4fdd\u5927\u6da8\u4ef7&#8221;\uff0c\u4e5f\u5728\u4fdd\u9669\u516c\u53f8\u9646\u7eed\u516c\u5f00\u7684\u8d44\u8baf\u4e2d\u5f97\u5230\u8bc1\u5b9e\uff0c\u800c\u4e14\uff0c\u4e3a\u4e86\u5e94\u4ed8\u65e5\u76ca\u589e\u52a0\u7684\u533b\u7597\u6210\u672c\u538b\u529b\uff0c\u4e0d\u4f46\u4fdd\u9669\u798f\u5229\u7684\u5185\u5bb9\u6709\u53d8\uff0c\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u4e5f\u5bf9\u63d0\u4f9b\u7684\u4fdd\u9669\u8ba1\u5212\u7c7b\u578b\u4f5c\u51fa\u8c03\u6574\u3002 \u6839\u636e\u52a0\u5dde\u5168\u4fddCovered California\u7684\u8c03\u67e5\uff0c\u660e\u5e74\u5168\u52a0\u5dde\u4e2a\u4eba\u5065\u4fdd\u8d39\u7528\u7684\u5e73\u5747\u6da8\u4ef713.2%\uff0c\u534e\u4eba\u6797\u7acb\u7684San Gabriel Valley\u5730\u533a\u6da8\u5e4516.4%\uff0c\u800c\u6700\u591a\u6c11\u4f17\u4f7f\u7528\u7684Blue Shield\u6da8\u4ef7\u5e45\u5ea6\u751a\u81f3\u8fbe\u523020%\u3002 \u53e6\u4e00\u65b9\u9762\uff0c\u5404\u7b49\u7ea7\u4fdd\u9669\u8ba1\u5212\u7684\u5e74\u5ea6\u81ea\u4ed8\u989d(Annual Deductible)\u90fd\u589e\u52a0\u4e86\uff0c\u4ee5\u94f670\u8ba1\u5212\u4e3a\u4f8b\uff0c\u5e74\u5ea6\u81ea\u4ed8\u989d\u4ece$2,250\u4e0a\u6da8\u5230$2,500\uff0c\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u989d\u4e0a\u9650(Maximum out of Pocket)\u4e5f\u4ece$6,250\u589e\u957f\u5230$6,800\u3002 \u4f46\u5728\u4f17\u591a\u6da8\u4ef7\u7684\u58f0\u97f3\u4e2d\uff0c\u6211\u4eec\u8fd8\u662f\u542c\u5230\u4e86\u4e00\u4e9b\u597d\u6d88\u606f\uff0c\u4e0d\u4f46\u5e73\u65e5\u770b\u8bca\u7684\u95e8\u8bca\u8d39\u53d8\u4fbf\u5b9c\u4e86\uff0c\u7d27\u6025\u95e8\u8bca(Urgent Care)\u7684\u95e8\u8bca\u8d39\u5728\u660e\u5e74\u66f4\u662f\u964d\u4f4e\u4e86\u4e0d\u5c11\uff0c\u94f670\u8ba1\u5212\u4ece\u4eca\u5e74\u7684$90\u76f4\u63a5\u964d\u4f4e\u81f3$35\uff0c\u90fd\u662f\u4e3a\u4e86\u9f13\u52b1\u6c11\u4f17\u5584\u7528\u533b\u7597\u8d44\u6e90\uff0c\u628a\u6025\u8bca\u5ba4\u7559\u7ed9\u66f4\u9700\u8981\u7684\u4eba\u3002 \u9664\u6b64\u4e4b\u5916\uff0c2017\u5e74\u7684\u8054\u90a6\u8d2b\u56f0\u7ebf\u4e5f\u6709\u7a0d\u5fae\u53d8\u52a8\u3002\u5c3d\u7ba1\u7533\u8bf7\u52a0\u5dde\u5168\u4fdd\u7684\u6700\u4f4e\u5e74\u6536\u5165\u6ca1\u6709\u6539\u53d8\uff0c\u4f46\u7533\u8bf7\u4fdd\u8d39\u8865\u52a9\u548c\u533b\u7597\u8d39\u7528\u8865\u8d34\u7684\u6536\u5165\u6807\u51c6\u90fd\u6709\u4e0a\u8c03\uff0c\u8fd9\u4e5f\u5c31\u610f\u5473\u7740\uff0c\u6c11\u4f17\u5982\u679c\u60f3\u5f97\u5230\u4e0e2016\u5e74\u76f8\u540c\u7684\u5065\u4fdd\u798f\u5229\uff0c\u6536\u5165\u4e5f\u9700\u4f5c\u76f8\u5bf9\u8c03\u6574\u3002 \u660e\u5e74\u5f00\u59cb\uff0c\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u4fdd\u9669\u8ba1\u5212\u7c7b\u578b\u5c06\u66f4\u52a0\u591a\u5143\uff0c\u50cf\u662f\u4e00\u5411\u53ea\u6709PPO\u8ba1\u5212\u7684Blue Shield\u84dd\u76fe\u4fdd\u9669\u516c\u53f8\uff0c\u4e3a\u4e86\u63d0\u4f9b\u66f4\u4fbf\u5b9c\u7684\u4fdd\u9669\u9009\u62e9\uff0c\u5c31\u5c06\u57282017\u7684\u4e2a\u4eba\u5065\u4fdd\u5e02\u573a\u4e0a\u63a8\u51faHMO\u8ba1\u5212\u3002 \u540c\u65f6\uff0cAnthem Blue Cross\u84dd\u5341\u5b57\u4fdd\u9669\u516c\u53f8\u5c06\u4e2a\u4eba\u5065\u4fdd\u7684PPO\u8ba1\u5212\u53d6\u6d88\u4e86\uff0c\u53d6\u800c\u4ee3\u4e4b\u7684\u662f\u91cd\u65b0\u542f\u7528\u7684EPO\u8ba1\u5212\u3002EPO\u662f\u4e00\u4e2a\u4ecb\u65bcHMO\u548cPPO\u4e2d\u95f4\u7684\u4e00\u4e2a\u8ba1\u5212\uff0c\u5bb9\u8bb8\u6295\u4fdd\u4eba\u5728\u5c0f\u8303\u56f4\u7684\u533b\u7597\u7f51\u5185\u968f\u610f\u5730\u9009\u62e9\u559c\u6b22\u7684\u533b\u751f\uff0c\u4f46\u662f\u5bf9\u7f51\u5916\u7684\u5c31\u533b\u5c31\u6ca1\u6709\u4fdd\u969c\u4e86\u3002 Anthem Blue Cross\u7684PPO\u8ba1\u5212\u53d6\u6d88\u4e4b\u5f8c\uff0c\u73b0\u6709\u7684PPO\u4fdd\u6237\u5c06\u81ea\u52a8\u8f6c\u6362\u5230EPO\u8ba1\u5212\u91cc\uff0c\u4e3a\u4e86\u907f\u514d\u60a8\u7684\u5c31\u533b\u6743\u76ca\u53d7\u5230\u5f71\u54cd\uff0c\u5efa\u8bae\u60a8\u5728\u7eed\u4fdd\u524d\u5411\u4fdd\u9669\u516c\u53f8\u786e\u8ba4\uff0c\u81ea\u5df1\u719f\u6089\u7684\u533b\u751f\u548c\u533b\u7597\u7f51\u662f\u5426\u5728\u4fdd\u969c\u4e4b\u4e2d\u3002 2017\u5e74\u5065\u5eb7\u4fdd\u9669\u5bf9\u504f\u597dPPO\u8ba1\u5212\u5065\u4fdd\u7528\u6237\u7684\u6700\u5927\u6539\u53d8\uff0c\u5c31\u662f\u6240\u6709PPO\u6216\u8005EPO\u7684\u8ba1\u5212\u4e5f\u8981\u9009\u62e9\u6216\u8005\u88ab\u6307\u5b9a\u4e00\u4f4d\u5bb6\u5ead\u533b\u751f\u4e86\u3002\u4e0d\u8fc7\u8bf7\u653e\u5fc3\uff0c\u5bb6\u5ead\u533b\u751f\u5bf9PPO\u8ba1\u5212\u7684\u4f7f\u7528\u8005\u6765\u8bf4\uff0c\u53ea\u662f\u4e00\u4f4d\u63d0\u4f9b\u60a8\u4e13\u4e1a\u5efa\u8bae\u4e36\u5e2e\u52a9\u60a8\u9009\u62e9\u6cbb\u7597\u65b9\u6848\u7684\u4eba\uff0cPPO\u8ba1\u5212\u7684\u4f7f\u7528\u8005\u4ecd\u50cf\u4ee5\u524d\u4e00\u6837\uff0c\u4e0d\u9700\u8981\u901a\u8fc7\u5bb6\u5ead\u533b\u751f\u7684\u8f6c\u8bca\uff0c\u5c31\u53ef\u4ee5\u53bb\u770b\u4f60\u60f3\u8981\u770b\u7684\u4e13\u79d1\u6216\u8005\u533b\u9662\u3002 \u9762\u5bf9\u5065\u4fdd\u8d39\u7528\u4e0a\u6da8\uff0c\u534e\u5174\u4fdd\u9669\u5efa\u8bae\u6c11\u4f17\uff0c\u53ef\u4ee5\u6839\u636e\u8fc7\u53bb\u4e00\u5e74\u4f7f\u7528\u5065\u5eb7\u4fdd\u9669\u7684\u72b6\u51b5\u8c03\u6574\u5065\u4fdd\u8ba1\u5212\u3002\u5982\u679c\u60a8\u51e0\u4e4e\u6ca1\u6709\u770b\u8bca\uff0c\u53ef\u4ee5\u8003\u8651\u8f6c\u6362\u6210\u94dc\u8ba1\u5212\uff0c\u4e07\u4e00\u53d1\u751f\u610f\u5916\u4e36\u6216\u662f\u53d1\u751f\u4e34\u65f6\u9700\u8981\u505a\u624b\u672f\u7b49\u53ef\u80fd\u4ea7\u751f\u5927\u91cf\u533b\u7597\u8d39\u7528\u7684\u60c5\u51b5\u65f6\uff0c\u5c31\u53ef\u4ee5\u6709\u5065\u5eb7\u4fdd\u9669\u6765\u534f\u52a9\u627f\u62c5\u533b\u7597\u8d39\u7528\u3002 \u5982\u679c\u60a8\u6709\u4e00\u5b9a\u7684\u533b\u7597\u9700\u6c42\uff0c\u4f46\u53c8\u60f3\u8282\u7701\u5065\u4fdd\u8d39\u7528\u7684\u8bdd\uff0c\u53ef\u4ee5\u8003\u8651\u770b\u770b\u9009\u62e9\u533b\u7597\u7f51\u5c0f\u4e00\u70b9\u7684\u8ba1\u5212\uff0c\u8b6c\u5982\u8bf4HMO\u3002\u53ea\u8981\u786e\u5b9a\u60a8\u73b0\u5728\u5728\u770b\u7684\u533b\u751f\u5728\u60a8\u9009\u62e9\u7684\u533b\u7597\u7f51\u5185\uff0c\u60a8\u7684\u5c31\u8bca\u6743\u5229\u5c31\u4e0d\u4f1a\u53d7\u5230\u5f71\u54cd\u3002 \u65e0\u8bba\u5982\u4f55\uff0c\u5efa\u8bae\u6c11\u4f17\u5728\u9009\u62e9\u548c\u8f6c\u6362\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u65f6\uff0c\u90fd\u5e94\u8be5\u8c18\u8be2\u6709\u52a0\u5dde\u5168\u4fdd\u8ba4\u8bc1\u7684\u5065\u4fdd\u89c4\u5212\u5e08\u3002\u514d\u5f97\u9009\u4e86\u4e00\u4e2a\u4e0d\u9002\u5408\u60a8\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\uff0c\u672a\u6765\u4e00\u5e74\u90fd\u53ea\u80fd\u671b &#8220;\u4fdd\u5355&#8221;\u5174\u53f9\uff0c\u4e00\u5931\u8db3\u6210\u5343\u53e4\u6068\uff0c\u518d\u4e13\u4e1a\u7684\u4fdd\u9669\u7ecf\u7eaa\u90fd\u5e2e\u4e0d\u4e0a\u5fd9\u4e86\u3002<\/p>\n","protected":false},"author":1,"featured_media":8923,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<img class=\"alignright size-full wp-image-6327\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/2016\/09\/pedestrians-1209316_960_720.jpg\" alt=\"\" width=\"555\" height=\"370\" \/><strong>2017<\/strong><strong>\u5e74\u52a0\u5dde\u5168\u4fdd<\/strong><strong>Covered California<\/strong><strong>\u7684\u958b\u653e\u6295\u4fdd\u671f\u5373\u5c07\u5728<\/strong><strong>11<\/strong><strong>\u6708<\/strong><strong>1<\/strong><strong>\u65e5\u958b\u59cb\uff0c\u4e00\u76f4\u4ee5\u4f86\u50b3\u805e\u4e0d\u65b7\u7684\u300c\u5065\u4fdd\u5927\u6f32\u50f9\u300d\uff0c\u4e5f\u5728\u4fdd\u96aa\u516c\u53f8\u9678\u7e8c\u516c\u958b\u7684\u8cc7\u8a0a\u4e2d\u5f97\u5230\u8b49\u5be6\uff0c\u800c\u4e14\uff0c\u70ba\u4e86\u61c9\u4ed8\u65e5\u76ca\u589e\u52a0\u7684\u91ab\u7642\u6210\u672c\u58d3\u529b\uff0c\u4e0d\u4f46\u4fdd\u96aa\u798f\u5229\u7684\u5167\u5bb9\u6709\u8b8a\uff0c\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u4e5f\u5c0d\u63d0\u4f9b\u7684\u4fdd\u96aa\u8a08\u756b\u985e\u578b\u4f5c\u51fa\u8abf\u6574\u3002<\/strong>\r\n\r\n\u6839\u64da\u52a0\u5dde\u5168\u4fddCovered California\u7684\u8abf\u67e5\uff0c\u660e\u5e74\u5168\u52a0\u5dde\u500b\u4eba\u5065\u4fdd\u8cbb\u7528\u7684\u5e73\u5747\u6f32\u50f913.2%\uff0c\u83ef\u4eba\u6797\u7acb\u7684San Gabriel Valley\u5730\u5340\u6f32\u5e4516.4%\uff0c\u800c\u6700\u591a\u6c11\u773e\u4f7f\u7528\u7684Blue Shield\u6f32\u50f9\u5e45\u5ea6\u751a\u81f3\u9054\u523020%\u3002\r\n\r\n\u53e6\u4e00\u65b9\u9762\uff0c\u5404\u7b49\u7d1a\u4fdd\u96aa\u8a08\u5283\u7684\u5e74\u5ea6\u81ea\u4ed8\u984d(Annual Deductible)\u90fd\u589e\u52a0\u4e86\uff0c\u4ee5\u928070\u8a08\u756b\u70ba\u4f8b\uff0c\u5e74\u5ea6\u81ea\u4ed8\u984d\u5f9e$2,250\u4e0a\u6f32\u5230$2,500\uff0c\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u984d\u4e0a\u9650(Maximum out of Pocket)\u4e5f\u5f9e$6,250\u589e\u9577\u5230$6,800\u3002\r\n\r\n\u4f46\u5728\u773e\u591a\u6f32\u50f9\u7684\u8072\u97f3\u4e2d\uff0c\u6211\u5011\u9084\u662f\u807d\u5230\u4e86\u4e00\u4e9b\u597d\u6d88\u606f\uff0c\u4e0d\u4f46\u5e73\u65e5\u770b\u8a3a\u7684\u9580\u8a3a\u8cbb\u8b8a\u4fbf\u5b9c\u4e86\uff0c\u7dca\u6025\u9580\u8a3a(Urgent 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Shield\u85cd\u76fe\u4fdd\u96aa\u516c\u53f8\uff0c\u70ba\u4e86\u63d0\u4f9b\u66f4\u4fbf\u5b9c\u7684\u4fdd\u96aa\u9078\u64c7\uff0c\u5c31\u5c07\u57282017\u7684\u500b\u4eba\u5065\u4fdd\u5e02\u5834\u4e0a\u63a8\u51faHMO\u8a08\u5283\u3002\r\n\r\n\u540c\u6642\uff0cAnthem Blue Cross\u85cd\u5341\u5b57\u4fdd\u96aa\u516c\u53f8\u5c07\u500b\u4eba\u5065\u4fdd\u7684PPO\u8a08\u5283\u53d6\u6d88\u4e86\uff0c\u53d6\u800c\u4ee3\u4e4b\u7684\u662f\u91cd\u65b0\u555f\u7528\u7684EPO\u8a08\u5283\u3002EPO\u662f\u4e00\u500b\u4ecb\u65bcHMO\u548cPPO\u4e2d\u9593\u7684\u4e00\u500b\u8a08\u5283\uff0c\u5bb9\u8a31\u6295\u4fdd\u4eba\u5728\u5c0f\u7bc4\u570d\u7684\u91ab\u7642\u7db2\u5167\u96a8\u610f\u5730\u9078\u64c7\u559c\u6b61\u7684\u91ab\u751f\uff0c\u4f46\u662f\u5c0d\u7db2\u5916\u7684\u5c31\u91ab\u5c31\u6c92\u6709\u4fdd\u969c\u4e86\u3002\r\n\r\nAnthem Blue 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