{"id":7910,"date":"2017-10-25T21:54:21","date_gmt":"2017-10-25T21:54:21","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?p=7910"},"modified":"2017-10-30T22:28:27","modified_gmt":"2017-10-30T22:28:27","slug":"2018-health-insurance-silver-plan","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/simplified\/our-blog\/2018-health-insurance-silver-plan\/","title":{"rendered":"\u5ddd\u666e\u884c\u653f\u4ee4\uff1a\u8054\u90a6\u64a4\u9500\u5bf9\u5065\u4fdd\u516c\u53f8\u8865\u8d34\uff01\u5bf9\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u5230\u5e95\u6709\u4f55\u5f71\u54cd\uff1f\u770b\u8fd95\u4e2a\u5e38\u89c1\u95ee\u7b54\u5c31\u591f\u4e86\uff01"},"content":{"rendered":"

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”2_3″][et_pb_text background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.0.85″ background_layout=”light”]<\/p>\n

\u5ddd\u666e\u603b\u7edf\u4e00\u76f4\u60f3\u8981\u74e6\u89e3\u6b27\u5df4\u9a6c\u5065\u4fdd\u4f53\u7cfb\uff0c\u867d\u7136\u5e9f\u9664\u6b27\u8bb0\u5065\u4fdd\u6cd5\u6ca1\u6709\u901a\u8fc7\u56fd\u4f1a\u8868\u51b3\uff0c\u4f46\u662f\u5ddd\u666e\u8fd8\u662f\u5229\u7528\u603b\u7edf\u7279\u6743\uff0c\u4e00\u9053\u884c\u653f\u547d\u4ee4\u4e0b\u6765\u2014\u2014\u64a4\u9500\u8054\u90a6\u653f\u5e9c\u5bf9\u5065\u4fdd\u516c\u53f8\u7684\u8865\u8d34\u8d44\u91d1\uff0c\u5065\u4fdd\u5e02\u573a\u5927\u5e45\u9707\u8361<\/a>\u3002<\/a><\/p>\n

\u5927\u7ea670\u4ebf\u7f8e\u5143\u7684\u8054\u90a6\u8d44\u91d1\u672c\u6765\u662f\u62e8\u7ed9\u5404\u4e2a\u5065\u4fdd\u516c\u53f8\u652f\u4ed8\u8d39\u7528\u5206\u62c5\u8865\u8d34(Cost-Sharing Reduction, CSR)\u7684\uff0c\u76ee\u7684\u662f\u8d34\u8865\u4f4e\u6536\u5165\u5bb6\u5ead\u7684\u53e3\u888b\u8d1f\u62c5(Out-of-Pocket Expense)\u3002\u6ca1\u6709\u8054\u90a6\u8865\u52a9\uff0c\u5bf9\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u548c\u8170\u5305\u5230\u5e95\u6709\u4f55\u5f71\u54cd\uff1f<\/p>\n

5\u4e2a\u91cd\u8981\u7684\u5e38\u89c1\u95ee\u9898\uff0c\u770b\u5b8c\u5c31\u77e5\u9053\u5982\u4f55\u884c\u52a8\u4e86\uff01<\/strong><\/p>\n

 <\/p>\n

1\u3001\u4ec0\u4e48\u662f\u8d39\u7528\u5206\u62c5\u8865\u8d34?<\/strong><\/span><\/h3>\n

\u7b80\u5355\u8bb2\uff0c\u5c31\u662f\u653f\u5e9c\u51fa\u94b1\u5e2e\u5fd9\u964d\u4f4e\u6c11\u4f17\u4fdd\u9669\u81ea\u4ed8\u989d\u548c\u5e74\u5ea6\u4ed8\u6b3e\u4e0a\u9650\u3002\u666e\u901a\u94f6\u8ba1\u5212\u770b\u5bb6\u5ead\u533b\u751f\u95e8\u8bca$35\uff0c\u9a8c\u8840$35\uff1b\u6709\u8d39\u7528\u5206\u62c5\u8865\u8d34\u7684\u94f694\u8ba1\u5212\uff0c\u5bb6\u5ead\u533b\u751f\u95e8\u8bca\u8d39$5\uff0c\u9a8c\u8840$8\u3002\u5f53\u7136\uff0c\u60a8\u53ea\u6709\u5bb6\u5ead\u5e74\u6536\u5165\u5728\u4e00\u5b9a\u533a\u95f4\u5185\uff0c\u5e76\u9009\u62e9\u94f6\u7b49\u7ea7\u8ba1\u5212\uff0c\u624d\u80fd\u4eab\u53d7\u5230\u8d39\u7528\u5206\u62c5\u8865\u8d34\u54e6\uff01<\/p>\n

\u5982\u679c\u60a8\u7684\u5bb6\u5ead\u62a5\u7a0e\u5e74\u6536\u5165\u5728\u4e0b\u8868\u533a\u95f4\uff0c\u8bf7\u7279\u522b\u5173\u6ce8\u8d39\u7528\u5206\u62c5\u8865\u8d34\uff0c\u5c24\u5176\u662f\u94f694\u3001\u94f687\u3001\u94f673\u8ba1\u5212\u3002<\/p>\n\n\n\n\n\n\n\n\n\n
<\/th>\n\u5bb6\u5ead\u62a5\u7a0e\u5e74\u6536\u5165\u4ecb\u4e8e<\/th>\n<\/tr>\n
\u5355\u8eab\u263a<\/td>\n$16,644 – $30,150<\/td>\n<\/tr>\n
\u4e00\u5bb62\u53e3\u263a \u263a<\/td>\n$22,413 – $40,600<\/td>\n<\/tr>\n
\u4e00\u5bb63\u53e3\u263a \u263a \u263a<\/td>\n$28,181 – $51,050<\/td>\n<\/tr>\n
\u4e00\u5bb64\u53e3\u263a \u263a \u263a \u263a<\/td>\n$33,949 – $61,500<\/td>\n<\/tr>\n
\u4e00\u5bb65\u53e3\u263a \u263a \u263a \u263a \u263a<\/td>\n$39,718 – $71,950<\/td>\n<\/tr>\n
\u4e00\u5bb66\u53e3\u263a \u263a \u263a \u263a \u263a \u263a<\/td>\n$45,486 – $82,400<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

2\u3001\u6211\u53ef\u4ee5\u83b7\u5f97\u4fdd\u8d39\u8865\u52a9\u5417?<\/span><\/strong><\/h3>\n

\u53ea\u8981\u5e74\u6536\u5165\u4f4e\u4e8e\u4e00\u5b9a\u6570\u989d\uff0c\u5e76\u4e14\u662f\u7f8e\u56fd\u7684\u516c\u6c11\u6216\u7eff\u5361\uff0c\u5c31\u6709\u8d44\u683c\u7533\u8bf7\u3001\u5e76\u83b7\u5f97\u4fdd\u8d39\u8865\u52a9\u54e6\uff01<\/span><\/p>\n

\u8865\u52a9\u591a\u5c11\u94b1\uff1f\u6bd4\u5982\uff0c\u5bb6\u4f4fRowland Heights\u7684\u5f20\u5148\u751f\uff0c45\u5c81\uff0c\u5355\u8eab\uff0c\u5e74\u6536\u51652\u4e07\u7f8e\u5143\uff0c\u8d2d\u4e70\u51ef\u8428\u533b\u7597\u4fdd\u9669\uff08Kaiser Permanente\uff09\u94dc60\u7684HMO\u8ba1\u753b\uff0c2018\u5e74\u5b9e\u9645\u6bcf\u6708\u4fdd\u8d39280\u591a\u7f8e\u5143\uff0c\u4f46\u81ea\u5df1\u6bcf\u6708\u53ea\u8981\u7f341\u7f8e\u5143\uff0c\u662f\u56e0\u4e3a\u5176\u5b83\u90fd\u7531\u653f\u5e9c\u8865\u52a9\u4e86\u3002<\/span><\/p>\n

\u5982\u679c\u60a8\u7684\u5bb6\u5ead\u62a5\u7a0e\u5e74\u6536\u5165\u5728\u4e0b\u8868\u533a\u95f4\uff0c\u8bf7\u7279\u522b\u5173\u6ce8\u60a8\u53ef\u83b7\u5f97\u7684\u4fdd\u8d39\u8865\u52a9\u3002<\/span><\/p>\n\n\n\n\n\n\n\n\n\n
<\/th>\n\u5bb6\u5ead\u62a5\u7a0e\u5e74\u6536\u5165\u4ecb\u4e8e<\/th>\n<\/tr>\n
\u5355\u8eab\u263a<\/td>\n$16,644 – $48,240<\/td>\n<\/tr>\n
\u4e00\u5bb62\u53e3\u263a \u263a<\/td>\n$22,413 – $64,960<\/td>\n<\/tr>\n
\u4e00\u5bb63\u53e3\u263a \u263a \u263a<\/td>\n$28,181 – $81,680<\/td>\n<\/tr>\n
\u4e00\u5bb64\u53e3\u263a \u263a \u263a \u263a<\/td>\n$33,949 – $98,400<\/td>\n<\/tr>\n
\u4e00\u5bb65\u53e3\u263a \u263a \u263a \u263a \u263a<\/td>\n$39,718 – $115,120<\/td>\n<\/tr>\n
\u4e00\u5bb66\u53e3\u263a \u263a \u263a \u263a \u263a \u263a<\/td>\n$45,486 – $131,840<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

3\u3001\u6211\u7684\u4fdd\u8d39\u4f1a\u6da8\u4ef7\u5417?<\/strong><\/span><\/h3>\n

\u52a0\u5dde\u7684\u6c11\u4f17\u5e78\u8fd0\u4e86\uff01\u56e0\u4e3a\u8054\u90a6\u8d44\u91d1\u6ca1\u6709\u4e0b\u653e\uff0c\u52a0\u5dde\u653f\u5e9c\u5df2\u7ecf\u81ea\u638f\u8170\u5305\u5f25\u8865\u4f4e\u6536\u5165\u5bb6\u5ead\u7684\u8d39\u7528\u5206\u62c5\u8865\u8d34\u7684\u8d44\u91d1\u4e86\uff01\u800c\u4e14\u8865\u52a9\u529b\u5ea6\u5927\u8fc7\u8054\u90a6\u5f80\u5e74\u3002\u5982\u679c\u4f60\u7684\u5bb6\u5ead\u5e74\u6536\u5165\u5728\u653f\u5e9c\u4fdd\u8d39\u8865\u52a9\u6807\u51c6\u7684\u8303\u56f4\u5185\uff0c\u4eca\u5e74\u57fa\u672c\u4e0d\u4f1a\u611f\u5230\u6da8\u4ef7\uff0c\u53cd\u800c\u66f4\u4fbf\u5b9c\uff0c\u751a\u81f3\u6709\u4e86\u6bcf\u6708\u4fdd\u8d391\u7f8e\u5143\u7684\u60c5\u5f62\uff01\uff08\u70b9\u51fb\u4e86\u89e3\u66f4\u591a\uff09<\/a><\/p>\n

\u5bf9\u4e8e\u5e74\u6536\u5165\u8f83\u9ad8\u7684\u4e2d\u4ea7\u5bb6\u5ead\uff0c\u4e0d\u7b26\u5408\u653f\u5e9c\u8865\u52a9\u6807\u51c6\u7684\u8bdd\uff0c\u8fd8\u662f\u8981\u9762\u4e34\u76f8\u5f53\u660e\u663e\u7684\u6da8\u4ef7\u7684\uff0c\u5c24\u5176\u662f\u4e00\u4e9bPPO\u8ba1\u753b\u3002<\/p>\n

 <\/p>\n

4\u3001\u6211\u9700\u8981\u8f6c\u6362\u8ba1\u5212\u5417?<\/strong><\/span><\/h3>\n

2018\u5e74\u84dd\u5341\u5b57\u4fdd\u9669\u5c06\u64a4\u51fa\u5357\u52a0\u4e2a\u4eba\u5065\u4fdd\u5e02\u573a\uff0c\u84dd\u76fe\u4fdd\u9669\u4e5f\u5c06\u4e2d\u6b62\u67d0\u4e9b\u8ba1\u5212\u3002\u65e0\u8bba\u60a8\u5bf9\u8fc7\u53bb\u4e00\u5e74\u5065\u5eb7\u4fdd\u9669\u6ee1\u610f\u4e0e\u5426\uff0c\u65e0\u8bba\u60a8\u6536\u5230\u7684\u7eed\u4fdd\u901a\u77e5\u5355\u4e0a\u663e\u793a\u4fdd\u8d39\u6da8\u5e45\u591a\u5c11\uff0c\u6211\u4eec\u90fd\u5efa\u8bae\u60a8\u8054\u7edc\u52a0\u5dde\u5168\u4fdd\u8ba4\u8bc1\u7684\u5065\u4fdd\u89c4\u5212\u5e08\uff0c\u8fdb\u884c\u6bd4\u4ef7\u52a8\u4f5c\u3002<\/p>\n

\u4e0d\u540c\u5730\u533a\u6da8\u5e45\u4e0d\u540c\uff0c\u4e0d\u540c\u4fdd\u9669\u516c\u53f8\u3001\u798f\u5229\u7b49\u7ea7\u6da8\u5e45\u4e5f\u4e0d\u540c\u3002\u7acb\u5373\u5bf9\u8bdd\u534e\u5174\u4fdd\u9669\u771f\u4eba\u5728\u7f10\u5ba2\u670d\uff0c\u83b7\u5f97\u62a5\u4ef7\u6bd4\u4ef7\uff0c\u6ca1\u51c62018\u5e74\u4fdd\u8d39\u8282\u7701\u66f4\u591a\uff0c\u798f\u5229\u66f4\u597d\uff01<\/p>\n

\u9a6c\u4e0a\u63a5\u901a<\/a><\/p>\n

5\u3001\u6295\u4fdd\u3001\u6362\u8ba1\u5212\uff0c\u627e\u8c01\u6700\u53ef\u9760?<\/strong><\/span><\/h3>\n

\u52a0\u5dde\u5168\u4fdd Covered California\u662f\u52a0\u5dde\u6c11\u4f17\u8d2d\u4e70\u5065\u5eb7\u4fdd\u9669\u7684\u5b98\u65b9\u673a\u6784\uff0c\u53ef\u4ee5\u8fd9\u91cc\u4e86\u89e3\u6700\u6743\u5a01\u7684\u8d44\u8baf<\/a>\u3002\u540c\u65f6\uff0c\u4e5f\u53ef\u4ee5\u900f\u8fc7\u52a0\u5dde\u5168\u4fdd\u8ba4\u8bc1\u7684\u5065\u4fdd\u89c4\u5212\u5e08<\/a>\u76f4\u63a5\u8d2d\u4e70\uff0c\u534e\u5174\u4fdd\u9669\u5c31\u662f\u5176\u4e2d\u4e4b\u4e00\u54e6\uff01\u4e0d\u4ec5\u6709\u4e2d\u6587\u4e13\u5458\u514d\u8d39\u5168\u7a0b\u534f\u52a9\u7533\u8bf7\u8ba1\u5212\u548c\u4fdd\u8d39\u8865\u52a9\uff0c\u8fd8\u6709\u4e13\u4e1a\u7684\u5168\u5e74\u4fdd\u5355\u670d\u52a1\u54e6\uff01<\/p>\n

\u534e\u5174\u4fdd\u9669\uff0c\u5065\u5eb7\u4fdd\u9669\u54a8\u8be2\u4e13\u7f10888-551-5889\u6216\u5bf9\u8bdd\u5728\u7f10\u5ba2\u670d\u3002<\/a>\u60a8\u4e5f\u53ef\u4ee5\u76f4\u63a5\u524d\u5f80\u95e8\u5e97\u529e\u7406\uff0c\u4e03\u5929\u8425\u4e1a\uff0c\uff08\u70b9\u51fb\u67e5\u8be2\u95e8\u5e97\u5730\u5740\u548c\u670d\u52a1\u65f6\u95f4<\/a>\uff09\u3002<\/p>\n

 <\/p>\n

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\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div> \u5ddd\u666e\u603b\u7edf\u4e00\u76f4\u60f3\u8981\u74e6\u89e3\u6b27\u5df4\u9a6c\u5065\u4fdd\u4f53\u7cfb\uff0c\u867d\u7136\u5e9f\u9664\u6b27\u8bb0\u5065\u4fdd\u6cd5\u6ca1\u6709\u901a\u8fc7\u56fd\u4f1a\u8868\u51b3\uff0c\u4f46\u662f\u5ddd\u666e\u8fd8\u662f\u5229\u7528\u603b\u7edf\u7279\u6743\uff0c\u4e00\u9053\u884c\u653f\u547d\u4ee4\u4e0b\u6765\u2014\u2014\u64a4\u9500\u8054\u90a6\u653f\u5e9c\u5bf9\u5065\u4fdd\u516c\u53f8\u7684\u8865\u8d34\u8d44\u91d1\uff0c\u5065\u4fdd\u5e02\u573a\u5927\u5e45\u9707\u8361\u3002 \u5927\u7ea670\u4ebf\u7f8e\u5143\u7684\u8054\u90a6\u8d44\u91d1\u672c\u6765\u662f\u62e8\u7ed9\u5404\u4e2a\u5065\u4fdd\u516c\u53f8\u652f\u4ed8\u8d39\u7528\u5206\u62c5\u8865\u8d34(Cost-Sharing Reduction, CSR)\u7684\uff0c\u76ee\u7684\u662f\u8d34\u8865\u4f4e\u6536\u5165\u5bb6\u5ead\u7684\u53e3\u888b\u8d1f\u62c5(Out-of-Pocket Expense)\u3002\u6ca1\u6709\u8054\u90a6\u8865\u52a9\uff0c\u5bf9\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u548c\u8170\u5305\u5230\u5e95\u6709\u4f55\u5f71\u54cd\uff1f 5\u4e2a\u91cd\u8981\u7684\u5e38\u89c1\u95ee\u9898\uff0c\u770b\u5b8c\u5c31\u77e5\u9053\u5982\u4f55\u884c\u52a8\u4e86\uff01   1\u3001\u4ec0\u4e48\u662f\u8d39\u7528\u5206\u62c5\u8865\u8d34? \u7b80\u5355\u8bb2\uff0c\u5c31\u662f\u653f\u5e9c\u51fa\u94b1\u5e2e\u5fd9\u964d\u4f4e\u6c11\u4f17\u4fdd\u9669\u81ea\u4ed8\u989d\u548c\u5e74\u5ea6\u4ed8\u6b3e\u4e0a\u9650\u3002\u666e\u901a\u94f6\u8ba1\u5212\u770b\u5bb6\u5ead\u533b\u751f\u95e8\u8bca$35\uff0c\u9a8c\u8840$35\uff1b\u6709\u8d39\u7528\u5206\u62c5\u8865\u8d34\u7684\u94f694\u8ba1\u5212\uff0c\u5bb6\u5ead\u533b\u751f\u95e8\u8bca\u8d39$5\uff0c\u9a8c\u8840$8\u3002\u5f53\u7136\uff0c\u60a8\u53ea\u6709\u5bb6\u5ead\u5e74\u6536\u5165\u5728\u4e00\u5b9a\u533a\u95f4\u5185\uff0c\u5e76\u9009\u62e9\u94f6\u7b49\u7ea7\u8ba1\u5212\uff0c\u624d\u80fd\u4eab\u53d7\u5230\u8d39\u7528\u5206\u62c5\u8865\u8d34\u54e6\uff01 \u5982\u679c\u60a8\u7684\u5bb6\u5ead\u62a5\u7a0e\u5e74\u6536\u5165\u5728\u4e0b\u8868\u533a\u95f4\uff0c\u8bf7\u7279\u522b\u5173\u6ce8\u8d39\u7528\u5206\u62c5\u8865\u8d34\uff0c\u5c24\u5176\u662f\u94f694\u3001\u94f687\u3001\u94f673\u8ba1\u5212\u3002 \u5bb6\u5ead\u62a5\u7a0e\u5e74\u6536\u5165\u4ecb\u4e8e \u5355\u8eab\u263a $16,644 – $30,150 \u4e00\u5bb62\u53e3\u263a \u263a $22,413 – $40,600 \u4e00\u5bb63\u53e3\u263a \u263a \u263a $28,181 – $51,050 \u4e00\u5bb64\u53e3\u263a \u263a \u263a \u263a $33,949 – $61,500 \u4e00\u5bb65\u53e3\u263a \u263a \u263a \u263a \u263a $39,718 – $71,950 \u4e00\u5bb66\u53e3\u263a \u263a \u263a \u263a \u263a \u263a $45,486 – $82,400   2\u3001\u6211\u53ef\u4ee5\u83b7\u5f97\u4fdd\u8d39\u8865\u52a9\u5417? \u53ea\u8981\u5e74\u6536\u5165\u4f4e\u4e8e\u4e00\u5b9a\u6570\u989d\uff0c\u5e76\u4e14\u662f\u7f8e\u56fd\u7684\u516c\u6c11\u6216\u7eff\u5361\uff0c\u5c31\u6709\u8d44\u683c\u7533\u8bf7\u3001\u5e76\u83b7\u5f97\u4fdd\u8d39\u8865\u52a9\u54e6\uff01 \u8865\u52a9\u591a\u5c11\u94b1\uff1f\u6bd4\u5982\uff0c\u5bb6\u4f4fRowland…<\/p>\n","protected":false},"author":1,"featured_media":7913,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

[et_pb_section bb_built=\"1\"][et_pb_row][et_pb_column type=\"2_3\"][et_pb_text \/][\/et_pb_column][et_pb_column type=\"1_3\"][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","_et_gb_content_width":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-7910","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-blog"],"yoast_head":"\n\u5ddd\u666e\u884c\u653f\u4ee4\uff1a\u8054\u90a6\u64a4\u9500\u5bf9\u5065\u4fdd\u516c\u53f8\u8865\u8d34\uff01\u5bf9\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u5230\u5e95\u6709\u4f55\u5f71\u54cd\uff1f\u770b\u8fd95\u4e2a\u5e38\u89c1\u95ee\u7b54\u5c31\u591f\u4e86\uff01 - \u534e\u5174\u4fdd\u9669<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kcal.net\/simplified\/our-blog\/2018-health-insurance-silver-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5ddd\u666e\u884c\u653f\u4ee4\uff1a\u8054\u90a6\u64a4\u9500\u5bf9\u5065\u4fdd\u516c\u53f8\u8865\u8d34\uff01\u5bf9\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u5230\u5e95\u6709\u4f55\u5f71\u54cd\uff1f\u770b\u8fd95\u4e2a\u5e38\u89c1\u95ee\u7b54\u5c31\u591f\u4e86\uff01\" \/>\n<meta property=\"og:description\" content=\"\u5ddd\u666e\u603b\u7edf\u4e00\u76f4\u60f3\u8981\u74e6\u89e3\u6b27\u5df4\u9a6c\u5065\u4fdd\u4f53\u7cfb\uff0c\u867d\u7136\u5e9f\u9664\u6b27\u8bb0\u5065\u4fdd\u6cd5\u6ca1\u6709\u901a\u8fc7\u56fd\u4f1a\u8868\u51b3\uff0c\u4f46\u662f\u5ddd\u666e\u8fd8\u662f\u5229\u7528\u603b\u7edf\u7279\u6743\uff0c\u4e00\u9053\u884c\u653f\u547d\u4ee4\u4e0b\u6765\u2014\u2014\u64a4\u9500\u8054\u90a6\u653f\u5e9c\u5bf9\u5065\u4fdd\u516c\u53f8\u7684\u8865\u8d34\u8d44\u91d1\uff0c\u5065\u4fdd\u5e02\u573a\u5927\u5e45\u9707\u8361\u3002 \u5927\u7ea670\u4ebf\u7f8e\u5143\u7684\u8054\u90a6\u8d44\u91d1\u672c\u6765\u662f\u62e8\u7ed9\u5404\u4e2a\u5065\u4fdd\u516c\u53f8\u652f\u4ed8\u8d39\u7528\u5206\u62c5\u8865\u8d34(Cost-Sharing Reduction, CSR)\u7684\uff0c\u76ee\u7684\u662f\u8d34\u8865\u4f4e\u6536\u5165\u5bb6\u5ead\u7684\u53e3\u888b\u8d1f\u62c5(Out-of-Pocket Expense)\u3002\u6ca1\u6709\u8054\u90a6\u8865\u52a9\uff0c\u5bf9\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u548c\u8170\u5305\u5230\u5e95\u6709\u4f55\u5f71\u54cd\uff1f 5\u4e2a\u91cd\u8981\u7684\u5e38\u89c1\u95ee\u9898\uff0c\u770b\u5b8c\u5c31\u77e5\u9053\u5982\u4f55\u884c\u52a8\u4e86\uff01   1\u3001\u4ec0\u4e48\u662f\u8d39\u7528\u5206\u62c5\u8865\u8d34? \u7b80\u5355\u8bb2\uff0c\u5c31\u662f\u653f\u5e9c\u51fa\u94b1\u5e2e\u5fd9\u964d\u4f4e\u6c11\u4f17\u4fdd\u9669\u81ea\u4ed8\u989d\u548c\u5e74\u5ea6\u4ed8\u6b3e\u4e0a\u9650\u3002\u666e\u901a\u94f6\u8ba1\u5212\u770b\u5bb6\u5ead\u533b\u751f\u95e8\u8bca$35\uff0c\u9a8c\u8840$35\uff1b\u6709\u8d39\u7528\u5206\u62c5\u8865\u8d34\u7684\u94f694\u8ba1\u5212\uff0c\u5bb6\u5ead\u533b\u751f\u95e8\u8bca\u8d39$5\uff0c\u9a8c\u8840$8\u3002\u5f53\u7136\uff0c\u60a8\u53ea\u6709\u5bb6\u5ead\u5e74\u6536\u5165\u5728\u4e00\u5b9a\u533a\u95f4\u5185\uff0c\u5e76\u9009\u62e9\u94f6\u7b49\u7ea7\u8ba1\u5212\uff0c\u624d\u80fd\u4eab\u53d7\u5230\u8d39\u7528\u5206\u62c5\u8865\u8d34\u54e6\uff01 \u5982\u679c\u60a8\u7684\u5bb6\u5ead\u62a5\u7a0e\u5e74\u6536\u5165\u5728\u4e0b\u8868\u533a\u95f4\uff0c\u8bf7\u7279\u522b\u5173\u6ce8\u8d39\u7528\u5206\u62c5\u8865\u8d34\uff0c\u5c24\u5176\u662f\u94f694\u3001\u94f687\u3001\u94f673\u8ba1\u5212\u3002 \u5bb6\u5ead\u62a5\u7a0e\u5e74\u6536\u5165\u4ecb\u4e8e \u5355\u8eab\u263a $16,644 - $30,150 \u4e00\u5bb62\u53e3\u263a \u263a $22,413 - $40,600 \u4e00\u5bb63\u53e3\u263a \u263a \u263a $28,181 - $51,050 \u4e00\u5bb64\u53e3\u263a \u263a \u263a \u263a $33,949 - $61,500 \u4e00\u5bb65\u53e3\u263a \u263a \u263a \u263a \u263a $39,718 - $71,950 \u4e00\u5bb66\u53e3\u263a \u263a \u263a \u263a \u263a \u263a $45,486 - $82,400   2\u3001\u6211\u53ef\u4ee5\u83b7\u5f97\u4fdd\u8d39\u8865\u52a9\u5417? \u53ea\u8981\u5e74\u6536\u5165\u4f4e\u4e8e\u4e00\u5b9a\u6570\u989d\uff0c\u5e76\u4e14\u662f\u7f8e\u56fd\u7684\u516c\u6c11\u6216\u7eff\u5361\uff0c\u5c31\u6709\u8d44\u683c\u7533\u8bf7\u3001\u5e76\u83b7\u5f97\u4fdd\u8d39\u8865\u52a9\u54e6\uff01 \u8865\u52a9\u591a\u5c11\u94b1\uff1f\u6bd4\u5982\uff0c\u5bb6\u4f4fRowland...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kcal.net\/simplified\/our-blog\/2018-health-insurance-silver-plan\/\" \/>\n<meta property=\"og:site_name\" content=\"\u534e\u5174\u4fdd\u9669\" \/>\n<meta property=\"article:published_time\" content=\"2017-10-25T21:54:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-10-30T22:28:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2017\/10\/AdobeStock_129413226.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1550\" \/>\n\t<meta property=\"og:image:height\" content=\"1136\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"KCAL\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"KCAL\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2018-health-insurance-silver-plan\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2018-health-insurance-silver-plan\\\/\"},\"author\":{\"name\":\"KCAL\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#\\\/schema\\\/person\\\/e82c89d1071cabfa77bb979f19856f36\"},\"headline\":\"\u5ddd\u666e\u884c\u653f\u4ee4\uff1a\u8054\u90a6\u64a4\u9500\u5bf9\u5065\u4fdd\u516c\u53f8\u8865\u8d34\uff01\u5bf9\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u5230\u5e95\u6709\u4f55\u5f71\u54cd\uff1f\u770b\u8fd95\u4e2a\u5e38\u89c1\u95ee\u7b54\u5c31\u591f\u4e86\uff01\",\"datePublished\":\"2017-10-25T21:54:21+00:00\",\"dateModified\":\"2017-10-30T22:28:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2018-health-insurance-silver-plan\\\/\"},\"wordCount\":238,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2018-health-insurance-silver-plan\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2017\\\/10\\\/AdobeStock_129413226.jpg?wsr\",\"articleSection\":[\"\u534e\u5174\u89c2\u70b9\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2018-health-insurance-silver-plan\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2018-health-insurance-silver-plan\\\/\",\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2018-health-insurance-silver-plan\\\/\",\"name\":\"\u5ddd\u666e\u884c\u653f\u4ee4\uff1a\u8054\u90a6\u64a4\u9500\u5bf9\u5065\u4fdd\u516c\u53f8\u8865\u8d34\uff01\u5bf9\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u5230\u5e95\u6709\u4f55\u5f71\u54cd\uff1f\u770b\u8fd95\u4e2a\u5e38\u89c1\u95ee\u7b54\u5c31\u591f\u4e86\uff01 - 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