{"id":28990,"date":"2026-01-07T17:57:00","date_gmt":"2026-01-07T17:57:00","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?p=28990"},"modified":"2026-04-07T20:31:03","modified_gmt":"2026-04-07T20:31:03","slug":"2026-california-medi-cal-asset-review","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-california-medi-cal-asset-review\/","title":{"rendered":"2026\u5e74\u52a0\u5dde\u91cd\u542fMedi\u2011Cal\u8d44\u4ea7\u5ba1\u67e5\uff1a\u767d\u5361\u6539\u9769\u5b8c\u6574\u89e3\u6790"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"28990\" class=\"elementor elementor-28990\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e337101 e-grid e-con-boxed e-con e-parent\" data-id=\"1e337101\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ecd6a1 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class=\"elementor-element elementor-element-1d33c172 elementor-widget elementor-widget-video\" data-id=\"1d33c172\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/SV5bQ24dF7Q&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d08e847 e-grid e-con-boxed e-con e-parent\" data-id=\"5d08e847\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70950d50 elementor-widget elementor-widget-heading\" data-id=\"70950d50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u6838\u5fc3\u53d8\u9769\uff1a\u8d44\u4ea7\u5ba1\u67e5\u6b63\u5f0f\u56de\u5f52<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56693255 elementor-widget elementor-widget-text-editor\" data-id=\"56693255\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u5728\u8fc7\u53bb\u51e0\u5e74\u4e2d\uff0c\u4e3a\u4e86\u5e94\u5bf9\u516c\u5171\u536b\u751f\u7d27\u6025\u72b6\u6001\uff0c\u52a0\u5dde\u653f\u5e9c\u6682\u505c\u4e86\u5bf9 Medi-Cal 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\t<li><strong><span style=\"color: #003366\">\u94f6\u884c\u8d26\u6237<\/span><\/strong>\uff1a\u5305\u62ec\u6240\u6709\u7684\u73b0\u91d1\u4e0e\u5b58\u6b3e\u3002<\/li>\n \t<li><strong><span style=\"color: #003366\">\u6295\u8d44\u8d26\u6237<\/span><\/strong>\uff1a\u80a1\u7968\u3001\u503a\u5238\u53ca\u5176\u4ed6\u91d1\u878d\u6295\u8d44\u4ea7\u54c1\u3002<\/li>\n \t<li><strong><span style=\"color: #003366\">\u975e\u81ea\u4f4f\u623f\u4ea7<\/span><\/strong>\uff1a\u9664\u4e3b\u8981\u5c45\u4f4f\u5730\u4ee5\u5916\u7684\u7b2c\u4e8c\u5957\u623f\u4ea7\u6216\u571f\u5730\u3002<\/li>\n \t<li><strong><span style=\"color: #003366\">\u5176\u4ed6\u8d44\u4ea7<\/span><\/strong>\uff1a\u7b2c\u4e8c\u8f86\u6c7d\u8f66\u6216\u5176\u4ed6\u5177\u6709\u73b0\u91d1\u4ef7\u503c\u7684\u8d44\u4ea7\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d5e5169 elementor-widget elementor-widget-heading\" data-id=\"3d5e5169\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u8d44\u4ea7\u8c41\u514d\uff1a\u54ea\u4e9b\u8d22\u4ea7\u662f\u5b89\u5168\u7684\uff1f<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-194409ed elementor-widget elementor-widget-text-editor\" data-id=\"194409ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u5e76\u975e\u6240\u6709\u8d22\u4ea7\u90fd\u4f1a\u88ab\u8ba1\u5165\u5ba1\u67e5\u8303\u56f4\u3002\u653f\u7b56\u89c4\u5b9a\u4e86\u660e\u786e\u7684\u201c\u8c41\u514d\u8d44\u4ea7\u201d\u3002\u4ee5\u4e0b\u8d44\u4ea7\u901a\u5e38\u4e0d\u4f1a\u88ab\u8ba1\u5165\u767d\u5361\u683c\u7684\u8ba1\u7b97\u4e2d\uff1a\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aa3e89f elementor-widget elementor-widget-text-editor\" data-id=\"5aa3e89f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"list-style-type: none\">\n<ul>\n \t<li><strong><span style=\"color: #298d3e\">\u81ea\u4f4f\u623f\u5c4b<\/span><\/strong>\uff1a\u4f5c\u4e3a\u4e3b\u8981\u5c45\u4f4f\u5730\u7684\u623f\u4ea7\u3002<\/li>\n \t<li><strong><span style=\"color: #298d3e\">\u65e5\u5e38\u7528\u8f66<\/span><\/strong>\uff1a\u4e00\u8f86\u7528\u4e8e\u65e5\u5e38\u4ea4\u901a\u7684\u6c7d\u8f66\u3002<\/li>\n \t<li><strong><span style=\"color: #298d3e\">\u7b26\u5408\u6761\u4ef6\u7684\u9000\u4f11\u8d26\u6237<\/span><\/strong>\uff1a\u5982 IRA \u6216 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#8b0000\">\u4e00\u65e6\u60a8\u5f00\u59cb\u9886\u53d6\u5206\u914d\u91d1<\/span><\/strong>\uff0c\u6bcf\u6708\u9886\u53d6\u7684\u91d1\u989d\u5c06\u88ab\u89c6\u4e3a\u201c\u6536\u5165\u201d\u3002\u53ea\u8981\u8d26\u6237\u4f59\u989d\u672c\u8eab\u672a\u63d0\u53d6\uff0c\u5b83\u4ecd\u5c5e\u4e8e\u8c41\u514d\u8303\u7574\uff0c\u4e0d\u4f1a\u76f4\u63a5\u5f71\u54cd\u8d44\u4ea7\u5ba1\u6838\uff0c\u4f46\u9886\u53d6\u7684\u91d1\u989d\u4f1a\u589e\u52a0\u60a8\u7684\u5e74\u5ea6\u6536\u5165\uff0c\u4ece\u800c\u5f71\u54cd\u6536\u5165\u5ba1\u6838\u3002\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8533d37 elementor-widget elementor-widget-image\" data-id=\"8533d37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/04\/17-1024x576.jpg\" class=\"attachment-large size-large wp-image-28997\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/04\/17-980x551.jpg 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/04\/17-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c74beff e-grid e-con-boxed e-con e-parent\" data-id=\"3c74beff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-694f9b44 elementor-widget elementor-widget-heading\" data-id=\"694f9b44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2026\u5e74\u8d44\u683c\u7ea2\u7ebf\uff1a\u8d44\u4ea7\u4e0e\u6536\u5165\u4e0a\u9650<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41109da7 elementor-widget elementor-widget-text-editor\" data-id=\"41109da7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u6839\u636e\u5b98\u65b9\u516c\u5e03\u7684\u4fe1\u606f\uff0c2026\u5e74\u7684\u8d44\u4ea7\u4e0a\u9650\u8bbe\u5b9a\u5982\u4e0b\uff1a\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-288af590 elementor-widget elementor-widget-image\" data-id=\"288af590\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"509\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/01\/5161308039b86943cf5ea5f84cd9d672-1024x509.jpg\" class=\"attachment-large size-large wp-image-29030\" alt=\"hr weekly\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/01\/5161308039b86943cf5ea5f84cd9d672-980x487.jpg 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/01\/5161308039b86943cf5ea5f84cd9d672-480x239.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4badfcf1 elementor-widget elementor-widget-text-editor\" data-id=\"4badfcf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u9664\u4e86\u8d44\u4ea7\uff0c\u6536\u5165\u9650\u5236\u4f9d\u7136\u662f\u5ba1\u6838\u7684\u91cd\u8981\u4e00\u73af\u3002<strong>\u53c2\u80032025\u5e74\u7684\u6807\u51c6\uff0c\u4e00\u4eba\u5bb6\u5ead\u7684\u5e74\u6536\u5165\u4e0a\u9650\u4e3a$21,597\uff0c\u4e24\u4eba\u5bb6\u5ead\u4e3a$29,187\u3002<\/strong>\u867d\u71362026\u5e74\u7684\u5177\u4f53\u6536\u5165\u6570\u5b57\u53ef\u80fd\u4f1a\u6839\u636e\u901a\u80c0\u8fdb\u884c\u5fae\u8c03\uff0c\u4f46\u5927\u81f4\u6846\u67b6\u4fdd\u6301\u4e0d\u53d8\u3002\u5982\u679c\u60a8\u7684\u8d44\u4ea7\u6216\u6536\u5165\u8d85\u51fa\u4e0a\u8ff0\u4efb\u4e00\u4e0a\u9650\uff0c\u90fd\u5c06\u9762\u4e34\u5931\u53bb Medi-Cal \u8d44\u683c\u7684\u98ce\u9669\u3002\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-506c610e e-grid e-con-boxed e-con e-parent\" data-id=\"506c610e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e5e373a elementor-widget elementor-widget-heading\" data-id=\"5e5e373a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u767d\u5361\u7eed\u4fdd\u673a\u5236\uff1a\u56e0\u4eba\u800c\u5f02<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2674425c elementor-widget elementor-widget-text-editor\" data-id=\"2674425c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u8bb8\u591a\u6c11\u4f17\u56f0\u60d1\uff1a\u201c\u4e3a\u4ec0\u4e48\u6211\u7684\u670b\u53cb\u6536\u5230\u4e86\u7eed\u4fdd\u901a\u77e5\uff0c\u800c\u6211\u5374\u6773\u65e0\u97f3\u4fe1\uff1f\u201d\u8fd9\u5e76\u975e\u7cfb\u7edf\u9057\u6f0f\uff0c\u800c\u662f\u56e0\u4e3a Medi-Cal \u7684\u7eed\u4fdd\u673a\u5236\u662f\u57fa\u4e8e\u4e2a\u4eba\u8d44\u683c\u5468\u671f\u7684\u201c\u6eda\u52a8\u5236\u201d\u3002\u653f\u5e9c\u901a\u5e38\u4f1a\u5728\u60a8\u7684\u8d44\u683c\u5230\u671f\u524d45\u5929\u5bc4\u53d1\u7eed\u4fdd\u901a\u77e5\u3002\u8fd9\u610f\u5473\u7740\u4e0d\u540c\u4eba\u7684\u7eed\u4fdd\u6708\u4efd\u662f\u4e0d\u540c\u7684\uff0c\u5e76\u975e\u5e74\u5e95\u7edf\u4e00\u5904\u7406\u3002<\/p><p>\u901a\u77e5\u901a\u5e38\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u53d1\u9001\uff1a<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d3ab512 elementor-widget elementor-widget-text-editor\" data-id=\"5d3ab512\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>\u90ae\u5bc4\u81f3\u7cfb\u7edf\u767b\u8bb0\u7684\u5c45\u4f4f\u5730\u5740\u3002<\/strong><\/li>\n \t<li><strong> \u53d1\u9001\u81f3\u60a8\u767b\u8bb0\u7684\u7535\u5b50\u90ae\u7bb1\u3002<\/strong><\/li>\n<\/ul>\n\u5982\u679c\u60a8\u7684\u901a\u8baf\u5730\u5740\u6216\u90ae\u7bb1\u672a\u53ca\u65f6\u66f4\u65b0\uff0c\u6781\u6709\u53ef\u80fd\u9519\u8fc7\u8fd9\u5c01\u81f3\u5173\u91cd\u8981\u7684\u4fe1\u4ef6\u3002\u56e0\u6b64\uff0c<strong><span style=\"color: #003366\">\u5b9a\u671f\u6838\u5b9e\u5e76\u66f4\u65b0\u60a8\u7684\u8054\u7edc\u65b9\u5f0f<\/span><\/strong>\u662f\u4fdd\u4f4f\u767d\u5361\u7684\u7b2c\u4e00\u6b65\u3002\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72832d2b e-grid e-con-boxed e-con e-parent\" data-id=\"72832d2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33f4feb0 elementor-widget elementor-widget-heading\" data-id=\"33f4feb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u957f\u8005\u91cd\u70b9\u5173\u6ce8\uff1a\u539f\u56e0\u662f\u4ec0\u4e48<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-794c9235 elementor-widget elementor-widget-text-editor\" data-id=\"794c9235\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u5bf9\u4e8e 65 \u5c81\u4ee5\u4e0a\u7684\u94f6\u53d1\u65cf\uff0c\u8fd9\u9879\u6539\u9769\u683c\u5916\u91cd\u8981\uff0c\u56e0\u4e3a\u533b\u7597\u8d39\u7528\u662f\u957f\u8005\u652f\u51fa\u4e2d\u6700\u5927\u7684\u4e00\u9879\uff1b\u8bb8\u591a\u957f\u8005\u4f9d\u9760\u767d\u5361\u8865\u52a9\u6765\u652f\u4ed8 Medicare Part\u202fB \u4fdd\u8d39\uff1b\u767d\u5361\u8d44\u683c\u51b3\u5b9a\u4e86\u770b\u533b\u751f\u3001\u62ff\u836f\u3001\u6162\u75c5\u7167\u62a4\u80fd\u5426\u6301\u7eed\u3002\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43dbc4d9 e-grid e-con-full e-con e-child\" data-id=\"43dbc4d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33751c6e elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"33751c6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:6263630999\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u70b9\u51fb\u81f4\u7535\u7ea2\u84dd\u5361\u70ed\u7ebf<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f9643f8 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"2f9643f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kcal.net\/simplified\/products\/individuals-families\/medicare\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u70b9\u51fb\u4e86\u89e3\u7ea2\u84dd\u5361\u8be6\u60c5<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c7d1c elementor-widget elementor-widget-text-editor\" data-id=\"26c7d1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #003366\">\u771f\u5b9e\u6848\u4f8b\u8b66\u793a\uff1a\u674e\u5976\u5976\u7684\u906d\u9047<\/span><\/strong><\/p><p>\u674e\u5976\u5976\u4eca\u5e7472\u5c81\uff0c\u5c45\u4f4f\u5728\u52a0\u5dde\u3002\u5979\u540d\u4e0b\u62e5\u6709\u4e00\u5957\u81ea\u4f4f\u623f\uff0c\u94f6\u884c\u5b58\u6b3e\u4e3a$140,000\u3002\u57282025\u5e74\uff0c\u7531\u4e8e\u6682\u505c\u8d44\u4ea7\u5ba1\u67e5\uff0c\u5979\u987a\u5229\u4fdd\u6709\u4e86\u767d\u5361\u8d44\u683c\u3002<\/p><p>\u7136\u800c\uff0c\u8fdb\u51652026\u5e74\uff0c\u968f\u7740\u8d44\u4ea7\u5ba1\u67e5\u91cd\u542f\uff0c\u674e\u5976\u5976\u7684\u60c5\u51b5\u53d1\u751f\u4e86\u53d8\u5316\u3002\u5979\u7684\u94f6\u884c\u5b58\u6b3e$140,000\u8d85\u8fc7\u4e86\u5355\u4eba$130,000\u7684\u8d44\u4ea7\u4e0a\u9650\u3002\u5982\u679c\u5728\u6536\u5230\u7eed\u4fdd\u901a\u77e5\u540e\uff0c\u5979\u6ca1\u6709\u53ca\u65f6\u8fdb\u884c\u8d44\u4ea7\u89c4\u5212\u6216\u63d0\u4f9b\u6709\u6548\u7684\u8d44\u4ea7\u8bc1\u660e\uff0c\u5979\u7684\u767d\u5361\u8d44\u683c\u5c06\u88ab\u53d6\u6d88\u3002<\/p><p>\u540e\u679c\uff1a\u4e00\u65e6\u5931\u53bb\u767d\u5361\uff0c\u674e\u5976\u5976\u4e0d\u4ec5\u9700\u8981\u81ea\u8d39\u652f\u4ed8\u6602\u8d35\u7684 Medicare Part B \u4fdd\u8d39\uff0c\u8fde\u65e5\u5e38\u7684\u95e8\u8bca\u548c\u62ff\u836f\u8d39\u7528\u4e5f\u5c06\u65e0\u6cd5\u62a5\u9500\u3002\u8fd9\u4e2a\u6848\u4f8b\u63d0\u9192\u6211\u4eec\uff0c\u63d0\u524d\u5ba1\u89c6\u8d44\u4ea7\u72b6\u51b5\u8fdc\u6bd4\u88ab\u52a8\u7b49\u5f85\u901a\u77e5\u8981\u91cd\u8981\u5f97\u591a\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ed812b1 elementor-widget elementor-widget-image\" data-id=\"1ed812b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/04\/18-1024x576.jpg\" class=\"attachment-large size-large wp-image-28999\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/04\/18-980x551.jpg 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2026\/04\/18-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c44e4e4 e-grid e-con-boxed e-con e-parent\" data-id=\"3c44e4e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78c399c9 elementor-widget elementor-widget-heading\" data-id=\"78c399c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u884c\u52a8\u6307\u5357\uff1a\u73b0\u5728\u60a8\u8be5\u505a\u4ec0\u4e48\uff1f<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-773d4dce elementor-widget elementor-widget-text-editor\" data-id=\"773d4dce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u5982\u679c\u60a8\u62c5\u5fc3\u81ea\u5df1\u6216\u5bb6\u4eba\u7684\u767d\u5361\u8d44\u683c\u53d7\u5230\u5f71\u54cd\uff0c\u8bf7\u7acb\u5373\u91c7\u53d6\u4ee5\u4e0b\u884c\u52a8\uff1a<\/p><p>1. <strong><span style=\"color: #003366\">\u6838\u5bf9\u8054\u7edc\u8d44\u6599<\/span>\uff1a<\/strong>\u767b\u5f55 Medi-Cal \u7cfb\u7edf\u6216\u81f4\u7535\u76f8\u5173\u90e8\u95e8\uff0c\u786e\u4fdd\u767b\u8bb0\u7684\u90ae\u5bc4\u5730\u5740\u3001\u7535\u5b50\u90ae\u7bb1\u548c\u7535\u8bdd\u53f7\u7801\u51c6\u786e\u65e0\u8bef\u3002<\/p><p>2. <strong><span style=\"color: #003366\">\u6574\u7406\u8d44\u4ea7\u6587\u4ef6<\/span>\uff1a<\/strong>\u63d0\u524d\u51c6\u5907\u597d\u94f6\u884c\u5bf9\u8d26\u5355\u3001\u6295\u8d44\u8d26\u6237\u660e\u7ec6\u3001\u623f\u4ea7\u8bc1\u660e\u53ca\u8f66\u8f86\u767b\u8bb0\u6587\u4ef6\uff0c\u4ee5\u4fbf\u5728\u6536\u5230\u901a\u77e5\u65f6\u80fd\u8fc5\u901f\u54cd\u5e94\u3002<\/p><p>3. <strong><span style=\"color: #003366\">\u5ba1\u89c6\u9000\u4f11\u8d26\u6237<\/span>\uff1a<\/strong>\u786e\u8ba4\u60a8\u7684 IRA \u6216 401(k) \u63d0\u9886\u72b6\u6001\u3002\u672a\u9886\u53d6\u7684\u4f59\u989d\u901a\u5e38\u5b89\u5168\uff0c\u4f46\u5df2\u9886\u53d6\u7684\u91d1\u989d\u4f1a\u8ba1\u5165\u6536\u5165\uff0c\u9700\u8ba1\u7b97\u662f\u5426\u8d85\u6807\u3002<\/p><p>4.<strong> <span style=\"color: #003366\">\u6536\u5230\u901a\u77e5\u7acb\u5373\u5904\u7406<\/span>\uff1a<\/strong>\u4e00\u65e6\u6536\u5230\u7eed\u4fdd\u4fe1\u4ef6\uff0c\u5207\u52ff\u62d6\u5ef6\u3002\u4e3b\u52a8\u66f4\u65b0\u8d44\u6599\u3001\u6309\u65f6\u63d0\u4ea4\u6587\u4ef6\u662f\u4fdd\u6709\u767d\u5361\u8d44\u683c\u7684\u5173\u952e\u3002<\/p><p>2026\u5e74\u52a0\u5dde\u767d\u5361\u6539\u9769\u6807\u5fd7\u7740\u798f\u5229\u653f\u7b56\u7684\u6536\u7d27\u3002\u6838\u5fc3\u53d8\u5316\u5728\u4e8e\u8d44\u4ea7\u5ba1\u67e5\u7684\u56de\u5f52\u4ee5\u53ca\u5bf9\u9000\u4f11\u8d26\u6237\u9886\u53d6\u89c4\u5219\u7684\u4e25\u683c\u6267\u884c\u3002\u63d0\u524d\u89c4\u5212\u3001\u4fdd\u6301\u4fe1\u606f\u7545\u901a\uff0c\u662f\u60a8\u548c\u5bb6\u4eba\u533b\u7597\u4fdd\u969c\u7684\u5173\u952e\u9632\u7ebf\uff0c\u53ef\u4ee5\u901a\u8fc7\u4e0b\u65b9\u89e3\u6790\u89c6\u9891\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ec6de8e elementor-widget elementor-widget-video\" data-id=\"4ec6de8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/SV5bQ24dF7Q&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>2026 \u5e74 Medi-Cal \u8d44\u4ea7\u5ba1\u6838\u5c06\u5168\u9762\u91cd\u542f\uff0c\u53ef\u80fd\u5f71\u54cd\u52a0\u5dde\u957f\u8005\u7684\u767d\u5361\u8d44\u683c\u3001\u533b\u7597\u8865\u52a9\u4e0e Medicare 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