{"id":27342,"date":"2025-11-20T23:40:54","date_gmt":"2025-11-20T23:40:54","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?p=27342"},"modified":"2025-12-08T20:14:32","modified_gmt":"2025-12-08T20:14:32","slug":"2026-medicare-important-change","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-medicare-important-change\/","title":{"rendered":"2026\u7ea2\u84dd\u5361 \u8d39\u7528\u6b63\u5f0f\u516c\u5e03\uff0c\u4fdd\u8d39\u518d\u4e0a\u8c03"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"27342\" class=\"elementor elementor-27342\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-663c901e e-flex e-con-boxed e-con e-parent\" data-id=\"663c901e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73b9f10a elementor-widget elementor-widget-text-editor\" data-id=\"73b9f10a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u8fd1\u65e5\uff0c\u7f8e\u56fd\u533b\u7597\u4fdd\u9669\u4e0e\u533b\u7597\u8865\u52a9\u670d\u52a1\u4e2d\u5fc3\uff08CMS\uff09\u6b63\u5f0f\u53d1\u5e03 2026\u5e74\u7ea2\u84dd\u5361 \u4e5f\u5c31\u662f\u8054\u90a6\u533b\u7597\u4fdd\u9669\uff08Medicare\uff09\u8c03\u6574\u7ec6\u5219\u3002\u6700\u65b0\u6570\u636e\u663e\u793a\uff0cPart B\u6708\u4fdd\u8d39\u5c06\u9996\u6b21\u7a81\u7834$200\uff0c\u591a\u9879\u81ea\u4ed8\u8d39\u7528\u4e0e\u5904\u65b9\u836f\u4fdd\u9669\u8ba1\u5212\u8d39\u7528\u4e5f\u540c\u6b65\u4e0a\u8c03\uff0c\u957f\u8f88\u4eec\u7684\u533b\u7597\u5f00\u652f\u9884\u8ba1\u5c06\u660e\u663e\u589e\u52a0\uff01<\/p>\n<p>\u5982\u679c\u60a8\u6216\u60a8\u7684\u5bb6\u4eba\u6b63\u5728\u4f7f\u7528\u7ea2\u84dd\u5361\uff0c\u8bf7\u52a1\u5fc5\u7559\u610f\u4ee5\u4e0b\u53d8\u52a8\uff0c\u63d0\u524d\u505a\u597d\u89c4\u5212\uff01<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba5843f elementor-widget elementor-widget-image\" data-id=\"ba5843f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.youtube.com\/watch?v=FNTXuUnefMg\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/image-46-1024x576.jpg\" class=\"attachment-large size-large wp-image-27365\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/image-46-1024x576.jpg 1024w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/image-46-980x551.jpg 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/image-46-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4748d01 elementor-widget elementor-widget-heading\" data-id=\"4748d01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2026\u7ea2\u84dd\u5361 \uff1aPart B \u4fdd\u8d39\u4e0e\u81ea\u4ed8\u989d\u8c03\u6574<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd2fff elementor-widget elementor-widget-text-editor\" data-id=\"6bd2fff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li><strong>\u6bcf\u6708\u4fdd\u8d39\u4e0a\u6da8<\/strong>\uff1aPart B\u6bcf\u6708\u4fdd\u8d39\u5c06\u75312025\u5e74\u7684$185\u4e0a\u8c03\u81f32026\u5e74\u7684$202.9\uff0c\u6da8\u5e45\u8fbe9.7%\uff0c\u4e3a\u7ea2\u84dd\u5361\u5386\u53f2\u4e0a\u9996\u6b21\u7a81\u7834$200\u5927\u5173\u3002<\/li>\n<li><strong>\u81ea\u4ed8\u989d\u63d0\u9ad8<\/strong>\uff1aPart B\u5e74\u5ea6\u81ea\u4ed8\u989d\u75312025\u5e74\u7684$257\u589e\u81f32026\u5e74\u7684$283\uff0c\u6da8\u5e45\u8d85\u8fc710%\u3002\u6b64\u9879\u8c03\u6574\u5c06\u4e3b\u8981\u5f71\u54cd Original Medicare\uff0c\u4e5f\u5c31\u662f\u53ea\u6709\u7ea2\u84dd\u5361\u7684\u957f\u8f88\u670b\u53cb\uff0c\u6216\u6709\u52a0\u5165 Supplement \u8ba1\u5212\u7684\u957f\u8005\u670b\u53cb\u4eec\u3002\u56e0\u4e3a\u8fd9\u610f\u5473\u8fd9\u4e00\u5e74\u9700\u8981\u4ed8\u6ee1$283\u81ea\u4ed8\u989d\uff0c\u540e\u7eed\u533b\u7597\u8d39\u7528\u624d\u80fd\u7531\u653f\u5e9c\u6216\u8865\u5145\u4fdd\u9669\u627f\u62c5\u3002\uff08\u6ce8\uff1a\u53c2\u52a0 Medicare Advantage \u7684\u957f\u8f88\u670b\u53cb\u65e0\u9700\u62c5\u5fc3\u8fd9\u4e2a\u81ea\u4ed8\u989d\u7684\u90e8\u5206\uff0c\u56e0\u4e3aMedicare Advantage\u662f\u6ca1\u6709\u81ea\u4ed8\u989d\u7684\u3002\uff09<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2c42c9 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"a2c42c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kcal.net\/products\/individuals-families\/medicare\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u70b9\u6b64\u4e86\u89e3\u66f4\u591a\u7ea2\u84dd\u5361\u8ba1\u5212\u798f\u5229<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43df17b elementor-widget elementor-widget-heading\" data-id=\"43df17b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2026\u7ea2\u84dd\u5361 \uff1a\u5de5\u4f5c\u70b9\u6570\u4e0d\u591f\u7684Part A \u4fdd\u8d39<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bebd280 elementor-widget elementor-widget-text-editor\" data-id=\"bebd280\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u57282026\u5e74\u5982\u679c\u5de5\u4f5c\u70b9\u6570\u53ea\u67090-29\u70b9\uff0c\u6bcf\u6708\u9700\u8981\u652f\u4ed8$565\u7684\u4fdd\u8d39\u624d\u53ef\u4ee5\u6709Part A\uff1b\u5982\u679c\u662f30-39\u70b9\u5219\u9700\u8981\u6bcf\u6708\u652f\u4ed8$311\u3002<\/p>\n<p>\u5efa\u8bae\u5de5\u4f5c\u70b9\u6570\u4e0d\u8db3\u7684\u65b0\u79fb\u6c11\u957f\u8f88\u670b\u53cb\u4eec\uff0c\u5c3d\u65e9\u901a\u8fc7\u5c31\u4e1a\u7d2f\u79ef\u70b9\u6570\uff0c\u4ee5\u51cf\u8f7b\u4fdd\u8d39\u8d1f\u62c5\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe42631 elementor-widget elementor-widget-image\" data-id=\"fe42631\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-1024x576.png\" class=\"attachment-large size-large wp-image-27379\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-1024x576.png 1024w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-300x169.png 300w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-768x432.png 768w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-1536x864.png 1536w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-1080x608.png 1080w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-1280x720.png 1280w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-980x551.png 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53-480x270.png 480w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/part-a\u8c03\u6574\u989c\u8272-\u7b80\u4f53.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fe366f elementor-widget elementor-widget-heading\" data-id=\"9fe366f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2026\u7ea2\u84dd\u5361 \uff1aPart D \u5904\u65b9\u836f\u81ea\u4ed8\u989d\u4e0a\u8c03<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83bc0fb elementor-widget elementor-widget-text-editor\" data-id=\"83bc0fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li><strong>\u81ea\u4ed8\u989d\u4e0a\u6da8<\/strong>\uff1aPart D\u5904\u65b9\u836f\u81ea\u4ed8\u989d\u75312025\u5e74\u7684$590\u63d0\u9ad8\u81f32026\u5e74\u7684$615\uff0c\u8fd9\u4e2a\u90e8\u5206\u7684\u53d8\u5316\u5c06\u5f71\u54cd\u6240\u6709\u62ff\u7ea2\u84dd\u5361\u7684\u957f\u8f88\u670b\u53cb\u3002<\/li>\n<li><strong>\u81ea\u4ed8\u4e0a\u9650\u8c03\u9ad8<\/strong>\uff1aPart D\u5904\u65b9\u836f\u90e8\u5206\u7684\u81ea\u4ed8\u4e0a\u96502025\u5e74\u662f$2000\uff0c\u800c2026\u5e74\u589e\u81f3$2100\u3002<\/li>\n<\/ul>\n<p>\u9664\u4e86\u4ee5\u4e0a\u53d8\u5316\uff0c2026\u7ea2\u84dd\u5361\u8fd8\u6709\u4e00\u4e2a\u81f3\u5173\u91cd\u8981\u7684\u53d8\u52a8\u662f\u767d\u5361\u8d44\u4ea7\u5ba1\u6838\u5373\u5c06\u6062\u590d\u3002\u6709\u767d\u5361\u7684\u957f\u8f88\u670b\u53cb\u4eec\u8981\u683c\u5916\u7559\u610f\u4e86\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca76658 elementor-widget elementor-widget-heading\" data-id=\"ca76658\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2026\u7ea2\u84dd\u5361 \uff1a\u767d\u5361\uff08Medicaid\uff09\u8d44\u4ea7\u5ba1\u6838\u6062\u590d<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef1b8ca elementor-widget elementor-widget-text-editor\" data-id=\"ef1b8ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>2026\u5e74\u8d77\uff0c\u767d\u5361\uff08Medicaid\uff09\u5c06\u6062\u590d\u8d44\u4ea7\u5ba1\u6838\u3002\u5355\u4eba\u5bb6\u5ead\u8d44\u4ea7\u4e0d\u5f97\u8d85\u8fc713\u4e07\u7f8e\u5143\uff0c\u53cc\u4eba\u5bb6\u5ead\u4e0d\u5f97\u8d85\u8fc719.5\u4e07\u7f8e\u5143\u3002\u5bb6\u5ead\u6bcf\u591a\u4e00\u540d\u6210\u5458\uff0c\u8d44\u4ea7\u4e0a\u9650\u5c06\u76f8\u5e94\u8c03\u9ad86.5\u4e07\u7f8e\u5143\u3002<\/p>\n<p>\u5931\u53bb\u767d\u5361\u8d44\u683c\u540e\uff0c\u4f60\u5c06\u9762\u4e34\uff1a<\/p>\n<ul>\n<li>\u9700\u81ea\u884c\u627f\u62c5Part B\u5168\u989d\u4fdd\u8d39<\/li>\n<li>\u5931\u53bb\u836f\u54c1\u8865\u52a9\u8d44\u683c<\/li>\n<li>\u5931\u53bb\u53cc\u91cd\u4fdd\u9669\uff08D-SNP\uff09\u53c2\u4fdd\u8d44\u683c<\/li>\n<\/ul>\n<p>\u9762\u5bf9\u7ea2\u84dd\u5361\u4fdd\u8d39\u4e0a\u6da8\u4e0e\u767d\u5361\u5ba1\u6838\u6536\u7d27\uff0c\u6211\u4eec\u5efa\u8bae\u6240\u6709\u53c2\u4fdd\u4eba\u628a\u63e12025\u5e7410\u670815\u65e5\u81f312\u67087\u65e5\u7684<strong>\u5e74\u5ea6\u8f6c\u6362\u671f<\/strong>\uff0c\u91cd\u65b0\u5ba1\u89c6\u73b0\u6709\u4fdd\u9669\u8ba1\u5212\u3002<\/p>\n<p>\u5982\u5e0c\u671b\u8fdb\u4e00\u6b65\u4e86\u89e32026\u5e74\u7ea2\u84dd\u5361\u653f\u7b56\u8d8b\u52bf\u4e0e\u4f18\u5316\u65b9\u6848\uff0c\u60a8\u53ef\u62e8\u6253\u54a8\u8be2\u70ed\u7ebf <strong>626-363-0999<\/strong> \u6216\u70b9\u51fb\u4e0b\u65b9\u6309\u94ae\uff0c\u4e86\u89e3\u66f4\u591a\u7ea2\u84dd\u5361\u8d44\u8baf\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf1bad7 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