{"id":27157,"date":"2025-11-07T00:54:44","date_gmt":"2025-11-07T00:54:44","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?p=27157"},"modified":"2025-12-08T20:23:28","modified_gmt":"2025-12-08T20:23:28","slug":"2026-covered-california-trend","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/","title":{"rendered":"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"27157\" class=\"elementor elementor-27157\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e7cf4c2 e-flex e-con-boxed e-con e-parent\" data-id=\"7e7cf4c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ab5d381 elementor-widget elementor-widget-text-editor\" data-id=\"2ab5d381\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u52a0\u5dde\u5065\u4fdd2026\u00a0<span style=\"font-size: 16px; letter-spacing: 1.4px;\">\u5e74\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u5e02\u573a\u5373\u5c06\u8fce\u6765\u91cd\u5927\u8c03\u6574\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd\uff08Covered California\uff09\u53d1\u5e03\u7684\u521d\u6b65\u6570\u636e\uff0c\u65b0\u4e00\u5e74\u5ea6\u4fdd\u8d39\u5c06\u663e\u8457\u4e0a\u6da8\u3001\u798f\u5229\u7ed3\u6784\u9762\u4e34\u7f29\u51cf\uff0c\u4e14\u8d44\u683c\u5ba1\u6838\u6d41\u7a0b\u8d8b\u4e8e\u4e25\u683c\u3002\u8fd9\u4e09\u5927\u53d8\u5316\uff0c\u51e0\u4e4e\u5c06\u6ce2\u53ca\u6bcf\u4e00\u4f4d\u6b63\u5728\u4f7f\u7528\u52a0\u5dde\u5065\u5eb7\u4fdd\u9669\u7684\u5c45\u6c11\u3002\u672c\u6587\u7279\u6b64\u68b3\u7406\u5173\u952e\u53d8\u5316\uff0c\u5e2e\u52a9\u60a8\u63d0\u524d\u89c4\u5212\u3001\u660e\u667a\u5e94\u5bf9\u3002<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b5df5e elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"4b5df5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u52a0\u5dde\u5065\u4fdd2026 \uff1a\u4fdd\u8d39\u9762\u4e34\u5168\u9762\u4e0a\u6da8\u538b\u529b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dad4416 elementor-widget elementor-widget-text-editor\" data-id=\"4dad4416\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>2026\u5e74\u4fdd\u8d39\u4e0a\u6da8\u53d7\u4e24\u65b9\u9762\u56e0\u7d20\u5f71\u54cd\uff1a\u4fdd\u9669\u516c\u53f8\u5b9a\u4ef7\u4e0e\u653f\u5e9c\u8865\u52a9\u653f\u7b56\u53d8\u5316\u3002<\/p><p>\u6839\u636eCovered California\u6700\u65b0\u516c\u5e03\u7684\u6570\u636e\uff0c\u4e0d\u8003\u8651\u8865\u52a9\u8c03\u6574\u7684\u60c5\u51b5\u4e0b\uff0c2026\u5e74\u591a\u5bb6\u5907\u53d7\u534e\u4eba\u670b\u53cb\u559c\u7231\u7684\u4fdd\u9669\u516c\u53f8\uff0c\u5c06\u5927\u5e45\u4e0a\u8c03\u57fa\u7840\u4fdd\u8d39\u3002\u5176\u4e2d\uff1a<\/p><ul><li>Blue Cross\uff08\u84dd\u5341\u5b57\uff09\u4e0eHealth Net\u5e73\u5747\u6da8\u5e45\u63a5\u8fd115%<\/li><li>\u5723\u8d1d\u7eb3\u8fea\u8bfa\u5730\u533aIEHP\u6574\u4f53\u6da8\u5e45\u8fbe17.9%<\/li><\/ul><p>\u66f4\u4e3a\u5173\u952e\u7684\u662f\uff0c\u75ab\u60c5\u671f\u95f4\u5b9e\u65bd\u7684\u201c\u589e\u5f3a\u578b\u4fdd\u8d39\u7a0e\u6536\u62b5\u514d\u201d\uff08Enhanced Premium Tax Credit, EPTC\uff09\u653f\u7b56\u5c06\u4e8e2025\u5e74\u5e95\u5230\u671f\u3002\u82e5\u8be5\u653f\u7b56\u4e0d\u518d\u5ef6\u7eed\uff0c\u52a0\u5dde\u5c45\u6c11\u5e73\u5747\u5b9e\u9645\u4fdd\u8d39\u9884\u8ba1\u5c06\u4e0a\u6da897%\u3002\u8fd9\u610f\u5473\u7740\u539f\u672c\u6708\u4fdd\u8d39300\u7f8e\u5143\u7684\u5bb6\u5ead\u53ef\u80fd\u9700\u652f\u4ed8\u8fd1600\u7f8e\u5143\uff0c\u7279\u522b\u662f\u5e74\u6536\u5165\u5728\u8054\u90a6\u8d2b\u56f0\u7ebf400%\u5de6\u53f3\u7684\u5bb6\u5ead\u5c06\u627f\u53d7\u201c\u4fdd\u8d39\u4e0a\u6da8+\u8865\u52a9\u6d88\u5931\u201d\u7684\u53cc\u91cd\u538b\u529b\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11363813 e-flex e-con-boxed e-con e-parent\" data-id=\"11363813\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-25285c97 e-con-full e-flex e-con e-child\" data-id=\"25285c97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2401f96c elementor-widget__width-initial e-transform elementor-invisible elementor-widget elementor-widget-button\" data-id=\"2401f96c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:0,&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/kcal.f9fae71c9964135b.com\/ivrweb\/health\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u70b9\u6b642\u5206\u949f\u5feb\u901f\u62a5\u4ef7\ud83d\udd52<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-762a576b e-con-full e-flex e-con e-child\" data-id=\"762a576b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1cc684cd elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-button\" data-id=\"1cc684cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/static.zdassets.com\/web_widget\/latest\/liveChat.html?v=10#key=kcal.zendesk.com\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u5728\u7ebf\u771f\u4eba\u5ba2\u670d\u54a8\u8be2\ud83d\udde8<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-264a2ba1 e-con-full e-flex e-con e-parent\" data-id=\"264a2ba1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73aa12f elementor-widget elementor-widget-video\" data-id=\"73aa12f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/lva1TBivg70&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14975521 elementor-widget elementor-widget-heading\" data-id=\"14975521\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u52a0\u5dde\u5065\u4fdd2026 \uff1a\u533b\u7597\u798f\u5229\u5927\u5e45\u7f29\u51cf<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34d321de elementor-widget elementor-widget-text-editor\" data-id=\"34d321de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u9664\u4e86\u4fdd\u8d39\uff0c\u53e6\u4e00\u4e2a\u76f4\u63a5\u5f71\u54cd\u770b\u75c5\u4ef7\u683c\u7684\u662f\u4fdd\u9669\u8ba1\u5212\u672c\u8eab\u7684\u798f\u5229\u7ed3\u6784\u3002<\/p><p>2025\u5e74\uff0c\u8bb8\u591a\u6536\u5165\u5728FPL 200%\u4ee5\u4e0a\u7684\u5bb6\u5ead\u4ecd\u53ef\u4eab\u53d7\u201c\u94f673\u8ba1\u5212\u201d\uff08Silver 73\uff09\uff0c\u5176\u4f18\u52bf\u975e\u5e38\u660e\u663e\uff1a<\/p><ul><li>\u81ea\u4ed8\u989d\uff08Deductible\uff09\u4e3a$0<\/li><li>\u770b\u5bb6\u5ead\u533b\u751f\u4ec5\u9700 $35\u6302\u53f7\u8d39<\/li><\/ul><p>\u4f46\u5230\u4e862026\u5e74\uff0c\u8fd9\u4e00\u5207\u5c06\u53d1\u751f\u5de8\u53d8\uff1a<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f37739c elementor-widget elementor-widget-naevents_basic_table\" data-id=\"2f37739c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"naevents_basic_table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"naeep-responsive-table\">\n\t\t\t\t\t\t    <table class=\"naeep-table\">\n\t\t\t\t\t\t      <thead>\n\t\t\t\t\t\t        <tr><th>\u94f673\u8ba1\u5212<\/th><th>2025\u5e74<\/th><th>2026\u5e74<\/th><\/tr>\n\t\t\t\t\t\t      <\/thead>\n\t\t\t\t\t\t      <tbody><tr><td><p>\u8d44\u683c\u6536\u5165\u8303\u56f4<\/p><\/td><td><p>FPL 200%\u4ee5\u4e0a<\/p><\/td><td><p><strong>\u4ec5\u9650FPL<\/strong> 200%-250%<\/p><\/td><\/tr><tr><td><p>\u81ea\u4ed8\u989d\uff08deductible\uff09<\/p><\/td><td><p>$0<\/p><\/td><td><p>$5,200<\/p><\/td><\/tr><tr><td><p>\u5bb6\u5ead\u533b\u751f\u6302\u53f7\u8d39<\/p><\/td><td><p>$35<\/p><\/td><td><p>$50<\/p><\/td><\/tr><\/tbody>\n\t\t\t\t\t\t    <\/table>\n\t\t\t\t\t\t  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44988d2f elementor-widget elementor-widget-text-editor\" data-id=\"44988d2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u76ee\u524d\uff0c\u6536\u5165\u5728\u8054\u90a6\u8d2b\u56f0\u7ebf200%\u4ee5\u4e0a\u7684\u5bb6\u5ead\u4ecd\u53ef\u4eab\u53d7\u201c\u94f673\u8ba1\u5212\u201d\uff0c\u8be5\u8ba1\u5212\u63d0\u4f9b0\u81ea\u4ed8\u989d\u548c35\u7f8e\u5143\u5bb6\u5ead\u533b\u751f\u6302\u53f7\u8d39\u7684\u4f18\u60e0\u3002\u7136\u800c\u4ece2026\u5e74\u5f00\u59cb\uff0c\u6536\u5165\u8d85\u8fc7\u8054\u90a6\u8d2b\u56f0\u7ebf250%\u7684\u5bb6\u5ead\u5c06\u4e0d\u518d\u7b26\u5408\u94f673\u8ba1\u5212\u8d44\u683c\uff0c\u53ea\u80fd\u8f6c\u5165\u798f\u5229\u8f83\u5dee\u7684\u201c\u94f670\u8ba1\u5212\u201d\u3002<\/p><p>\u94f670\u8ba1\u5212\u7684\u5e74\u5ea6\u81ea\u4ed8\u4e0a\u9650\uff08Out-of-Pocket Maximum\uff09\u5c06<b>\u589e\u81f39,800\u7f8e\u5143<\/b>\uff0c\u8f83\u94f673\u8ba1\u5212\u76848,100\u7f8e\u5143\u9ad8\u51fa1,700\u7f8e\u5143\u3002\u8fd9\u610f\u5473\u77402026\u5e74\u540c\u7b49\u6536\u5165\u6c34\u5e73\u7684\u53c2\u4fdd\u4eba\u672a\u6765\u9700\u627f\u62c5\u66f4\u9ad8\u7684\u533b\u7597\u8d39\u7528\uff0c\u770b\u75c5\u66f4\u8d35\u4e86\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-522d3bfe elementor-widget elementor-widget-heading\" data-id=\"522d3bfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u52a0\u5dde\u5065\u4fdd2026  \uff1a\u6536\u5165\u5ba1\u6838\u6d41\u7a0b\u6536\u7d27<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eb9d248 elementor-widget elementor-widget-text-editor\" data-id=\"2eb9d248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u8fc7\u53bb\u7533\u8bf7\u653f\u5e9c\u8865\u52a9\uff0c\u6d41\u7a0b\u76f8\u5bf9\u5bbd\u677e\u3002\u5373\u4f7f\u6ca1\u6709\u5b8c\u6574\u7684\u6536\u5165\u8bc1\u660e\uff0c\u4e5f\u53ef\u4ee5\u901a\u8fc7\u586b\u5199\u201c\u6536\u5165\u58f0\u660e\u8868\u201d\uff08Attestation of Income\uff09\u6765\u5b8c\u6210\u7533\u8bf7\u3002\u4f46\u81ea2026\u5e74\u8d77\uff0c\u7531\u4e8e\u7533\u8bf7\u4eba\u6570\u6fc0\u589e\u3001\u8d22\u653f\u538b\u529b\u52a0\u5927\uff0cCovered California\u5c06\u5168\u9762\u63a5\u5982\u5165\u7f8e\u56fd\u56fd\u7a0e\u5c40\uff08IRS\uff09\u6570\u636e\u5e93\uff0c\u5bf9\u6240\u6709\u7533\u8bf7\u8005\u7684\u9884\u4f30\u6536\u5165\u8fdb\u884c\u6bd4\u5bf9\u3002<\/p><p><strong>\u65b0\u89c4\u8981\u6c42<\/strong>\uff1a<\/p><ul><li>\u6240\u6709\u7533\u8bf7\u8865\u52a9\u6216\u8c03\u6574\u6536\u5165\u8005\uff0c\u7cfb\u7edf\u5c06\u81ea\u52a8\u4e0eIRS\u8bb0\u5f55\u6838\u5bf9\uff1b<\/li><li>\u82e5\u9884\u4f30\u6536\u5165\u4e0eIRS\u8bb0\u5f55\u76f8\u5dee\u8d85\u8fc710%\uff0c\u7533\u8bf7\u4eba\u5fc5\u987b\u63d0\u4f9b\u989d\u5916\u8bc1\u660e\u6750\u6599\uff0c\u5982\uff1aW-2\u8868\u683c\u3001\u5de5\u8d44\u5355\u3001\u94f6\u884c\u6d41\u6c34\u4ee5\u53ca\u81ea\u96c7\u6536\u5165\u8bc1\u660e\u7b49\u6750\u6599\u3002<\/li><\/ul><p>\u8fd9\u4e00\u53d8\u5316\u610f\u5473\u7740\uff1a\u201c\u968f\u4fbf\u586b\u4e2a\u6536\u5165\u201d\u5c31\u80fd\u62ff\u8865\u52a9\u7684\u65f6\u4ee3\uff0c\u6b63\u5728\u7ed3\u675f\u3002<\/p><p>\u6240\u4ee5\uff0c\u5efa\u8bae\u5927\u5bb6\u5728\u5f00\u653e\u6295\u4fdd\u671f\u5230\u6765\u4e4b\u524d\uff0c\u63d0\u524d\u51c6\u5907\u597d\u5b8c\u6574\u7684\u6536\u5165\u8bc1\u660e\u8d44\u6599\uff0c\u4ee5\u514d\u5f71\u54cd\u8865\u52a9\u8d44\u683c\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61424d e-flex e-con-boxed e-con e-parent\" data-id=\"61424d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2980f297 e-con-full e-flex e-con e-child\" data-id=\"2980f297\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ccea81b elementor-widget__width-initial e-transform elementor-invisible elementor-widget elementor-widget-button\" data-id=\"4ccea81b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:0,&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/kcal.f9fae71c9964135b.com\/ivrweb\/health\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u70b9\u6b642\u5206\u949f\u5feb\u901f\u62a5\u4ef7\ud83d\udd52<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66e0d985 e-con-full e-flex e-con e-child\" data-id=\"66e0d985\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-647ae477 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-button\" data-id=\"647ae477\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/static.zdassets.com\/web_widget\/latest\/liveChat.html?v=10#key=kcal.zendesk.com\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u5728\u7ebf\u771f\u4eba\u5ba2\u670d\u54a8\u8be2\ud83d\udde8<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u52a0\u5dde\u5065\u4fdd2026\u00a0\u5e74\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u5e02\u573a\u5373\u5c06\u8fce\u6765\u91cd\u5927\u8c03\u6574\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd\uff08Covered California\uff09\u53d1\u5e03\u7684\u521d\u6b65\u6570\u636e\uff0c\u65b0\u4e00\u5e74\u5ea6\u4fdd\u8d39\u5c06\u663e\u8457\u4e0a\u6da8\u3001\u798f\u5229\u7ed3\u6784\u9762\u4e34\u7f29\u51cf\uff0c\u4e14\u8d44\u683c\u5ba1\u6838\u6d41\u7a0b\u8d8b\u4e8e\u4e25\u683c\u3002\u8fd9\u4e09\u5927\u53d8\u5316\uff0c\u51e0\u4e4e\u5c06\u6ce2\u53ca\u6bcf\u4e00\u4f4d\u6b63\u5728\u4f7f\u7528\u52a0\u5dde\u5065\u5eb7\u4fdd\u9669\u7684\u5c45\u6c11\u3002\u672c\u6587\u7279\u6b64\u68b3\u7406\u5173\u952e\u53d8\u5316\uff0c\u5e2e\u52a9\u60a8\u63d0\u524d\u89c4\u5212\u3001\u660e\u667a\u5e94\u5bf9\u3002 \u52a0\u5dde\u5065\u4fdd2026 \uff1a\u4fdd\u8d39\u9762\u4e34\u5168\u9762\u4e0a\u6da8\u538b\u529b 2026\u5e74\u4fdd\u8d39\u4e0a\u6da8\u53d7\u4e24\u65b9\u9762\u56e0\u7d20\u5f71\u54cd\uff1a\u4fdd\u9669\u516c\u53f8\u5b9a\u4ef7\u4e0e\u653f\u5e9c\u8865\u52a9\u653f\u7b56\u53d8\u5316\u3002 \u6839\u636eCovered California\u6700\u65b0\u516c\u5e03\u7684\u6570\u636e\uff0c\u4e0d\u8003\u8651\u8865\u52a9\u8c03\u6574\u7684\u60c5\u51b5\u4e0b\uff0c2026\u5e74\u591a\u5bb6\u5907\u53d7\u534e\u4eba\u670b\u53cb\u559c\u7231\u7684\u4fdd\u9669\u516c\u53f8\uff0c\u5c06\u5927\u5e45\u4e0a\u8c03\u57fa\u7840\u4fdd\u8d39\u3002\u5176\u4e2d\uff1a Blue Cross\uff08\u84dd\u5341\u5b57\uff09\u4e0eHealth Net\u5e73\u5747\u6da8\u5e45\u63a5\u8fd115% \u5723\u8d1d\u7eb3\u8fea\u8bfa\u5730\u533aIEHP\u6574\u4f53\u6da8\u5e45\u8fbe17.9% \u66f4\u4e3a\u5173\u952e\u7684\u662f\uff0c\u75ab\u60c5\u671f\u95f4\u5b9e\u65bd\u7684\u201c\u589e\u5f3a\u578b\u4fdd\u8d39\u7a0e\u6536\u62b5\u514d\u201d\uff08Enhanced Premium Tax Credit, EPTC\uff09\u653f\u7b56\u5c06\u4e8e2025\u5e74\u5e95\u5230\u671f\u3002\u82e5\u8be5\u653f\u7b56\u4e0d\u518d\u5ef6\u7eed\uff0c\u52a0\u5dde\u5c45\u6c11\u5e73\u5747\u5b9e\u9645\u4fdd\u8d39\u9884\u8ba1\u5c06\u4e0a\u6da897%\u3002\u8fd9\u610f\u5473\u7740\u539f\u672c\u6708\u4fdd\u8d39300\u7f8e\u5143\u7684\u5bb6\u5ead\u53ef\u80fd\u9700\u652f\u4ed8\u8fd1600\u7f8e\u5143\uff0c\u7279\u522b\u662f\u5e74\u6536\u5165\u5728\u8054\u90a6\u8d2b\u56f0\u7ebf400%\u5de6\u53f3\u7684\u5bb6\u5ead\u5c06\u627f\u53d7\u201c\u4fdd\u8d39\u4e0a\u6da8+\u8865\u52a9\u6d88\u5931\u201d\u7684\u53cc\u91cd\u538b\u529b\u3002 \u70b9\u6b642\u5206\u949f\u5feb\u901f\u62a5\u4ef7&#x1f552; \u5728\u7ebf\u771f\u4eba\u5ba2\u670d\u54a8\u8be2&#x1f5e8; \u52a0\u5dde\u5065\u4fdd2026 \uff1a\u533b\u7597\u798f\u5229\u5927\u5e45\u7f29\u51cf \u9664\u4e86\u4fdd\u8d39\uff0c\u53e6\u4e00\u4e2a\u76f4\u63a5\u5f71\u54cd\u770b\u75c5\u4ef7\u683c\u7684\u662f\u4fdd\u9669\u8ba1\u5212\u672c\u8eab\u7684\u798f\u5229\u7ed3\u6784\u3002 2025\u5e74\uff0c\u8bb8\u591a\u6536\u5165\u5728FPL 200%\u4ee5\u4e0a\u7684\u5bb6\u5ead\u4ecd\u53ef\u4eab\u53d7\u201c\u94f673\u8ba1\u5212\u201d\uff08Silver 73\uff09\uff0c\u5176\u4f18\u52bf\u975e\u5e38\u660e\u663e\uff1a \u81ea\u4ed8\u989d\uff08Deductible\uff09\u4e3a$0 \u770b\u5bb6\u5ead\u533b\u751f\u4ec5\u9700 $35\u6302\u53f7\u8d39 \u4f46\u5230\u4e862026\u5e74\uff0c\u8fd9\u4e00\u5207\u5c06\u53d1\u751f\u5de8\u53d8\uff1a \u94f673\u8ba1\u5212 2025\u5e74 2026\u5e74 \u8d44\u683c\u6536\u5165\u8303\u56f4 FPL 200%\u4ee5\u4e0a \u4ec5\u9650FPL 200%-250% \u81ea\u4ed8\u989d\uff08deductible\uff09 $0 $5,200 \u5bb6\u5ead\u533b\u751f\u6302\u53f7\u8d39 $35 $50 \u76ee\u524d\uff0c\u6536\u5165\u5728\u8054\u90a6\u8d2b\u56f0\u7ebf200%\u4ee5\u4e0a\u7684\u5bb6\u5ead\u4ecd\u53ef\u4eab\u53d7\u201c\u94f673\u8ba1\u5212\u201d\uff0c\u8be5\u8ba1\u5212\u63d0\u4f9b0\u81ea\u4ed8\u989d\u548c35\u7f8e\u5143\u5bb6\u5ead\u533b\u751f\u6302\u53f7\u8d39\u7684\u4f18\u60e0\u3002\u7136\u800c\u4ece2026\u5e74\u5f00\u59cb\uff0c\u6536\u5165\u8d85\u8fc7\u8054\u90a6\u8d2b\u56f0\u7ebf250%\u7684\u5bb6\u5ead\u5c06\u4e0d\u518d\u7b26\u5408\u94f673\u8ba1\u5212\u8d44\u683c\uff0c\u53ea\u80fd\u8f6c\u5165\u798f\u5229\u8f83\u5dee\u7684\u201c\u94f670\u8ba1\u5212\u201d\u3002 \u94f670\u8ba1\u5212\u7684\u5e74\u5ea6\u81ea\u4ed8\u4e0a\u9650\uff08Out-of-Pocket Maximum\uff09\u5c06\u589e\u81f39,800\u7f8e\u5143\uff0c\u8f83\u94f673\u8ba1\u5212\u76848,100\u7f8e\u5143\u9ad8\u51fa1,700\u7f8e\u5143\u3002\u8fd9\u610f\u5473\u77402026\u5e74\u540c\u7b49\u6536\u5165\u6c34\u5e73\u7684\u53c2\u4fdd\u4eba\u672a\u6765\u9700\u627f\u62c5\u66f4\u9ad8\u7684\u533b\u7597\u8d39\u7528\uff0c\u770b\u75c5\u66f4\u8d35\u4e86\u3002 \u52a0\u5dde\u5065\u4fdd2026 \uff1a\u6536\u5165\u5ba1\u6838\u6d41\u7a0b\u6536\u7d27 \u8fc7\u53bb\u7533\u8bf7\u653f\u5e9c\u8865\u52a9\uff0c\u6d41\u7a0b\u76f8\u5bf9\u5bbd\u677e\u3002\u5373\u4f7f\u6ca1\u6709\u5b8c\u6574\u7684\u6536\u5165\u8bc1\u660e\uff0c\u4e5f\u53ef\u4ee5\u901a\u8fc7\u586b\u5199\u201c\u6536\u5165\u58f0\u660e\u8868\u201d\uff08Attestation of Income\uff09\u6765\u5b8c\u6210\u7533\u8bf7\u3002\u4f46\u81ea2026\u5e74\u8d77\uff0c\u7531\u4e8e\u7533\u8bf7\u4eba\u6570\u6fc0\u589e\u3001\u8d22\u653f\u538b\u529b\u52a0\u5927\uff0cCovered California\u5c06\u5168\u9762\u63a5\u5982\u5165\u7f8e\u56fd\u56fd\u7a0e\u5c40\uff08IRS\uff09\u6570\u636e\u5e93\uff0c\u5bf9\u6240\u6709\u7533\u8bf7\u8005\u7684\u9884\u4f30\u6536\u5165\u8fdb\u884c\u6bd4\u5bf9\u3002 \u65b0\u89c4\u8981\u6c42\uff1a \u6240\u6709\u7533\u8bf7\u8865\u52a9\u6216\u8c03\u6574\u6536\u5165\u8005\uff0c\u7cfb\u7edf\u5c06\u81ea\u52a8\u4e0eIRS\u8bb0\u5f55\u6838\u5bf9\uff1b \u82e5\u9884\u4f30\u6536\u5165\u4e0eIRS\u8bb0\u5f55\u76f8\u5dee\u8d85\u8fc710%\uff0c\u7533\u8bf7\u4eba\u5fc5\u987b\u63d0\u4f9b\u989d\u5916\u8bc1\u660e\u6750\u6599\uff0c\u5982\uff1aW-2\u8868\u683c\u3001\u5de5\u8d44\u5355\u3001\u94f6\u884c\u6d41\u6c34\u4ee5\u53ca\u81ea\u96c7\u6536\u5165\u8bc1\u660e\u7b49\u6750\u6599\u3002 \u8fd9\u4e00\u53d8\u5316\u610f\u5473\u7740\uff1a\u201c\u968f\u4fbf\u586b\u4e2a\u6536\u5165\u201d\u5c31\u80fd\u62ff\u8865\u52a9\u7684\u65f6\u4ee3\uff0c\u6b63\u5728\u7ed3\u675f\u3002&#8230;<\/p>\n","protected":false},"author":1,"featured_media":27766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"2026 IFP Prospect"},"categories":[12],"tags":[170,86,89,108],"class_list":["post-27157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-blog","tag-170","tag-health-insurance","tag-covered-california","tag-open-enrollment-health-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25 - \u534e\u5174\u4fdd\u9669<\/title>\n<meta name=\"description\" content=\"\u52a0\u5dde\u5065\u4fdd2026 \u5e74\u4e2a\u4eba\u5065\u5eb7\u5f00\u653e\u6295\u4fdd\u671f\u5df2\u5f00\u59cb\uff0c\u4fdd\u9669\u5e02\u573a\u5c06\u8fce\u6765\u91cd\u5927\u8c03\u6574\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd\uff08Covered California\uff09\u53d1\u5e03\u7684\u521d\u6b65\u6570\u636e\uff0c\u65b0\u4e00\u5e74\u5ea6\u4fdd\u8d39\u5c06\u663e\u8457\u4e0a\u6da8\u3001Covered California\u8865\u52a9\u7f29\u51cf\uff0c\u7533\u8bf7\u8d44\u683c\u8d8b\u4e25\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25\" \/>\n<meta property=\"og:description\" content=\"\u52a0\u5dde\u5065\u4fdd2026 \u5e74\u4e2a\u4eba\u5065\u5eb7\u5f00\u653e\u6295\u4fdd\u671f\u5df2\u5f00\u59cb\uff0c\u4fdd\u9669\u5e02\u573a\u5c06\u8fce\u6765\u91cd\u5927\u8c03\u6574\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd\uff08Covered California\uff09\u53d1\u5e03\u7684\u521d\u6b65\u6570\u636e\uff0c\u65b0\u4e00\u5e74\u5ea6\u4fdd\u8d39\u5c06\u663e\u8457\u4e0a\u6da8\u3001Covered California\u8865\u52a9\u7f29\u51cf\uff0c\u7533\u8bf7\u8d44\u683c\u8d8b\u4e25\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/\" \/>\n<meta property=\"og:site_name\" content=\"\u534e\u5174\u4fdd\u9669\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-07T00:54:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-08T20:23:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/38.png\" \/>\n\t<meta property=\"og:image:width\" content=\"998\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"KCAL\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"KCAL\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/\"},\"author\":{\"name\":\"KCAL\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#\\\/schema\\\/person\\\/e82c89d1071cabfa77bb979f19856f36\"},\"headline\":\"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25\",\"datePublished\":\"2025-11-07T00:54:44+00:00\",\"dateModified\":\"2025-12-08T20:23:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/\"},\"wordCount\":47,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/11\\\/38.png?wsr\",\"keywords\":[\"\u4e2a\u4eba\u5065\u4fdd\",\"\u5065\u5eb7\u4fdd\u9669\",\"\u52a0\u5dde\u5168\u4fdd\",\"\u5f00\u653e\u6295\u4fdd\u671f\"],\"articleSection\":[\"\u534e\u5174\u89c2\u70b9\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/\",\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/\",\"name\":\"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25 - \u534e\u5174\u4fdd\u9669\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/11\\\/38.png?wsr\",\"datePublished\":\"2025-11-07T00:54:44+00:00\",\"dateModified\":\"2025-12-08T20:23:28+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#\\\/schema\\\/person\\\/e82c89d1071cabfa77bb979f19856f36\"},\"description\":\"\u52a0\u5dde\u5065\u4fdd2026 \u5e74\u4e2a\u4eba\u5065\u5eb7\u5f00\u653e\u6295\u4fdd\u671f\u5df2\u5f00\u59cb\uff0c\u4fdd\u9669\u5e02\u573a\u5c06\u8fce\u6765\u91cd\u5927\u8c03\u6574\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd\uff08Covered California\uff09\u53d1\u5e03\u7684\u521d\u6b65\u6570\u636e\uff0c\u65b0\u4e00\u5e74\u5ea6\u4fdd\u8d39\u5c06\u663e\u8457\u4e0a\u6da8\u3001Covered California\u8865\u52a9\u7f29\u51cf\uff0c\u7533\u8bf7\u8d44\u683c\u8d8b\u4e25\u3002\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/11\\\/38.png?wsr\",\"contentUrl\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/11\\\/38.png?wsr\",\"width\":998,\"height\":628},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/our-blog\\\/2026-covered-california-trend\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#website\",\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/\",\"name\":\"\u534e\u5174\u4fdd\u9669\",\"description\":\"KCAL Insurance Agency\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/#\\\/schema\\\/person\\\/e82c89d1071cabfa77bb979f19856f36\",\"name\":\"KCAL\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g\",\"caption\":\"KCAL\"},\"url\":\"https:\\\/\\\/www.kcal.net\\\/simplified\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25 - \u534e\u5174\u4fdd\u9669","description":"\u52a0\u5dde\u5065\u4fdd2026 \u5e74\u4e2a\u4eba\u5065\u5eb7\u5f00\u653e\u6295\u4fdd\u671f\u5df2\u5f00\u59cb\uff0c\u4fdd\u9669\u5e02\u573a\u5c06\u8fce\u6765\u91cd\u5927\u8c03\u6574\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd\uff08Covered California\uff09\u53d1\u5e03\u7684\u521d\u6b65\u6570\u636e\uff0c\u65b0\u4e00\u5e74\u5ea6\u4fdd\u8d39\u5c06\u663e\u8457\u4e0a\u6da8\u3001Covered California\u8865\u52a9\u7f29\u51cf\uff0c\u7533\u8bf7\u8d44\u683c\u8d8b\u4e25\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/","og_locale":"en_US","og_type":"article","og_title":"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25","og_description":"\u52a0\u5dde\u5065\u4fdd2026 \u5e74\u4e2a\u4eba\u5065\u5eb7\u5f00\u653e\u6295\u4fdd\u671f\u5df2\u5f00\u59cb\uff0c\u4fdd\u9669\u5e02\u573a\u5c06\u8fce\u6765\u91cd\u5927\u8c03\u6574\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd\uff08Covered California\uff09\u53d1\u5e03\u7684\u521d\u6b65\u6570\u636e\uff0c\u65b0\u4e00\u5e74\u5ea6\u4fdd\u8d39\u5c06\u663e\u8457\u4e0a\u6da8\u3001Covered California\u8865\u52a9\u7f29\u51cf\uff0c\u7533\u8bf7\u8d44\u683c\u8d8b\u4e25\u3002","og_url":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/","og_site_name":"\u534e\u5174\u4fdd\u9669","article_published_time":"2025-11-07T00:54:44+00:00","article_modified_time":"2025-12-08T20:23:28+00:00","og_image":[{"width":998,"height":628,"url":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/38.png","type":"image\/png"}],"author":"KCAL","twitter_card":"summary_large_image","twitter_misc":{"Written by":"KCAL","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/#article","isPartOf":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/"},"author":{"name":"KCAL","@id":"https:\/\/www.kcal.net\/simplified\/#\/schema\/person\/e82c89d1071cabfa77bb979f19856f36"},"headline":"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25","datePublished":"2025-11-07T00:54:44+00:00","dateModified":"2025-12-08T20:23:28+00:00","mainEntityOfPage":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/"},"wordCount":47,"commentCount":0,"image":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/38.png?wsr","keywords":["\u4e2a\u4eba\u5065\u4fdd","\u5065\u5eb7\u4fdd\u9669","\u52a0\u5dde\u5168\u4fdd","\u5f00\u653e\u6295\u4fdd\u671f"],"articleSection":["\u534e\u5174\u89c2\u70b9"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/","url":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/","name":"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25 - \u534e\u5174\u4fdd\u9669","isPartOf":{"@id":"https:\/\/www.kcal.net\/simplified\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/#primaryimage"},"image":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/38.png?wsr","datePublished":"2025-11-07T00:54:44+00:00","dateModified":"2025-12-08T20:23:28+00:00","author":{"@id":"https:\/\/www.kcal.net\/simplified\/#\/schema\/person\/e82c89d1071cabfa77bb979f19856f36"},"description":"\u52a0\u5dde\u5065\u4fdd2026 \u5e74\u4e2a\u4eba\u5065\u5eb7\u5f00\u653e\u6295\u4fdd\u671f\u5df2\u5f00\u59cb\uff0c\u4fdd\u9669\u5e02\u573a\u5c06\u8fce\u6765\u91cd\u5927\u8c03\u6574\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd\uff08Covered California\uff09\u53d1\u5e03\u7684\u521d\u6b65\u6570\u636e\uff0c\u65b0\u4e00\u5e74\u5ea6\u4fdd\u8d39\u5c06\u663e\u8457\u4e0a\u6da8\u3001Covered California\u8865\u52a9\u7f29\u51cf\uff0c\u7533\u8bf7\u8d44\u683c\u8d8b\u4e25\u3002","breadcrumb":{"@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/#primaryimage","url":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/38.png?wsr","contentUrl":"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2025\/11\/38.png?wsr","width":998,"height":628},{"@type":"BreadcrumbList","@id":"https:\/\/www.kcal.net\/simplified\/our-blog\/2026-covered-california-trend\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.kcal.net\/simplified\/"},{"@type":"ListItem","position":2,"name":"\u52a0\u5dde\u5065\u4fdd2026\u4e28\u4e2a\u4eba\u5065\u4fdd\u524d\u77bb\uff1a\u4fdd\u8d39\u4e0a\u6da8\u3001\u798f\u5229\u7f29\u51cf\u4e0e\u5ba1\u6838\u8d8b\u4e25"}]},{"@type":"WebSite","@id":"https:\/\/www.kcal.net\/simplified\/#website","url":"https:\/\/www.kcal.net\/simplified\/","name":"\u534e\u5174\u4fdd\u9669","description":"KCAL Insurance Agency","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.kcal.net\/simplified\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.kcal.net\/simplified\/#\/schema\/person\/e82c89d1071cabfa77bb979f19856f36","name":"KCAL","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/795ccb54a2be023af51a1db4f1e0bf50dd406e23e322df776486f12f4002a67b?s=96&d=mm&r=g","caption":"KCAL"},"url":"https:\/\/www.kcal.net\/simplified\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/posts\/27157","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/comments?post=27157"}],"version-history":[{"count":9,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/posts\/27157\/revisions"}],"predecessor-version":[{"id":27769,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/posts\/27157\/revisions\/27769"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/media\/27766"}],"wp:attachment":[{"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/media?parent=27157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/categories?post=27157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kcal.net\/simplified\/wp-json\/wp\/v2\/tags?post=27157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}