{"id":22610,"date":"2024-10-21T09:30:00","date_gmt":"2024-10-21T09:30:00","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?p=22610"},"modified":"2024-12-26T19:12:31","modified_gmt":"2024-12-26T19:12:31","slug":"covered-california-open-enrollment-2025","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/simplified\/our-blog\/covered-california-open-enrollment-2025\/","title":{"rendered":"2025\u5e74\u52a0\u5dde\u5065\u4fdd4\u5927\u91cd\u8981\u53d8\u5316\u62a2\u5148\u770b! $0\u4fdd\u8d39\u3001\u798f\u5229\u81ea\u52a8\u5347\u7ea7!"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22610\" class=\"elementor elementor-22610\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c91452 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c91452\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e087b87\" data-id=\"e087b87\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a105d8 elementor-widget elementor-widget-text-editor\" data-id=\"5a105d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u53c8\u5230\u4e86\u52a0\u5dde\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u6295\u4fdd\u5f00\u653e\u671f\uff0c\u8bf7\u5404\u4f4d\u6c11\u4f17\u90fd\u522b\u5fd8\u4e86\u8981\u5728<strong>2024\u5e7411\u67081\u65e5\u81f32025\u5e741\u670831\u65e5<\/strong>\u627e\u60a8\u7684\u5065\u5eb7\u4fdd\u9669\u89c4\u5212\u5e08\u91cd\u65b0\u5ba1\u89c62025\u5e74\u7684\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u3002\u4e00\u65e6\u60a8\u9519\u8fc7\u673a\u4f1a\uff0c\u672a\u6765\u4e00\u5e74\u5c31\u65e0\u6cd5\u8d2d\u4e70\u6216\u8c03\u6574\u60a8\u7684\u5065\u5eb7\u4fdd\u9669\uff01<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f60f349 elementor-widget elementor-widget-text-editor\" data-id=\"f60f349\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u534e\u5174\u4fdd\u9669\u4e5f\u6536\u5230\u5f88\u591a\u5ba2\u4eba\u597d\u5947\u8be2\u95ee\uff0c2025\u5e74\u7684\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u5230\u5e95\u6709\u4ec0\u4e48\u65b0\u7684\u6539\u53d8\u5462\uff1f\u4fdd\u8d39\u4f1a\u4e0d\u4f1a\u53c8\u88ab\u5e74\u6da8\uff1f\u5148\u522b\u7d27\u5f20\uff0c\u4ee5\u4e0b\u6587\u7ae0\u5e2e\u5927\u5bb6\u6574\u74064\u98792025\u5e74\u52a0\u5dde\u4e2a\u4eba\u5065\u4fdd\u91cd\u8981\u53d8\u5316\uff0c\u4e3a\u60a8\u89e3\u60d1\uff01<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64867ad elementor-widget elementor-widget-spacer\" data-id=\"64867ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eed040e elementor-widget elementor-widget-heading\" data-id=\"eed040e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. \u4fdd\u8d39\u5e73\u5747\u6da8\u5e45\u8fd18%\uff0c\u6709\u7684\u5730\u533a\u751a\u81f3\u9ad8\u8fbe15.4%<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc96826 elementor-widget elementor-widget-text-editor\" data-id=\"bc96826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>2025\u5e74\u4fdd\u8d39\u5373\u5c06\u8fce\u6765\u5927\u5e45\u4e0a\u6da8\u3002\u6839\u636e<a href=\"https:\/\/www.coveredca.com\/\" target=\"_blank\" rel=\"noopener\">\u52a0\u5dde\u5168\u4fdd(Covered California)<\/a>\u5ba3\u5e03\uff0c\u5e73\u5747\u6da8\u5e45\u8fbe8%\uff0c\u800c\u8499\u7279\u5229(Monterey)\u3001\u5723\u8d1d\u5c3c\u6258(San Benito)\u548c\u5723\u514b\u9c81\u65af(Santa Cruz)\u5730\u533a\u6da8\u5e45\u66f4\u662f\u60ca\u4eba\uff0c\u9ad8\u8fbe15.4%\uff01\u8fd9\u4e00\u4e2a\u6d88\u606f\u8ba9\u4e0d\u5c11\u4eba\u90fd\u7d27\u5f20\u4e86\u8d77\u6765\uff0c\u5c31\u6015\u6bcf\u4e2a\u6708\u7684\u4fdd\u8d39\u8fd9\u4e48\u8d35\uff0c\u5bf9\u6bcf\u4e00\u4e2a\u6708\u7684\u5f00\u9500\u8d1f\u62c5\u53c8\u66f4\u52a0\u91cd\u4e86\u4e9b\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de09a11 elementor-widget elementor-widget-text-editor\" data-id=\"de09a11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u6240\u4ee5\u5343\u4e07\u4e0d\u8981\u6d88\u6781\u5730\u7b49\u5f85\u81ea\u52a8\u76f4\u63a5\u7eed\u4fdd\uff0c\u5982\u679c\u6ca1\u6709\u6839\u636e\u6bcf\u4e00\u5e74\u9700\u6c42\u68c0\u89c6\u4fdd\u5355\uff0c\u5c0f\u5fc3\u4f60\u7684\u4fdd\u8d39\u66b4\u589e\u597d\u51e0\u500d\uff01<\/strong>\u8bf7\u8bb0\u5f97\uff0c\u4e0d\u4e00\u5b9a\u4e3a\u4e86\u8981\u7701\u94b1\u5c31\u5fc5\u987b\u8c03\u964d\u4fdd\u5355\u798f\u5229\u7b49\u7ea7\u3002\u6b22\u8fce\u5927\u5bb6\u5728\u5f00\u653e\u6295\u4fdd\u671f\u8054\u7edc\u534e\u5174\u4fdd\u9669\uff0c\u4e3a\u60a8\u67e5\u8be2\u6700\u9002\u5408\u4f60\u7684\u8ba1\u5212\uff0c\u66ff\u4f60\u9009\u62e9\u5bf9\u7684\u4fdd\u9669\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e0752b elementor-widget elementor-widget-spacer\" data-id=\"3e0752b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8acc10c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8acc10c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"https:\/\/www.kcal.net\/simplified\/2025-health-insurance-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u70b9\u6b64\u4e86\u89e3\u66f4\u591a2025\u4e2a\u4eba\u5065\u4fdd<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07475c3 elementor-widget elementor-widget-spacer\" data-id=\"07475c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59649cf elementor-widget elementor-widget-heading\" data-id=\"59649cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. $0\u4fdd\u8d39\u8ba1\u5212\u4e0d\u662f\u68a6\uff0c\u5317\u52a0\u5dde30\u4e07\u5e74\u6536\u4e5f\u6709\u8865\u52a9\uff01<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2993dce elementor-widget elementor-widget-text-editor\" data-id=\"2993dce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u4eca\u5e74\u53ea\u8981\u7b26\u5408\u52a0\u5dde\u5168\u4fdd\u8d44\u683c\u4f9d\u7136\u53ef\u4ee5\u62ff\u5230\u5927\u91cf\u8865\u52a9\uff0c\u591a\u5bb6\u4fdd\u9669\u516c\u53f8\u90fd\u6709\u63d0\u4f9b\u96f6\u4fdd\u8d39\u65b9\u6848\u3002\u4e0d\u53ea\u662f\u5357\u52a0\u5730\u533a\uff0c\u5982\u679c\u4f60\u662f\u4f4f\u5728\u5317\u52a0\u5dde\u5730\u533a\u7684\u6c11\u4f17\uff0c\u5373\u4f7f\u5e74\u653630\u4e07\u90fd\u6709\u53ef\u80fd\u4e3a\u60a8\u7533\u8bf7\u5230\u4e13\u5c5e\u4f18\u60e0\u8865\u52a9\uff01<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35cc328 elementor-widget elementor-widget-spacer\" data-id=\"35cc328\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05724e3 elementor-widget elementor-widget-text-editor\" data-id=\"05724e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u5317\u52a0\u5dde\u5065\u4fdd\u8865\u52a9\u5b9e\u9645\u6848\u4f8b<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16abba3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16abba3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0704efc\" data-id=\"0704efc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a45a136 elementor-position-top elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"a45a136\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1.jpg\" class=\"attachment-full size-full wp-image-22613\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1.jpg 1366w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1-300x169.jpg 300w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1-1024x576.jpg 1024w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1-768x432.jpg 768w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1-1080x607.jpg 1080w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1-1280x720.jpg 1280w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1-980x551.jpg 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-1-480x270.jpg 480w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Zip code 95123<\/h3><p class=\"elementor-image-box-description\">\u5723\u4f55\u585e(San Jose)\uff0c\u5bb6\u5ead\u5e74\u6536$30\u4e07\u7684\u4e00\u5bb6\u56db\u53e3\uff0c\u6bcf\u6708\u62ff\u5230$1240.93\u7684\u5065\u4fdd\u8865\u52a9\u3002<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a9cbc21\" data-id=\"a9cbc21\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d56f29b elementor-position-top elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"d56f29b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3.jpg\" class=\"attachment-full size-full wp-image-22614\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3.jpg 1366w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3-300x169.jpg 300w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3-1024x576.jpg 1024w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3-768x432.jpg 768w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3-1080x607.jpg 1080w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3-1280x720.jpg 1280w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3-980x551.jpg 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u4e09\u53e3-480x270.jpg 480w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Zip code 94538<\/h3><p class=\"elementor-image-box-description\">\u4f5b\u5229\u8499(Fremont)\uff0c\u5bb6\u5ead\u5e74\u6536$20\u4e07\u7684\u4e00\u5bb6\u4e09\u53e3\uff0c\u62ff\u5230\u9ad8\u8fbe$1680\u7684\u5065\u5eb7\u4fdd\u9669\u8865\u52a9\u3002<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f443911\" data-id=\"f443911\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24bf220 elementor-position-top elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"24bf220\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2.jpg\" class=\"attachment-full size-full wp-image-22615\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2.jpg 1366w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2-300x169.jpg 300w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2-1024x576.jpg 1024w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2-768x432.jpg 768w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2-1080x607.jpg 1080w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2-1280x720.jpg 1280w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2-980x551.jpg 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/\u4e00\u5bb6\u56db\u53e3-2-480x270.jpg 480w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Zip code 91776<\/h3><p class=\"elementor-image-box-description\">\u5723\u76d6\u535a(San Gabriel)\uff0c\u4e00\u5bb6\u56db\u53e3\u5e74\u6536$6\u4e072\n\uff0c\u6210\u529f\u7533\u529e\u5230$0\u4fdd\u8d39PPO\u8ba1\u5212\u3002<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eaf9adf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eaf9adf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0edd4a5\" data-id=\"0edd4a5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed4b561 elementor-widget elementor-widget-text-editor\" data-id=\"ed4b561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u7531\u8fd9\u4e9b\u4f8b\u5b50\u53ef\u4ee5\u77e5\u9053\uff0c\u65e0\u8bba\u662f\u5065\u4fdd\u8865\u52a9\u6216\u662f$0\u4fdd\u8d39\u8ba1\u5212\uff0c\u90fd\u4e0d\u662f\u60f3\u50cf\u4e2d\u7684\u90a3\u4e48\u89e6\u4e0d\u53ef\u53ca\u3002\u6b22\u8fce\u70b9\u51fb\u4e0b\u65b9\u6309\u94ae\u4f7f\u7528\u534e\u5174\u4fdd\u96692\u5206\u949f\u5feb\u901f\u62a5\u4ef7\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27bbc98 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"27bbc98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"https:\/\/bit.ly\/IFPfastquote\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-clock\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">2\u5206\u949f\u5feb\u901f\u62a5\u4ef7\u70b9\u6b64\u8fdb\u5165<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-138a510 elementor-widget elementor-widget-spacer\" data-id=\"138a510\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a2853e elementor-widget elementor-widget-heading\" data-id=\"9a2853e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. \u94f670\u5347\u7ea7\u6210\u798f\u5229\u66f4\u597d\u7684\u94f673<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d48970b elementor-widget elementor-widget-text-editor\" data-id=\"d48970b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>2025\u5e74\uff0c\u52a0\u5dde\u5168\u4fdd(Covered California)\u5c06\u5bf9\u94f6\u7ea7\u8ba1\u5212\u8fdb\u884c\u91cd\u5927\u8c03\u6574\uff0c<strong>\u5982\u679c\u60a8\u662f\u7b26\u5408\u8d44\u683c\u9886\u53d6\u52a0\u5dde\u5168\u4fdd\u8865\u52a9\u7684on-exchange\u7528\u6237\uff0c\u539f\u672c\u7684\u94f670\u8ba1\u5212\u5c06\u5347\u7ea7\u4e3a\u798f\u5229\u66f4\u597d\u7684\u94f673\u8ba1\u5212\u3002<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-909431b elementor-widget elementor-widget-text-editor\" data-id=\"909431b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u9664\u6b64\u4e4b\u5916\uff0c\u94f673\u8ba1\u5212\u4e5f\u5927\u5e45\u964d\u4f4e\u4e86\u5e74\u5ea6\u4ed8\u6b3e\u4e0a\u9650(Annual Out of Pocket)\uff0c\u4e00\u5e74\u5dee\u4e86\u8fd1$2000\uff01\u8fd9\u610f\u5473\u7740\u4fdd\u9669\u516c\u53f8\u4f1a\u66f4\u65e9\u5f00\u59cb\u652f\u4ed8\u533b\u7597\u8d39\u7528\uff0c\u51cf\u8f7b\u6295\u4fdd\u4eba\u7684\u524d\u671f\u8d1f\u62c5\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cadb6d1 elementor-widget elementor-widget-spacer\" data-id=\"cadb6d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13a48a9 elementor-widget elementor-widget-heading\" data-id=\"13a48a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. \u94dc\u8ba1\u5212\u770b\u8bca\u7684\u4e09\u6b21\u6570\u91cf\u9650\u5236\u53d6\u6d88<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf1ea22 elementor-widget elementor-widget-text-editor\" data-id=\"cf1ea22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u4eca\u5e74\u94dc\u8ba1\u5212\u7684\u798f\u5229\u4e5f\u6709\u6240\u63d0\u5347\uff0c<strong>\u5982\u679c\u662f\u770b\u5bb6\u5ead\u533b\u751f\u6216\u7d27\u6025\u7167\u987e\u4e2d\u5fc3urgent care\uff0c\u5c06\u4e0d\u53d7\u8fd9\u4e09\u6b21\u770b\u8bca\u7684\u9650\u5236<\/strong>\uff0c\u4f9d\u7136\u53ea\u9700\u8981\u652f\u4ed8copay\u5c31\u53ef\u4ee5\u4eab\u53d7\u533b\u7597\u670d\u52a1\u3002<\/p>\n<p>\u6240\u4ee5\u5373\u4f7f\u4f60\u6709\u66f4\u591a\u770b\u5bb6\u5ead\u533b\u751f\u7684\u9700\u6c42\uff0c\u4e5f\u4e0d\u7528\u62c5\u5fc3\u88ab\u533b\u7597\u8d39\u7528\u538b\u57ae\uff0c<strong>\u5f53\u7136\u5982\u679c\u662f\u770b\u4e13\u79d1\u533b\u751f\uff0c\u8fd8\u662f\u6709\u4e09\u6b21\u770b\u8bca\u7684\u9650\u5236\u54e6\uff01<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e734d elementor-widget elementor-widget-spacer\" data-id=\"b7e734d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85c2bdf elementor-widget elementor-widget-image\" data-id=\"85c2bdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/bit.ly\/IFPfastquote\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"350\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/IFP-OE-Banner-01-scaled-1-1024x350.jpg\" class=\"attachment-large size-large wp-image-22616\" alt=\"2025 IFP banner\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/IFP-OE-Banner-01-scaled-1-980x335.jpg 980w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/IFP-OE-Banner-01-scaled-1-480x164.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a781652 elementor-widget elementor-widget-spacer\" data-id=\"a781652\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-898b315 elementor-widget elementor-widget-text-editor\" data-id=\"898b315\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u6295\u4fdd\u5f00\u653e\u671f\u95f4\u5c06\u4e8e11\u67081\u65e5\u6b63\u5f0f\u5f00\u59cb\uff0c\u65e0\u8bba\u662f\u8d2d\u4e70\u65b0\u4fdd\u9669\u8fd8\u662f\u8c03\u6574\u73b0\u6709\u4fdd\u5355\uff0c\u90fd\u4e0d\u80fd\u9519\u8fc7\u4e00\u5e74\u4e00\u5ea6\u7684\u77ed\u77ed\u51e0\u6708\u3002<\/p>\n<p>\u5982\u679c\u662f\u52a0\u5dde\u5168\u4fdd\u7684\u73b0\u6709\u5ba2\u6237\uff0c\u73b0\u5728\u53ef\u4ee5\u8054\u7edc\u534e\u5174\u4fdd\u9669\uff0c\u63d0\u524d\u7eed\u4fdd\u3002\u9a6c\u4e0a\u62e8\u6253\u7535\u8bdd626-333-1111\u6216<a href=\"https:\/\/bit.ly\/IFPfastquote\" target=\"_blank\" rel=\"noopener\">\u4f53\u9a8c2\u5206\u949f\u5feb\u901f\u62a5\u4ef7<\/a>\uff0c\u4e3a\u60a8\u548c\u5bb6\u4eba\u6311\u9009\u660e\u5e74\u7684\u4fdd\u969c\u3002<\/p>\n<p>\u4e3a\u4e86\u5e2e\u52a9\u5927\u5bb6\u4e86\u89e3\u52a0\u5dde\u5168\u4fdd\uff0c\u534e\u5174\u4fdd\u9669\u7279\u522b\u4e3e\u529e4\u573a\u7ebf\u4e0a\u5065\u4fdd\u8bf4\u660e\u4f1a\uff0c\u63a2\u8ba82025\u5e74\u4e2a\u4eba\u5065\u4fdd\u5f00\u653e\u6295\u4fdd\u671f\u7684\u5168\u9762\u8d44\u8baf\u3002<\/p>\n<p>\u65e0\u8bba\u60a8\u5bf9\u5065\u5eb7\u4fdd\u9669\u5e02\u573a\u7684\u53d8\u52a8\u3001$0\u4fdd\u8d39\u8ba1\u5212\u3001\u4e13\u5c5e\u798f\u5229\u54ea\u4e2a\u8bdd\u9898\u6709\u5174\u8da3\uff0c\u90fd\u6b22\u8fce\u900f\u8fc7\u4e0b\u65b9\u8fde\u7ed3\u62a5\u540d\u53c2\u52a0\uff0c\u534e\u5174\u4fdd\u9669\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u90e8\u95e8\u7ecf\u7406\u5c06\u5728\u73b0\u573a\u4e3a\u5927\u5bb6\u89e3\u60d1\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-389a3e2 elementor-widget elementor-widget-image\" data-id=\"389a3e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"555\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/CCA-Webinar-Time.png\" class=\"attachment-large size-large wp-image-22617\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/CCA-Webinar-Time.png 800w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2024\/10\/CCA-Webinar-Time-480x333.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 800px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d65aaac elementor-widget elementor-widget-text-editor\" data-id=\"d65aaac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li><a href=\"https:\/\/bit.ly\/KCALIFP1024\" target=\"_blank\" rel=\"noopener\">\u70b9\u51fb\u62a5\u540d10\u670824\u65e5\u573a\u6b21<\/a><\/li>\n<li><a href=\"https:\/\/bit.ly\/KCALIFP1109\" target=\"_blank\" rel=\"noopener\">\u70b9\u51fb\u62a5\u540d11\u670809\u65e5\u573a\u6b21<\/a><\/li>\n<li><a href=\"https:\/\/bit.ly\/KCALIFP1122\" target=\"_blank\" rel=\"noopener\">\u70b9\u51fb\u62a5\u540d11\u670822\u65e5\u573a\u6b21<\/a><\/li>\n<li><a href=\"https:\/\/bit.ly\/KCALIFP1218\" target=\"_blank\" rel=\"noopener\">\u70b9\u51fb\u62a5\u540d12\u670818\u65e5\u573a\u6b21<\/a><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71079b3 elementor-widget elementor-widget-spacer\" data-id=\"71079b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4161b9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4161b9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-25b2ba9\" data-id=\"25b2ba9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ade767d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ade767d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"https:\/\/www.kcal.net\/simplified\/2025-health-insurance-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u70b9\u6b64\u4e86\u89e3\u66f4\u591a2025\u4e2a\u4eba\u5065\u4fdd<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5d8170c\" data-id=\"5d8170c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-087d58b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"087d58b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"https:\/\/bit.ly\/IFPfastquote\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-clock\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">2\u5206\u949f\u5feb\u901f\u62a5\u4ef7\u70b9\u6b64\u8fdb\u5165<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u53c8\u5230\u4e86\u52a0\u5dde\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u6295\u4fdd\u5f00\u653e\u671f\uff0c\u8bf7\u5404\u4f4d\u6c11\u4f17\u90fd\u522b\u5fd8\u4e86\u8981\u57282024\u5e7411\u67081\u65e5\u81f32025\u5e741\u670831\u65e5\u627e\u60a8\u7684\u5065\u5eb7\u4fdd\u9669\u89c4\u5212\u5e08\u91cd\u65b0\u5ba1\u89c62025\u5e74\u7684\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u3002\u4e00\u65e6\u60a8\u9519\u8fc7\u673a\u4f1a\uff0c\u672a\u6765\u4e00\u5e74\u5c31\u65e0\u6cd5\u8d2d\u4e70\u6216\u8c03\u6574\u60a8\u7684\u5065\u5eb7\u4fdd\u9669\uff01 \u534e\u5174\u4fdd\u9669\u4e5f\u6536\u5230\u5f88\u591a\u5ba2\u4eba\u597d\u5947\u8be2\u95ee\uff0c2025\u5e74\u7684\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u5230\u5e95\u6709\u4ec0\u4e48\u65b0\u7684\u6539\u53d8\u5462\uff1f\u4fdd\u8d39\u4f1a\u4e0d\u4f1a\u53c8\u88ab\u5e74\u6da8\uff1f\u5148\u522b\u7d27\u5f20\uff0c\u4ee5\u4e0b\u6587\u7ae0\u5e2e\u5927\u5bb6\u6574\u74064\u98792025\u5e74\u52a0\u5dde\u4e2a\u4eba\u5065\u4fdd\u91cd\u8981\u53d8\u5316\uff0c\u4e3a\u60a8\u89e3\u60d1\uff01 1. \u4fdd\u8d39\u5e73\u5747\u6da8\u5e45\u8fd18%\uff0c\u6709\u7684\u5730\u533a\u751a\u81f3\u9ad8\u8fbe15.4% 2025\u5e74\u4fdd\u8d39\u5373\u5c06\u8fce\u6765\u5927\u5e45\u4e0a\u6da8\u3002\u6839\u636e\u52a0\u5dde\u5168\u4fdd(Covered California)\u5ba3\u5e03\uff0c\u5e73\u5747\u6da8\u5e45\u8fbe8%\uff0c\u800c\u8499\u7279\u5229(Monterey)\u3001\u5723\u8d1d\u5c3c\u6258(San Benito)\u548c\u5723\u514b\u9c81\u65af(Santa Cruz)\u5730\u533a\u6da8\u5e45\u66f4\u662f\u60ca\u4eba\uff0c\u9ad8\u8fbe15.4%\uff01\u8fd9\u4e00\u4e2a\u6d88\u606f\u8ba9\u4e0d\u5c11\u4eba\u90fd\u7d27\u5f20\u4e86\u8d77\u6765\uff0c\u5c31\u6015\u6bcf\u4e2a\u6708\u7684\u4fdd\u8d39\u8fd9\u4e48\u8d35\uff0c\u5bf9\u6bcf\u4e00\u4e2a\u6708\u7684\u5f00\u9500\u8d1f\u62c5\u53c8\u66f4\u52a0\u91cd\u4e86\u4e9b\u3002 \u6240\u4ee5\u5343\u4e07\u4e0d\u8981\u6d88\u6781\u5730\u7b49\u5f85\u81ea\u52a8\u76f4\u63a5\u7eed\u4fdd\uff0c\u5982\u679c\u6ca1\u6709\u6839\u636e\u6bcf\u4e00\u5e74\u9700\u6c42\u68c0\u89c6\u4fdd\u5355\uff0c\u5c0f\u5fc3\u4f60\u7684\u4fdd\u8d39\u66b4\u589e\u597d\u51e0\u500d\uff01\u8bf7\u8bb0\u5f97\uff0c\u4e0d\u4e00\u5b9a\u4e3a\u4e86\u8981\u7701\u94b1\u5c31\u5fc5\u987b\u8c03\u964d\u4fdd\u5355\u798f\u5229\u7b49\u7ea7\u3002\u6b22\u8fce\u5927\u5bb6\u5728\u5f00\u653e\u6295\u4fdd\u671f\u8054\u7edc\u534e\u5174\u4fdd\u9669\uff0c\u4e3a\u60a8\u67e5\u8be2\u6700\u9002\u5408\u4f60\u7684\u8ba1\u5212\uff0c\u66ff\u4f60\u9009\u62e9\u5bf9\u7684\u4fdd\u9669\u3002 \u70b9\u6b64\u4e86\u89e3\u66f4\u591a2025\u4e2a\u4eba\u5065\u4fdd 2. $0\u4fdd\u8d39\u8ba1\u5212\u4e0d\u662f\u68a6\uff0c\u5317\u52a0\u5dde30\u4e07\u5e74\u6536\u4e5f\u6709\u8865\u52a9\uff01 \u4eca\u5e74\u53ea\u8981\u7b26\u5408\u52a0\u5dde\u5168\u4fdd\u8d44\u683c\u4f9d\u7136\u53ef\u4ee5\u62ff\u5230\u5927\u91cf\u8865\u52a9\uff0c\u591a\u5bb6\u4fdd\u9669\u516c\u53f8\u90fd\u6709\u63d0\u4f9b\u96f6\u4fdd\u8d39\u65b9\u6848\u3002\u4e0d\u53ea\u662f\u5357\u52a0\u5730\u533a\uff0c\u5982\u679c\u4f60\u662f\u4f4f\u5728\u5317\u52a0\u5dde\u5730\u533a\u7684\u6c11\u4f17\uff0c\u5373\u4f7f\u5e74\u653630\u4e07\u90fd\u6709\u53ef\u80fd\u4e3a\u60a8\u7533\u8bf7\u5230\u4e13\u5c5e\u4f18\u60e0\u8865\u52a9\uff01 \u5317\u52a0\u5dde\u5065\u4fdd\u8865\u52a9\u5b9e\u9645\u6848\u4f8b Zip code 95123 \u5723\u4f55\u585e(San Jose)\uff0c\u5bb6\u5ead\u5e74\u6536$30\u4e07\u7684\u4e00\u5bb6\u56db\u53e3\uff0c\u6bcf\u6708\u62ff\u5230$1240.93\u7684\u5065\u4fdd\u8865\u52a9\u3002 Zip code 94538 \u4f5b\u5229\u8499(Fremont)\uff0c\u5bb6\u5ead\u5e74\u6536$20\u4e07\u7684\u4e00\u5bb6\u4e09\u53e3\uff0c\u62ff\u5230\u9ad8\u8fbe$1680\u7684\u5065\u5eb7\u4fdd\u9669\u8865\u52a9\u3002 Zip code 91776 \u5723\u76d6\u535a(San Gabriel)\uff0c\u4e00\u5bb6\u56db\u53e3\u5e74\u6536$6\u4e072 \uff0c\u6210\u529f\u7533\u529e\u5230$0\u4fdd\u8d39PPO\u8ba1\u5212\u3002 \u7531\u8fd9\u4e9b\u4f8b\u5b50\u53ef\u4ee5\u77e5\u9053\uff0c\u65e0\u8bba\u662f\u5065\u4fdd\u8865\u52a9\u6216\u662f$0\u4fdd\u8d39\u8ba1\u5212\uff0c\u90fd\u4e0d\u662f\u60f3\u50cf\u4e2d\u7684\u90a3\u4e48\u89e6\u4e0d\u53ef\u53ca\u3002\u6b22\u8fce\u70b9\u51fb\u4e0b\u65b9\u6309\u94ae\u4f7f\u7528\u534e\u5174\u4fdd\u96692\u5206\u949f\u5feb\u901f\u62a5\u4ef7\u3002 2\u5206\u949f\u5feb\u901f\u62a5\u4ef7\u70b9\u6b64\u8fdb\u5165 3. \u94f670\u5347\u7ea7\u6210\u798f\u5229\u66f4\u597d\u7684\u94f673 2025\u5e74\uff0c\u52a0\u5dde\u5168\u4fdd(Covered California)\u5c06\u5bf9\u94f6\u7ea7\u8ba1\u5212\u8fdb\u884c\u91cd\u5927\u8c03\u6574\uff0c\u5982\u679c\u60a8\u662f\u7b26\u5408\u8d44\u683c\u9886\u53d6\u52a0\u5dde\u5168\u4fdd\u8865\u52a9\u7684on-exchange\u7528\u6237\uff0c\u539f\u672c\u7684\u94f670\u8ba1\u5212\u5c06\u5347\u7ea7\u4e3a\u798f\u5229\u66f4\u597d\u7684\u94f673\u8ba1\u5212\u3002 \u9664\u6b64\u4e4b\u5916\uff0c\u94f673\u8ba1\u5212\u4e5f\u5927\u5e45\u964d\u4f4e\u4e86\u5e74\u5ea6\u4ed8\u6b3e\u4e0a\u9650(Annual Out of Pocket)\uff0c\u4e00\u5e74\u5dee\u4e86\u8fd1$2000\uff01\u8fd9\u610f\u5473\u7740\u4fdd\u9669\u516c\u53f8\u4f1a\u66f4\u65e9\u5f00\u59cb\u652f\u4ed8\u533b\u7597\u8d39\u7528\uff0c\u51cf\u8f7b\u6295\u4fdd\u4eba\u7684\u524d\u671f\u8d1f\u62c5\u3002 4. \u94dc\u8ba1\u5212\u770b\u8bca\u7684\u4e09\u6b21\u6570\u91cf\u9650\u5236\u53d6\u6d88 \u4eca\u5e74\u94dc\u8ba1\u5212\u7684\u798f\u5229\u4e5f\u6709\u6240\u63d0\u5347\uff0c\u5982\u679c\u662f\u770b\u5bb6\u5ead\u533b\u751f\u6216\u7d27\u6025\u7167\u987e\u4e2d\u5fc3urgent care\uff0c\u5c06\u4e0d\u53d7\u8fd9\u4e09\u6b21\u770b\u8bca\u7684\u9650\u5236\uff0c\u4f9d\u7136\u53ea\u9700\u8981\u652f\u4ed8copay\u5c31\u53ef\u4ee5\u4eab\u53d7\u533b\u7597\u670d\u52a1\u3002 \u6240\u4ee5\u5373\u4f7f\u4f60\u6709\u66f4\u591a\u770b\u5bb6\u5ead\u533b\u751f\u7684\u9700\u6c42\uff0c\u4e5f\u4e0d\u7528\u62c5\u5fc3\u88ab\u533b\u7597\u8d39\u7528\u538b\u57ae\uff0c\u5f53\u7136\u5982\u679c\u662f\u770b\u4e13\u79d1\u533b\u751f\uff0c\u8fd8\u662f\u6709\u4e09\u6b21\u770b\u8bca\u7684\u9650\u5236\u54e6\uff01 \u6295\u4fdd\u5f00\u653e\u671f\u95f4\u5c06\u4e8e11\u67081\u65e5\u6b63\u5f0f\u5f00\u59cb\uff0c\u65e0\u8bba\u662f\u8d2d\u4e70\u65b0\u4fdd\u9669\u8fd8\u662f\u8c03\u6574\u73b0\u6709\u4fdd\u5355\uff0c\u90fd\u4e0d\u80fd\u9519\u8fc7\u4e00\u5e74\u4e00\u5ea6\u7684\u77ed\u77ed\u51e0\u6708\u3002 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