{"id":1033,"date":"2015-01-15T17:17:02","date_gmt":"2015-01-15T17:17:02","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?p=1033"},"modified":"2017-11-23T00:22:37","modified_gmt":"2017-11-23T00:22:37","slug":"medical-terms-and-costs","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/simplified\/our-blog\/medical-terms-and-costs\/","title":{"rendered":"\u533b\u7597\u8d39\u7528\u600e\u9ebd\u7b97\uff1f\u4e00\u5f20\u56fe\u641e\u61c2\u5065\u4fdd\u4e13\u6709\u540d\u8bcd"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;3.0.47&#8243;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.0.47&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221;][et_pb_text _builder_version=&#8221;3.0.47&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u5927\u5bb6\u5728\u9009\u62e9\u5065\u4fdd\u8ba1\u5212\u65f6\uff0c\u90fd\u77e5\u9053\u8981\u786e\u8ba4\u81ea\u5df1\u719f\u6089\u7684\u533b\u751f\u4e0e\u533b\u7597\u7f51\u7686\u5728\u4fdd\u969c\u4e2d\uff0c\u4f46\u4e3a\u4e86\u627e\u5230\u6700\u5212\u7b97\u53c8\u9002\u5408\u81ea\u5df1\u7684\u8ba1\u5212\uff0c\u4f60\u8fd8\u8981\u6ce8\u610f\u4e24\u4ef6\u4e8b\uff1a<\/p>\n<p style=\"text-align: justify;\">1. Deductible\uff08\u81ea\u4ed8\u989d\uff09\u662f\u5426\u592a\u9ad8\uff0c<br \/>\n2. \u533b\u7597\u8d39\u7684Co-insurance\uff08\u5171\u540c\u627f\u62c5\u989d\uff09\u6bd4\u4f8b\u662f\u5426\u6070\u5f53\u3002<\/p>\n<p style=\"text-align: justify;\">\u4f46\u5230\u5e95\u4ec0\u9ebd\u662f Deductible \u548c Coinsurance \u5462\uff1f\u5982\u679c\u4f60\u548c\u5176\u4ed6\u534e\u4eba\u670b\u53cb\u4e00\u6837\u5e38\u5e38\u88ab\u8fd9\u4e9b\u5065\u4fdd\u4e13\u6709\u540d\u8bcd\u641e\u5f97\u4e00\u56e2\u4e71\uff0c\u5c31\u5feb\u770b\u770b\u4e0b\u56fe\u7684\u5c0f\u660e\u662f\u600e\u9ebd\u5206\u6e05\u695a\u8fd9\u4e9b\u8d39\u7528\u7684\u5427\u3002\uff08<a href=\"https:\/\/www.kcal.net\/images\/blog\/Covered_CA\/deductibles-2.jpg\" target=\"_blank\" rel=\"noopener noreferrer\">\u70b9\u51fb\u770b\u5927\u56fe<\/a>\u00a0\uff09<\/p>\n<p style=\"text-align: justify;\"><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" class=\"alignright size-full wp-image-6382\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/2015\/02\/deductibles-2.jpg\" alt=\"\" width=\"555\" height=\"290\" srcset=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2015\/02\/deductibles-2.jpg 1200w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2015\/02\/deductibles-2-300x157.jpg 300w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2015\/02\/deductibles-2-768x402.jpg 768w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2015\/02\/deductibles-2-1024x536.jpg 1024w, https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2015\/02\/deductibles-2-1080x565.jpg 1080w\" sizes=\"(max-width: 555px) 100vw, 555px\" \/><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #489301;\"><strong>Deductible (\u81ea\u4ed8\u989d)<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">\u6709\u4e9b\u4fdd\u9669\u8ba1\u5212\u4e2d\u89c4\u5b9a\u4e86Deductible (\u81ea\u4ed8\u989d)\uff0c\u610f\u5473\u7740\u6295\u4fdd\u4eba\u5fc5\u987b\u5148\u4e3a\u81ea\u5df1\u652f\u4ed8\u4e00\u5b9a\u6570\u989d\u7684\u533b\u7597\u8d39\u7528\uff0c\u4fdd\u9669\u516c\u53f8\u624d\u4f1a\u5f00\u59cb\u62a5\u9500\u6b64\u5f8c\u4ea7\u751f\u7684\u533b\u7597\u5e10\u5355\u3002Deductible \u7684\u8ba1\u7b97\u662f\u4ee5\u5e74\u5ea6\u4e3a\u5355\u4f4d\uff0c\u6295\u4fdd\u4eba\u6bcf\u4e00\u5e74\u90fd\u5fc5\u987b\u91cd\u65b0\u652f\u4ed8\u8be5\u6b3e\u9879\u3002\u901a\u5e38\u6765\u8bf4\uff0cDeductible \u8d8a\u9ad8\u7684\u4fdd\u9669\u8ba1\u5212\uff0c\u4fdd\u8d39\u8d8a\u4f4e\uff0c\u6709\u4e9b\u4eba\u89c9\u5f97\u81ea\u5df1\u8eab\u4f53\u5065\u5eb7\uff0c\u53ef\u4ee5\u9009\u62e9\u9ad8Deductible\u7684\u8ba1\u5212\u8282\u7701\u4fdd\u8d39\uff0c\u4f46\u5176\u5b9e\u8fd8\u662f\u5e94\u8be5\u5148\u8861\u91cf\u4e00\u4e0b\u81ea\u5df1\u7684\u7ecf\u6d4e\u80fd\u529b\uff0c\u786e\u5b9a\u81ea\u5df1\u5728\u610f\u5916\u53d1\u751f\u65f6\uff0c\u771f\u7684\u80fd\u591f\u627f\u62c5\u9ad8\u989d\u7684 Deductible\u3002<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #489301;\"><strong>Copay (\u6302\u53f7\u8d39\/\u5b9a\u989d\u624b\u7eed\u8d39) \u4e0e Coinsurance (\u5171\u540c\u627f\u62c5\u989d)<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">\u5728\u6295\u4fdd\u4eba\u4e3a\u81ea\u5df1\u652f\u4ed8\u7684\u533b\u7597\u8d39\u7528\u8fbe\u5230 Deductible \u89c4\u5b9a\u5f8c\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u5f00\u59cb\u4e3a\u6295\u4fdd\u4eba\u652f\u4ed8\u5927\u90e8\u4efd\u7684\u533b\u7597\u5e10\u5355\uff0c\u00a0\u6295\u4fdd\u4eba\u53ea\u9700\u8981\u4ed8 Copay (\u6302\u53f7\u8d39\/\u5b9a\u989d\u624b\u7eed\u8d39)\u6216 Coinsurance (\u5171\u540c\u627f\u62c5\u989d)\u5c31\u53ef\u4ee5\u4e86\u3002Copay \u662f\u5728\u4e00\u822c\u770b\u75c5\u4e36\u62ff\u836f\u65f6\u6295\u4fdd\u4eba\u9700\u7ed9\u4ed8\u7684\u5b9a\u989d\u8d39\u7528\uff0c\u91d1\u989d\u4f1a\u4f9d\u5404\u5065\u4fdd\u8ba1\u5212\u800c\u6709\u6240\u4e0d\u540c\uff0c\u591a\u9980\u7684\u533b\u7597\u652f\u51fa\u5219\u7531\u4fdd\u9669\u516c\u53f8\u627f\u62c5\u3002Coinsurance\u5219\u662f\u6307\u6295\u4fdd\u4eba\u6309\u6bd4\u4f8b\u627f\u62c5\u7684\u90e8\u4efd\u533b\u7597\u8d39\u7528\uff0c\u901a\u5e38\u4e2a\u4eba\u627f\u62c5\u7684\u6bd4\u4f8b\u4e3a15-30%\u4e0d\u7b49\u3002<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #489301;\"><strong>Out-of-pocket Limit (\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u989d\u4e0a\u9650)<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">\u7b80\u5355\u6765\u8bf4\uff0cDeductible\u4e36Copay\u4e36Coinsurance \u662f\u4f7f\u7528\u5065\u4fdd\u65f6\u7684\u4e0d\u56fa\u5b9a\u652f\u51fa\uff0c\u770b\u75c5\u8d8a\u591a\uff0c\u4e2a\u4eba\u81ea\u8d39\u7684\u652f\u51fa\u5c31\u8d8a\u591a\u3002\u5728\u6b27\u5df4\u9a6c\u7684\u5065\u4fdd\u6539\u9769\u5f8c\uff0c\u4e3a\u4e86\u907f\u514d\u6162\u6027\u75c5\u6216\u8005\u91cd\u75c7\u60a3\u8005\u81ea\u8d39\u7684\u533b\u7597\u652f\u51fa\u8fc7\u9ad8\u800c\u96be\u4ee5\u8d1f\u62c5\uff0c\u6bcf\u4e2a\u5065\u4fdd\u8ba1\u5212\u90fd\u6709\u89c4\u5b9a\u4e2a\u4eba\u81ea\u8d39\u7684\u6700\u9ad8\u9650\u989d\uff0c\u79f0\u4e3a Out-of-pocket Limit (\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u989d\u4e0a\u9650)\uff0c\u5f53\u6295\u4fdd\u4eba\u7ed9\u4ed8\u7684\u533b\u7597\u652f\u51fa\u8fbe\u5230Out-of-pocket Limit\u5f8c\uff0c\u63a5\u4e0b\u6765\u7684\u533b\u7597\u5e10\u5355\u5c31\u4f1a\u7531\u4fdd\u9669\u516c\u53f8100\uff05\u652f\u4ed8\u4e86\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5927\u5bb6\u5728\u9009\u62e9\u5065\u4fdd\u8ba1\u5212\u65f6\uff0c\u90fd\u77e5\u9053\u8981\u786e\u8ba4\u81ea\u5df1\u719f\u6089\u7684\u533b\u751f\u4e0e\u533b\u7597\u7f51\u7686\u5728\u4fdd\u969c\u4e2d\uff0c\u4f46\u4e3a\u4e86\u627e\u5230\u6700\u5212\u7b97\u53c8\u9002\u5408\u81ea\u5df1\u7684\u8ba1\u5212\uff0c\u4f60\u8fd8\u8981\u6ce8\u610f\u4e24\u4ef6\u4e8b\uff1a 1. Deductible\uff08\u81ea\u4ed8\u989d\uff09\u662f\u5426\u592a\u9ad8\uff0c 2. \u533b\u7597\u8d39\u7684Co-insurance\uff08\u5171\u540c\u627f\u62c5\u989d\uff09\u6bd4\u4f8b\u662f\u5426\u6070\u5f53\u3002 \u4f46\u5230\u5e95\u4ec0\u9ebd\u662f Deductible \u548c Coinsurance \u5462\uff1f\u5982\u679c\u4f60\u548c\u5176\u4ed6\u534e\u4eba\u670b\u53cb\u4e00\u6837\u5e38\u5e38\u88ab\u8fd9\u4e9b\u5065\u4fdd\u4e13\u6709\u540d\u8bcd\u641e\u5f97\u4e00\u56e2\u4e71\uff0c\u5c31\u5feb\u770b\u770b\u4e0b\u56fe\u7684\u5c0f\u660e\u662f\u600e\u9ebd\u5206\u6e05\u695a\u8fd9\u4e9b\u8d39\u7528\u7684\u5427\u3002\uff08\u70b9\u51fb\u770b\u5927\u56fe\u00a0\uff09 Deductible (\u81ea\u4ed8\u989d) \u6709\u4e9b\u4fdd\u9669\u8ba1\u5212\u4e2d\u89c4\u5b9a\u4e86Deductible (\u81ea\u4ed8\u989d)\uff0c\u610f\u5473\u7740\u6295\u4fdd\u4eba\u5fc5\u987b\u5148\u4e3a\u81ea\u5df1\u652f\u4ed8\u4e00\u5b9a\u6570\u989d\u7684\u533b\u7597\u8d39\u7528\uff0c\u4fdd\u9669\u516c\u53f8\u624d\u4f1a\u5f00\u59cb\u62a5\u9500\u6b64\u5f8c\u4ea7\u751f\u7684\u533b\u7597\u5e10\u5355\u3002Deductible \u7684\u8ba1\u7b97\u662f\u4ee5\u5e74\u5ea6\u4e3a\u5355\u4f4d\uff0c\u6295\u4fdd\u4eba\u6bcf\u4e00\u5e74\u90fd\u5fc5\u987b\u91cd\u65b0\u652f\u4ed8\u8be5\u6b3e\u9879\u3002\u901a\u5e38\u6765\u8bf4\uff0cDeductible \u8d8a\u9ad8\u7684\u4fdd\u9669\u8ba1\u5212\uff0c\u4fdd\u8d39\u8d8a\u4f4e\uff0c\u6709\u4e9b\u4eba\u89c9\u5f97\u81ea\u5df1\u8eab\u4f53\u5065\u5eb7\uff0c\u53ef\u4ee5\u9009\u62e9\u9ad8Deductible\u7684\u8ba1\u5212\u8282\u7701\u4fdd\u8d39\uff0c\u4f46\u5176\u5b9e\u8fd8\u662f\u5e94\u8be5\u5148\u8861\u91cf\u4e00\u4e0b\u81ea\u5df1\u7684\u7ecf\u6d4e\u80fd\u529b\uff0c\u786e\u5b9a\u81ea\u5df1\u5728\u610f\u5916\u53d1\u751f\u65f6\uff0c\u771f\u7684\u80fd\u591f\u627f\u62c5\u9ad8\u989d\u7684 Deductible\u3002 Copay (\u6302\u53f7\u8d39\/\u5b9a\u989d\u624b\u7eed\u8d39) \u4e0e Coinsurance (\u5171\u540c\u627f\u62c5\u989d) \u5728\u6295\u4fdd\u4eba\u4e3a\u81ea\u5df1\u652f\u4ed8\u7684\u533b\u7597\u8d39\u7528\u8fbe\u5230 Deductible \u89c4\u5b9a\u5f8c\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u5f00\u59cb\u4e3a\u6295\u4fdd\u4eba\u652f\u4ed8\u5927\u90e8\u4efd\u7684\u533b\u7597\u5e10\u5355\uff0c\u00a0\u6295\u4fdd\u4eba\u53ea\u9700\u8981\u4ed8 Copay (\u6302\u53f7\u8d39\/\u5b9a\u989d\u624b\u7eed\u8d39)\u6216 Coinsurance (\u5171\u540c\u627f\u62c5\u989d)\u5c31\u53ef\u4ee5\u4e86\u3002Copay \u662f\u5728\u4e00\u822c\u770b\u75c5\u4e36\u62ff\u836f\u65f6\u6295\u4fdd\u4eba\u9700\u7ed9\u4ed8\u7684\u5b9a\u989d\u8d39\u7528\uff0c\u91d1\u989d\u4f1a\u4f9d\u5404\u5065\u4fdd\u8ba1\u5212\u800c\u6709\u6240\u4e0d\u540c\uff0c\u591a\u9980\u7684\u533b\u7597\u652f\u51fa\u5219\u7531\u4fdd\u9669\u516c\u53f8\u627f\u62c5\u3002Coinsurance\u5219\u662f\u6307\u6295\u4fdd\u4eba\u6309\u6bd4\u4f8b\u627f\u62c5\u7684\u90e8\u4efd\u533b\u7597\u8d39\u7528\uff0c\u901a\u5e38\u4e2a\u4eba\u627f\u62c5\u7684\u6bd4\u4f8b\u4e3a15-30%\u4e0d\u7b49\u3002 Out-of-pocket Limit (\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u989d\u4e0a\u9650) \u7b80\u5355\u6765\u8bf4\uff0cDeductible\u4e36Copay\u4e36Coinsurance \u662f\u4f7f\u7528\u5065\u4fdd\u65f6\u7684\u4e0d\u56fa\u5b9a\u652f\u51fa\uff0c\u770b\u75c5\u8d8a\u591a\uff0c\u4e2a\u4eba\u81ea\u8d39\u7684\u652f\u51fa\u5c31\u8d8a\u591a\u3002\u5728\u6b27\u5df4\u9a6c\u7684\u5065\u4fdd\u6539\u9769\u5f8c\uff0c\u4e3a\u4e86\u907f\u514d\u6162\u6027\u75c5\u6216\u8005\u91cd\u75c7\u60a3\u8005\u81ea\u8d39\u7684\u533b\u7597\u652f\u51fa\u8fc7\u9ad8\u800c\u96be\u4ee5\u8d1f\u62c5\uff0c\u6bcf\u4e2a\u5065\u4fdd\u8ba1\u5212\u90fd\u6709\u89c4\u5b9a\u4e2a\u4eba\u81ea\u8d39\u7684\u6700\u9ad8\u9650\u989d\uff0c\u79f0\u4e3a Out-of-pocket Limit (\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u989d\u4e0a\u9650)\uff0c\u5f53\u6295\u4fdd\u4eba\u7ed9\u4ed8\u7684\u533b\u7597\u652f\u51fa\u8fbe\u5230Out-of-pocket Limit\u5f8c\uff0c\u63a5\u4e0b\u6765\u7684\u533b\u7597\u5e10\u5355\u5c31\u4f1a\u7531\u4fdd\u9669\u516c\u53f8100\uff05\u652f\u4ed8\u4e86\u3002 &nbsp;<\/p>\n","protected":false},"author":1,"featured_media":6382,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<strong>\u5927\u5bb6\u5728\u9078\u64c7\u5065\u4fdd\u8a08\u756b\u6642\uff0c\u90fd\u77e5\u9053\u8981\u78ba\u8a8d\u81ea\u5df1\u719f\u6089\u7684\u91ab\u751f\u8207\u91ab\u7642\u7db2\u7686\u5728\u4fdd\u969c\u4e2d\uff0c\u4f46\u70ba\u4e86\u627e\u5230\u6700\u5212\u7b97\u53c8\u9069\u5408\u81ea\u5df1\u7684\u8a08\u756b\uff0c\u4f60\u9084\u8981\u6ce8\u610f\u5169\u4ef6\u4e8b\uff1a<\/strong>\r\n<ol>\r\n \t<li><strong> Deductible<\/strong><strong>\uff08\u81ea\u4ed8\u984d\uff09\u662f\u5426\u592a\u9ad8\uff0c<\/strong><\/li>\r\n \t<li><strong>\u91ab\u7642\u8cbb\u7684<\/strong><strong>Co-insurance<\/strong><strong>\uff08\u5171\u540c\u627f\u64d4\u984d\uff09\u6bd4\u4f8b\u662f\u5426\u6070\u7576\u3002<\/strong><\/li>\r\n<\/ol>\r\n<h6><strong>\u4f46\u5230\u5e95\u4ec0\u9ebc\u662f<\/strong><strong> Deductible \u548c Coinsurance \u5462\uff1f\u5982\u679c\u4f60\u548c\u5176\u4ed6\u83ef\u4eba\u670b\u53cb\u4e00\u6a23\u5e38\u5e38\u88ab\u9019\u4e9b\u5065\u4fdd\u5c08\u6709\u540d\u8a5e\u641e\u5f97\u4e00\u5718\u4e82\uff0c\u5c31\u5feb\u770b\u770b\u4e0b\u5716\u7684\u5c0f\u660e\u662f\u600e\u9ebc\u5206\u6e05\u695a\u9019\u4e9b\u8cbb\u7528\u7684\u5427\u3002\uff08<\/strong><a href=\"https:\/\/www.kcal.net\/images\/blog\/Covered_CA\/deductibles-2.jpg\"><strong>\u9ede\u64ca\u770b\u5927\u5716<\/strong><\/a><strong>\u00a0<\/strong><strong>\uff09<\/strong><\/h6>\r\n<img class=\"alignright size-full wp-image-6382\" src=\"https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/2015\/02\/deductibles-2.jpg\" alt=\"\" width=\"555\" height=\"290\" \/><strong>Deductible (<\/strong><strong>\u81ea\u4ed8\u984d<\/strong><strong>)<\/strong>\r\n\r\n\u6709\u4e9b\u4fdd\u96aa\u8a08\u756b\u4e2d\u898f\u5b9a\u4e86Deductible (\u81ea\u4ed8\u984d)\uff0c\u610f\u5473\u8457\u6295\u4fdd\u4eba\u5fc5\u9808\u5148\u70ba\u81ea\u5df1\u652f\u4ed8\u4e00\u5b9a\u6578\u984d\u7684\u91ab\u7642\u8cbb\u7528\uff0c\u4fdd\u96aa\u516c\u53f8\u624d\u6703\u958b\u59cb\u5831\u92b7\u6b64\u5f8c\u7522\u751f\u7684\u91ab\u7642\u5e33\u55ae\u3002Deductible \u7684\u8a08\u7b97\u662f\u4ee5\u5e74\u5ea6\u70ba\u55ae\u4f4d\uff0c\u6295\u4fdd\u4eba\u6bcf\u4e00\u5e74\u90fd\u5fc5\u9808\u91cd\u65b0\u652f\u4ed8\u8a72\u6b3e\u9805\u3002\u901a\u5e38\u4f86\u8aaa\uff0cDeductible \u8d8a\u9ad8\u7684\u4fdd\u96aa\u8a08\u756b\uff0c\u4fdd\u8cbb\u8d8a\u4f4e\uff0c\u6709\u4e9b\u4eba\u89ba\u5f97\u81ea\u5df1\u8eab\u9ad4\u5065\u5eb7\uff0c\u53ef\u4ee5\u9078\u64c7\u9ad8Deductible\u7684\u8a08\u756b\u7bc0\u7701\u4fdd\u8cbb\uff0c\u4f46\u5176\u5be6\u9084\u662f\u61c9\u8a72\u5148\u8861\u91cf\u4e00\u4e0b\u81ea\u5df1\u7684\u7d93\u6fdf\u80fd\u529b\uff0c\u78ba\u5b9a\u81ea\u5df1\u5728\u610f\u5916\u767c\u751f\u6642\u771f\u7684\u80fd\u5920\u627f\u64d4\u9ad8\u984d\u7684 Deductible\u3002\r\n\r\n<strong>Copay (<\/strong><strong>\u639b\u865f\u8cbb<\/strong><strong>\/<\/strong><strong>\u5b9a\u984d\u624b\u7e8c\u8cbb<\/strong><strong>) <\/strong><strong>\u8207<\/strong><strong> Coinsurance (<\/strong><strong>\u5171\u540c\u627f\u64d4\u984d<\/strong><strong>)<\/strong>\r\n\r\n\u5728\u6295\u4fdd\u4eba\u70ba\u81ea\u5df1\u652f\u4ed8\u7684\u91ab\u7642\u8cbb\u7528\u9054\u5230 Deductible \u898f\u5b9a\u5f8c\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u958b\u59cb\u70ba\u6295\u4fdd\u4eba\u652f\u4ed8\u5927\u90e8\u4efd\u7684\u91ab\u7642\u5e33\u55ae\uff0c\u6295\u4fdd\u4eba\u53ea\u9700\u8981\u4ed8 Copay (\u639b\u865f\u8cbb\/\u5b9a\u984d\u624b\u7e8c\u8cbb)\u6216 Coinsurance (\u5171\u540c\u627f\u64d4\u984d)\u5c31\u53ef\u4ee5\u4e86\u3002Copay \u662f\u5728\u4e00\u822c\u770b\u75c5\u3001\u62ff\u85e5\u6642\u6295\u4fdd\u4eba\u9700\u7d66\u4ed8\u7684\u5b9a\u984d\u8cbb\u7528\uff0c\u91d1\u984d\u6703\u4f9d\u5404\u5065\u4fdd\u8a08\u756b\u800c\u6709\u6240\u4e0d\u540c\uff0c\u591a\u9918\u7684\u91ab\u7642\u652f\u51fa\u5247\u7531\u4fdd\u96aa\u516c\u53f8\u627f\u64d4\u3002Coinsurance\u5247\u662f\u6307\u6295\u4fdd\u4eba\u6309\u6bd4\u4f8b\u627f\u64d4\u7684\u90e8\u4efd\u91ab\u7642\u8cbb\u7528\uff0c\u901a\u5e38\u500b\u4eba\u627f\u64d4\u7684\u6bd4\u4f8b\u70ba15-30%\u4e0d\u7b49\u3002\r\n\r\n<strong>Out-of-pocket Limit (<\/strong><strong>\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u984d\u4e0a\u9650<\/strong><strong>)<\/strong>\r\n\r\n\u7c21\u55ae\u4f86\u8aaa\uff0cDeductible\u3001Copay\u3001Coinsurance \u662f\u4f7f\u7528\u5065\u4fdd\u6642\u7684\u4e0d\u56fa\u5b9a\u652f\u51fa\uff0c\u770b\u75c5\u8d8a\u591a\uff0c\u500b\u4eba\u81ea\u8cbb\u7684\u652f\u51fa\u5c31\u8d8a\u591a\u3002\u5728\u6b50\u5df4\u99ac\u7684\u5065\u4fdd\u6539\u9769\u5f8c\uff0c\u70ba\u4e86\u907f\u514d\u6162\u6027\u75c5\u6216\u8005\u91cd\u75c7\u60a3\u8005\u81ea\u8cbb\u7684\u91ab\u7642\u652f\u51fa\u904e\u9ad8\u800c\u96e3\u4ee5\u8ca0\u64d4\uff0c\u6bcf\u500b\u5065\u4fdd\u8a08\u756b\u90fd\u6709\u898f\u5b9a\u500b\u4eba\u81ea\u8cbb\u7684\u6700\u9ad8\u9650\u984d\uff0c\u7a31\u70ba Out-of-pocket Limit (\u5e74\u5ea6\u6700\u9ad8\u81ea\u4ed8\u984d\u4e0a\u9650)\uff0c\u7576\u6295\u4fdd\u4eba\u7d66\u4ed8\u7684\u91ab\u7642\u652f\u51fa\u9054\u5230Out-of-pocket Limit\u5f8c\uff0c\u63a5\u4e0b\u4f86\u7684\u91ab\u7642\u5e33\u55ae\u5c31\u6703\u7531\u4fdd\u96aa\u516c\u53f8100\uff05\u652f\u4ed8\u4e86\u3002","_et_gb_content_width":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-1033","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u533b\u7597\u8d39\u7528\u600e\u4e48\u7b97\uff1f\u5065\u4fdd\u4e13\u6709\u540d\u8bcd\u5927\u6574\u7406| \u534e\u5174\u4fdd\u9669<\/title>\n<meta name=\"description\" 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