{"id":93,"date":"2025-09-16T22:23:06","date_gmt":"2025-09-16T22:23:06","guid":{"rendered":"https:\/\/www.kcal.net\/simplified\/?page_id=93"},"modified":"2026-03-04T17:43:36","modified_gmt":"2026-03-04T17:43:36","slug":"help-center","status":"publish","type":"page","link":"https:\/\/www.kcal.net\/simplified\/resources\/help-center\/","title":{"rendered":"\u5e38\u89c1\u95ee\u9898"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; background_image=&#8221;https:\/\/www.kcal.net\/simplified\/wp-content\/uploads\/sites\/2\/2017\/10\/iStock-513223024-1.jpg&#8221; background_position=&#8221;center_left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;\u5e38\u89c1\u95ee\u9898&#8221; _builder_version=&#8221;4.16&#8243; title_font=&#8221;|on|||&#8221; title_text_color=&#8221;#828282&#8243; background_color=&#8221;rgba(255, 255, 255, 0)&#8221; 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href=\"#s1\">\u5065\u5eb7\u4fdd\u9669\u95ee\u9898<\/a><\/strong><\/p>\n<p><strong style=\"font-size: 20px;\"><i class=\"fa fa-caret-right\"><\/i> <a href=\"#s2\">\u52b3\u5de5\u4fdd\u9669\u95ee\u9898<\/a><\/strong><\/p>\n<p><strong style=\"font-size: 20px;\"><i class=\"fa fa-caret-right\"><\/i> <a href=\"#s3\">\u6c7d\u8f66\u4fdd\u9669\u95ee\u9898<\/a><\/strong><\/p>\n<p><strong style=\"font-size: 20px;\"><i class=\"fa fa-caret-right\"><\/i> <a href=\"#s4\">\u8006\u82f1\u4fdd\u9669\u95ee\u9898<\/a><\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; background_position=&#8221;top_left&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Anchors&#8221; _builder_version=&#8221;4.16&#8243; text_font_size=&#8221;20&#8243; custom_margin=&#8221;0px|||&#8221; custom_padding=&#8221;0px|||&#8221; 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custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px||0px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;15px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; background_position=&#8221;top_left&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;\u5065\u5eb7\u4fdd\u96aa\u554f\u984c&#8221; module_id=&#8221;s1&#8243; module_class=&#8221;help-center-heading&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;20px|||&#8221; custom_padding=&#8221;20px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u5065\u5eb7\u4fdd\u9669\u95ee\u9898<\/h2>\n<p>[\/et_pb_text][et_pb_toggle 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title=&#8221;\u6211\u4e00\u5b9a\u8981\u4e70\u5065\u5eb7\u4fdd\u9669\u5417\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u4e00\u5b9a\u8981\u8cb7\u5065\u5eb7\u4fdd\u96aa\u55ce\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p data-uw-styling-context=\"true\">\u52a0\u5dde\u653f\u5e9c\u6700\u65b0\u6cd5\u5f8b\u89c4\u5b9a\uff0c\u4ece<strong data-uw-styling-context=\"true\">2020\u5e74\u8d77\uff0c\u65e0\u5065\u4fdd\u7f5a\u6b3e\u7684\u89c4\u5b9a\uff0c\u5168\u9762\u56de\u5f52<\/strong>\u3002<\/p>\n<p data-uw-styling-context=\"true\">\u5982\u679c\u6c11\u4f17\u6ca1\u6709\u5065\u5eb7\u4fdd\u9669\uff0c\u52a0\u5dde\u7a0e\u52a1\u5c40\u4f1a\u5bf9\u4e2a\u4eba\u6216\u5bb6\u5ead\u6536\u53d6\u76f8\u5e94\u7684\u7f5a\u6b3e\uff0c\u4f5c\u4e3a\u5e74\u5ea6\u5dde\u7a0e\u7533\u62a5\u7684\u4e00\u90e8\u5206\u3002\u76ee\u524d<strong data-uw-styling-context=\"true\">\u6bcf\u4e00\u4f4d\u65e0\u4fdd\u9669\u8005\u7684\u7f5a\u6b3e\u91d1\u989d\u4e3a\u6bcf\u4e2a\u6210\u4eba\u6700\u5c11$900\/\u5e74\uff0c\u6bcf\u4e2a18\u5c81\u53ca\u4ee5\u4e0b\u513f\u7ae5\u6700\u5c11$450\/\u5e74\uff0c\u4e5f\u5c31\u662f\u8bf4\u4e00\u4e2a\u56db\u53e3\u4e4b\u5bb6\u4e00\u5e74\u6700\u5c11\u9762\u4e34$2,700\u7684\u7f5a\u6b3e<\/strong>\u3002\u5982\u679c\u60a8\u4f4f\u5728\u52a0\u5dde\uff0c\u800c\u4e14\u6ca1\u6709\u53c2\u52a0\u653f\u5e9c\u533b\u7597\u4fdd\u9669\u6216\u96c7\u4e3b\u63d0\u4f9b\u7684\u56e2\u4f53\u5065\u5eb7\u4fdd\u9669\uff0c\u60a8\u53ef\u4ee5\u9009\u62e9\u8d2d\u4e70\u52a0\u5dde\u5168\u4fddCovered 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title=&#8221;\u5982\u4f55\u8ba1\u7b97\u4fdd\u8d39\u548c\u653f\u5e9c\u8865\u52a9\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u5982\u4f55\u8a08\u7b97\u4fdd\u8cbb\u548c\u653f\u5e9c\u88dc\u52a9\uff1f&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p style=\"text-align: justify;\">\u52a0\u5dde\u5168\u4fdd Covered Califorina \u7cfb\u7edf\u4e0eIRS\u8fde\u7ebf\uff0c\u4ee51040\u62a5\u7a0e\u8868\u683c\u4e0a\u7684\u5bb6\u5ead\u4eba\u53e3\u6570\u548c\u5bb6\u5ead\u5e74\u6536\u5165\u4e3a\u4f9d\u636e\uff0c\u8ba1\u7b97\u6bcf\u4e2a\u7533\u8bf7\u5bb6\u5ead\u7684\u5065\u4fdd\u8ba1\u5212\u4fdd\u8d39\u548c\u53ef\u83b7\u5f97\u7684\u653f\u5e9c\u8865\u52a9\u3002<\/p>\n<p style=\"text-align: justify;\">\u4ee5\u4e0b\u8868\u683c\u8bf4\u660e\u4e86\u8054\u90a6\u653f\u5e9c\u8865\u52a9\u7684\u8d44\u683c\uff0c\u82e5\u60a8\u7684\u5bb6\u5ead\u5e74\u6536\u5165\u7b26\u5408\u8054\u90a6\u8d2b\u56f0\u7ebf(Federal Proverty Level, FPL) \u7684\u89c4\u5b9a\uff0c\u653f\u5e9c\u5c06\u6309\u7167\u60a8\u6536\u5165\u7684\u9ad8\u4f4e\u63d0\u4f9b\u4e09\u79cd\u4e0d\u540c\u7c7b\u578b\u7684\u8865\u52a9\uff1aMedi-Cal \u767d\u5361\u4e36\u4fdd\u8d39\u8865\u52a9(Premium Assistance)\u4e36\u8d39\u7528\u5206\u644a\u8865\u8d34(Cost-sharing Reduction)\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.kcal.net\/wp-content\/uploads\/2026\/03\/2026-March-FPL-Update.png\" \/><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6ca1\u6709\u4e70\u5065\u5eb7\u4fdd\u9669\u7684\u5904\u7f5a\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6c92\u6709\u8cb7\u5065\u5eb7\u4fdd\u96aa\u7684\u8655\u7f70\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\" data-uw-styling-context=\"true\">\u53ea\u8981\u662f\u6709\u62a5\u7a0e\u7684\u52a0\u5dde\u5408\u6cd5\u5c45\u6c11\uff0c\u90fd\u5fc5\u987b\u5728\u653f\u5e9c\u533b\u7597\u4fdd\u9669\u3001\u96c7\u4e3b\u533b\u7597\u4fdd\u9669\u3001\u52a0\u5dde\u5168\u4fdd Covered California \u6216\u662f\u4e00\u822c\u5065\u5eb7\u4fdd\u9669\u4e4b\u95f4\u62e9\u4e00\u6295\u4fdd\uff0c\u5426\u5219\u5c06\u4f1a\u88ab\u7f5a\u6b3e\u30022025\u5e74\u6bcf\u4e00\u4f4d\u65e0\u4fdd\u9669\u8005\u7684\u7f5a\u6b3e\u91d1\u989d\u4e3a\u6bcf\u4e2a\u6210\u4eba\u6700\u5c11$900\/\u5e74\uff0c\u6bcf\u4e2a18\u5c81\u53ca\u4ee5\u4e0b\u513f\u7ae5\u6700\u5c11$450\/\u5e74\uff0c\u4e5f\u5c31\u662f\u8bf4\u4e00\u4e2a\u56db\u53e3\u4e4b\u5bb6\u4e00\u5e74\u6700\u5c11\u9762\u4e34$2,700\u7684\u7f5a\u6b3e\u3002\u5982\u679c\u60a8\u4f4f\u5728\u52a0\u5dde\uff0c\u800c\u4e14\u6ca1\u6709\u53c2\u52a0\u653f\u5e9c\u533b\u7597\u4fdd\u9669\u6216\u96c7\u4e3b\u63d0\u4f9b\u7684\u56e2\u4f53\u5065\u5eb7\u4fdd\u9669\uff0c\u60a8\u53ef\u4ee5\u9009\u62e9\u8d2d\u4e70\u52a0\u5dde\u5168\u4fddCovered California\u7684\u5065\u4fdd\u8ba1\u753b\uff0c\u6216\u900f\u8fc7\u79c1\u4eba\u7684\u4fdd\u9669\u4ea4\u6613\u5e02\u573a\u8d2d\u4e70\u4e00\u822c\u5065\u5eb7\u4fdd\u9669\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u5065\u5eb7\u4fdd\u9669\u7684\u798f\u5229\u5206\u7ea7(\u94dc\u3001\u94f6\u3001\u91d1\u3001\u94c2\u91d1)\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u5065\u5eb7\u4fdd\u96aa\u7684\u798f\u5229\u5206\u7d1a(\u9285\u3001\u9280\u3001\u91d1\u3001\u9251\u91d1)\uff1f&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u4f9d\u7167\u4fdd\u969c\u989d\u5ea6\u7684\u5dee\u522b\uff0c\u52a0\u5dde\u5168\u4fdd Covered California \u5206\u6210\u94dc\u4e36\u94f6\u4e36\u91d1\u4e36\u94c2\u91d1\u7b49\u56db\u79cd\u798f\u5229\u7b49\u7ea7\uff0c\u7b49\u7ea7\u8d8a\u9ad8\u4e36\u4fdd\u8d39\u8d8a\u8d35\u4e36\u4f46\u9700\u8981\u8fdb\u884c\u8d1f\u62c5\u7684\u533b\u7597\u8d39\u7528\u5219\u8d8a\u4f4e\uff0c\u6c11\u4f17\u53ef\u6839\u636e\u81ea\u5df1\u7684\u533b\u7597\u9700\u6c42\u9009\u62e9\uff1a<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.kcal.net\/wp-content\/uploads\/2025\/07\/2026-benefit.jpg\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.kcal.net\/wp-content\/uploads\/2025\/07\/2026-low-income.jpg\" \/>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u5e94\u8be5\u9009\u62e9HMO\u3001EPO\u3001\u8fd8\u662fPPO\u8ba1\u5212\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u61c9\u8a72\u9078\u64c7HMO\u3001EPO\u3001\u9084\u662fPPO\u8a08\u756b\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]\u5065\u4fdd\u8ba1\u5212\u4f9d\u4f7f\u7528\u65b9\u5f0f\u5206\u6210HMO\u4e36EPO\u4e36PPO\u4e09\u79cd\uff0c\u4e0b\u8868\u8bf4\u660e\u4e86\u4e09\u79cd\u8ba1\u5212\u7684\u4e3b\u8981\u5dee\u5f02\uff1a<\/p>\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td width=\"150\">\ufffc<\/td>\n<td>\n<p align=\"center\">\ufffcHMO<\/p>\n<\/td>\n<td>\n<p align=\"center\">EPO<\/p>\n<\/td>\n<td>\n<p align=\"center\">PPO<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"150\">\n<p align=\"center\">\u9700\u8981\u9009\u62e9\u5bb6\u5ead\u533b\u751f<\/p>\n<\/td>\n<td width=\"90\">\n<p align=\"center\">&#x2714;<\/p>\n<\/td>\n<td width=\"90\"><\/td>\n<td width=\"90\"><\/td>\n<\/tr>\n<tr>\n<td width=\"150\">\n<p align=\"center\">\u770b\u4e13\u79d1\u65f6\u9700\u8981\u8f6c\u8bca<\/p>\n<\/td>\n<td width=\"90\">\n<p align=\"center\">&#x2714;<\/p>\n<\/td>\n<td width=\"90\"><\/td>\n<td width=\"90\"><\/td>\n<\/tr>\n<tr>\n<td width=\"150\">\n<p align=\"center\">\u6ca1\u6709\u7f51\u5916\u5c31\u533b\u798f\u5229<\/p>\n<\/td>\n<td width=\"90\">\n<p align=\"center\">&#x2714;<\/p>\n<\/td>\n<td width=\"90\">\n<p align=\"center\">&#x2714;<\/p>\n<\/td>\n<td width=\"90\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\">\u5728\u9009\u62e9\u5065\u4fdd\u8ba1\u5212\u65f6\uff0c\u4e3a\u4e86\u60a8\u4e0e\u5bb6\u4eba\u7684\u533b\u7597\u6743\u76ca\uff0c\u8981\u786e\u4fdd\u8ba1\u5212\u4e2d\u6db5\u76d6\u60a8\u7684\u5bb6\u5ead\u533b\u751f\u6216\u559c\u7231\u7684\u533b\u751f\u6240\u5728\u7684\u7f51\u7edc\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u7f8e\u56fd\u5065\u4fdd\u7684\u5341\u9879\u57fa\u672c\u798f\u5229\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7f8e\u570b\u5065\u4fdd\u7684\u5341\u9805\u57fa\u672c\u798f\u5229\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>\u65e5\u5e38\u95e8\u8bca\u670d\u52a1<\/li>\n<li>\u6025\u8bca<\/li>\n<li>\u4f4f\u9662<\/li>\n<li>\u5987\u5973\u5206\u5a29\u4e0e\u65b0\u751f\u513f\u4fdd\u5065<\/li>\n<li>\u5fc3\u7406\u5065\u5eb7\u548c\u836f\u7269\u6ee5\u7528\u6cbb\u7597<\/li>\n<li>\u5904\u65b9\u836f<\/li>\n<li>\u590d\u5065\u670d\u52a1\u548c\u8bbe\u5907<\/li>\n<li>\u5316\u9a8c\u5ba4\u68c0\u67e5<\/li>\n<li>\u9884\u9632\u6027\u62a4\u7406\u670d\u52a1<\/li>\n<li>\u513f\u79d1\u533b\u7597\u670d\u52a1<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\u76f8\u5173\u6587\u7ae0\uff1a\u00a0<a href=\"https:\/\/www.kcal.net\/simplified\/our-blog\/obamacares-essential-benefits\/\">\u6b27\u5df4\u9a6c\u5065\u4fdd\u7684\u5341\u5927\u57fa\u672c\u798f\u5229<\/a> (<a href=\"https:\/\/www.kcal.net\/simplified\/our-blog\/obamacares-essential-benefits\/\">https:\/\/www.kcal.net\/our-blog\/obamacares-essential-benefits\/<\/a>)<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4f55\u65f6\u53ef\u4ee5\u8d2d\u4e70\u5065\u5eb7\u4fdd\u9669\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u4f55\u6642\u53ef\u4ee5\u8cfc\u8cb7\u5065\u5eb7\u4fdd\u96aa\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u5728\u4e0d\u7b26\u5408\u7279\u6b8a\u6295\u4fdd\u8d44\u683c\u7684\u60c5\u51b5\u4e0b\uff0c\u6c11\u4f17\u53ea\u80fd\u5728\u4e00\u5e74\u4e00\u5ea6\u7684\u5f00\u653e\u6295\u4fdd\u671f\u8d2d\u4e70\u5065\u5eb7\u4fdd\u9669\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u5982\u4f55\u7533\u8bf7\u5065\u4fdd\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u5982\u4f55\u7533\u8acb\u5065\u4fdd\uff1f&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]2026\u5e74\u7684\u5065\u5eb7\u4fdd\u9669\u5f00\u653e\u6295\u4fdd\u671f\uff0c\u5c07\u4e8e2025\u5e7411\u67081\u65e5\u5f00\u59cb\uff0c\u6b22\u8fce\u8054\u7edc\u534e\u5174\u4fdd\u9669\uff0c\u534f\u52a9\u60a8\u7533\u8bf7\u6216\u8f6c\u63622026\u5e74\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u3002[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4fdd\u8d39\u548c\u653f\u5e9c\u8865\u52a9\u600e\u4e48\u7b97\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u4fdd\u8cbb\u548c\u653f\u5e9c\u88dc\u52a9\u600e\u9ebc\u7b97\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]\u52a0\u5dde\u5168\u4fddCovered Califorina\u7cfb\u7edf\u4e0eIRS\u8fde\u7ebf\uff0c\u4ee51040\u62a5\u7a0e\u8868\u683c\u4e0a\u7684\u5bb6\u5ead\u4eba\u53e3\u6570\u548c\u5bb6\u5ead\u5e74\u6536\u5165\u4e3a\u4f9d\u636e\uff0c\u8ba1\u7b97\u6bcf\u4e2a\u7533\u8bf7\u5bb6\u5ead\u7684\u5065\u4fdd\u8ba1\u5212\u4fdd\u8d39\u548c\u53ef\u83b7\u5f97\u7684\u653f\u5e9c\u8865\u52a9\u3002<br \/>\n[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u5bf9\u6211\u7684\u533b\u7597\u8cec\u5355\u6709\u7591\u95ee\uff1f\u4f46\u53c8\u4e0d\u5927\u4f1a\u8bf4\u82f1\u6587\u600e\u4e48\u529e\u5462\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u5c0d\u6211\u7684\u91ab\u7642\u5e33\u55ae\u6709\u7591\u554f\uff1f\u4f46\u53c8\u4e0d\u5927\u6703\u8aaa\u82f1\u6587\u600e\u9ebc\u8fa6\u5462\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u534e\u5174\u4fdd\u9669\u6709\u4e13\u95e8\u8d1f\u8d23\u5904\u7406\u533b\u7597\u8d26\u5355\u7684\u4e13\u5458\uff0c\u80fd\u591f\u8be6\u7ec6\u5e76\u8fc5\u901f\u7684\u5e2e\u5ba2\u6237\u89e3\u91ca\u6709\u5173\u533b\u7597\u8d26\u5355\u7684\u4efb\u4f55\u7591\u95ee\u3002\u6211\u4eec\u7684\u670d\u52a1\u5f97\u5230\u8fc7\u8bb8\u591a\u5ba2\u4eba\u9ad8\u5ea6\u7684\u8bc4\u4ef7\u3002\u53ea\u8981\u662f\u534e\u5174\u5ba2\u6237\uff0c\u4e0d\u7ba1\u662f\u5728\u82f1\u6587\u4e0a\u6709\u56f0\u96be\u6216\u662f\u8d26\u5355\u5185\u5bb9\u95ee\u9898\uff0c\u90fd\u53ef\u4ee5\u653e\u5fc3\u628a\u60a8\u7684\u533b\u7597\u8d26\u5355\u4ea4\u7ed9\u534e\u5174\u4fdd\u9669\u6765\u5904\u7406\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u662f\u7f8e\u56fd\u65b0\u79fb\u6c11\uff0c\u8fd8\u6ca1\u6709\u8d2d\u4e70\u5065\u5eb7\u4fdd\u9669\uff0c\u53ea\u8981\u751f\u75c5\u4e86\u5355\u5355\u770b\u6025\u8bca\u4e00\u665a\u4e0a\u5c31\u9700\u8981\u591a\u5c11\u533b\u7597\u8d39\u7528\u3002\u5982\u679c\u8d2d\u4e70\u4e86\u5065\u5eb7\u4fdd\u9669\uff0c\u6211\u5728\u533b\u7597\u8d39\u7528\u65b9\u9762\u80fd\u83b7\u5f97\u4f55\u79cd\u5229\u76ca\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u662f\u7f8e\u570b\u65b0\u79fb\u6c11\uff0c\u9084\u6c92\u6709\u8cfc\u8cb7\u5065\u5eb7\u4fdd\u96aa\uff0c\u53ea\u8981\u751f\u75c5\u4e86\u55ae\u55ae\u770b\u6025\u8a3a\u4e00\u665a\u4e0a\u5c31\u9700\u8981\u591a\u5c11\u91ab\u7642\u8cbb\u7528\u3002\u5982\u679c\u8cfc\u8cb7\u4e86\u5065\u5eb7\u4fdd\u96aa\uff0c\u6211\u5728\u91ab\u7642\u8cbb\u7528\u65b9\u9762\u80fd\u7372\u5f97\u4f55\u7a2e\u5229\u76ca\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u5728\u52a0\u5dde\u5982\u679c\u6ca1\u6709\u8d2d\u4e70\u5065\u5eb7\u4fdd\u9669\uff0c\u53ea\u8981\u751f\u75c5\u4e86\uff0c\u5355\u5355\u770b\u6025\u8bca\u8d39\u7528\u5c31\u9ad8\u8fbe\u5c06\u8fd1\u4e0a\u4e07\u5143\u7f8e\u91d1\u3002\u4e3a\u4f55\u7f8e\u56fd\u533b\u7597\u8d39\u7528\u5982\u6b64\u60ca\u4eba\uff1f\u5176\u5b9e\u7f8e\u56fd\u533b\u5206\u4e3a\u5f88\u591a\u90e8\u95e8\uff0c\u5982\u6025\u8bca\u533b\u751f\u8bca\u6cbb\uff0c\u4f7f\u7528\u6551\u62a4\u8f66\uff0c\u68c0\u67e5\u8eab\u4f53\uff0c\u505a\u5316\u9a8c\uff0c\u62cdX\u5149\u7b49\u3002\u4e0d\u540c\u90e8\u95e8\u90fd\u4f1a\u4ea7\u751f\u4e0d\u540c\u8d39\u7528\uff0c\u6700\u540e\u603b\u4f53\u52a0\u8d77\u6765\u7684\u8d39\u7528\u5c31\u5f88\u9ad8\u3002\u5728\u7f8e\u56fd\u62e5\u6709\u533b\u7597\u4fdd\u9669\uff0c\u6709\u9700\u8981\u65f6\u5c06\u83b7\u5f97\u4e00\u5b9a\u7a0b\u5ea6\u7684\u8d54\u507f\uff0c\u6709\u65f6\u51e0\u4e07\u5143\u751a\u81f3\u51e0\u5341\u4e07\u5143\u7684\u8d26\u5355\uff0c\u6700\u540e\u53d7\u4fdd\u4eba\u53ea\u9700\u652f\u4ed8\u51e0\u5343\u5757\uff0c\u5176\u4ed6\u5219\u7531\u4fdd\u9669\u516c\u53f8\u652f\u4ed8\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u7684\u82f1\u6587\u4e0d\u597d\u5f53\u6211\u5bf9\u4fdd\u9669\u6709\u7591\u95ee\u65f6\uff1f \u6709\u54ea\u4e9b\u4fdd\u9669\u516c\u53f8\u6709\u4e2d\u6587\u670d\u52a1\u4eba\u5458\u5462\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u7684\u82f1\u6587\u4e0d\u597d\u7576\u6211\u5c0d\u4fdd\u96aa\u6709\u7591\u554f\u6642\uff1f \u6709\u54ea\u4e9b\u4fdd\u96aa\u516c\u53f8\u6709\u4e2d\u6587\u670d\u52d9\u4eba\u54e1\u5462\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u901a\u5e38\u5404\u5927\u4fdd\u9669\u516c\u53f8\u90fd\u4f1a\u6709\u4e2d\u6587\u670d\u52a1\u4e13\u7ebf\u6216\u662f\u4e2d\u6587\u7ffb\u8bd1\uff0c\u8b6c\u5982Kaiser Permanente\u3001\u84dd\u5341\u5b57 (Anthem Blue Cross)\uff0c \u84dd\u76fe(Blue Shield of California)\uff0c Health Net\uff1b \u534e\u5174\u5ba2\u6237\u82e5\u5bf9\u4fdd\u9669\u5185\u5bb9\u6709\u4efb\u4f55\u95ee\u9898\u6216\u5728\u8bed\u8a00\u4e0a\u6709\u56f0\u96be\uff0c\u90fd\u6709\u4e13\u4eba\u53ef\u4ee5\u54a8\u8be2\uff0c\u4e3a\u60a8\u670d\u52a1\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u63a5\u6536\u533b\u7597\u670d\u52a1\u540e\uff0c\u968f\u4e4b\u800c\u6765\u4e00\u5f20\u53c8\u4e00\u5f20\u7684\u8d26\u5355\u4ee4\u4eba\u975e\u5e38\u5fc3\u70e6\u3002\u8be5\u5982\u4f55\u5904\u7406\u8fd9\u4e9b\u8d26\u5355\u5462\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u63a5\u6536\u91ab\u7642\u670d\u52d9\u5f8c\uff0c\u96a8\u4e4b\u800c\u4f86\u4e00\u5f35\u53c8\u4e00\u5f35\u7684\u5e33\u55ae\u4ee4\u4eba\u975e\u5e38\u5fc3\u7169\u3002\u8a72\u5982\u4f55\u8655\u7406\u9019\u4e9b\u5e33\u55ae\u5462\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u5982\u679c\u60a8\u4e0d\u77e5\u9053\u8be5\u5982\u4f55\u5904\u7406\u4e00\u5f20\u53c8\u4e00\u5f20\u7684\u533b\u7597\u8d26\u5355\uff0c\u8bf7\u52a0\u5165\u534e\u5174\u4fdd\u9669\uff0c\u53ea\u8981\u662f\u534e\u5174\u5ba2\u6237\uff0c\u90fd\u53ef\u4ee5\u628a\u8d26\u5355\u6574\u7406\u8d77\u6765\u4ea4\u7ed9\u534e\u5174\u4fdd\u9669\u5904\u7406\uff0c\u6211\u4eec\u5c06\u6709\u4e13\u4e1a\u7684\u4e13\u5458\u4e3a\u60a8\u5904\u7406\u533b\u7597\u8d26\u5355\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6000\u5b55\u5987\u5973\u6700\u597d\u7684\u4fdd\u9669\u662f\u4ec0\u4e48\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u61f7\u5b55\u5a66\u5973\u6700\u597d\u7684\u4fdd\u96aa\u662f\u4ec0\u9ebc\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u6b27\u8bb0\u5065\u4fdd\u4e00\u5e74\u53ea\u6709\u51e0\u4e2a\u6708\u7684\u5f00\u653e\u6295\u4fdd\u671f\uff0c\u5982\u679c\u60a8\u9519\u8fc7\u4e86\u5f00\u653e\u6295\u4fdd\u671f\uff0c\u5373\u4f7f\u60a8\u6000\u5b55\u4e86\uff0c\u6ca1\u6709\u529e\u6cd5\u9a6c\u4e0a\u8d2d\u4e70\u5230\u5065\u5eb7\u4fdd\u9669\u3002\u5efa\u8bae\u60a8\u5728\u5f00\u653e\u6295\u4fdd\u671f\u95f4\u5185\u8d2d\u4e70\u5065\u5eb7\u4fdd\u9669\uff0c\u7ed9\u81ea\u5df1\u63a5\u4e0b\u6765\u4e00\u5e74\u7684\u4fdd\u969c\u3002<\/p>\n<p style=\"text-align: justify;\">\u5728\u9009\u62e9\u4fdd\u9669\u7684\u65f6\u5019\uff0c\u6b22\u8fce\u60a8\u548c\u6211\u4eec\u7684\u4e13\u4e1a\u4eba\u5458\u77ad\u89e3\u6e05\u695a\u4ea7\u79d1\u670d\u52a1\u7684\u6db5\u76d6\u8303\u56f4\u3002\u6211\u4eec\u4f1a\u6839\u636e\u4e2a\u4eba\u7684\u9700\u8981\uff0c\u63d0\u4f9b\u5404\u79cd\u7c7b\u578b\u5305\u62ecPPO\uff0cHMO\u6216EPO\u7684\u8ba1\u5212\u3002\u4e0d\u4f1a\u8bf4\u54ea\u79cd\u8ba1\u5212\u6700\u597d\uff0c\u53ea\u6709\u54ea\u79cd\u8ba1\u5212\u6700\u9002\u5408\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u7684\u5c0f\u5b69\u53ef\u4ee5\u52a0\u5165\u6211\u7684\u5065\u5eb7\u4fdd\u9669\u5417\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u7684\u5c0f\u5b69\u53ef\u4ee5\u52a0\u5165\u6211\u7684\u5065\u5eb7\u4fdd\u96aa\u55ce\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u5982\u679c\u60a8\u8d2d\u4e70\u6709\u653f\u5e9c\u8865\u52a9\u7684\u5065\u4fdd\u8ba1\u5212\uff0c\u5982\u679c\u60a8\u7684\u5c0f\u5b69\u4f5c\u4e3a\u60a8\u7684dependent\u8fdb\u884c\u62a5\u7a0e\uff0c\u60a8\u7684\u5c0f\u5b69\u53ef\u4ee5\u4fdd\u5728\u60a8\u7684\u5065\u5eb7\u4fdd\u9669\u91cc\u9762\uff0c\u4f46\u662f\u5982\u679c\u60a8\u7684\u6536\u5165\u8fc7\u4f4e\uff0c\u4f4e\u4e8e\u8054\u90a6\u653f\u5e9c\u8d2b\u56f0\u7ebf\u7684266%\uff0c\u60a8\u7684\u5c0f\u5b69\u6050\u6015\u8981\u8fdb\u5165\u767d\u5361\u3002\u5efa\u8bae\u60a8\u4e3a\u5b50\u5973\u8d2d\u4e70\u6ca1\u6709\u8865\u52a9\u7684off-exchange\u7684\u8ba1\u5212\u3002\u5982\u679c\u60a8\u5168\u5bb6\u8d2d\u4e70\u6ca1\u6709\u653f\u5e9c\u8865\u52a9\u7684\u8ba1\u5212\uff0c\u60a8\u7684\u5c0f\u5b69\u53ef\u4ee5\u548c\u60a8\u4fdd\u5728\u4e00\u8d77\uff0c\u5c0f\u5b69\u6700\u591a\u53ef\u4ee5\u4fdd\u523026\u5c81\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u7236\u6bcd\u53ef\u4ee5\u4f5c\u4e3adependent\u5417\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7236\u6bcd\u53ef\u4ee5\u4f5c\u70badependent\u55ce\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u5982\u679c\u60a8\u8d2d\u4e70\u6709\u653f\u5e9c\u8865\u52a9\u7684\u5065\u5eb7\u4fdd\u9669\uff0c\u60a8\u7684\u7236\u6bcd\u4f5c\u4e3a\u60a8\u7684dependent\u8fdb\u884c\u62a5\u7a0e\uff0c\u60a8\u7684\u7236\u6bcd\u53ef\u4ee5\u548c\u60a8\u4fdd\u5728\u4e00\u8d77\u3002\u5982\u679c\u60a8\u7533\u8bf7\u6ca1\u6709\u653f\u5e9c\u8865\u52a9\u7684off-exchange\uff0c\u60a8\u7684\u7236\u6bcd\u6ca1\u6709\u529e\u6cd5\u548c\u60a8\u4e00\u8d77\u6295\u4fdd\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4ec0\u4e48\u662f\u9884\u9632\u6027\u7167\u62a4\uff0c\u6211\u9700\u8981\u4ec0\u4e48\u6837\u9884\u9632\u7167\u62a4\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u4ec0\u9ebc\u662f\u9810\u9632\u6027\u7167\u8b77\uff0c\u6211\u9700\u8981\u751a\u9ebc\u6a23\u9810\u9632\u7167\u8b77\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u9884\u9632\u7167\u62a4\u4ee5\u53ca\u5e38\u89c4\u7167\u62a4\u7684\u76ee\u7684\u5728\u4e8e\u9884\u9632\u5065\u5eb7\u95ee\u9898\u7684\u53d1\u751f\uff0c\u6216\u8005\u5728\u5065\u5eb7\u6076\u5316\u4e4b\u524d\u53ca\u65f6\u53d1\u73b0\u95ee\u9898\u3002\u5305\u542b\u5b55\u671f\u62a4\u7406\uff0c\u65b0\u751f\u8840\u6db2\u6d4b\u8bd5\uff0c\u5a74\u513f\u53ca\u513f\u7ae5\u5065\u8bca\uff0c\u514d\u75ab\u670d\u52a1\u9ad8\u80c6\u56fa\u9187\uff0c\u7cd6\u5c3f\u75c5\u4ee5\u53ca\u764c\u75c7\u68c0\u6d4b\uff0cSTD\u6d4b\u8bd5\uff0c\u7537\u6027\u524d\u5217\u817a\u68c0\u67e5\uff0c\u5973\u6027\u80f8\u817a\u68c0\u67e5\uff0c\u4e73\u817aX\u5149\u7167\u7247\u7b49\u3002\u8be2\u95ee\u60a8\u7684\u533b\u5e08\u60a8\u9700\u8981\u600e\u6837\u7684\u5e38\u89c4\u68c0\u67e5\u548c\u533b\u5b66\u6d4b\u9a8c\uff0c\u4ee5\u53ca\u60a8\u5e94\u8be5\u591a\u4e45\u8fdb\u884c\u4e00\u6b21\u68c0\u67e5\u3002\u4f60\u7684\u4fdd\u9669\u8ba1\u5212\u4e5f\u8bb8\u5305\u542b\u8fdb\u884c\u8fd9\u4e9b\u68c0\u67e5\u7684\u8ba1\u5212\u8868\u3002\u5982\u679c\u8ba1\u5212\u8868\u4e0d\u7b26\u5408\u4f60\u7684\u5065\u5eb7\u9700\u6c42\uff0c\u53ef\u4ee5\u8ddf\u533b\u5e08\u5546\u8ba8\u8fdb\u884c\u66f4\u6539\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u6709\u5305\u62ec\u6000\u5b55\u8d39\u7528\u5417\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u500b\u4eba\u5065\u5eb7\u4fdd\u96aa\u6709\u5305\u62ec\u61f7\u5b55\u8cbb\u7528\u55ce\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u4ece7\/1\/2012 \u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u5f00\u59cb\u90fd\u6709\u5305\u62ec\u6000\u5b55\u4fdd\u9669\u3002\u53ea\u8981\u4fdd\u5355\u751f\u6548\u540e\u6000\u5b55\u7684\uff0c\u5c31\u4f1a\u6309\u7167\u4fdd\u5355\u5185\u5bb9\u627f\u4fdd\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u5982\u4f55\u7533\u8bf7\u8ba1\u5212\u5e76\u83b7\u5f97\u653f\u5e9c\u8865\u52a9\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u5982\u4f55\u7533\u8acb\u8a08\u756b\u4e26\u7372\u5f97\u653f\u5e9c\u88dc\u52a9\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u534e\u5174\u4fdd\u9669\u662f\u52a0\u5dde\u5168\u4fdd\u8ba4\u8bc1\u7684\u4fdd\u9669\u516c\u53f8\uff0c\u6211\u4eec\u62e5\u6709\u767e\u540d\u4ee5\u4e0a\u4e13\u4e1a\u7684\u4fdd\u9669\u7ecf\u7eaa\uff0c\u53ef\u4ee5\u4e3a\u60a8\u9009\u62e9\u6700\u5408\u9002\u7684\u4fdd\u9669\u8ba1\u5212\u4e0e\u7533\u8bf7\u653f\u5e9c\u8865\u52a9\uff0c\u8bf7\u60a8\u5e26\u9f50\u4ee5\u4e0b\u8d44\u6599\u524d\u5f80\u4efb\u4e00\u5bb6\u534e\u5174\u4fdd\u9669\u5206\u884c\u529e\u7406\u7533\u8bf7\uff1a<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u5168\u5bb6\u793e\u4f1a\u5b89\u5168\u53f7\u7801(SSN)<\/li>\n<li>\u5168\u5bb6\u7f8e\u56fd\u62a4\u7167\u4e36\u516c\u6c11\u7eb8\u6216\u7eff\u5361<\/li>\n<li>\u4e0a\u4e00\u5e74\u5ea6\u7684\u7a0e\u8868<\/li>\n<li>\u6700\u8fd1\u4e00\u4e2a\u6708\u7684\u6536\u5165\u8bc1\u660e<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u5982\u679c\u60a8\u76ee\u524d\u5df2\u662f\u52a0\u5dde\u5168\u4fdd\u4fdd\u6237\uff0c\u8bf7\u540c\u65f6\u643a\u5e26\uff1a<\/p>\n<ul>\n<li style=\"text-align: justify;\">\u76ee\u524d\u7684\u5065\u5eb7\u4fdd\u9669\u8d44\u6599<\/li>\n<li style=\"text-align: justify;\">Covered CA\u7684\u7eed\u4fdd\u901a\u77e5 (\u7eff\u8272\u4fe1\u5c01)<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u5982\u679c\u6709\u65e2\u6709\u75be\u75c5(pre-existing condition)\u7684\u4eba\u4e5f\u53ef\u4ee5\u7533\u8bf7\u5065\u4fdd\u5417\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; 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title=&#8221;\u6211\u4fdd\u7684\u662fHMO\u7684\u4fdd\u9669\uff0c\u4f46\u5728\u7d27\u6025\u7684\u60c5\u51b5\u53d1\u751f\u65f6\uff0c\u627e\u4e0d\u5230\u5bb6\u5ead\u533b\u751f\u600e\u4e48\u529e\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u4fdd\u7684\u662fHMO\u7684\u4fdd\u96aa\uff0c\u4f46\u5728\u7dca\u6025\u7684\u60c5\u51b5\u767c\u751f\u6642\uff0c\u627e\u4e0d\u5230\u5bb6\u5ead\u91ab\u751f\u600e\u9ebc\u8fa6\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u901a\u5e38\u5bb6\u5ead\u533b\u751f\u4e0d\u5728\u7684\u671f\u95f4\u4f1a\u6709\u4e00\u4f4d\u4ee3\u7406\u533b\u751f\uff0c\u8fd9\u79cd\u72b6\u51b5\u4e0b\u53ef\u4ee5\u6253\u7535\u8bdd\u53bb\u533b\u751f\u8bca\u6240\u6216\u662f\u533b\u7597\u7f51\u8be2\u95ee\u3002\u4e07\u4e00\u6ca1\u6709\u4ee3\u7406\u533b\u751f\uff0c\u8be2\u95ee\u533b\u7597\u7f51\u5185\u6700\u8fd1\u7684Urgent Care Center\u3002\u82e5\u662f\u60c5\u51b5\u7d27\u6025\u4e25\u91cd\u7684\u8bdd\uff0c\u53ef\u4ee5\u9001\u6025\u8bca\u5ba4\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u60f3\u53bb\u6025\u8bca\u5ba4\uff0c\u4f46\u662f\u4e3a\u4f55\u88ab\u544a\u77e5\u53ea\u80fd\u7528\u591c\u95f4\u95e8\u8bca(urgent care)\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u60f3\u53bb\u6025\u8a3a\u5ba4\uff0c\u4f46\u662f\u70ba\u4f55\u88ab\u544a\u77e5\u53ea\u80fd\u7528\u591c\u9593\u9580\u8a3a(Urgent Care)\uff1f &#8221; _builder_version=&#8221;4.16&#8243; 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Property)\uff0c\u8b66\u5bdf\u901a\u5e38\u4e0d\u4f1a\u6765\u3002\u73b0\u573a\u6ca1\u6709\u4eba\u4f24\u4ea1\uff0c\u8b66\u5bdf\u4e5f\u4e0d\u4e00\u5b9a\u4f1a\u6765\uff0c\u800c\u4f1a\u8981\u4e24\u65b9\u4e92\u76f8\u4ea4\u6362\u8d44\u6599\u3002\u5f80\u5f80\u8b66\u5bdf\u6765\u65f6\u4e5f\u4e0d\u4f1a\u5e2e\u5fd9\u5199\u62a5\u544a\uff0c\u5982\u679c\u662f\u7b80\u5355\u7684\u6848\u5b50\uff0c\u5c31\u4f1a\u8bf7\u53cc\u65b9\u4ea4\u6362\u8d44\u6599\u3002\u540d\u5b57\u3001\u7535\u8bdd\u3001\u9a7e\u7167\u53f7\u7801\u3001\u8f66\u724c\u53f7\u7801\u3001\u8f66\u4e0a\u4eba\u6570\u3001\u8bc1\u4eba\u3002<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u5b69\u5b50\u5df2\u7ecf\u642c\u51fa\u53bb\u5916\u5dde\u4e86\uff0c\u8fd8\u8981\u7b97\u4ed6\u5728\u4fdd\u5355\u4e0a\u9762\u5417\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u5b69\u5b50\u5df2\u7d93\u642c\u51fa\u53bb\u5916\u5dde\u4e86\uff0c\u9084\u8981\u7b97\u4ed6\u5728\u4fdd\u55ae\u4e0a\u9762\u55ce\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u5982\u679c\u5b69\u5b50\u662f\u957f\u671f\u5728\u5916\u5dde\u8bfb\u4e66\uff0c \u53ea\u6709\u5047\u671f\u624d\u56de\u5bb6\uff0c \u60f3\u8981\u7701\u4fdd\u8d39\u7684\u8bdd\u53ef\u4ee5\u5148\u628a\u5b69\u5b50\u540d\u5b57\u62ff\u6389\uff0c\u5728\u4ed6\u56de\u6765\u8981\u7ecf\u5e38\u5f00\u8f66\u65f6\u518d\u52a0\u5b69\u5b50\u8fdb\u4fdd\u5355\uff0c\u8fd9\u6837\u53ef\u4ee5\u7701\u4e0b\u4e0d\u5c11\u5e74\u8f7b\u5b69\u5b50\u7684\u8f66\u4fdd\u8d39\u3002<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px||0px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;\u8006\u82f1\u4fdd\u96aa\u554f\u984c&#8221; module_id=&#8221;s4&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;20px|||&#8221; custom_padding=&#8221;20px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u8006\u82f1\u4fdd\u9669\u95ee\u9898<\/h2>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;\u4ec0\u4e48\u662f\u8054\u90a6\u533b\u7597\u4fdd\u9669\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u4ec0\u9ebc\u662f\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>\u8054\u90a6\u533b\u7597\u4fdd\u9669 Medicare \u662f\u56fd\u5bb6\u4e3a 65 \u5c81\u6216\u4ee5\u4e0a\u6c11\u4f17\u6240\u8bbe\u7f6e\u7684\u533b\u7597\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u3002\u67d0\u4e9b 65 \u5c81\u4ee5\u4e0b\u7684\u4eba\u4e5f\u6709\u8d44\u683c\u83b7\u5f97\u8054\u90a6\u533b\u7597\u4fdd\u9669\uff0c\u5305\u62ec\u6b8b\u969c\u8005\u3001\u6c38\u4e45\u6027\u80be\u8870\u7aed\u4ee5\u53ca\u808c\u840e\u7f29\u6027\u810a\u9ad3\u4fa7\u7d22\u786c\u5316\u75c7\uff08\u8def\u845b\u96f7\u514b\u6c0f\u75c7\uff09\u60a3\u8005\u3002\u8fd9\u4e2a\u8ba1\u5212\u534f\u52a9\u652f\u4ed8\u533b\u7597\u4fdd\u5065\u7684\u8d39\u7528\uff0c\u4f46\u4e0d\u5305\u62ec\u6240\u6709\u7684\u533b\u7597\u8d39\u7528\u6216\u8005\u591a\u6570\u7684\u957f\u671f\u62a4\u7406\u8d39\u7528\u3002<\/li>\n<li>\u8054\u90a6\u533b\u7597\u4fdd\u9669 Medicare \u90e8\u5206\u7684\u8d44\u91d1\u6765\u6e90\u4e8e\u5de5\u4f5c\u8005\u53ca\u5176\u96c7\u4e3b\u7f34\u7eb3\u7684\u7a0e\u91d1\uff0c\u53e6\u4e00\u90e8\u5206\u5219\u6765\u81ea\u6bcf\u6708\u4ece\u793e\u4f1a\u5b89\u5168\u798f\u5229\u4e2d\u6263\u9664\u7684\u4fdd\u9669\u8d39\u3002<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u8c01\u5177\u5907\u7533\u8bf7\u8054\u90a6\u533b\u7597\u4fdd\u9669\u7684\u8d44\u683c\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u8ab0\u5177\u5099\u7533\u8acb\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u7684\u8cc7\u683c\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u5982\u679c\u60a8\u662f\u7f8e\u56fd\u516c\u6c11\u6216\u5728\u7f8e\u56fd\u5408\u6cd5\u5c45\u4f4f\u6ee15\u5e74\u4ee5\u4e0a\u7684\u7eff\u5361\u6301\u6709\u4eba\uff0c\u5e76\u7b26\u5408\u4ee5\u4e0b\u4efb\u4e00\u8d44\u683c\uff0c\u5373\u53ef\u7533\u8bf7\u8054\u90a6\u533b\u7597\u4fdd\u9669(\u7ea2\u84dd\u5361)\uff1a<\/p>\n<ol>\n<li>\u5e74\u6ee165\u5c81\u6216\u4ee5\u4e0a\u7684\u957f\u8005\uff0c<\/li>\n<li>\u672a\u6ee165\u5c81\uff0c\u4f46\u56e0\u6b8b\u75be\u9886\u53d6\u4f24\u6b8b\u798f\u5229\u8d85\u8fc7\u4e24\u5e74\u8005\uff0c<\/li>\n<li>\u6c38\u4e45\u6027\u80be\u8870\u7aed\u4ee5\u53ca\u808c\u840e\u7f29\u6027\u810a\u9ad3\u4fa7\u7d22\u786c\u5316\u75c7\uff08\u8def\u845b\u96f7\u514b\u6c0f\u75c7\uff09\u60a3\u8005\u3002<\/li>\n<\/ol>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u8054\u90a6\u533b\u7597\u4fdd\u9669\u7684\u56db\u5927\u5206\u7c7b\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u7684\u56db\u5927\u5206\u985e\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]\u8054\u90a6\u533b\u7597\u4fdd\u9669(\u7ea2\u84dd\u5361)\u5206\u7c7b\u5982\u4e0b\uff1a<br \/>\nPart A\uff1a\u4f4f\u9662\u4fdd\u9669<br \/>\nPart B\uff1a\u95e8\u8bca\u4fdd\u9669<br \/>\nPart C\uff1a\u8054\u90a6\u533b\u7597\u4fdd\u9669\u4f18\u52bf\u8ba1\u5212(Medicare Advantage)<br \/>\nPart D\uff1a\u5904\u65b9\u836f\u4fdd\u9669<br \/>\n\u5728\u60a8\u5411\u793e\u4f1a\u5b89\u5168\u5c40\u63d0\u51fa\u7533\u8bf7\u8054\u90a6\u533b\u7597\u4fdd\u9669(\u7ea2\u84dd\u5361)\uff0c\u52a0\u5165Part A\u548cPart B\u7684\u4fdd\u9669\u8ba1\u5212\u4e4b\u540e\uff0c\u8fd8\u5fc5\u987b\u53e6\u5916\u8bf7\u4fdd\u9669\u7ecf\u7eaa\u534f\u52a9\uff0c\u8d2d\u4e70Part C\u6216Part D\uff0c\u786e\u4fdd\u81ea\u5df1\u62e5\u6709\u5904\u65b9\u836f\u4fdd\u9669\uff0c\u5426\u5219\u9700\u8d1f\u62c5\u7ec8\u8eab\u7f5a\u6b3e\uff0c\u800c\u4e14\u65e5\u540e\u56e0\u4f7f\u7528\u836f\u7269\u4ea7\u751f\u7684\u8d39\u7528\u4e5f\u5c06\u6210\u4e3a\u5e9e\u5927\u7684\u7ecf\u6d4e\u8d1f\u62c5\u3002<br \/>\n[\/et_pb_toggle][et_pb_toggle title=&#8221;Part C \u8054\u90a6\u533b\u7597\u4fdd\u9669\u4f18\u52bf\u8ba1\u5212(Medicare Advantage)\u662f\u4ec0\u4e48\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;Part C \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u756b(Medicare Advantage)\u662f\u4ec0\u9ebc\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">Part C\u662f\u7531\u79c1\u4eba\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u7efc\u5408\u533b\u7597\u4fdd\u9669\uff0c\u8d2d\u4e70\u4e4b\u540e\uff0c\u5305\u62ec\u4efb\u4f55\u95e8\u8bca\u5916\u79d1\u624b\u672f\u4e36 \u6025\u8bca\u5ba4\/ \u6551\u62a4\u8f66\u4e36\u5bb6\u5ead\u533b\u5e08\u4e36\u4e13\u4e1a\u62a4\u7406\u7b49\u533b\u7597\u9879\u76ee\uff0c\u4fdd\u6237\u90fd\u53ea\u9700\u8d1f\u62c5\u5c11\u8bb8\u81ea\u4ed8\u989d\uff0c\u901a\u5e38\u4e5f\u4f1a\u5305\u542bPart D\u7684\u5904\u65b9\u836f\u627f\u4fdd\u3002\u6b64\u5916\uff0cMedicare Advantage \u4e5f\u63d0\u4f9b\u89c6\u529b\u4e36\u7259\u9f7f\u4fdd\u5065\u4e36\u9488\u7078\u4e36\u52a9\u542c\u5668\u53ca\u533b\u7597\u63a5\u9001\u7b49\u798f\u5229\uff0c\u662f\u5176\u4ed6\u8ba1\u5212\u4e2d\u6ca1\u6709\u7684\u4fdd\u969c\u3002<\/p>\n<p>Part C\u7684\u4fdd\u9669\u9009\u62e9\u53ef\u88ab\u5212\u5206\u4e3aPPO\u548cHMO\u4e24\u79cd\uff1a<\/p>\n<p>PPO\uff1a\u533b\u836f\u8d39\u7528\u7531\u4fdd\u9669\u516c\u53f8\u7edf\u4e00\u5904\u7406\uff0c\u53ef\u4ee5\u9009\u62e9\u4efb\u4f55\u4e0e\u4fdd\u9669\u516c\u53f8\u6709\u5408\u7ea6\u7684\u533b\u751f\uff0c\u9002\u7528\u4e8e\u5168\u7f8e50\u5dde\u3002<\/p>\n<p>HMO\uff1a\u533b\u836f\u8d39\u7528\u7531\u4fdd\u9669\u516c\u53f8\u4e0e\u533b\u7597\u7f51\u5171\u540c\u8d1f\u8d23\uff0c \u4fdd\u9669\u516c\u53f8\u8d1f\u8d23\u4f4f\u9662\u6025\u8bca\u7b49\u5927\u8ba1\u5212\uff0c \u533b\u7597\u7f51\u8d1f\u8d23\u5982\u5065\u5eb7\u68c0\u67e5\u7684\u5c0f\u989d\u533b\u7597\uff0c \u60a3\u8005\u5fc5\u987b\u9009\u62e9\u533b\u7597\u7f51\u6307\u5b9a\u7684\u5bb6\u5ead\u533b\u751f\uff0c\u9700\u8981\u4e13\u79d1\u670d\u52a1\u7684\u65f6\u5019\uff0c\u5fc5\u987b\u7531\u5bb6\u5ead\u533b\u751f\u534f\u52a9\u8f6c\u8bca\uff0c\u4e14\u8f6c\u8bca\u8303\u56f4\u9650\u533b\u7597\u7f51\u9644\u8fd1 30 \u54e9\u4ee5\u5185\u3002<br \/>\n[\/et_pb_toggle][et_pb_toggle title=&#8221;Part A\u548cPart B\u53ea\u4fdd\u969c80%\u533b\u7597\u8d39\u7528\uff0c\u5269\u4e0b\u7684\u8d39\u7528\u600e\u4e48\u529e\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;Part A\u548cPart B\u53ea\u4fdd\u969c80%\u91ab\u7642\u8cbb\u7528\uff0c\u5269\u4e0b\u7684\u8cbb\u7528\u600e\u9ebc\u8fa6\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]\u9009\u62e9\u4e00\uff1a\u8d2d\u4e70\u8054\u90a6\u533b\u7597\u4fdd\u9669\u8f85\u52a9\u4fdd\u9669(Supplement) + \u5904\u65b9\u836f\u4fdd\u9669(Part D)<\/p>\n<p>\u8f85\u52a9\u4fdd\u9669(Supplement)\u4f1a\u627f\u4fddPart A\u548cPart B\u4e2d\u9700\u81ea\u4ed8\u7684\u533b\u7597\u8d39\u7528\uff0c\u5904\u65b9\u836f\u4fdd\u9669\u5219\u63d0\u4f9b\u836f\u7269\u7684\u4fdd\u969c\u3002<\/p>\n<p>\u9009\u62e9\u4e8c\uff1a\u8d2d\u4e70\u8054\u90a6\u533b\u7597\u4fdd\u9669\u4f18\u52bf\u8ba1\u5212(Part C: Medicare Advantage)<\/p>\n<p>\u8054\u90a6\u533b\u7597\u4fdd\u9669\u4f18\u52bf\u8ba1\u5212(Part C: Medicare Advantage)\u7684\u4fdd\u969c\uff0c\u4e0d\u4f46\u5305\u542b\u4e86Part A\u548cPart B\u4e2d\u9700\u81ea\u4ed8\u7684\u533b\u7597\u8d39\u7528\u548c\u5904\u65b9\u836f\u4fdd\u9669(Part D)\uff0c\u8fd8\u5305\u62ec\u4e86\u5176\u4ed6\u7684\u533b\u7597\u798f\u5229\u3002<br \/>\n[\/et_pb_toggle][et_pb_toggle title=&#8221;\u8054\u90a6\u533b\u7597\u4fdd\u9669\u7684\u8d39\u7528\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u7684\u8cbb\u7528\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u4f4f\u9662\u4fdd\u9669 (Part A)\uff1a\u5982\u679c\u60a8\u5728\u7f8e\u56fd\u5de5\u4f5c\u8d85\u8fc7\u5341\u5e74\u4ee5\u4e0a\uff0c\u800c\u4e14\u5728\u5de5\u4f5c\u65f6\u7f34\u7eb3\u4e86\u8054\u90a6\u7684\u533b\u7597\u4fdd\u9669\u7a0e\uff0c\u5c31\u65e0\u987b\u518d\u4e3a\u60a8\u7684Part A\u652f\u4ed8\u4efb\u4f55\u4fdd\u8d39\uff1b\u4f46\u5982\u679c\u60a8\u5df2\u5e74\u6ee165\u5c81\uff0c\u5de5\u4f5c\u65f6\u95f4\u5374\u672b\u6ee1\u5341\u5e74\uff0c\u60a8\u7684\u6bcf\u6708\u4fdd\u8d39\u5c06\u9ad8\u8fbe499\u5143\u4e00\u4e2a\u6708\uff082023\u5e74\uff09\u3002<\/p>\n<p style=\"text-align: justify;\">\u95e8\u8bca\u4fdd\u9669 (Part B)\uff1a\u57282023\u5e74\uff0cPart B\u7684\u6807\u51c6\u4fdd\u8d39\u662f\u6bcf\u6708164.9\u5143\uff0c\u4f46\u6536\u5165\u8d85\u8fc79\u4e077000\u5143\u7684\u9000\u4f11\u8005\u6216\u800519\u4e074000\u5143\u7684\u9000\u4f11\u592b\u5987\u9700\u8981\u652f\u4ed8\u8f83\u9ad8\u7684\u4fdd\u8d39\u3002\u9700\u7279\u522b\u6ce8\u610f\u7684\u662f\uff0c\u5982\u679c\u60a8\u6ca1\u6709\u5728\u8054\u90a6\u533b\u7597\u4fdd\u9669 Medicare \u7684\u521d\u59cb\u52a0\u5165\u671f\u7533\u8bf7Part B\uff0c\u53ef\u80fd\u4f1a\u5bfc\u81f4\u4fdd\u8d39\u589e\u52a0\u3002<\/p>\n<p>\u8054\u90a6\u533b\u7597\u4fdd\u9669\u4f18\u52bf\u8ba1\u5212 (Part C)\uff1a\u4fdd\u8d39\u6839\u636e\u60a8\u6240\u9009\u62e9\u7684\u8ba1\u5212\u800c\u5f02\u3002<\/p>\n<p>\u5904\u65b9\u836f\u4fdd\u9669 (Part D)\uff1a\u4fdd\u8d39\u6839\u636e\u60a8\u6240\u9009\u62e9\u7684\u8ba1\u5212\u800c\u5f02\u3002<\/p>\n<p>\u5728\u9009\u62e9\u5065\u4fdd\u8ba1\u5212\u65f6\uff0c\u4e3a\u4e86\u60a8\u4e0e\u5bb6\u4eba\u7684\u533b\u7597\u6743\u76ca\uff0c\u8981\u786e\u4fdd\u8ba1\u5212\u4e2d\u6db5\u76d6\u60a8\u7684\u5bb6\u5ead\u533b\u751f\u6216\u559c\u7231\u7684\u533b\u751f\u6240\u5728\u7684\u7f51\u7edc\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u52a0\u5165\u8054\u90a6\u533b\u7597\u4fdd\u9669\u7684\u65f6\u95f4\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u52a0\u5165\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u7684\u6642\u9593\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]\u5982\u679c\u60a8\u662f\u56e0\u4e3a\u5e74\u6ee165\u5c81\u800c\u7b26\u5408\u52a0\u5165\u8054\u90a6\u533b\u7597\u4fdd\u9669(\u7ea2\u84dd\u5361)\u8d44\u683c\uff0c\u60a8\u7684\u521d\u59cb\u52a0\u5165\u671f\u4e3a65\u5c81\u751f\u65e5\u4e4b\u524d\u4e09\u4e2a\u6708\uff0c\u5e74\u6ee165\u5c81\u7684\u751f\u65e5\u5f53\u6708\uff0c\u4ee5\u53ca\u751f\u65e5\u4e4b\u540e\u4e09\u4e2a\u6708\u3002<\/p>\n<p>\u65e0\u8bba\u60a8\u662f\u5426\u5df2\u7ecf\u9000\u4f11\u6216\u5f00\u59cb\u9886\u53d6\u793e\u4f1a\u5b89\u5168\u9000\u4f11\u798f\u5229 (Social Security)\uff0c\u90fd\u5e94\u8be5\u572865\u5c81\u4e4b\u524d\u4e09\u4e2a\u6708\u4e0e\u793e\u4f1a\u5b89\u5168\u5c40\u8054\u7edc\uff0c\u7533\u8bf7\u8054\u90a6\u533b\u7597\u4fdd\u9669(\u7ea2\u84dd\u5361)\u3002<br \/>\n[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6ca1\u6709\u53ca\u65f6\u7533\u8bf7\u8054\u90a6\u533b\u7597\u4fdd\u9669\u7684\u540e\u679c\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6c92\u6709\u53ca\u6642\u7533\u8acb\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u7684\u5f8c\u679c\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u5982\u679c\u60a8\u5728\u521d\u59cb\u52a0\u5165\u671f\u6ca1\u6709\u7533\u8bf7 Part B\uff0c\u60a8\u53ef\u4ee5\u5728\u6bcf\u5e741\u67081\u65e5\u81f33\u670831\u65e5\u4e4b\u95f4\u7533\u8bf7\u52a0\u5165\uff0c\u4fdd\u9669\u5c06\u5728\u4e0b\u4e00\u4e2a\u6708\u76841\u53f7\u5f00\u59cb\u751f\u6548\u3002\u4f46\u662f\uff0c\u6bcf\u5ef6\u8fdf\u5341\u4e8c\u4e2a\u6708\u7533\u8bf7Part B\uff0c\u60a8\u7684Part B\u4fdd\u9669\u6708\u8d39\u90fd\u5c06\u589e\u52a010%\u3002<\/p>\n<p style=\"text-align: justify;\">\u6b64\u5916\uff0c\u60a8\u8fd8\u5fc5\u987b\u53e6\u5916\u8bf7\u4fdd\u9669\u7ecf\u7eaa\u534f\u52a9\uff0c\u8d2d\u4e70Part C\u6216Part D\uff0c\u786e\u4fdd\u81ea\u5df1\u62e5\u6709\u5904\u65b9\u836f\u4fdd\u9669\uff0c\u5426\u5219\u9700\u8d1f\u62c5\u7ec8\u8eab\u7f5a\u6b3e\uff0c\u800c\u4e14\u65e5\u540e\u56e0\u4f7f\u7528\u836f\u7269\u4ea7\u751f\u7684\u8d39\u7528\u4e5f\u5c06\u6210\u4e3a\u5e9e\u5927\u7684\u7ecf\u6d4e\u8d1f\u62c5\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u5df2\u7ecf\u5e74\u6ee165\u5c81\u8fd8\u53ef\u4ee5\u4f7f\u7528\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u5417\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u6211\u5df2\u7d93\u5e74\u6eff65\u5d57\u9084\u53ef\u4ee5\u4f7f\u7528\u500b\u4eba\u5065\u5eb7\u4fdd\u96aa\u55ce\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u662f\u9488\u5bf90\u523064\u5c81\u6c11\u4f17\u8bbe\u8ba1\u7684\u5065\u5eb7\u4fdd\u9669\uff0c\u5982\u679c\u60a8\u5373\u5c06\u5e74\u6ee165\u5c81\uff0c\u9700\u8981\u5728\u751f\u65e5\u524d\u76843\u4e2a\u6708\u5411\u793e\u5b89\u5c40\u7533\u8bf7\u7ea2\u84dd\u5361\uff0c\u6536\u5230\u7ea2\u84dd\u5361\u540e\uff0c\u54a8\u8be2\u4fdd\u9669\u7ecf\u7eaa\u8d2d\u4e70\u8865\u8db3\u8ba1\u5212\u548c\u62ff\u836f\u798f\u5229\u3002\u5e76\u5728\u7ea2\u84dd\u5361\u751f\u6548\u540e\u53d6\u6d88\u73b0\u6709\u7684\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\u3002\u5982\u679c\u60a8\u5728\u8d85\u8fc765\u5c81\u7ee7\u7eed\u4f7f\u7528\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\uff0c\u4fdd\u9669\u516c\u53f8\u6709\u53ef\u80fd\u62d2\u7edd\u7406\u8d54\uff0c\u60a8\u7684Medicare\u90e8\u5206\u4e5f\u4f1a\u7531\u4e8e\u5ef6\u8fdf\u7533\u8bf7\u9020\u6210\u7f5a\u6b3e\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u5982\u679c\u6211\u5e74\u6ee165\u5c81\u8fd8\u5728\u5de5\u4f5c\uff0c\u6709\u96c7\u4e3b\u63d0\u4f9b\u56e2\u4f53\u5065\u5eb7\u4fdd\u9669\uff0c\u6211\u8fd8\u8981\u7533\u8bf7\u7ea2\u84dd\u5361\u5417\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u5982\u679c\u6211\u5e74\u6eff65\u5d57\u9084\u5728\u5de5\u4f5c\uff0c\u6709\u96c7\u4e3b\u63d0\u4f9b\u5718\u9ad4\u5065\u5eb7\u4fdd\u96aa\uff0c\u6211\u9084\u8981\u7533\u8acb\u7d05\u85cd\u5361\u55ce\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u5e74\u6ee1 65 \u5c81\u6216\u4ee5\u4e0a\uff0c\u5982\u672c\u4eba\u6216\u914d\u5076\u76ee\u524d\u6b63\u5728\u5de5\u4f5c\u5e76\u5177\u6709\u96c7\u4e3b\u63d0\u4f9b\u7684\u56e2\u4f53\u7684\u533b\u7597\u5065\u5eb7\u4fdd\u9669\uff0c\u60a8\u53ef\u4ee5\u63a8\u8fdf\u7533\u8bf7\u8054\u90a6\u533b\u7597\u4fdd\u9669 Medicare \u7684 B \u90e8\u5206\uff0c\u800c\u4e0d\u5fc5\u7b49\u5230\u4e00\u822c\u52a0\u5165\u671f\u65f6\u7533\u8bf7B\u90e8\u5206\u5e76\u4e0d\u9700\u8981\u652f\u4ed8\u56e0\u5ef6\u8fdf\u6295\u4fdd\u800c\u52a0\u6536\u7684 10% \u7684\u8d39\u7528\u3002\u5728\u60a8\u7684\u56e2\u4f53\u533b\u7597\u5065\u5eb7\u4fdd\u9669\u7ed3\u675f\u7684\u4e0a\u4e00\u4e2a\u6708\u4e4b\u540e\u516b\u4e2a\u6708\u5185\u6216\u505c\u6b62\u5de5\u4f5c\uff08\u4ee5\u5148\u53d1\u751f\u8005\u4e3a\u51c6\uff09\u540e\u516b\u4e2a\u6708\u5185\u52a0\u5165\u8054\u90a6\u533b\u7597\u4fdd\u9669\u7684 B \u90e8\u5206\u3002\u6cd5\u5f8b\u8981\u6c42\uff0c\u5458\u5de5\u4eba\u6570\u5728 20 \u4eba\u6216\u4ee5\u4e0a\u4e4b\u96c7\u4e3b\u7684\u56e2\u4f53\u533b\u7597\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\uff0c\u8981\u4e3a 65 \u5c81\uff08\u6216\u4ee5\u4e0a\uff09\u7684\u5de5\u4f5c\u8005\u53ca\u5176\u914d\u5076\u63d0\u4f9b\u76f8\u7b49\u4e8e\u5411\u9752\u5e74\u5458\u5de5\u63d0\u4f9b\u7684\u533b\u7597\u5065\u5eb7\u4fdd\u9669\u798f\u5229\u3002\u5982\u679c\u60a8\u73b0\u5728\u6709\u96c7\u4e3b\u63d0\u4f9b\u7684\u56e2\u4f53\u533b\u7597\u5065\u5eb7\u4fdd\u9669\uff0c\u60a8\u5e94\u8be5\u5728\u52a0\u5165\u8054\u90a6\u533b\u7597\u4fdd\u9669 Medicare \u533b\u7597\u4fdd\u9669\u4e4b\u524d\u6d3d\u8be2\u60a8\u7684\u4eba\u4e8b\u90e8\u95e8\u3002<br \/>\u8bf7\u60a8\u8bb0\u4f4f\uff1a\u4e0d\u7ba1\u60a8\u73b0\u5728\u6709\u56e2\u4f53\u5065\u5eb7\u4fdd\u9669\uff0c\u6216\u8005\u662f\u4e2a\u4eba\u5065\u5eb7\u4fdd\u9669\uff0c\u4e3a\u4e86\u4fdd\u62a4\u81ea\u5df1\uff0c\u8bf7\u4e0d\u8981\u5728\u8054\u90a6\u533b\u7597\u4fdd\u9669 Medicare \u751f\u6548\u524d\u53d6\u6d88\u60a8\u73b0\u6709\u7684\u533b\u7597\u5065\u5eb7\u4fdd\u9669\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u53bb\u54ea\u91cc\u7533\u8bf7\u7ea2\u84dd\u5361\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u53bb\u54ea\u88cf\u7533\u8acb\u7d05\u85cd\u5361\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u7ebf\u4e0a\u7533\u8bf7\uff1a<a href=\"https:\/\/secure.ssa.gov\/iClaim\/rib\" target=\"_blank\" rel=\"noopener\">https:\/\/secure.ssa.gov\/iClaim\/rib<\/a><br \/> \u793e\u4f1a\u5b89\u5168\u529e\u516c\u5ba4\uff1a800-772-1213 Mon \u2013 Fri, 8AM \u2013 7PM<br \/> <a href=\"https:\/\/secure.ssa.gov\/ICON\/main.jsp\" target=\"_blank\" rel=\"noopener\">https:\/\/secure.ssa.gov\/ICON\/main.jsp<\/a><br \/> Office Hour:<\/p>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\">Monday<\/td>\n<td valign=\"top\">9AM \u2013 3PM<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">Tuesday<\/td>\n<td valign=\"top\">9AM \u2013 3PM<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">Wednesday<\/td>\n<td valign=\"top\">9AM \u2013 12 Noon<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">Thursday<\/td>\n<td valign=\"top\">9AM \u2013 3PM<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">Friday<\/td>\n<td valign=\"top\">9AM \u2013 3PM<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u4e00\u76f4\u5728\u6d77\u5916\u5de5\u4f5c\uff0c68\u5c81\u5165\u5883\u7f8e\u56fd\uff0c\u53ef\u4ee5\u7533\u8bf7\u514d\u8d39\u7684\u7ea2\u84dd\u5361\u5417\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; 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title=&#8221;\u5982\u4f55\u83b7\u5f97\u623f\u5c4b\u4fdd\u9669\u7684\u6298\u6263\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u5982\u4f55\u7372\u5f97\u623f\u5c4b\u4fdd\u96aa\u7684\u6298\u6263\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul 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title=&#8221;\u4ec0\u4e48\u662f(EPLI)\u96c7\u4f63\u60ef\u4f8b\u8d23\u4efb\u4fdd\u9669\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u4ec0\u9ebc\u662f (EPLI) \u50f1\u4f63\u6163\u4f8b\u8cac\u4efb\u4fdd\u96aa? &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">EPLI \u662f\u7531\u4e8e\u96c7\u5458\u7684\u6743\u76ca\u53d7\u5230\u4fb5\u72af\uff0c\u4f9d\u636e\u4ed6\u4eec\u6cd5\u5f8b\u4e0a\u7684\u6743\u5229\u63d0\u51fa\u6295\u8bc9\u65f6\u4fdd\u62a4\u5546\u5bb6\u7684\u4e00\u79cd\u4fdd\u9669\u3002\u6839\u636eEPLI\uff0c\u65e0\u8bba\u4f60\u7684\u516c\u53f8\u5728\u6cd5\u5f8b\u8bc9\u8bbc\u4e2d\u662f\u8d62\u8fd8\u662f\u8f93\uff0c\u53d1\u751f\u7684\u5408\u6cd5\u8d39\u7528\u5747\u7531EPLI 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background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]\u5546\u4e1a\u4fdd\u9669\u53ef\u4ee5\u5e2e\u52a9\u4f60\u5f25\u8865\u56e0\u707e\u7978\u800c\u53d1\u751f\u7684\u8d22\u7269\u65b9\u9762\u7684\u635f\u5931\u3002\u751a\u81f3\u4e8e\u5f25\u8865\u4f60\u5728\u5546\u4e1a\u65b9\u9762\u6240\u9047\u5230\u8d23\u4efb\u9669\u7684\u5168\u90e8\u635f\u5931\u3002<br \/>\n[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4ea7\u7269\u4fdd\u9669\u6709\u54ea\u4e9b\u6295\u4fdd\u9879\u76ee\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7522\u7269\u4fdd\u96aa\u6709\u54ea\u4e9b\u6295\u4fdd\u9805\u76ee\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\"><strong>\u623f\u5c4b\u4fdd\u9669(Building)\uff1a<\/strong>\u5982\u679c\u60a8\u8d2d\u4e70\u4e86\u5546\u7528\u623f\u5c4b\uff0c\u4e0d\u8bba\u662f\u81ea\u7528\u6216\u662f\u51fa\u79df\u90fd\u8981\u8d2d\u4e70\u623f\u5c4b\u4fdd\u9669\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u5546\u4e1a\u7528\u7684\u79c1\u4eba\u8d22\u52a1(Business Personal Property)\uff1a<\/strong>\u5305\u542b\u5bb6\u5177\u3001\u56fa\u5b9a\u706f\u9970\u3001\u8425\u4e1a\u5668\u5177\u3001\u5b58\u8d27\u53ca\u81ea\u884c\u66f4\u6362\u7684\u5730\u6bef\u6216\u58c1\u7eb8\uff0c\u6216\u662f\u5176\u4ed6\u88c5\u9970\u3001\u73b0\u91d1\u3001\u8bc1\u5238\u3001\u503a\u5238\u6216\u662f\u6709\u4ef7\u503c\u7684\u6587\u4ef6\uff0c\u4e66\u7c4d\u3001\u7eaa\u5f55\u3001\u62db\u724c\u3001\u56f4\u5899\u3001\u73bb\u7483\u3001\u70ed\u6c34\u7089\u3001\u51b7\u6c14\u673a\u3001\u538b\u7f29\u673a\u7b49\uff0c\u7535\u8111\u5b58\u6863\u8d44\u6599\u53ca\u76f8\u5173\u5668\u6750\u7b49\u3002<\/p>\n<p style=\"text-align: justify;\">\u56e0\u610f\u5916\u635f\u53ca\u623f\u5c4b\u6216\u751f\u8d22\u5668\u5177\uff0c\u800c\u5bfc\u81f4\u4e0d\u80fd\u8425\u4e1a\u65f6\u7684\u6536\u5165\u635f\u5931(Business Income)\uff0c\u6216\u662f\u4e0d\u80fd\u7ee7\u7eed\u51fa\u79df\u65f6\u7684\u79df\u91d1\u635f\u5931\u3002<\/p>\n<p style=\"text-align: justify;\">\u5185\u9646\u8fd0\u8f93\u4fdd\u9669\uff0c\u542b\u8fd0\u9001\u4e2d\u8d22\u4ea7\u7684\u98ce\u9669\uff0c\u6d41\u52a8\u8d22\u4ea7\u7684\u98ce\u9669\uff0c\u975e\u8425\u4e1a\u7684\u4e2a\u4eba\u8d22\u7269\u53ca\u5458\u5de5\u8863\u7269\u7f6e\u4e8e\u8425\u4e1a\u573a\u6240\uff0c\u53ca\u4ed6\u4eba\u8d22\u4ea7\u653e\u5b58\u5728\u81ea\u5df1\u5e97\u5185\u7684\u8d23\u4efb\u9669(Involve Bail \/ Property of Other \/ Warehouseman&#8217;s Legal Liability)\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u5546\u4e1a\u72af\u7f6a\u4fdd\u9669(Criminal)\uff1a<\/strong>\u542b\u5458\u5de5\u4e0d\u8bda\u5b9e\uff0c\u4f2a\u9020\u6216\u662f\u53d8\u9020\u7684\u98ce\u9669\uff0c\u7a83\u76d7\u53ca\u62a2\u52ab\u7684\u4fdd\u9669\uff0c \u7535\u8111\u8bc8\u6b3a\u7684\u4fdd\u9669\u7b49\u7b49\u3002<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px||0px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text 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USA),\u4e5f\u53ef\u4ee5\u4f20\u771f\u5230610-537-9818\u3002\u6539\u6b63\u9519\u8bef\u5185\u5bb9\u5fc5\u9700\u4ee5\u4e66\u9762\u5f62\u5f0f\u53d1\u9001\u7535\u5b50\u90ae\u4ef6\u6216\u662f\u4f20\u771f\u90ae\u5bc4\u81f3\u4ee5\u4e0b\u8054\u7edc\u8d44\u8baf\u3002\u53d1\u9001\u7535\u5b50\u90ae\u4ef6\u65f6\uff0c\u8bf7\u6ce8\u660e\u59d3\u540d\uff0c\u8054\u7edc\u7535\u8bdd\uff0c\u548c\u4fdd\u5355\u53f7\u7801\u3002<\/p>\n<p>\u2022 InterMedical:\u00a0<a href=\"mailto:imed@travelinsure.com\">imed@travelinsure.com<\/a>\u00a0 \u6216\u90ae\u5bc4\u81f3\u00a0Travel Insurance Services (One International Plaza, Suite 400, Philadelphia, PA 19113, USA)\uff0c\u4e5f\u53ef\u4ee5\u4f20\u771f\u5230610-537-9818\u3002\u8bf7\u786e\u4fdd\u5728\u4efb\u4f55\u4e66\u9762\u4fe1\u51fd\u4e2d\u9644\u4e0a\u65e5\u95f4\u7535\u8bdd\u53f7\u7801\u3002<\/p>\n<p>\u2022 WorldMed:\u00a0\u00a0<a href=\"mailto:worldmed@travelinsure.com\">worldmed@travelinsure.com<\/a>\u00a0\u6216\u90ae\u5bc4\u81f3\u00a0Travel Insurance Services (3805 West Chester Pike, Suite 200 Newtown Square, PA 19073, USA)\uff0c\u4e5f\u53ef\u4ee5\u4f20\u771f\u5230610-537-9831\u3002\u8bf7\u786e\u4fdd\u5728\u4efb\u4f55\u4e66\u9762\u4fe1\u51fd\u4e2d\u9644\u4e0a\u65e5\u95f4\u7535\u8bdd\u53f7\u7801\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u6211\u548c\u5bb6\u4eba\u9700\u8981\u5206\u5f00\u4e70\u4fdd\u9669\u5417\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7da0\u5361\u6301\u6709\u8005\u56de\u81ea\u5df1\u570b\u7c4d\u7684\u570b\u5bb6\uff0c\u5982\u4f55\u8cfc\u8cb7\u65c5\u904a\u4fdd\u96aa\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; locked=&#8221;off&#8221; 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global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Beneficiary\u662f\u6307\u4fdd\u9669\u53d7\u76ca\u4eba\u3002\u4e3b\u4fdd\u4eba\u53ef\u4ee5\u586b\u5199\u9664\u4e86\u81ea\u5df1\u4ee5\u5916\u7684\u4efb\u4f55\u4eba\u4e3a\u53d7\u76ca\u4eba\u3002\u5982\u679c\u4e3b\u4fdd\u4eba\u56e0\u610f\u5916\u6216\u7a81\u53d1\u75be\u75c5\u6b7b\u4ea1\uff0c\u53d7\u76ca\u4eba\u53ef\u4ee5\u83b7\u5f97\u7406\u8d54\u3002\u53d7\u76ca\u4eba\u53ea\u80fd\u586b\u5199\u4e00\u4e2a\u4eba\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4ec0\u4e48\u662fAdditional AD&#038;D\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7da0\u5361\u6301\u6709\u8005\u56de\u81ea\u5df1\u570b\u7c4d\u7684\u570b\u5bb6\uff0c\u5982\u4f55\u8cfc\u8cb7\u65c5\u904a\u4fdd\u96aa\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u9644\u52a0\u610f\u5916\u8eab\u6545\u548c\u4f24\u6b8b\u4fdd\u969c\uff1a \u6b7b\u4ea1\u3001\u5931\u53bb\u80a2\u4f53\u6216\u89c6\u529b\u5c06\u5411\u60a8\u652f\u4ed8\u9644\u8868\u4e2d\u6307\u5b9a\u7684\u91d1\u989d\u3002<\/p>\n<p>\u5982\u679c\u51fa\u73b0\u56e0\u4e0b\u5217\u539f\u56e0\u9020\u6210\u6216\u4fc3\u6210\u7684\u4e8b\u6545\u6216\u635f\u5931\uff0c\u60a8\u5c06\u4e0d\u5728\u627f\u4fdd\u8303\u56f4\u5185\uff1a<\/p>\n<p>A. \u6050\u6016\u653b\u51fb\u3001\u6218\u4e89\u6216\u6218\u4e89\u884c\u4e3a\uff0c\u65e0\u8bba\u662f\u5df2\u5ba3\u544a\u7684\u8fd8\u662f\u672a\u5ba3\u544a\u7684<\/p>\n<p>B. \u60a8\u53c2\u4e0e\u9a9a\u4e71\u3001\u53db\u4e71\u6216\u66b4\u4e71<\/p>\n<p>C. \u60a8\u5728\u4efb\u4f55\u56fd\u5bb6\u7684\u6b66\u88c5\u90e8\u961f\u4e2d\u670d\u5f79<\/p>\n<p>D. \u81ea\u6740\u6216\u4f01\u56fe\u81ea\u6740\u6216\u81ea\u6b8b\uff0c\u65e0\u8bba\u795e\u667a\u6e05\u9192\u6216\u7cbe\u795e\u9519\u4e71<\/p>\n<p>E. \u81ea\u613f\u4f7f\u7528\u4efb\u4f55\u5316\u5408\u7269\u3001\u6bd2\u836f\u6216\u836f\u7269\uff0c\u9664\u975e\u662f\u6839\u636e\u533b\u751f\u7684\u6307\u793a<\/p>\n<p>F. \u72af\u4e0b\u6216\u4f01\u56fe\u72af\u4e0b\u91cd\u7f6a<\/p>\n<p>G. \u75be\u75c5\u3001\u7cbe\u795e\u5065\u5eb7\u969c\u788d\u6216\u6000\u5b55<\/p>\n<p>H. \u7531\u4e8e\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u6cd5\u5f8b\u6240\u5b9a\u4e49\u7684\u9189\u9152\u5bfc\u81f4\u4e8b\u6545\uff0c\u65e0\u8bba\u662f\u76f4\u63a5\u8fd8\u662f\u95f4\u63a5\uff1b<\/p>\n<p>I. \u5fc3\u808c\u6897\u585e\u6216\u8111\u8840\u7ba1\u610f\u5916\uff08CVA\/\u4e2d\u98ce\uff09<\/p>\n<p>J. \u611f\u67d3\uff0c\u5b8c\u5168\u7531\u4e8b\u6545\u5f15\u8d77\u7684\u4f24\u53e3\u611f\u67d3\u9664\u5916<\/p>\n<p>K. \u5982\u679c\u60a8\u5728\u9a7e\u9a76\u98de\u673a\u3001\u5b66\u4e60\u9a7e\u9a76\u98de\u673a\u3001\u62c5\u4efb\u98de\u673a\u673a\u7ec4\u6210\u5458\uff0c\u6216\u8005\u5982\u679c\u98de\u673a\u88ab\u7528\u4e8e\u5ba2\u8fd0\u4ee5\u5916\u7684\u4efb\u4f55\u76ee\u7684\u4e58\u5750\u3001\u767b\u673a\u6216\u4e0b\u98de\u673a\u65f6\u53d7\u4f24<\/p>\n<p>L. \u5bf9\u4e0a\u8ff0\u4efb\u4f55\u4e00\u9879\u8fdb\u884c\u836f\u7269\u6216\u624b\u672f\u6cbb\u7597<\/p>\n<p>M. \u4efb\u4f55\u672a\u627f\u4fdd\u7684\u4f53\u80b2\u6d3b\u52a8\u3002<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4ec0\u4e48\u6837\u7684\u4f11\u95f2\u8fd0\u52a8\u53ef\u4ee5\u627f\u4fdd\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7da0\u5361\u6301\u6709\u8005\u56de\u81ea\u5df1\u570b\u7c4d\u7684\u570b\u5bb6\uff0c\u5982\u4f55\u8cfc\u8cb7\u65c5\u904a\u4fdd\u96aa\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u4e00\u822c\u7684\u4f11\u95f2\u4f53\u80b2\u8fd0\u52a8\u8bbf\u7f8e\u65c5\u6e38\u4fdd\u9669\u90fd\u6709\u627f\u4fdd\uff0c\u5982\u679c\u662f\u9700\u8981\u914d\u6234\u5b89\u5168\u88c5\u5907\u6216\u6551\u751f\u8863\u7684\u8fd0\u52a8\uff0c\u4e00\u5b9a\u8981\u786e\u5b9e\u7a7f\u6234\u4fdd\u9669\u516c\u53f8\u624d\u4f1a\u627f\u4fdd\u3002\u4ee5\u4e0b\u8fd0\u52a8\u662f\u4e00\u822c\u8bbf\u7f8e\u65c5\u6e38\u4fdd\u9669\u4e0d\u627f\u4fdd\u7684\u79cd\u7c7b\uff1a<\/p>\n<p>\u2022 \u5927\u578b\u72e9\u730e\u6216\u730e\u6e38<br \/>\u2022 \u9ad8\u7a7a\u5f39\u8df3\u3001\u6ed1\u7fd4\u7ffc\u3001\u98ce\u7b5d\u51b2\u6d6a<br \/>\u2022 \u767b\u5c71\uff08\u6d77\u62d44,500\u7c73\u4ee5\u4e0b\uff09<br \/>\u2022 \u8df3\u4f1e\u3001\u62d6\u66f3\u4f1e<br \/>\u2022 \u4e3e\u91cd<br \/>\u2022 \u5954\u725b\u6d3b\u52a8<br \/>\u2022 \u7a7a\u4e2d\u6ed1\u677f<br \/>\u2022 \u4f11\u95f2\u6ed1\u96ea\u6216\u662f\u8de8\u8d8a\u56fd\u5883\u7684\u6ed1\u96ea\u548c\u6ed1\u96ea\u677f\uff08\u4e0d\u5305\u542b\u504f\u79bb\u9884\u5907\u597d\u6216\u662f\u6807\u8bb0\u7684\u8303\u56f4\uff0c\u5e76\u4e14\u5fc5\u987b\u6839\u636e\u6ed1\u96ea\u5b66\u6821\u6216\u662f\u5f53\u5730\u6709\u6267\u7167\u7684\u4eba\u5458\u6307\u793a\uff09<br \/>\u2022 \u6d1e\u7a74\u63a2\u9669<br \/>\u2022 \u6c34\u80ba\u6f5c\u6c34\uff08\u9700\u6709\u8ba4\u8bc1\u7684\u6559\u7ec3\u966a\u540c\uff0c\u6df1\u5ea6\u5c0f\u4e8e10\u7c73\uff0c\u6216\u7ecfADI\/NAUI\u8ba4\u8bc1\uff09<br \/>\u2022 \u51b2\u6d6a\u3001\u6ed1\u6c34\u3001\u6fc0\u6d41\u6cdb\u821f<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4ec0\u4e48\u662fIntercollegiate Sports\u000bCoverage\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7da0\u5361\u6301\u6709\u8005\u56de\u81ea\u5df1\u570b\u7c4d\u7684\u570b\u5bb6\uff0c\u5982\u4f55\u8cfc\u8cb7\u65c5\u904a\u4fdd\u96aa\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u9662\u9645\/\u6821\u9645\u4f53\u80b2\u6d3b\u52a8\uff1aIntercollegiate sports\u662f\u6307\u56e2\u4f53\u7c7b\u6216\u7ade\u8d5b\u7c7b\u7684\u8fd0\u52a8\uff0c\u5982\u679c\u5e0c\u671b\u627f\u4fdd\uff0c\u4e00\u5b9a\u8981\u52fe\u9009\uff0c\u5982\uff1a\u6a44\u6984\u7403\u3001\u8db3\u7403\u3001\u68d2\u7403<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4ec0\u4e48\u662fHazardous Activities\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7da0\u5361\u6301\u6709\u8005\u56de\u81ea\u5df1\u570b\u7c4d\u7684\u570b\u5bb6\uff0c\u5982\u4f55\u8cfc\u8cb7\u65c5\u904a\u4fdd\u96aa\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u6d3b\u52a8\uff1a\u8ba1\u5212\u5728\u56fd\u9645\u65c5\u9014\u671f\u95f4\u53c2\u52a0\u63a2\u9669\u6d3b\u52a8\u7684\u88ab\u4fdd\u9669\u4eba\u53ef\u989d\u5916\u652f\u4ed8 20% \u7684\u4fdd\u9669\u8d39\u8d2d\u4e70\u6b64\u9644\u52a0\u9879\u76ee\u3002\u672c\u7ed9\u4ed8\u9879\u76ee\u53ea\u6db5\u76d6\u533b\u7597\u8d39\u7528\u3002\u53c2\u4e0e\u4ee5\u4e0b\u79cd\u7c7b\u6d3b\u52a8\u9700\u8981\u52fe\u9009\u6b64\u9879\u76ee\uff0c\u5426\u5219\u5c06\u4e0d\u627f\u4fdd \uff1a<\/p>\n<p>\u2022 \u5927\u578b\u72e9\u730e\u6216\u730e\u6e38<br \/>\u2022 \u9ad8\u7a7a\u5f39\u8df3\u3001\u6ed1\u7fd4\u7ffc\u3001\u98ce\u7b5d\u51b2\u6d6a<br \/>\u2022 \u767b\u5c71\uff08\u6d77\u62d44,500\u7c73\u4ee5\u4e0b\uff09<br \/>\u2022 \u8df3\u4f1e\u3001\u62d6\u66f3\u4f1e<br \/>\u2022 \u4e3e\u91cd<br \/>\u2022 \u5954\u725b\u6d3b\u52a8<br \/>\u2022 \u7a7a\u4e2d\u6ed1\u677f<br \/>\u2022 \u4f11\u95f2\u6ed1\u96ea\u6216\u662f\u8de8\u8d8a\u56fd\u5883\u7684\u6ed1\u96ea\u548c\u6ed1\u96ea\u677f\uff08\u4e0d\u5305\u542b\u504f\u79bb\u9884\u5907\u597d\u6216\u662f\u6807\u8bb0\u7684\u8303\u56f4\uff0c\u5e76\u4e14\u5fc5\u987b\u6839\u636e\u6ed1\u96ea\u5b66\u6821\u6216\u662f\u5f53\u5730\u6709\u6267\u7167\u7684\u4eba\u5458\u6307\u793a\uff09<br \/>\u2022 \u6d1e\u7a74\u63a2\u9669<br \/>\u2022 \u6c34\u80ba\u6f5c\u6c34\uff08\u9700\u6709\u8ba4\u8bc1\u7684\u6559\u7ec3\u966a\u540c\uff0c\u6df1\u5ea6\u5c0f\u4e8e10\u7c73\uff0c\u6216\u7ecfADI\/NAUI\u8ba4\u8bc1\uff09<br \/>\u2022 \u51b2\u6d6a\u3001\u6ed1\u6c34\u3001\u6fc0\u6d41\u6cdb\u821f<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;\u4ec0\u4e48\u662fCrisis Response\uff1f&#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;\u7da0\u5361\u6301\u6709\u8005\u56de\u81ea\u5df1\u570b\u7c4d\u7684\u570b\u5bb6\uff0c\u5982\u4f55\u8cfc\u8cb7\u65c5\u904a\u4fdd\u96aa\uff1f&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u5371\u673a\u5e94\u5bf9\uff1a\u627f\u4fdd\u7ed1\u67b6\u3001\u8d4e\u91d1\u3001\u81ea\u7136\u707e\u5bb3\u758f\u6563\u548c\u4e0e\u5371\u673a\u5e94\u5bf9\u76f8\u5173\u7684\u8d39\u7528\u3002 \u6bcf\u4eba\u6bcf\u5929\u989d\u5916\u652f\u4ed8 1.40 \u7f8e\u5143\u3002<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px||54px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;\u4eba\u58fd\u4fdd\u96aa\u554f\u984c&#8221; module_id=&#8221;s7&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;20px|||&#8221; custom_padding=&#8221;20px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u4eba\u5bff\u4fdd\u9669\u95ee\u9898<\/h2>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;CIGA\u4fdd\u5355\u662f\u4ec0\u4e48\uff1f &#8221; icon_color=&#8221;#003767&#8243; open_icon_color=&#8221;#003767&#8243; admin_label=&#8221;CIGA\u4fdd\u55ae\u662f\u4ec0\u9ebc\uff1f &#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u52a0\u5dde\u4fdd\u9669\u6709\u4e2a\u4fdd\u5355\u540d\u4e3aCIGA (California Insurance Guarantee 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