![\"\"](\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2017\/06\/image055.jpg\")
<\/p>\n1. Keep calm, make sure you\u2019re safe, and check for injuries<\/strong><\/h3>\nIn the unfortunate event of an accident, many people tend to panic and easily forget to check on their own safety. They are also afraid to call the ambulance because it\u2019s too expensive. If you do get injured during a car accident, you should immediately call 911 and have the ambulance take you to the hospital.<\/p>\n
You should also understand that even if the ambulance arrives at the scene and you just get a blood test and blood pressure test,\u00a0as long as you\u2019re not admitted into the hospital, there will be no costs.<\/p>\n
The areas around the\u00a0car accident<\/strong>\u00a0may be dangerous. If there is absolutely no possible chance of your car exploding, then the driver and passengers should stay in the car and call the police for assistance. Do not run around and do not run out of the car to avoid getting hit by oncoming cars.<\/p>\n2. Get the other party’s information<\/strong><\/h3>\nIn this generation, we are so used to using our phones to record information but recently, there have been many cases of identity theft. To protect your privacy,\u00a0do not give your license to anyone and make sure there is no way for them to take a picture of it.<\/p>\n
Make sure you have paper and pencil in your car so that you can exchange\u00a0auto insurance<\/strong>\u00a0information if a car accident were ever to occur. When exchanging information, in addition to getting the\u00a0name, phone number, address, driver\u2019s license number, license plate number, and policy number<\/strong>, you must confirm that:<\/p>\n\n- The person is the owner of the car<\/li>\n
- The insurance card is valid and not expired<\/li>\n
- The license plate number on the insurance card matches the license plate on the car<\/li>\n
- The name on the insurance card and the name on the driver\u2019s license is the same<\/li>\n<\/ul>\n
If any of the above statements are false, then you should contact the police department to avoid any problems when handling the\u00a0car accident claims<\/strong>.<\/p>\n3. Get witness information and take pictures of the scene of the accident<\/strong><\/h3>\nUnder safe circumstances, you should take pictures or videos to document\u00a0the scene of the accident<\/strong>. This includes the street the accident occurred on, the location of the vehicle, and the condition of the vehicles that were involved and damaged.<\/p>\nIt is best not to use passengers that were in the car as witnesses because it may be considered biased.\u00a0You should try to find witnesses at the scene and get their contact information.<\/p>\n
4. Report it to the police<\/strong><\/h3>\nWhether the\u00a0car accident<\/strong>\u00a0is serious or not, it is recommended to report it to the police.<\/p>\nDo not meet privately and do not show that you’re sorry or apologize.\u00a0This is because after the accident, all evidence the\u00a0insurance company<\/strong>\u00a0needs is critical. If it is difficult to determine who was responsible for the accident, an apology can only cause trouble because it would make it seem like you held some kind of\u00a0responsibility<\/strong>\u00a0for the accident.<\/p>\nIf the police is there to\u00a0record the statements of both parties on-site of the accident, the insurance company will use the police as their main source especially when there are no witnesses.<\/p>\n
5. Notify your insurance company<\/strong><\/h3>\nWithin 24 hours of the car accident, you should notify both your own and the other party\u2019s\u00a0insurance company<\/strong>\u00a0and put the information on record. In the future, it can help determine who\u2019s responsible and how to carry on with the situation in helping you decide which company you want to choose.<\/p>\nYour testimony must be consistent to whoever you are reporting to, including the police and the insurance companies. Otherwise, investigators will doubt your credibility which can be disadvantageous to you.<\/p>\n
If you are our auto insurance customer at KCAL Insurance Agency, you can call 1-800-681-8288\u00a0and our auto insurance department specialists will help you contact insurance companies and process any further\u00a0claims<\/strong>.<\/p>\nMany people have stated after a car accident, the price of insurance given to them by the insurance company is not the same as it was prior to the accident. This is because they use aftermarket parts instead of OEM parts to lower the cost so the price might not be what you expected.<\/p>\n
We at KCAL Insurance Agency would like to remind you that there are so many kinds of insurance in the U.S. When you\u2019re buying auto insurance, you must carefully read and fully understand the contents of the policy and choose the right auto insurance for you. At the same time, if you feel that your rights have been violated, you should find a lawyer to help protect your rights.<\/p>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Getting into a car accident can happen to anyone. It’s important that you are a safe driver and follow the rules of the road. Take a look at our five steps on handling a car accident!<\/p>\n","protected":false},"author":1,"featured_media":12798,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"![\"\"](\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/2015\/09\/car-insurance-96.jpg\")
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2. Get the other party’s information<\/strong><\/h3>\nIn this generation, we are so used to using our phones to record information but recently, there have been many cases of identity theft. To protect your privacy,\u00a0do not give your license to anyone and make sure there is no way for them to take a picture of it.<\/p>\n
Make sure you have paper and pencil in your car so that you can exchange\u00a0auto insurance<\/strong>\u00a0information if a car accident were ever to occur. When exchanging information, in addition to getting the\u00a0name, phone number, address, driver\u2019s license number, license plate number, and policy number<\/strong>, you must confirm that:<\/p>\n\n- The person is the owner of the car<\/li>\n
- The insurance card is valid and not expired<\/li>\n
- The license plate number on the insurance card matches the license plate on the car<\/li>\n
- The name on the insurance card and the name on the driver\u2019s license is the same<\/li>\n<\/ul>\n
If any of the above statements are false, then you should contact the police department to avoid any problems when handling the\u00a0car accident claims<\/strong>.<\/p>\n3. Get witness information and take pictures of the scene of the accident<\/strong><\/h3>\nUnder safe circumstances, you should take pictures or videos to document\u00a0the scene of the accident<\/strong>. This includes the street the accident occurred on, the location of the vehicle, and the condition of the vehicles that were involved and damaged.<\/p>\nIt is best not to use passengers that were in the car as witnesses because it may be considered biased.\u00a0You should try to find witnesses at the scene and get their contact information.<\/p>\n
4. Report it to the police<\/strong><\/h3>\nWhether the\u00a0car accident<\/strong>\u00a0is serious or not, it is recommended to report it to the police.<\/p>\nDo not meet privately and do not show that you’re sorry or apologize.\u00a0This is because after the accident, all evidence the\u00a0insurance company<\/strong>\u00a0needs is critical. If it is difficult to determine who was responsible for the accident, an apology can only cause trouble because it would make it seem like you held some kind of\u00a0responsibility<\/strong>\u00a0for the accident.<\/p>\nIf the police is there to\u00a0record the statements of both parties on-site of the accident, the insurance company will use the police as their main source especially when there are no witnesses.<\/p>\n
5. Notify your insurance company<\/strong><\/h3>\nWithin 24 hours of the car accident, you should notify both your own and the other party\u2019s\u00a0insurance company<\/strong>\u00a0and put the information on record. In the future, it can help determine who\u2019s responsible and how to carry on with the situation in helping you decide which company you want to choose.<\/p>\nYour testimony must be consistent to whoever you are reporting to, including the police and the insurance companies. Otherwise, investigators will doubt your credibility which can be disadvantageous to you.<\/p>\n
If you are our auto insurance customer at KCAL Insurance Agency, you can call 1-800-681-8288\u00a0and our auto insurance department specialists will help you contact insurance companies and process any further\u00a0claims<\/strong>.<\/p>\nMany people have stated after a car accident, the price of insurance given to them by the insurance company is not the same as it was prior to the accident. This is because they use aftermarket parts instead of OEM parts to lower the cost so the price might not be what you expected.<\/p>\n
We at KCAL Insurance Agency would like to remind you that there are so many kinds of insurance in the U.S. When you\u2019re buying auto insurance, you must carefully read and fully understand the contents of the policy and choose the right auto insurance for you. At the same time, if you feel that your rights have been violated, you should find a lawyer to help protect your rights.<\/p>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Getting into a car accident can happen to anyone. It’s important that you are a safe driver and follow the rules of the road. Take a look at our five steps on handling a car accident!<\/p>\n","protected":false},"author":1,"featured_media":12798,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\r\n
- \n
- The person is the owner of the car<\/li>\n
- The insurance card is valid and not expired<\/li>\n
- The license plate number on the insurance card matches the license plate on the car<\/li>\n
- The name on the insurance card and the name on the driver\u2019s license is the same<\/li>\n<\/ul>\n
If any of the above statements are false, then you should contact the police department to avoid any problems when handling the\u00a0car accident claims<\/strong>.<\/p>\n
3. Get witness information and take pictures of the scene of the accident<\/strong><\/h3>\n
Under safe circumstances, you should take pictures or videos to document\u00a0the scene of the accident<\/strong>. This includes the street the accident occurred on, the location of the vehicle, and the condition of the vehicles that were involved and damaged.<\/p>\n
It is best not to use passengers that were in the car as witnesses because it may be considered biased.\u00a0You should try to find witnesses at the scene and get their contact information.<\/p>\n
4. Report it to the police<\/strong><\/h3>\n
Whether the\u00a0car accident<\/strong>\u00a0is serious or not, it is recommended to report it to the police.<\/p>\n
Do not meet privately and do not show that you’re sorry or apologize.\u00a0This is because after the accident, all evidence the\u00a0insurance company<\/strong>\u00a0needs is critical. If it is difficult to determine who was responsible for the accident, an apology can only cause trouble because it would make it seem like you held some kind of\u00a0responsibility<\/strong>\u00a0for the accident.<\/p>\n
If the police is there to\u00a0record the statements of both parties on-site of the accident, the insurance company will use the police as their main source especially when there are no witnesses.<\/p>\n
5. Notify your insurance company<\/strong><\/h3>\n
Within 24 hours of the car accident, you should notify both your own and the other party\u2019s\u00a0insurance company<\/strong>\u00a0and put the information on record. In the future, it can help determine who\u2019s responsible and how to carry on with the situation in helping you decide which company you want to choose.<\/p>\n
Your testimony must be consistent to whoever you are reporting to, including the police and the insurance companies. Otherwise, investigators will doubt your credibility which can be disadvantageous to you.<\/p>\n
If you are our auto insurance customer at KCAL Insurance Agency, you can call 1-800-681-8288\u00a0and our auto insurance department specialists will help you contact insurance companies and process any further\u00a0claims<\/strong>.<\/p>\n
Many people have stated after a car accident, the price of insurance given to them by the insurance company is not the same as it was prior to the accident. This is because they use aftermarket parts instead of OEM parts to lower the cost so the price might not be what you expected.<\/p>\n
We at KCAL Insurance Agency would like to remind you that there are so many kinds of insurance in the U.S. When you\u2019re buying auto insurance, you must carefully read and fully understand the contents of the policy and choose the right auto insurance for you. At the same time, if you feel that your rights have been violated, you should find a lawyer to help protect your rights.<\/p>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Getting into a car accident can happen to anyone. It’s important that you are a safe driver and follow the rules of the road. Take a look at our five steps on handling a car accident!<\/p>\n","protected":false},"author":1,"featured_media":12798,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"
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