{"id":1035,"date":"2016-11-02T17:22:49","date_gmt":"2016-11-02T17:22:49","guid":{"rendered":"https:\/\/www.kcal.net\/english\/?p=1035"},"modified":"2018-10-12T22:19:40","modified_gmt":"2018-10-12T22:19:40","slug":"health-insurance-under-26","status":"publish","type":"post","link":"https:\/\/www.kcal.net\/english\/our-blog\/health-insurance-under-26","title":{"rendered":"Under 26? Here are Your Health Insurance Options!"},"content":{"rendered":"

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\"\"Are you under 26? Ever since the Affordable Care Act, people under the age of 26 have had a wide range of health insurance options\u2014from buying insurance through their employer or enrolling in their parents\u2019 plan to buying their own. But which one should you choose? Find out more below!<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\n

1.\u00a0Stay on your parent\u2019s health insurance plan<\/h4>\n

You can choose to stay on your parents\u2019 health insurance plan until you turn 26! Even if you have a full time job, attend school, are married, it doesn\u2019t matter! It might be less expensive to cover an entire family\u2019s insurance plan as opposed to buying it individually.<\/p>\n

2. Enroll in a student health insurance plan<\/h4>\n

If you\u2019re attending college or university, you might be able to enroll in your school\u2019s student health plan. They are generally less expensive. Find out by calling the financial aid office or looking it up online!<\/p>\n

3. Enroll in your employer\u2019s health plan<\/h4>\n

The coverage your employer offers you might suit your situation better than your parents\u2019 insurance plan based on where you live and what you can afford. It would be smart to compare the plans and see which one is more affordable for you! If you end up choosing your employer, then you can help your parents save money.<\/p>\n

4. Choose a plan on the Insurance Marketplace<\/h4>\n

Make sure you are looking into it all and not just the low monthly premiums. You have to think about your total health care costs and not just the premiums. You can talk to one of our Covered CA certified agents at KCAL if you have any questions!<\/p>\n

5. Investigate your eligibility for Medicaid coverage<\/h4>\n

Based on your annual income and others, you might be eligible for Medicaid. It can help cover medical costs for individuals in the U.S. who have lower income and limited resources.<\/p>\n

6. Look into a Catastrophic Health Insurance Plan<\/h4>\n

Because you are under 30, you can sign up for this. These are designed to protect you in the worst possible medical situations like a serious accident or illness. This plan has lower monthly premiums but higher deductibles, in which you would pay for all your medical care until you reach your deductible. If you participate in risky activities such as contact sports, motorcycles, etc., this would not be beneficial until you\u2019ve paid your deductible.<\/p>\n

Find out what you want to do because Open Enrollment Period is coming up soon, beginning from November 1, 2016 to January 31, 2017. You have many options so look into it because this is the time to buy health insurance!<\/p>\n<\/div>\n

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Under 26? What are your health insurance options? Questions about health insurance? Feel free to call us at 626-333-1111 to talk to an agent now! <\/p>\n","protected":false},"author":1,"featured_media":12744,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\"\"<\/strong>\r\n

\r\n\r\nAre you under 26? Ever since the Affordable Care Act, people under the age of 26 have had a wide range of health insurance options, from buying insurance through their employer, enrolling in their parents\u2019 plan, or even buying their own. But which one should you choose to do? Find out more below!\r\n\r\n<\/div>\r\n
\r\n

1.\u00a0Stay on your parent\u2019s health insurance plan<\/h4>\r\nYou can choose to stay on your parents\u2019 health insurance plan until you turn 26! Even if you have a full time job, attend school, are married, it doesn\u2019t matter! It might be less expensive to cover an entire family\u2019s insurance plan as opposed to buying it individually\r\n

2. Enroll in a student health insurance plan<\/h4>\r\nIf you\u2019re attending college or university, you might be able to enroll in your school\u2019s student health plan. They are generally less expensive. Find out by calling the financial aid office or looking it up online!\r\n

3. Enroll in your employer\u2019s health plan<\/h4>\r\nThe coverage your employer offers you might suit your situation better than your parents\u2019 insurance plan based on where you live and what you can afford. It would be smart to compare the plans and see which one is more affordable for you! If you end up choosing your employer then you can help your parents save money.\r\n

4. Choose a plan on the Insurance Marketplace<\/h4>\r\nMake sure you are looking into it all and not just the low monthly premiums. You have to think about your total health care costs and not just the premiums. You can talk to one of our Covered CA certified agents at KCAL if you have any questions!\r\n

5. Investigate your eligibility for Medicaid coverage<\/h4>\r\nBased on your annual income and others, you might be eligible for Medicaid. It can help cover medical costs for individuals in the U.S. who have lower income and limited resources.\r\n

6. Look into a Catastrophic Health Insurance Plan<\/h4>\r\nBecause you are under 30, you can sign up for this. These are designed to protect you in the worst possible medical situations like a serious accident or illness. This plan has lower monthly premiums but higher deductibles, where you would pay for all your medical care until you reach your deductible. If you participate in risky activities such as contact sports, motorcycles, etc., this would not be beneficial until you\u2019ve paid your deductible.\r\n\r\nFind out what you want to do because the Open Enrollment Period is coming up soon, beginning from November 1, 2016 to January 31, 2017. You have many options so look into it because this is the time to buy health insurance!\r\n\r\n<\/div>\r\n\u00a0<\/strong>","_et_gb_content_width":"","footnotes":""},"categories":[12],"tags":[88],"class_list":["post-1035","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-blog","tag-health-insurance"],"yoast_head":"\nUnder 26? Here Are Your Health Insurance Options!<\/title>\n<meta name=\"description\" content=\"Under 26? What are your health insurance options? Questions about health insurance? Feel free to call us at 626-333-1111 to talk to an agent now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kcal.net\/english\/our-blog\/health-insurance-under-26\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Under 26? 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