{"id":32778,"date":"2025-09-15T18:12:19","date_gmt":"2025-09-15T18:12:19","guid":{"rendered":"https:\/\/www.kcal.net\/english\/?page_id=32778"},"modified":"2025-09-16T01:07:16","modified_gmt":"2025-09-16T01:07:16","slug":"term-life-insurance","status":"publish","type":"page","link":"https:\/\/www.kcal.net\/english\/term-life-insurance","title":{"rendered":"Term Life Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"32778\" class=\"elementor elementor-32778\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20ff02a2 e-flex e-con-boxed e-con e-parent\" data-id=\"20ff02a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23ace791 elementor-widget elementor-widget-text-editor\" data-id=\"23ace791\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1554517d elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"1554517d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cc00275 elementor-widget elementor-widget-heading\" data-id=\"7cc00275\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Term Life Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5664e63c elementor-widget elementor-widget-heading\" data-id=\"5664e63c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Brand New Online Quoting Platform\n<br>Quote, Compare and Submit<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-112abbcd e-grid e-con-full e-con e-child\" data-id=\"112abbcd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44018 elementor-align-right elementor-mobile-align-center simplicitygroup-button elementor-widget elementor-widget-button\" data-id=\"44018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-743dc3e2 elementor-align-left elementor-mobile-align-center tel_direct elementor-widget elementor-widget-button\" data-id=\"743dc3e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\"> Call Now <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18136af7 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"18136af7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26db630c elementor-widget elementor-widget-image\" data-id=\"26db630c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"600\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/life-simplicity-background-mobile-tw-1024x600.jpg\" class=\"attachment-large size-large wp-image-32781\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/life-simplicity-background-mobile-tw-1024x600.jpg 1024w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/life-simplicity-background-mobile-tw-980x574.jpg 980w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/life-simplicity-background-mobile-tw-480x281.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-564c68d5 elementor-widget elementor-widget-heading\" data-id=\"564c68d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Term Life Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-690740a0 elementor-widget elementor-widget-text-editor\" data-id=\"690740a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Brand New Online Quoting Platform <br \/>Quote, Compare and Submit<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36bbad4 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"36bbad4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-14bfd0c4 e-grid e-con-full e-con e-child\" data-id=\"14bfd0c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2817c81 elementor-align-right elementor-tablet-align-right elementor-mobile-align-center simplicitygroup-button elementor-widget elementor-widget-button\" data-id=\"2817c81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3670e3e5 elementor-align-left elementor-tablet-align-left elementor-mobile-align-center tel_direct elementor-widget elementor-widget-button\" data-id=\"3670e3e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Call Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1299dad9 e-flex e-con-boxed e-con e-parent\" data-id=\"1299dad9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb07b21 elementor-widget elementor-widget-heading\" data-id=\"5cb07b21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Term Life Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dade51c elementor-widget elementor-widget-text-editor\" data-id=\"3dade51c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Life is full of uncertainties, and term life insurance can help safeguard your family\u2019s financial future. Designed to provide protection for a set period of time, it\u2019s an affordable way to cover short- to mid-range needs\u2014such as paying off a mortgage, supporting your children through school, or ensuring your loved ones have a reliable safety net. <strong><span style=\"color: #337f50;\">With the convenience of instant online quotes, no medical exam, and immediate coverage, term life insurance offers a simple, affordable, and dependable solution for peace of mind.<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df0ca21 e-grid elementor-hidden-mobile e-con-boxed e-con e-parent\" data-id=\"df0ca21\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5dd238b7 elementor-widget elementor-widget-heading\" data-id=\"5dd238b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top Insurance Carriers Chosen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6007b1d5 e-grid e-con-full e-con e-child\" data-id=\"6007b1d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c51cab8 elementor-widget elementor-widget-image\" data-id=\"2c51cab8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/flash-icon-web.png\" class=\"attachment-large size-large wp-image-32782\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/flash-icon-web.png 200w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/flash-icon-web-150x150.png 150w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b0e3ca8 elementor-widget elementor-widget-image\" data-id=\"7b0e3ca8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/great-icon-web.png\" class=\"attachment-large size-large wp-image-32783\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/great-icon-web.png 200w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/great-icon-web-150x150.png 150w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b7ce01c elementor-widget elementor-widget-image\" data-id=\"2b7ce01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/best-price-icon-web.png\" class=\"attachment-large size-large wp-image-32784\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/best-price-icon-web.png 200w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/best-price-icon-web-150x150.png 150w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a73999c elementor-widget elementor-widget-heading\" data-id=\"2a73999c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Instant Coverage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51c99c20 elementor-widget elementor-widget-heading\" data-id=\"51c99c20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Exam-Free<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4109fb0c elementor-widget elementor-widget-heading\" data-id=\"4109fb0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Affordable<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f65e170 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"2f65e170\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compare quotes and get approved instantly<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea6f4fe elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"7ea6f4fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No exam needed and fully online<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68a52387 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"68a52387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fair pricing to provide a financial safety net for your loved ones<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fe00e21 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"5fe00e21\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71049e61 elementor-widget elementor-widget-image\" data-id=\"71049e61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"551\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/EN-TERMLIFE-BENEFIT-1024x551.jpg\" class=\"attachment-large size-large wp-image-32842\" alt=\"EN-TERMLIFE-BENEFIT\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/EN-TERMLIFE-BENEFIT-980x527.jpg 980w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/EN-TERMLIFE-BENEFIT-480x258.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b034fa1 e-con-full e-flex e-con e-parent\" data-id=\"4b034fa1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4b19c552 e-con-full e-flex e-con e-child\" data-id=\"4b19c552\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61ce06d5 elementor-widget elementor-widget-heading\" data-id=\"61ce06d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Under $2\/day - Protect your Family at an Affordable Rate.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4627ed09 elementor-widget elementor-widget-text-editor\" data-id=\"4627ed09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>We promise to find the best plan for you, your family, and your budget.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ab58fbf elementor-align-center elementor-mobile-align-center simplicitygroup-button elementor-widget elementor-widget-button\" data-id=\"5ab58fbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d57cdb9 e-con-full e-flex e-con e-child\" data-id=\"5d57cdb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5254f777 elementor-widget elementor-widget-image\" data-id=\"5254f777\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/Kenny-Bank.png\" class=\"attachment-large size-large wp-image-32786\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/Kenny-Bank.png 350w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/Kenny-Bank-300x300.png 300w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/Kenny-Bank-150x150.png 150w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c7bd9cb e-flex e-con-boxed e-con e-parent\" data-id=\"2c7bd9cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-42bce5d3 e-con-full e-flex e-con e-child\" data-id=\"42bce5d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17850ff7 elementor-widget elementor-widget-image\" data-id=\"17850ff7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:34,&quot;end&quot;:50}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-1.jpg\" class=\"attachment-medium_large size-medium_large wp-image-32936\" alt=\"Multi- a rated - termlife-en\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-1.jpg 500w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-1-300x300.jpg 300w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-1-150x150.jpg 150w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-1-480x480.jpg 480w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29bd6e36 e-con-full e-flex e-con e-child\" data-id=\"29bd6e36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22c6a50c elementor-widget elementor-widget-image\" data-id=\"22c6a50c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:5,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:34,&quot;end&quot;:50}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/diverse-features.jpg\" class=\"attachment-medium_large size-medium_large wp-image-32818\" alt=\"diverse features - termlife - en\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/diverse-features.jpg 500w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/diverse-features-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 500px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60688ab2 e-con-full e-flex e-con e-child\" data-id=\"60688ab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a26f492 elementor-widget elementor-widget-image\" data-id=\"6a26f492\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:7,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:34,&quot;end&quot;:50}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/self-service-quote.jpg\" class=\"attachment-medium_large size-medium_large wp-image-32820\" alt=\"self-service quote - termlife - en\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/self-service-quote.jpg 500w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/self-service-quote-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 500px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79e63983 e-con-full e-flex e-con e-child\" data-id=\"79e63983\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23d3f238 elementor-widget elementor-widget-image\" data-id=\"23d3f238\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:9,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:34,&quot;end&quot;:50}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-2.jpg\" class=\"attachment-medium_large size-medium_large wp-image-32937\" alt=\"instant approval - termlife - en\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-2.jpg 500w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-2-300x300.jpg 300w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-2-150x150.jpg 150w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/\u751f\u524d\u798f\u5229-\u5373\u6642\u6c7a\u5b9a-\u5f48\u6027\u7e8c\u4fdd-2-480x480.jpg 480w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d9d689e e-grid e-con-boxed e-con e-parent\" data-id=\"2d9d689e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5702c223 elementor-widget elementor-widget-text-editor\" data-id=\"5702c223\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><strong>Sample 1:<\/strong> <\/em>A healthy, 30-year-old non-smoking female. She can get a 30-year term life insurance policy with $500,000 coverage for just $24.22 per month\u2014that\u2019s <strong>only about $0.80 a day<\/strong>! She can also choose to add living benefits for just $30.19 per month, or <strong>roughly $1 a day<\/strong>, giving her coverage that protects her both now and in the future.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7adecf85 elementor-widget elementor-widget-text-editor\" data-id=\"7adecf85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><strong>Sample 2:<\/strong> <\/em>A healthy, 40-year-old non-smoking male. He can get a 25-year term life insurance policy with $500,000 coverage for just $41.83 per month\u2014that\u2019s <strong>less than $1.40 a day.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-601cd6b2 e-grid e-con-boxed e-con e-parent\" data-id=\"601cd6b2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b4c2426 elementor-widget elementor-widget-heading\" data-id=\"3b4c2426\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top Insurance Carriers - Handpicked for You<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d0bcaed elementor-widget elementor-widget-text-editor\" data-id=\"3d0bcaed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>KCAL Insurance partners with top life insurance companies across the U.S. to find the most suitable coverage for you. With years of professional experience, our expert team is fully trustworthy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e094711 elementor-widget elementor-widget-image\" data-id=\"4e094711\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"427\" src=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/Untitled-design-1024x427.jpg\" class=\"attachment-large size-large wp-image-32791\" alt=\"\" srcset=\"https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/Untitled-design-1024x427.jpg 1024w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/Untitled-design-980x408.jpg 980w, https:\/\/www.kcal.net\/english\/wp-content\/uploads\/sites\/3\/2025\/09\/Untitled-design-480x200.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-252be7f3 elementor-widget elementor-widget-text-editor\" data-id=\"252be7f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSolid protection in an unpredictable world\u2014life insurance that safeguards your finances and loved ones. Whether it\u2019s handling unexpected events, planning for retirement and your children\u2019s education, or arranging your estate, KCAL Insurance offers a full range of products to create a personalized coverage plan just for you.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efd69ae elementor-align-center simplicitygroup-button elementor-widget elementor-widget-button\" data-id=\"efd69ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse\" href=\"\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7811e220 e-grid e-con-boxed e-con e-parent\" data-id=\"7811e220\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1605f434 elementor-widget elementor-widget-text-editor\" data-id=\"1605f434\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>The insurance information and premium examples provided on this page are for general reference only and do not constitute an offer to sell, financial advice, or investment advice. All coverage details and premium amounts are subject to the formal quotes and underwriting results provided by the respective insurance companies. In case of any discrepancy between the information on this page and the actual underwriting outcome, the insurance company\u2019s final determination shall prevail. KCAL Insurance shall not be held liable for any losses resulting from the use of the content on this page. 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Find affordable term life insurance from top-rated companies. Plans start under $1\/day, with no medical exam and instant approval. KCAL Insurance offers free expert help to secure the best coverage for your family\u2019s financial future. Call today: 626-333-1111<\/p>\n","protected":false},"author":1,"featured_media":32742,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-32778","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Term Life Insurance - KCAL Insurance Agency<\/title>\n<meta name=\"description\" content=\"Compare Top U.S. Life Insurance Quotes in 3 Minutes. 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