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Health Insurance

You and your family’s health are the most important things in life. KCAL Insurance is built on years of experience and professionalism, and exclusive access to many health insurance companies. Our experienced and licensed health agents are here for you. 

Looking for more information about the 2019 health insurance plan benefits and premiums? Click here to learn more.

Our Products

KCAL Insurance offers a wide range of health insurance products, ranging from newborns to the elderly. We are dedicated to helping our customers find the most suitable plans along with the most cost-effective premiums!

Covered California
U.S. citizens or permanent residents may apply for health insurance with federal subsidies. Premiums and benefits are based on the household size and annual household income. During the three month open enrollment period, it’s vital to consult a professional agent to get the best benefits, the lowest premiums, and the most accurate subsidies and tax credit. Click here for more information.
Dental
Adults over the age of 19 have to purchase dental insurance separately. After the waiting period, you can enjoy benefits such as dental check-ups, braces, wisdom teeth treatment, and more! Able to apply all year round. Click here to get a quote online. 
Medicare
The U.S. government provides health insurance specifically for those over the age of 65 and those with disabilities and illnesses. Click here for more information.
Off-Exchange Health Insurance

If you don’t want to expose your immigration status or income, you can purchase off-exchange health insurance directly from an insurance company during open enrollment period. Click here to get a quote now!

Vision
Adults over the age of 19 have to purchase vision insurance separately. After the waiting period, you can enjoy benefits such as glasses, contact lenses, and more! Able to apply all year round. Click here to get a quote online. 
Travel Insurance
For international students who are studying abroad in the United States, or families who are visiting abroad, travel insurance provides protection for emergency medical care. Maximum coverage is $5 million! Click here for more information.

Our Services

With the complex health care system in the United States, every detail of your health requires full attention and assistance from professional insurance agents. At KCAL, we have a strong team of experienced and licensed agents ready to provide you with the most reliable service.

Free Quote | Compare Plans | Benefits | Insurance Policy Assistance | Latest Updates on Healthcare Reform | Federal Poverty Level | Medi-Cal Application | Latest Covered California News
Policy Benefits | Update Household Income and Address | Change Primary Care Physician and Medical Network | Issues with Tracking Medical Bills | Policy Cancellation | Form 1095 Request for Filing Taxes | Set Up or Cancel Automatic Payment Transfer

We’ve Selected the Top Insurance Carriers for You

KCAL Insurance not only carries dozens of A-rated insurance companies, but has also been honored with VIP insurance agency for many years. Our exclusive access to many insurance companies ensures that our customers receive the fastest and most effective assistance.