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About KCAL Insurance

KCAL Insurance Agency has been serving the community since 1984. What began in a single office in Hacienda Heights has now expanded to multiple locations throughout Los Angeles and Orange County including San Gabriel, Irvine, Diamond Bar, and Cerritos, and even overseas in China and Taipei. After many years of hard work and dedication, KCAL has grown to become one of the most respected and leading insurance agencies in Southern California. KCAL has provided more than 6,000 businesses with their workers’ compensation insurance, customized employee benefits plans, and all types of business insurance. KCAL has also provided more than 120,000 individuals and families with their health, life, auto, and home insurance protection.

KCAL is committed to providing high quality insurance products and unsurpassed customer service to our clients. With more than 120 licensed experienced insurance agents, our dedicated customer care professionals research and compare the most competitive insurance plans in the market for both individuals and businesses. Our primary goal is to provide our valued customers with quality services and products for you, your family and your business!

“We’ll always be there for you.” At KCAL Insurance Agency, we value our customers. We strongly emphasize professionalism in our customer service representatives and are committed to providing the highest quality insurance products and unsurpassed customer service to our clients.
KCAL Insurance Agency has experienced evolution from a traditional to a modern corporate business model. We strive for sustainable growth by expanding our business to all lines of insurance, partnering strategically with A-rated insurance carriers, and providing our employees with training to ensure the most professional knowledge and unsurpassed service.
KCAL Insurance provides a wide range of insurance services. For individuals and families, we provide health, auto, home, and travel insurance; we also have personal wealth planning services such as life insurance, education funds, and more. For businesses, we provide workers’ compensation, employee benefits, group health, business property and liability insurance, and more.
KCAL Insurance believes in giving back to the community. Founder and President Kenny Chang is actively involved in community activities and public events, such as donating scholarships for students, hosting free educational seminars for new Chinese immigrants to help them adapt to life in the U.S.

Founder’s Story


Kenny Chang, CEO and Founder of KCAL Insurance Agency, immigrated from Taiwan to the United States in the early 1980s. He experienced significant challenges as a new immigrant, and decided then that he wanted to serve his community and make the immigrant experience easier for others.

Kenny pledged to help those in the Chinese community understand the importance of having insurance coverage and managing risk. He became an insurance agent in 1984 and then founded KCAL Insurance Agency (KCAL). KCAL has grown to become one of the largest minority-owned insurance agencies in Southern California. In 2019, Kenny was selected as one of “2019’s Most Influential Insurance Brokers” by the Los Angeles Business Journal.

Kenny is passionate about giving back to the community. For the past 19 years, Kenny has been hosting his weekly radio show, “A Beautiful Life”, on local radio station AM 1300. His show helps the Chinese community in the Greater Los Angeles Area stay up-to-date on the latest developments in risk management and insurance. He also serves as a Board Member for the Industry Sheriffs Youth Activities League and as an Advisor to Hsi Lai Temple. Every year, Kenny also donates student scholarships and hosts free educational seminars on a wide range of topics including cybersecurity, identity theft prevention, active shooter preparedness, tax and labor law updates for business owners, health insurance for seniors and for individuals, and much more. In 2015, he also served as the Chairman of Host Town Hacienda Heights in the 2015 Special Olympics World Summer Games.

Why You Should Choose KCAL

Save money with the lowest prices
We will help you find the best deals and save you a tremendous amount of money by comparison shopping. Our dedicated staff will research and compare the most competitive insurance plans for you.
Expert customer care professionals
We are staffed with licensed agents and experienced professionals who are ready to assist you every step of the way from comparison shopping to application to claims. As a KCAL customer, you have the peace of mind knowing that your concerns will never be ignored. We guarantee that your questions will be answered quickly and accurately anytime during your purchasing process and throughout the duration of your policy.
Largest selection of insurance plans
We carry a full line of insurance products. Whether you want individual health insurance for yourself or your family, group health insurance plan for your employees, commercial insurance for your business, we’ll provide you with the right insurance plan. If you need homeowners insurance, health insurance, auto insurance, workers compensation, or commercial business insurance, we have all the plans you’ll want.

With 40 years of insurance experience, we know the right way to help our customers resolve complex insurance claims and other related issues. Our experienced insurance claim advisors will make sure your paperwork is properly prepared and submitted to the insurance company. Your case will be followed closely by our dedicated staff until settlement.