About KCAL Insurance

KCAL Insurance Agency has been serving the community since 1992. What began in a single office in Hacienda Heights has now expanded to multiple locations throughout Los Angeles and Orange County including San Gabriel, Irvine, Diamond Bar, and Cerritos, and even overseas in China and Taipei. After many years of hard work and dedication, KCAL has grown to become one of the most respected and leading insurance agencies in Southern California. KCAL has provided more than 5,000 businesses with their workers’ compensation insurance, customized employee benefits plans, and all types of business insurance. KCAL has also provided more than 120,000 individuals and families with their health, life, auto, and home insurance protection.

KCAL is committed to providing high quality insurance products and unsurpassed customer service to our clients. With more than 120 licensed experienced insurance agents, our dedicated customer care professionals research and compare the most competitive insurance plans in the market for both individuals and businesses. Our primary goal is to provide our valued customers with quality services and products for you, your family and your business!

Company History

Kenny Chang, President and Founder of KCAL, came from humble means, having immigrated to the US in the early 1980s. As a new immigrant, he witnessed and experienced many of the challenges most immigrants faced: a language barrier, a new culture to get accustomed to, and a lack of representation that prevented him from receiving equal treatment as other Americans. Kenny decided to take action, and became passionate about helping to educate and empower the Chinese community living in Southern California.

Kenny began working in the insurance industry in 1984. After learning how to navigate the system, he pledged to help individuals in the Chinese community understand the importance of having insurance protection and finding the right policies that suited them.

“We’ll always be there for you.” At KCAL Insurance Agency, we value our customers. We strongly emphasize professionalism in our customer service representatives and are committed to providing the highest quality insurance products and unsurpassed customer service to our clients.
KCAL Insurance Agency has experienced evolution from a traditional to a modern corporate business model. We strive for sustainable growth by expanding our business to all lines of insurance, partnering strategically with A-rated insurance carriers, and providing our employees with training to ensure the most professional knowledge and unsurpassed service.
KCAL Insurance provides a wide range of insurance services. For individuals and families, we provide health, auto, home, and travel insurance; we also have personal wealth planning services such as life insurance, education funds, and more. For businesses, we provide workers’ compensation, employee benefits, group health, business property and liability insurance, and more.
KCAL Insurance believes in giving back to the community. Founder and President Kenny Chang is actively involved in community activities and public events, such as donating scholarships for students, hosting free educational seminars for new Chinese immigrants to help them adapt to life in the U.S.

Why You Should Choose KCAL

Save money with the lowest prices
We will help you find the best deals and save you a tremendous amount of money by comparison shopping. Our dedicated staff will research and compare the most competitive insurance plans for you.
Expert customer care professionals
We are staffed with licensed agents and experienced professionals who are ready to assist you every step of the way from comparison shopping to application to claims. As a KCAL customer, you have the peace of mind knowing that your concerns will never be ignored. We guarantee that your questions will be answered quickly and accurately anytime during your purchasing process and throughout the duration of your policy.
Largest selection of insurance plans

We carry a full line of insurance products. Whether you want individual health insurance for yourself or your family, group health insurance plan for your employees, commercial insurance for your business, we’ll provide you with the right insurance plan. If you need homeowners insurance, health insurance, auto insurance, workers compensation, or commercial business insurance, we have all the plans you’ll want.

With over 20 years of insurance experience, we know the right way to help our customers resolve complex insurance claims and other related issues. Our experienced insurance claim advisors will make sure your paperwork is properly prepared and submitted to the insurance company. Your case will be followed closely by our dedicated staff until settlement.