访美旅游保险
专门针对非美国公民短期访美的期间的突发意外提供保障,是来美探亲旅游、商务公干的不错选择。计划无需体检,无年龄限制,在线投保隔天生效,每日保费最低$0.69起,医疗网覆盖全美大部分地区(点此查询您附近的医生医院)。
福利保障
计划A | 计划B | |
适用年龄段 | 14天-80岁+ | 14天-69岁 |
最高医疗保额(医疗&受伤)(不包括紧急医疗迁离,意外死亡及伤残,运送遗体回国,和紧急团聚) | $50,000 (80岁+: $20,000) |
$150,000 (65-69岁: $100,000) |
自付扣减额 | $0, $50, $100 or $250 每次事件 | $0, $50, $100 or $250 每次事件 |
保险共付额 | 通常、合理、及习惯费用 | 通常、合理、及习惯费用 |
紧急医疗迁离费用 | $100,000 | $100,000 |
运送遗体至原居国 | $25,000 | $25,000 |
紧急团聚 | $15,000 | $15,000 |
恐怖主义警急医疗 | $25,000 | $25,000 |
休闲体育运动 | 包括 | 包括 |
个人责任险 | 不包括 | 不包括 |
意外死亡及伤残 | 不包括 | 不包括 |
政治迁离 | 不包括 | 不包括 |
应对危机 | 不包括 | 不包括 |
出发后中断旅行 | 不包括 | 不包括 |
紧急协助 | 包括 | 包括 |
COVID-19相关 | 包括 | 包括 |
*COVID-19相关治疗、检测须为医生要求的必要医疗措施才可理赔
计划A | 计划B | |
适用年龄段 | 14天 – 80岁+ | 14天 – 69岁 |
最高医疗保额(医疗&受伤)(不包括紧急医疗迁离,意外死亡及伤残,运送遗体回国,和紧急团聚) | $75,000 ( 80岁+ $20,000) | $200,000* |
自付扣减额 | $0, $250, $500 or $1,000 每个保单 | $0, $250, $500 or $1,000 每个保单 |
保险共付额 | PPO网内, 100% 网外,通常、合理、及习惯费用 | PPO网内, 100% 网外,通常、合理、及习惯费用; |
紧急医疗迁离 | $250,000 | $250,000 |
运送遗体至原居国 | $50,000 | $50,000 |
紧急团聚 | $15,000 | $15,000 |
恐怖主义警急医疗 | $50,000 | $50,000 |
出发后中断旅行 | $2,500 | $2,500 |
政治疏散 | $25,000 | $25,000 |
意外死亡及伤残 | $50,000 (18 – 69岁)* | $50,000 (18 – 69岁)* |
个人责任险 | 不包括 | 不包括 |
休闲体育运动 | 包括 | 包括 |
紧急协助 | 包括 | 包括 |
应对危机 | 不包括 | 不包括 |
COVID-19相关 | 包括 | 包括 |
*COVID-19相关治疗、检测须为医生要求的必要医疗措施才可理赔
*高额意外平安险的福利根据年龄有所不同:18岁以下5千美元;18-70岁:5万美元;70-74岁:2万美元;75岁以上:1万美元。
适用年龄段 | 14天-80岁+ |
---|---|
每次最高医疗保额(医疗&受伤)(不包括紧急医疗迁离,意外死亡及伤残,运送遗体回国,和紧急团聚) 疾病与医疗费用 | $250,000 (80岁+ $20,000) |
自付扣减额 | $0, $250, $500 or $1,000 每个保单 |
保险共付额 | PPO网内, 100% 网外,通常、合理、及习惯费用; |
意外死亡及伤残支付 | $50,000 (18 – 69岁)* |
紧急医疗迁离费用 | $500,000 |
运送遗体至原居国 | 总体最高限额 |
紧急团聚 | $15,000 |
恐怖主义警急医疗 | $50,000 |
出发后中断旅行 | $5,000 |
政治疏散 | $50,000 |
个人责任险 | $10,000 终生最高保额 |
休闲体育运动 | 包括 |
紧急协助 | 包括 |
应对危机 | 包括 |
COVID-19相关* | 包括 |
*高额意外平安险的福利根据年龄有所不同:18岁以下5千美元;18-70岁:5万美元;70-74岁:2万美元;75岁以上:1万美元。
*COVID-19相关治疗、检测须为医生要求的必要医疗措施才可理赔
计划A($50,000) | 计划B($150,000) | |||||||
---|---|---|---|---|---|---|---|---|
年龄 | 自付额 | |||||||
$0 | $250 | $500 | $1000 | $0 | $250 | $500 | $1000 | |
儿童少年(独自申请) | $1.23 | $1.04 | $0.93 | $0.74 | $2.30 | $1.89 | $1.75 | $1.40 |
18 – 29 | $1.23 | $1.04 | $0.93 | $0.74 | $2.30 | $1.89 | $1.75 | $1.40 |
30 – 39 | $1.39 | $1.16 | $1.05 | $0.83 | $2.48 | $2.04 | $1.85 | $1.48 |
40 – 49 | $1.43 | $1.22 | $1.10 | $0.87 | $2.64 | $2.16 | $2.05 | $1.64 |
50 – 59 | $2.00 | $1.70 | $1.55 | $1.23 | $3.54 | $2.96 | $2.86 | $2.29 |
60 – 69 | $2.38 | $1.95 | $1.80 | $1.42 | $4.04 | $3.36 | $3.25 | $2.60 |
70 – 79* | N/A | N/A | $3.17 | $2.54 | N/A | N/A | N/A | N/A |
*计划B仅适用于受保人年龄0-69岁。 |
计划A($75,000) | 计划B($200,000) | |||||||
---|---|---|---|---|---|---|---|---|
年龄 | 自付额 | |||||||
$0 | $250 | $500 | $1000 | $0 | $250 | $500 | $1000 | |
儿童少年(独自申请) | $1.47 | $1.18 | $1.07 | $0.95 | $2.42 | $1.48 | $1.33 | $1.19 |
18 – 29 | $1.47 | $1.18 | $1.07 | $0.95 | $2.42 | $1.48 | $1.33 | $1.19 |
30 – 39 | $1.99 | $1.59 | $1.44 | $1.29 | $2.85 | $2.28 | $2.05 | $1.83 |
40 – 49 | $2.93 | $2.35 | $2.13 | $1.89 | $3.67 | $2.94 | $2.65 | $2.35 |
50 – 59 | $4.35 | $3.49 | $3.16 | $2.81 | $6.06 | $4.85 | $4.37 | $3.88 |
60 – 64 | $5.08 | $4.08 | $3.68 | $3.28 | $7.89 | $6.31 | $5.68 | $5.05 |
65 – 69 | $5.74 | $4.60 | $4.15 | $3.71 | $8.81 | $7.04 | $6.35 | $5.64 |
70 – 79* | $8.27 | $6.63 | $5.98 | $5.35 | N/A | N/A | N/A | N/A |
*计画B仅适用于受保人年龄0-69岁。 |
计划保额上限$250,000 | ||||||||
---|---|---|---|---|---|---|---|---|
年龄 | 自付额 | |||||||
$0 | $250 | $500 | $1000 | |||||
儿童少年(独自申请) | $2.87 | $2.31 | $2.09 | $1.87 | ||||
18 – 29 | $2.87 | $2.31 | $2.09 | $1.87 | ||||
30 – 39 | $4.45 | $3.58 | $3.23 | $2.90 | ||||
40 – 49 | $5.89 | $4.73 | $4.28 | $3.83 | ||||
50 – 59 | $9.45 | $7.59 | $6.86 | $6.14 | ||||
60 – 64 | $12.32 | $9.89 | $8.95 | $8.01 | ||||
65 – 69 | $13.76 | $11.03 | $9.89 | $8.93 | ||||
70 – 79* | $16.53 | $13.29 | $12.08 | $10.88 |
计划A($50,000) | |||||||||
---|---|---|---|---|---|---|---|---|---|
年龄 | 自付额 | ||||||||
$0 | $50 | $100 | $250 | ||||||
儿童少年(独自申请) | $1.23 | $1.04 | $0.93 | $0.74 | |||||
18 – 29 | $1.23 | $1.04 | $0.93 | $0.74 | |||||
30 – 39 | $1.39 | $1.16 | $1.05 | $0.83 | |||||
40 – 49 | $1.43 | $1.22 | $1.10 | $0.87 | |||||
50 – 59 | $2.00 | $1.70 | $1.55 | $1.23 | |||||
60 – 69 | $2.38 | $1.95 | $1.80 | $1.42 | |||||
70 – 79* | N/A | N/A | $3.17 | $2.54 | |||||
80+* | N/A | N/A | $10.24 | $8.23 | |||||
计划B($150,000) | |||||||||
年龄 | 自付额 | ||||||||
$0 | $50 | $100 | $250 | ||||||
儿童少年(独自申请) | $2.30 | $1.89 | $1.75 | $1.40 | |||||
18 – 29 | $2.30 | $1.89 | $1.75 | $1.40 | |||||
30 – 39 | $2.48 | $2.04 | $1.85 | $1.48 | |||||
40 – 49 | $2.64 | $2.16 | $2.05 | $1.64 | |||||
50 – 59 | $3.54 | $2.96 | $2.86 | $2.29 | |||||
60 – 69 | $4.04 | $3.36 | $3.25 | $2.60 | |||||
70 – 79* | N/A | N/A | N/A | N/A | |||||
80+* | N/A | N/A | N/A | N/A | |||||
*计划B仅适用于受保人年龄0-69岁。 |
.
计划A($75,000) | |||||||||
---|---|---|---|---|---|---|---|---|---|
年龄 | 自付额 | ||||||||
$0 | $250 | $500 | $1000 | ||||||
儿童少年(独自申请) | $1.47 | $1.18 | $1.07 | $0.95 | |||||
18 – 29 | $1.47 | $1.18 | $1.07 | $0.95 | |||||
30 – 39 | $1.99 | $1.59 | $1.44 | $1.29 | |||||
40 – 49 | $2.93 | $2.35 | $2.13 | $1.89 | |||||
50 – 59 | $4.35 | $3.49 | $3.16 | $2.81 | |||||
60 – 64 | $5.08 | $4.08 | $3.68 | $3.28 | |||||
65 – 69 | $5.74 | $4.60 | $4.15 | $3.71 | |||||
70 – 79* | $8.27 | $6.63 | $5.98 | $5.35 | |||||
80+* | $16.49 | $13.32 | $12.09 | $10.91 | |||||
计划B($200,000) | |||||||||
年龄 | 自付额 | ||||||||
$0 | $250 | $500 | $1000 | ||||||
儿童少年(独自申请) | $2.42 | $1.48 | $1.33 | $1.19 | |||||
18 – 29 | $2.42 | $1.48 | $1.33 | $1.19 | |||||
30 – 39 | $2.85 | $2.28 | $2.05 | $1.83 | |||||
40 – 49 | $3.67 | $2.94 | $2.65 | $2.35 | |||||
50 – 59 | $6.06 | $4.85 | $4.37 | $3.88 | |||||
60 – 64 | $7.89 | $6.31 | $5.68 | $5.05 | |||||
65 – 69 | $8.81 | $7.04 | $6.35 | $5.64 | |||||
70 – 79* | N/A | N/A | N/A | N/A | |||||
80+* | N/A | N/A | N/A | N/A | |||||
*计划B仅适用于受保人年龄0-69岁。 |
计划保额上限 $250,000 | ||||||||
---|---|---|---|---|---|---|---|---|
年龄 | 自付额 | |||||||
$0 | $250 | $500 | $1000 | |||||
儿童少年(独自申请) | $2.87 | $2.31 | $2.09 | $1.87 | ||||
18 – 29 | $2.87 | $2.31 | $2.10 | $1.87 | ||||
30 – 39 | $4.45 | $3.58 | $3.23 | $2.90 | ||||
40 – 49 | $5.89 | $4.73 | $4.28 | $3.83 | ||||
50 – 59 | $9.45 | $7.59 | $6.86 | $6.14 | ||||
60 – 64 | $12.32 | $9.89 | $8.95 | $8.01 | ||||
65 – 69 | $13.76 | $11.03 | $9.98 | $8.93 | ||||
70 – 79* | $16.53 | $13.29 | $12.08 | $10.88 | ||||
80+* | $27.94 | $22.52 | $20.40 | $18.38 |