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How to do a 'needs analysis' before you buy life insurance

When buying life insurance, don't choose a policy before you understand the financial needs of your beneficiaries. A new study by the international insurance consulting group LIMRA finds that people are 1.5 times more likely to buy life insurance if they first do a needs analysis. Before you buy any life insurance, please analyze current and future expenses，what you're worth to your family and use the Online life insurance calculators to do your own needs analysis.

Source:Insure.com