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10 things travel insurance doesn't cover

This article provides the 10 common exclusions from the coverage of travel insurance. You should consider them before you plan your next trip: 1. Your tour operator cancels on you. 2. Acts of war/local protests. 3. Pre-existing medical conditions. 4. Baggage delayed for less than 24 hours (outbound flights only). 5. Death or illness of a pet. 6. Loss or damage to keys, money, documents, tickets, or credit cards. 7. Sports injuries. 8. Pregnancy and childbirth. 9. Psychological illness or self-inflicted injuries. 10. Your spouse files for divorce before the trip.

Source:Msn.com