KCAL Insurance Agency
Phone: (800) 681-8288 E-mail: info@kcal.net
10 new health insurance freebies
Health insurance reform requires that new group or individual health plans created or purchased since March 23, 2010, cover 100 percent of the costs of preventive care. That means you don't have to pay a deductible, coinsurance or copay for a variety of tests and treatments.
Keep in mind, though you still might have to pay a copay for an office visit if the preventive care is billed separately. Also, the law requires health plans to provide this fully-covered care only through in-network clinicians.
Here are 10 new health insurance testing recommendations come from guidelines established by the U.S. Preventative Services Task Force:
1. Diabetes, blood pressure and cholesterol tests 2. Breast, cervical and colon cancer screenings 3. Health education counseling 4. Routine vaccines 5. Flu shots 6. Counseling and screening for healthy pregnancies 7. Well-baby and well-child visits 8. HIV and sexually transmitted disease screening 9. Osteoporosis screening 10. Obesity screening and weight loss counseling
Here are 10 new health insurance testing recommendations come from guidelines established by the U.S. Preventative Services Task Force:
1. Diabetes, blood pressure and cholesterol tests 2. Breast, cervical and colon cancer screenings 3. Health education counseling 4. Routine vaccines 5. Flu shots 6. Counseling and screening for healthy pregnancies 7. Well-baby and well-child visits 8. HIV and sexually transmitted disease screening 9. Osteoporosis screening 10. Obesity screening and weight loss counseling