KCAL Insurance Agency
Phone: (800) 681-8288 E-mail: info@kcal.net
Find cheap auto insurance in 8 easy steps
Sometimes focusing solely on the lowest insurance rates is a mistake if you're also shortchanging quality. However, with a little research, you should be able to find cheaper auto insurance without sacrificing important coverage amounts. Here are ways to improve your odds of lowering your insurance rates:
1. Comparison shop
2. Bundle your policies. Your insurance company may offer more affordable car insurance rates if you purchase both your home insurance and auto insurance policies from the same provider.
3. Raise your deductible. Simply raising your deductible from $200 to $500 can lower your car insurance premium by about 20 percent, according to the Insurance Information Institute.
4. Ask about discounts for which you qualify
5. Buy the right type of car
Car with certain safety features and cars that cost less to repair or replace generally receive lower premiums.
6. Avoid tickets and accidents
7. Don't carry unnecessary insurance coverage
8. Don't ignore your car insurance agent. Experts generally recommend you sit down with your agent annually to discuss any changes in your life that might impact your auto rates.
Source:Insurance.com