KCAL Insurance Agency
Phone: (800) 681-8288 E-mail: info@kcal.net
6 shady behaviors that kill insurance claims
Here are six ways that could cause insurance to kill your claims:
1. Many people struggle to pay bills, and some will go to extreme measures to get out from under an oppressive auto loan. Some may choose to stage a phony theft
2. When gasoline prices start to climb, so do vehicle arson rates,The usual targets are gas guzzlers like SUVs and pickup trucks.
3. If you smash into a tree, total your car and file a claim, your insurer might start asking questions and soon catch wind of your actual address. In such situation, you had better not lie about the residence you are in since your insurer will investigate the claim using its own staff.
4. The insurance company charges much less if you only drives your vehicles on a farm exclusively. So if an insurer checks the ZIP code where the vehicle is garaged, it may find the car is actually in the middle of the city, rather than in a rural area. That can result in the insurer voiding the policy and rejecting any insurance claims.
5. While it's possible to obtain auto insurance for modified vehicles, you will have big trouble if you decide not disclose the changes. In such cases, your insurer is likely to reject your claim following a wreck.
6. While you may fear that a pre-existing medical condition will pre-empt you from obtaining life insurance, you're far better off detailing health woes than lying on your application.
1. Many people struggle to pay bills, and some will go to extreme measures to get out from under an oppressive auto loan. Some may choose to stage a phony theft
2. When gasoline prices start to climb, so do vehicle arson rates,The usual targets are gas guzzlers like SUVs and pickup trucks.
3. If you smash into a tree, total your car and file a claim, your insurer might start asking questions and soon catch wind of your actual address. In such situation, you had better not lie about the residence you are in since your insurer will investigate the claim using its own staff.
4. The insurance company charges much less if you only drives your vehicles on a farm exclusively. So if an insurer checks the ZIP code where the vehicle is garaged, it may find the car is actually in the middle of the city, rather than in a rural area. That can result in the insurer voiding the policy and rejecting any insurance claims.
5. While it's possible to obtain auto insurance for modified vehicles, you will have big trouble if you decide not disclose the changes. In such cases, your insurer is likely to reject your claim following a wreck.
6. While you may fear that a pre-existing medical condition will pre-empt you from obtaining life insurance, you're far better off detailing health woes than lying on your application.
Source:Insurance.com