Shrink your BMI and your insurance bill
With a growing obesity trends in the United States, an insurance company has started being one of the first in the nation to offer discounts to customers who keep a low body-mass index. The program by Phoenix Cos. Inc. offers discounts up to 20 percent on life insurance policies to customers whose BMI is verified by a doctor to be 19 to 25. BMI is a ratio of body fat that takes height and weight into account. The Centers for Disease Control and Prevention defines obesity as a BMI of 30 or more; people between 25 and 30 are considered overweight. Customers who qualify for the program can start seeing reduced rates after five years if their BMI remains in the 19-to-25 range.