Travel Abroad Insurance
Travel abroad insurance is designed specifically to provide coverage for those traveling outside their home country* in unexpected accidents or sudden illnesses. It includes worldwide medical emergency coverage of up to $2 million. Apply online to gain immediate access with a daily premium of less than $4. (*For individuals holding dual or more citizenship in multiple countries, the insurance will not provide coverage when individuals visit those countries.)
Coverage
| Overall Maximum Limit* | Plan A: $500,000 / Plan B: $1,000,000 / Plan C: $2,000,000 |
| Deductible | $0, $250, $500, $1,000, or $2,500 |
| Coinsurance | 100% after deductible, up to the overall maximum |
| Emergency Medical Evacuation | $1,000,000 |
| Acute Onset of Pre-Existing Condition** | $200,000 (Age 60-64: $20,000) |
| Accidental Death and Dismemberment*** | $50,000 |
| Emergency Reunion | $100,000 |
| Repatriations of Remains | $50,000 |
| Trip Interruption | $10,000 |
| Terrorism | $50,000 |
| Political Evacuation | $50,000 |
| Baggage Loss | $1,000 |
| Stolen Passport/Visa | $100 |
| Emergency Dental Pain | $200 for pain relief, $2000 for accident |
| World Wide Assistance Services | Included |
| Recreational Sports | Included |
| Accidental Death and Dismemberment | Optional add-on For only $0.60 per day, you can add an additional $100,000 to your benefit. |
| Intercollegiate/Interscholastic Sports | Optional add-on Provides additional coverage for those participating in intercollegiate or interscholastic sports. This rider is available for an additional $1.25 per person, per day. |
| Hazardous Activities | Optional add-on Gives you the option of purchasing additional protection to cover your adventures. This rider is available for an additional 20% of your premium. Only medical expenses related to hazardous activities are covered. |
| Covid-19 Coverage | Included The Medical Expenses benefit includes coverage for eligible Covid-19-related medical expenses. Testing for Covid-19 will be covered if deemed medically necessary by a physician. |
*Benefit limits may apply to certain conditions.
**Acute onset of pre-existing conditions maximum benefit for those age 60-64 is $20,000, after deductible. For those under age 60, the limit is $200,000.
***Accidental Death and Dismemberment coverage is based on age: Under 18: $5,000; 18-64: $50,000
Daily Premium
| Daily Premium* | Plan A ($500,000) | ||||
|---|---|---|---|---|---|
| Age | Deductible Per Policy Period* | ||||
| $0 | $250 | $500 | $1000 | $2500 | |
| 14 days – 29 years | $1.65 | $1.34 | $1.19 | $1.09 | $0.98 |
| 30 – 39 | $2.07 | $1.68 | $1.49 | $1.35 | $1.22 |
| 40 – 49 | $2.80 | $2.41 | $2.01 | $1.95 | $1.76 |
| 50 – 59 | $4.78 | $3.82 | $3.41 | $2.94 | $2.65 |
| 60 – 64 | $6.03 | $4.83 | $4.36 | $3.74 | $3.37 |
| *Coverage appliance needs to be at least 5 days, up to 364 days. *Child is defined as a person at least 14 days old, and younger than 18 years old. |
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| Daily Premium* | Plan B ($1,000,000) | ||||
|---|---|---|---|---|---|
| Age | Deductible Per Policy Period* | ||||
| $0 | $250 | $500 | $1000 | $2500 | |
| 14 days – 29 years | $1.73 | $1.41 | $1.26 | $1.14 | $1.02 |
| 30 – 39 | $2.20 | $1.75 | $1.59 | $1.42 | $1.27 |
| 40 – 49 | $2.85 | $2.45 | $2.06 | $1.98 | $1.79 |
| 50 – 59 | $4.90 | $3.88 | $3.50 | $3.00 | $2.69 |
| 60 – 64 | $6.10 | $4.88 | $4.41 | $3.78 | $3.41 |
| *Coverage appliance needs to be at least 5 days, up to 364 days. *Child is defined as a person at least 14 days old, and younger than 18 years old. |
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| Daily Premium* | Plan C ($2,000,000) | ||||
|---|---|---|---|---|---|
| Age | Deductible Per Policy Period* | ||||
| $0 | $250 | $500 | $1000 | $2500 | |
| 14 days – 29 years | $1.82 | $1.48 | $1.32 | $1.19 | $1.07 |
| 30 – 39 | $2.31 | $1.84 | $1.67 | $1.49 | $1.34 |
| 40 – 49 | $2.99 | $2.58 | $2.15 | $2.09 | $1.88 |
| 50 – 59 | $5.14 | $4.08 | $3.67 | $3.15 | $2.83 |
| 60 – 64 | $6.40 | $5.12 | $4.63 | $3.98 | $3.58 |
| *Coverage appliance needs to be at least 5 days, up to 364 days. *Child is defined as a person at least 14 days old, and younger than 18 years old. |
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